Add global search, in-app + push notifications, and fix card/beneficiary/scroll issues

- Global feature search for the user app, wired to the home search icon
- Notifications screen: swipe-to-delete, vanish animation, unread badge,
  and Notifee-backed foreground + background (scheduled) OS notifications
- Fix Add Beneficiary save (single source of truth via beneficiaries slice)
- Fix Cards tab scroll freeze and bottom blank space (use ScreenShell scroll)
- User-friendly toast copy across the app
- Android build tuning: parallel/caching/JVM G1 args, mobile-only ABIs

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

src/modules/services/screens/CertificateListScreen.tsx

@@ -24,7 +24,7 @@ export default function CertificateListScreen({ route }: Props) {
   }));
 
   const handleDownload = (docName: string) => {
-    toast('Download Started', 'success', `${docName} is being securely downloaded to your device.`);
+    toast('Download started', 'success', `${docName} is being saved securely to your device.`);
   };
 
   return (

src/modules/services/screens/ChequeBookRequestScreen.tsx

@@ -20,7 +20,7 @@ export default function ChequeBookRequestScreen({ navigation }: Props) {
     setIsLoading(true);
     setTimeout(() => {
       setIsLoading(false);
-      toast('Request Submitted', 'success', 'Your cheque book will be delivered in 3-5 days.');
+      toast('Request submitted', 'success', 'Your cheque book will arrive in 3 to 5 days.');
       navigation.goBack();
     }, 1500);
   };

src/modules/services/screens/Form15G15HScreen.tsx

@@ -18,13 +18,13 @@ export default function Form15G15HScreen({ navigation }: Props) {
 
   const handleSubmit = () => {
     if (!panNumber || !estimatedIncome) {
-      toast('Validation Failed', 'error', 'PAN and estimated income are required.');
+      toast('Some details are missing', 'error', 'Please enter your PAN and estimated income to continue.');
       return;
     }
     setIsLoading(true);
     setTimeout(() => {
       setIsLoading(false);
-      toast('Form Submitted successfully', 'success', `Your Form ${formType} has been recorded for the current FY.`);
+      toast('Form submitted', 'success', `Your Form ${formType} has been recorded for the current financial year.`);
       navigation.goBack();
     }, 1500);
   };
@@ -78,7 +78,7 @@ export default function Form15G15HScreen({ navigation }: Props) {
               <Text style={{ fontWeight: '700', color: theme.colors.textPrimary }}>Form 15G - FY 24-25</Text>
               <Text style={{ fontSize: 12, color: theme.colors.textSecondary }}>Submitted April 2025</Text>
             </View>
-            <Button title="Download" variant="ghost" onPress={() => toast('Downloading...', 'info')} />
+            <Button title="Download" variant="ghost" onPress={() => toast('Download started', 'info', 'Your form is being prepared for download.')} />
           </Card>
       </View>
     </ScreenShell>

src/modules/services/screens/PositivePayScreen.tsx

@@ -20,13 +20,13 @@ export default function PositivePayScreen({ navigation }: Props) {
 
   const handleSubmit = () => {
     if (!chequeNumber || !amount || !payee) {
-      toast('Incomplete Form', 'error', 'Please fill all required details.');
+      toast('Some details are missing', 'error', 'Please fill in all the required details to continue.');
       return;
     }
     setIsLoading(true);
     setTimeout(() => {
       setIsLoading(false);
-      toast('Verification Submitted', 'success', `Details for Cheque #${chequeNumber} saved securely.`);
+      toast('Cheque details submitted', 'success', `Your details for cheque #${chequeNumber} have been saved securely.`);
       navigation.goBack();
     }, 1500);
   };

src/modules/services/screens/ServicesHubScreen.tsx

@@ -80,9 +80,9 @@ export default function ServicesHubScreen({ navigation }: Props) {
         iconColor: '#0EA5E9',
         onPress: () =>
           toast(
-            'Support chat screen pending',
+            'Support chat coming soon',
             'info',
-            'This feature is coming in the next update.',
+            'This feature will be available in the next update.',
           ),
       },
       {
@@ -91,7 +91,7 @@ export default function ServicesHubScreen({ navigation }: Props) {
         icon: 'help-circle-outline',
         iconColor: '#8B5CF6',
         onPress: () =>
-          toast('Help center pending', 'info', 'Coming soon.'),
+          toast('Help center coming soon', 'info', 'This feature will be available shortly.'),
       },
       {
         id: 'cyber_security',

src/modules/services/screens/SpecialInstructionsScreen.tsx

@@ -17,13 +17,13 @@ export default function SpecialInstructionsScreen({ navigation }: Props) {
 
   const handleSubmit = () => {
     if (!title || !description) {
-      toast('Empty fields', 'error', 'Title and description are required.');
+      toast('Some details are missing', 'error', 'Please add a title and description before you continue.');
       return;
     }
     setIsLoading(true);
     setTimeout(() => {
       setIsLoading(false);
-      toast('Request Logged', 'success', 'Your special instruction has been submitted to the branch.');
+      toast('Request submitted', 'success', 'Your special instruction has been sent to your branch.');
       navigation.goBack();
     }, 1500);
   };

src/modules/services/screens/StopPaymentScreen.tsx

@@ -24,7 +24,7 @@ export default function StopPaymentScreen({ navigation }: Props) {
     setIsLoading(true);
     setTimeout(() => {
       setIsLoading(false);
-      toast('Payment Stopped', 'success', `Cheque #${chequeNumber} has been blocked.`);
+      toast('Payment stopped', 'success', `We've stopped payment on cheque #${chequeNumber}.`);
       navigation.goBack();
     }, 1500);
   };