CBS-Mobile-App/src/modules/home/screens/ReKycScreen.tsx

import React, { useState } from 'react';
import {
  Alert,
  Pressable,
  StyleSheet,
  Text,
  View,
} from 'react-native';
import { NativeStackScreenProps } from '@react-navigation/native-stack';
import { Icon } from '../../../components/Icon';
import LinearGradient from 'react-native-linear-gradient';

import { BottomSheet, Button, Card, Input, ScreenShell } from '../../../components';
import { useAccounts } from '../hooks/useAccounts';
import type { HomeStackParamList } from '../../../navigation/types';
import { useTheme, fontFamily } from '../../../theme';

type Props = NativeStackScreenProps<HomeStackParamList, 'ReKyc'>;
type IconName = React.ComponentProps<typeof Icon>['name'];
type ChangeField = 'name' | 'mobile' | 'email' | 'address';

type ChangeOption = {
  id: ChangeField;
  label: string;
  icon: IconName;
};

const CHANGE_OPTIONS: ChangeOption[] = [
  { id: 'name', label: 'Name', icon: 'person-outline' },
  { id: 'mobile', label: 'Mobile', icon: 'call-outline' },
  { id: 'email', label: 'Email', icon: 'mail-outline' },
  { id: 'address', label: 'Address', icon: 'location-outline' },
];

const STEPS = [
  'Enter your Aadhaar number',
  'Upload documents & latest photograph',
  'Accept the self-declaration and submit',
];

type DocOption = { id: string; label: string; hint: string; icon: IconName };

const DOCUMENT_OPTIONS: DocOption[] = [
  { id: 'identity', label: 'Identity proof', hint: 'Aadhaar / Passport / Voter ID', icon: 'id-card-outline' },
  { id: 'address', label: 'Address proof', hint: 'Utility bill / Rent agreement', icon: 'home-outline' },
  { id: 'pan', label: 'PAN card', hint: 'Required for tax records', icon: 'card-outline' },
];

const DECLARATIONS = [
  'The information and documents provided are true and correct.',
  'I will inform the bank of any future change in my KYC details.',
  'I consent to the bank verifying my documents with the issuing authority.',
];

const formatAadhaar = (value: string) =>
  value
    .replace(/\D/g, '')
    .slice(0, 12)
    .replace(/(\d{4})(?=\d)/g, '$1 ');

const extractDigits = (value: string) => value.replace(/\D/g, '');

export default function ReKycScreen({ route, navigation }: Props) {
  const theme = useTheme();
  // Read from the bank on mount; nothing about accounts is cached locally.
  // Re-KYC is raised against an operative account.
  const { operableAccounts: accounts } = useAccounts();
  const account =
    accounts.find((item) => item.accountNumber === route.params?.accountNumber) ?? accounts[0];

  const [aadhaarNumber, setAadhaarNumber] = useState('');
  const [selectedFields, setSelectedFields] = useState<ChangeField[]>([]);
  const [updatedName, setUpdatedName] = useState('');
  const [updatedMobile, setUpdatedMobile] = useState('');
  const [updatedEmail, setUpdatedEmail] = useState('');
  const [updatedAddress, setUpdatedAddress] = useState('');
  const [consentGiven, setConsentGiven] = useState(false);
  const [uploadedDocs, setUploadedDocs] = useState<string[]>([]);
  const [photoUploaded, setPhotoUploaded] = useState(false);
  const [acceptedDeclarations, setAcceptedDeclarations] = useState<number[]>([]);
  const [otpSheetVisible, setOtpSheetVisible] = useState(false);
  const [otpValue, setOtpValue] = useState('');

  const toggleDocument = (id: string) => {
    setUploadedDocs((current) =>
      current.includes(id) ? current.filter((item) => item !== id) : [...current, id],
    );
  };

  const toggleDeclaration = (index: number) => {
    setAcceptedDeclarations((current) =>
      current.includes(index) ? current.filter((item) => item !== index) : [...current, index],
    );
  };

  const allDeclarationsAccepted = acceptedDeclarations.length === DECLARATIONS.length;

  if (!account) {
    return (
      <ScreenShell title="   Aadhaar" subtitle="Identity refresh">
        <Card style={styles.emptyCard}>
          <View
            style={[
              styles.emptyIcon,
              { backgroundColor: theme.tint(theme.colors.danger, 0.07) },
            ]}
          >
            <Icon name="alert-circle-outline" size={28} color={theme.colors.danger} />
          </View>
          <Text style={[styles.emptyTitle, { color: theme.colors.textPrimary }]}>
            Account not found
          </Text>
          <Text style={[styles.emptyDescription, { color: theme.colors.textSecondary }]}>
            We could not start re-KYC because the selected account is unavailable.
          </Text>
        </Card>
      </ScreenShell>
    );
  }

  const toggleField = (field: ChangeField) => {
    setSelectedFields((currentValue) =>
      currentValue.includes(field)
        ? currentValue.filter((item) => item !== field)
        : [...currentValue, field],
    );
  };

  const handleAadhaarChange = (value: string) => {
    setAadhaarNumber(formatAadhaar(value));
  };

  const getMissingFieldLabel = () => {
    if (selectedFields.includes('name') && updatedName.trim().length === 0) {
      return 'updated name';
    }

    if (selectedFields.includes('mobile') && extractDigits(updatedMobile).length !== 10) {
      return 'updated mobile number';
    }

    if (selectedFields.includes('email') && !updatedEmail.includes('@')) {
      return 'updated email';
    }

    if (selectedFields.includes('address') && updatedAddress.trim().length < 8) {
      return 'updated address';
    }

    return null;
  };

  const handleSubmit = () => {
    const aadhaarDigits = extractDigits(aadhaarNumber);

    if (aadhaarDigits.length !== 12) {
      Alert.alert('Invalid Aadhaar', 'Enter a valid 12-digit Aadhaar number to continue.');
      return;
    }

    if (selectedFields.length === 0 && !consentGiven) {
      Alert.alert('Consent required', 'Please verify that there is no change on your Aadhaar details.');
      return;
    }

    const missingFieldLabel = getMissingFieldLabel();

    if (missingFieldLabel) {
      Alert.alert('Incomplete details', `Please enter a valid ${missingFieldLabel}.`);
      return;
    }

    if (!photoUploaded) {
      Alert.alert('Photograph required', 'Please upload your latest photograph to continue.');
      return;
    }

    if (!allDeclarationsAccepted) {
      Alert.alert('Self declaration', 'Please accept all the self-declaration statements to continue.');
      return;
    }

    setOtpSheetVisible(true);
  };

  const handleVerifyOtpAndSubmit = () => {
    if (otpValue.length !== 6) {
      Alert.alert('Invalid OTP', 'Please enter a valid 6-digit OTP.');
      return;
    }

    setOtpSheetVisible(false);

    setTimeout(() => {
      Alert.alert(
        'Re-KYC submitted',
        'Your Aadhaar-based re-KYC request has been sent for review. We will update your records after validation.',
        [
          {
            text: 'Back to account',
            onPress: () => navigation.goBack(),
          },
        ],
      );
    }, 300);
  };

  return (
    <ScreenShell
      title="Re-KYC via Aadhaar"
      subtitle={`${account?.accountType ?? ""} account · A/c XXXX ${account?.accountNumber.slice(-4) ?? ""}`}
      contentContainerStyle={styles.contentContainer}
    >
      <LinearGradient
        colors={[theme.colors.surface, theme.colors.primarySurface, theme.colors.surface]}
        start={{ x: 0, y: 0 }}
        end={{ x: 1, y: 1 }}
        style={[styles.heroCard, { borderColor: theme.colors.cardBorder }]}
      >
        <View style={styles.heroHeader}>
          <View
            style={[
              styles.heroIcon,
              { backgroundColor: theme.tint(theme.colors.primary, 0.07) },
            ]}
          >
            <Icon name="shield-checkmark-outline" size={20} color={theme.colors.primary} />
          </View>
          <View style={styles.heroCopy}>
            <Text style={[styles.heroTitle, { color: theme.colors.textPrimary }]}>
              Update KYC when your records change
            </Text>
            <Text style={[styles.heroSubtitle, { color: theme.colors.textSecondary }]}>
              Use Aadhaar re-verification if your name, mobile, email, or address has changed.
            </Text>
          </View>
        </View>

        <View style={styles.stepList}>
          {STEPS.map((step, index) => (
            <View key={step} style={styles.stepRow}>
              <View
                style={[
                  styles.stepIndex,
                  { backgroundColor: theme.tint(theme.colors.primary, 0.07) },
                ]}
              >
                <Text style={[styles.stepIndexText, { color: theme.colors.primary }]}>
                  {index + 1}
                </Text>
              </View>
              <Text style={[styles.stepText, { color: theme.colors.textPrimary }]}>{step}</Text>
            </View>
          ))}
        </View>
      </LinearGradient>

      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View
            style={[
              styles.sectionIcon,
              { backgroundColor: theme.tint(theme.colors.info, 0.07) },
            ]}
          >
            <Icon name="card-outline" size={18} color={theme.colors.info} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>
              Aadhaar details
            </Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Enter the Aadhaar linked to your updated identity details
            </Text>
          </View>
        </View>

        <Input
          label="Aadhaar number"
          value={aadhaarNumber}
          onChangeText={handleAadhaarChange}
          keyboardType="number-pad"
          maxLength={14}
          placeholder="1234 5678 9012"
          leftAccessory={<Icon name="finger-print-outline" size={18} color={theme.colors.textMuted} />}
        />
      </Card>

      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View
            style={[
              styles.sectionIcon,
              { backgroundColor: theme.tint(theme.colors.warning, 0.07) },
            ]}
          >
            <Icon name="create-outline" size={18} color={theme.colors.warning} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>
              What changed?
            </Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Choose the fields that need to be updated
            </Text>
          </View>
        </View>

        <View style={styles.chipGrid}>
          {CHANGE_OPTIONS.map((option) => {
            const isSelected = selectedFields.includes(option.id);

            return (
              <Pressable
                key={option.id}
                onPress={() => toggleField(option.id)}
                style={[
                  styles.changeChip,
                  {
                    backgroundColor: isSelected ? theme.tint(theme.colors.primary, 0.07) : theme.colors.surfaceMuted,
                    borderColor: isSelected ? theme.tint(theme.colors.primary, 0.27) : theme.colors.cardBorder,
                  },
                ]}
              >
                <Icon
                  name={option.icon as any}
                  size={16}
                  color={isSelected ? theme.colors.primary : theme.colors.textSecondary}
                />
                <Text
                  style={[
                    styles.changeChipText,
                    { color: isSelected ? theme.colors.primary : theme.colors.textPrimary },
                  ]}
                >
                  {option.label}
                </Text>
              </Pressable>
            );
          })}
        </View>

        {selectedFields.length === 0 ? (
          <Pressable
            onPress={() => setConsentGiven((currentValue) => !currentValue)}
            style={[
              styles.consentCard,
              { backgroundColor: theme.colors.surfaceMuted, borderColor: theme.colors.cardBorder },
            ]}
          >
            <Icon
              name={consentGiven ? 'checkmark-circle' : 'ellipse-outline'}
              size={22}
              color={consentGiven ? theme.colors.success : theme.colors.textMuted}
            />
            <Text style={[styles.consentText, { color: theme.colors.textPrimary }]}>
              I verify that there is no change on my Aadhaar details.
            </Text>
          </Pressable>
        ) : null}

        {selectedFields.includes('name') ? (
          <Input
            label="Updated name"
            value={updatedName}
            onChangeText={setUpdatedName}
            placeholder="Name as per Aadhaar"
            autoCapitalize="words"
          />
        ) : null}

        {selectedFields.includes('mobile') ? (
          <Input
            label="Updated mobile"
            value={updatedMobile}
            onChangeText={setUpdatedMobile}
            keyboardType="phone-pad"
            maxLength={10}
            placeholder="10-digit mobile number"
          />
        ) : null}

        {selectedFields.includes('email') ? (
          <Input
            label="Updated email"
            value={updatedEmail}
            onChangeText={setUpdatedEmail}
            keyboardType="email-address"
            autoCapitalize="none"
            placeholder="name@example.com"
          />
        ) : null}

        {selectedFields.includes('address') ? (
          <Input
            label="Updated address"
            value={updatedAddress}
            onChangeText={setUpdatedAddress}
            placeholder="Flat, street, area, city"
          />
        ) : null}
      </Card>

      {/* Document upload */}
      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View style={[styles.sectionIcon, { backgroundColor: theme.tint(theme.colors.success, 0.07) }]}>
            <Icon name="cloud-upload-outline" size={18} color={theme.colors.success} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>Upload documents</Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Attach the latest copies of your KYC documents
            </Text>
          </View>
        </View>

        {DOCUMENT_OPTIONS.map((doc) => {
          const isUploaded = uploadedDocs.includes(doc.id);
          return (
            <Pressable
              key={doc.id}
              onPress={() => toggleDocument(doc.id)}
              style={[
                styles.uploadRow,
                {
                  backgroundColor: isUploaded ? theme.tint(theme.colors.success, 0.06) : theme.colors.surfaceMuted,
                  borderColor: isUploaded ? theme.tint(theme.colors.success, 0.27) : theme.colors.cardBorder,
                },
              ]}
            >
              <View style={[styles.uploadIcon, { backgroundColor: theme.colors.surface }]}>
                <Icon name={doc.icon} size={18} color={theme.colors.primary} />
              </View>
              <View style={styles.uploadCopy}>
                <Text style={[styles.uploadLabel, { color: theme.colors.textPrimary }]}>{doc.label}</Text>
                <Text style={[styles.uploadHint, { color: theme.colors.textSecondary }]}>
                  {isUploaded ? 'Uploaded · tap to remove' : doc.hint}
                </Text>
              </View>
              <Icon
                name={isUploaded ? 'checkmark-circle' : 'add-circle-outline'}
                size={22}
                color={isUploaded ? theme.colors.success : theme.colors.primary}
              />
            </Pressable>
          );
        })}
      </Card>

      {/* Latest photograph */}
      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View style={[styles.sectionIcon, { backgroundColor: theme.tint(theme.colors.info, 0.07) }]}>
            <Icon name="camera-outline" size={18} color={theme.colors.info} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>Latest photograph</Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Upload a clear, recent passport-style photo
            </Text>
          </View>
        </View>

        <Pressable
          onPress={() => setPhotoUploaded((value) => !value)}
          style={[
            styles.photoTile,
            {
              backgroundColor: photoUploaded ? theme.tint(theme.colors.success, 0.06) : theme.colors.surfaceMuted,
              borderColor: photoUploaded ? theme.tint(theme.colors.success, 0.27) : theme.colors.cardBorder,
            },
          ]}
        >
          <Icon
            name={photoUploaded ? 'checkmark-circle' : 'person-circle-outline'}
            size={48}
            color={photoUploaded ? theme.colors.success : theme.colors.textMuted}
          />
          <Text style={[styles.photoText, { color: photoUploaded ? theme.colors.success : theme.colors.textSecondary }]}>
            {photoUploaded ? 'Photograph uploaded' : 'Tap to capture / upload photo'}
          </Text>
        </Pressable>
      </Card>

      {/* Self declaration */}
      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View style={[styles.sectionIcon, { backgroundColor: theme.tint(theme.colors.warning, 0.07) }]}>
            <Icon name="document-text-outline" size={18} color={theme.colors.warning} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>Self declaration</Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Please read and accept all statements
            </Text>
          </View>
        </View>

        {DECLARATIONS.map((statement, index) => {
          const accepted = acceptedDeclarations.includes(index);
          return (
            <Pressable
              key={statement}
              onPress={() => toggleDeclaration(index)}
              style={[
                styles.consentCard,
                { backgroundColor: theme.colors.surfaceMuted, borderColor: theme.colors.cardBorder },
              ]}
            >
              <Icon
                name={accepted ? 'checkmark-circle' : 'ellipse-outline'}
                size={22}
                color={accepted ? theme.colors.success : theme.colors.textMuted}
              />
              <Text style={[styles.consentText, { color: theme.colors.textPrimary }]}>{statement}</Text>
            </Pressable>
          );
        })}
      </Card>

      {/* Video KYC option */}
      <Card style={styles.sectionCard}>
        <View style={styles.sectionHeader}>
          <View style={[styles.sectionIcon, { backgroundColor: theme.tint(theme.colors.primary, 0.07) }]}>
            <Icon name="videocam-outline" size={18} color={theme.colors.primary} />
          </View>
          <View style={styles.sectionCopy}>
            <Text style={[styles.sectionTitle, { color: theme.colors.textPrimary }]}>Prefer a video call?</Text>
            <Text style={[styles.sectionSubtitle, { color: theme.colors.textSecondary }]}>
              Complete re-KYC over a secure video call (V-CIP)
            </Text>
          </View>
        </View>
        <Button
          title="Start Video KYC"
          variant="secondary"
          onPress={() => account && navigation.navigate('VideoKyc', { accountNumber: account.accountNumber })}
          leftAccessory={<Icon name="videocam-outline" size={18} color={theme.colors.textPrimary} />}
        />
      </Card>

      <Card style={styles.footerCard}>
        <View style={styles.footerHeader}>
          <Icon name="time-outline" size={18} color={theme.colors.primary} />
          <Text style={[styles.footerTitle, { color: theme.colors.textPrimary }]}>
            Processing note
          </Text>
        </View>
        <Text style={[styles.footerText, { color: theme.colors.textSecondary }]}>
          Re-KYC updates are usually reviewed within one working day after Aadhaar verification and profile checks.
        </Text>
        <Button
          title="Submit re-KYC request"
          onPress={handleSubmit}
          leftAccessory={<Icon name="paper-plane-outline" size={18} color={theme.colors.white} />}
        />
      </Card>
      <View style={{ height: 60 }} />

      <BottomSheet
        visible={otpSheetVisible}
        title="Verify your request"
        onClose={() => setOtpSheetVisible(false)}
      >
        <Text style={{ color: theme.colors.textSecondary, marginBottom: 16, fontSize: 14, lineHeight: 20 }}>
          Enter the 6-digit OTP sent to your registered mobile number to confirm this re-KYC request.
        </Text>
        <Input
          label="Enter OTP"
          value={otpValue}
          onChangeText={setOtpValue}
          keyboardType="number-pad"
          maxLength={6}
          placeholder="000000"
        />
        <Button
          title="Verify & Submit"
          onPress={handleVerifyOtpAndSubmit}
          style={{ marginTop: 8 }}
        />
      </BottomSheet>
    </ScreenShell>
  );
}

const styles = StyleSheet.create({
  contentContainer: {
    gap: 18,
  },
  heroCard: {
    borderRadius: 24,
    borderWidth: 1,
    padding: 20,
    gap: 18,
  },
  heroHeader: {
    flexDirection: 'row',
    gap: 12,
  },
  heroIcon: {
    width: 44,
    height: 44,
    borderRadius: 14,
    alignItems: 'center',
    justifyContent: 'center',
  },
  heroCopy: {
    flex: 1,
    gap: 4,
  },
  heroTitle: {
    fontSize: 20,
    fontFamily: fontFamily.bold,
    letterSpacing: -0.4,
  },
  heroSubtitle: {
    fontSize: 13,
    lineHeight: 19,
  },
  stepList: {
    gap: 10,
  },
  stepRow: {
    flexDirection: 'row',
    alignItems: 'center',
    gap: 10,
  },
  stepIndex: {
    width: 28,
    height: 28,
    borderRadius: 14,
    alignItems: 'center',
    justifyContent: 'center',
  },
  stepIndexText: {
    fontSize: 12,
    fontFamily: fontFamily.bold,
  },
  stepText: {
    flex: 1,
    fontSize: 13,
    fontFamily: fontFamily.semibold,
  },
  sectionCard: {
    padding: 20,
    gap: 16,
  },
  sectionHeader: {
    flexDirection: 'row',
    alignItems: 'center',
    gap: 12,
  },
  sectionIcon: {
    width: 40,
    height: 40,
    borderRadius: 14,
    alignItems: 'center',
    justifyContent: 'center',
  },
  sectionCopy: {
    flex: 1,
    gap: 4,
  },
  sectionTitle: {
    fontSize: 18,
    fontFamily: fontFamily.bold,
    letterSpacing: -0.3,
  },
  sectionSubtitle: {
    fontSize: 13,
    fontFamily: fontFamily.medium,
  },
  consentCard: {
    flexDirection: 'row',
    alignItems: 'flex-start',
    gap: 12,
    borderWidth: 1,
    borderRadius: 16,
    padding: 16,
  },
  uploadRow: {
    flexDirection: 'row',
    alignItems: 'center',
    gap: 12,
    borderWidth: 1,
    borderRadius: 16,
    padding: 14,
  },
  uploadIcon: {
    width: 40,
    height: 40,
    borderRadius: 12,
    alignItems: 'center',
    justifyContent: 'center',
  },
  uploadCopy: {
    flex: 1,
    gap: 2,
  },
  uploadLabel: {
    fontSize: 14,
    fontFamily: fontFamily.bold,
  },
  uploadHint: {
    fontSize: 12,
    fontFamily: fontFamily.medium,
  },
  photoTile: {
    alignItems: 'center',
    justifyContent: 'center',
    gap: 10,
    borderWidth: 1,
    borderStyle: 'dashed',
    borderRadius: 16,
    paddingVertical: 28,
  },
  photoText: {
    fontSize: 13,
    fontFamily: fontFamily.bold,
  },
  consentText: {
    flex: 1,
    fontSize: 13,
    lineHeight: 19,
    fontFamily: fontFamily.medium,
  },
  chipGrid: {
    flexDirection: 'row',
    flexWrap: 'wrap',
    gap: 12,
  },
  changeChip: {
    minWidth: '47%',
    flexDirection: 'row',
    alignItems: 'center',
    gap: 8,
    borderWidth: 1,
    borderRadius: 16,
    paddingHorizontal: 14,
    paddingVertical: 12,
  },
  changeChipText: {
    fontSize: 13,
    fontFamily: fontFamily.bold,
  },
  footerCard: {
    padding: 20,
    gap: 16,
  },
  footerHeader: {
    flexDirection: 'row',
    alignItems: 'center',
    gap: 10,
  },
  footerTitle: {
    fontSize: 16,
    fontFamily: fontFamily.bold,
  },
  footerText: {
    fontSize: 13,
    lineHeight: 19,
  },
  emptyCard: {
    alignItems: 'center',
    paddingVertical: 32,
    gap: 12,
  },
  emptyIcon: {
    width: 56,
    height: 56,
    borderRadius: 18,
    alignItems: 'center',
    justifyContent: 'center',
  },
  emptyTitle: {
    fontSize: 18,
    fontFamily: fontFamily.bold,
  },
  emptyDescription: {
    fontSize: 14,
    textAlign: 'center',
    lineHeight: 20,
  },
});