FINERACT-2413: added e2e test for handling multiple re-amortization on the loan
This commit is contained in:
committed by
Adam Saghy
parent
2ee19f9825
commit
007187111d
+4
@@ -994,4 +994,8 @@ public final class ErrorMessageHelper {
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public static String reAmortizeClosedLoanFailure() {
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public static String reAmortizeClosedLoanFailure() {
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return "Loan re-amortization can only be done on active loans";
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return "Loan re-amortization can only be done on active loans";
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}
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}
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public static String reAmortizeSameDateFailure() {
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return "Validation errors: [id] Loan reamortization can only be done once a day. There has already been a reamortization done for today";
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}
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}
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}
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+17
@@ -70,6 +70,18 @@ public class LoanReAmortizationStepDef extends AbstractStepDef {
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testContext().set(TestContextKey.LOAN_REAMORTIZATION_RESPONSE, response);
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testContext().set(TestContextKey.LOAN_REAMORTIZATION_RESPONSE, response);
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}
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}
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@When("Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling {string} should FAIL")
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public void createLoanReAmortizationWithInterestHandlingShouldFail(final String reAmortizationInterestHandling) {
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final PostLoansResponse loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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final Long loanId = loanResponse.getLoanId();
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final PostLoansLoanIdTransactionsRequest reAmortizationRequest = LoanRequestFactory.defaultLoanReAmortizationRequest()
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.reAmortizationInterestHandling(reAmortizationInterestHandling);
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fail(() -> fineractClient.loanTransactions().executeLoanTransaction(loanId, reAmortizationRequest,
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Map.of("command", "reAmortize")));
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}
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@When("Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling {string}")
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@When("Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling {string}")
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public void createLoanReAmortizationWithInterestHandling(final String reAmortizationInterestHandling) {
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public void createLoanReAmortizationWithInterestHandling(final String reAmortizationInterestHandling) {
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final PostLoansResponse loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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final PostLoansResponse loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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@@ -157,6 +169,11 @@ public class LoanReAmortizationStepDef extends AbstractStepDef {
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reAmortizationFailure(ErrorMessageHelper.reAmortizeClosedLoanFailure());
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reAmortizationFailure(ErrorMessageHelper.reAmortizeClosedLoanFailure());
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}
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}
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@When("Admin creates a Loan re-amortization transaction on current business date is forbidden as re-amortization already done for today")
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public void reAmortizationSameDateFailure() {
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reAmortizationFailure(ErrorMessageHelper.reAmortizeSameDateFailure());
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}
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@When("Admin creates re-amortization trn on current business date with reAmortizationInterestHandling {string} is forbidden as loan was closed")
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@When("Admin creates re-amortization trn on current business date with reAmortizationInterestHandling {string} is forbidden as loan was closed")
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public void reAmortizationWithInterestHandlingClosedLoanFailure(final String reAmortizationInterestHandling) {
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public void reAmortizationWithInterestHandlingClosedLoanFailure(final String reAmortizationInterestHandling) {
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reAmortizationInterestHandlingLoanLoanFailure(reAmortizationInterestHandling, ErrorMessageHelper.reAmortizeClosedLoanFailure());
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reAmortizationInterestHandlingLoanLoanFailure(reAmortizationInterestHandling, ErrorMessageHelper.reAmortizeClosedLoanFailure());
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@@ -1798,9 +1798,7 @@ Feature: LoanReAmortization
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When Loan Pay-off is made on "15 March 2024"
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When Loan Pay-off is made on "15 March 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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#will be handled in separate story
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@TestRailId:C4310 @AdvancedPaymentAllocation @MultiReAmortization
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@Skip
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@TestRailId:C4310 @AdvancedPaymentAllocation
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Scenario: Verify multiple Re-amortizations on the same loan - Interest calculation: Default Behavior - Multiple Re-amortizations on the same loan
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Scenario: Verify multiple Re-amortizations on the same loan - Interest calculation: Default Behavior - Multiple Re-amortizations on the same loan
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When Admin sets the business date to "01 January 2024"
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a client with random data
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@@ -1857,6 +1855,31 @@ Feature: LoanReAmortization
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When Loan Pay-off is made on "15 May 2024"
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When Loan Pay-off is made on "15 May 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@AdvancedPaymentAllocation @MultiReAmortization
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Scenario: Verify multiple Re-amortizations on the same loan - Interest calculation: Equal Amortization Behavior - Multiple Re-amortizations on the same loan
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
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When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
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When Admin sets the business date to "01 February 2024"
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And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
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When Admin sets the business date to "15 March 2024"
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And Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
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When Admin sets the business date to "01 May 2024"
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And Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling "DEFAULT" should FAIL
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And Admin creates a Loan re-amortization transaction on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
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# --- close the loan --- #
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When Admin sets the business date to "15 May 2024"
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When Loan Pay-off is made on "15 May 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C4311 @AdvancedPaymentAllocation
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@TestRailId:C4311 @AdvancedPaymentAllocation
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Scenario: Verify Re-amortization with overdue penalties - Interest calculation: Default Behavior - Re-amortization with overdue penalties
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Scenario: Verify Re-amortization with overdue penalties - Interest calculation: Default Behavior - Re-amortization with overdue penalties
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When Admin sets the business date to "01 January 2024"
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When Admin sets the business date to "01 January 2024"
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@@ -6591,3 +6614,117 @@ Feature: LoanReAmortization
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When Admin sets the business date to "01 June 2024"
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When Admin sets the business date to "01 June 2024"
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When Loan Pay-off is made on "01 June 2024"
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When Loan Pay-off is made on "01 June 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C4581 @AdvancedPaymentAllocation @MultiReAmortization
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Scenario: Verify multiple Re-amortizations on a loan without repayment between them - principal and interest - UC1
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
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When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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When Admin sets the business date to "01 February 2024"
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And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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When Admin sets the business date to "15 March 2024"
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When Admin creates a Loan re-amortization transaction on current business date
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | | 63.23 | 20.34 | 0.98 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 4 | 30 | 01 May 2024 | | 42.28 | 20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 5 | 31 | 01 June 2024 | | 21.21 | 21.07 | 0.25 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 21.21 | 0.12 | 0.0 | 0.0 | 21.33 | 0.0 | 0.0 | 0.0 | 21.33 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.3 | 0.0 | 0.0 | 102.3 | 17.01 | 0.0 | 0.0 | 85.29 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
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When Admin sets the business date to "01 May 2024"
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When Admin creates a Loan re-amortization transaction on current business date
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | 01 May 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 4 | 30 | 01 May 2024 | 01 May 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 5 | 31 | 01 June 2024 | | 42.64 | 40.93 | 1.96 | 0.0 | 0.0 | 42.89 | 0.0 | 0.0 | 0.0 | 42.89 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 42.64 | 0.25 | 0.0 | 0.0 | 42.89 | 0.0 | 0.0 | 0.0 | 42.89 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.79 | 0.0 | 0.0 | 102.79 | 17.01 | 0.0 | 0.0 | 85.78 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 May 2024 | Re-amortize | 42.64 | 41.17 | 1.47 | 0.0 | 0.0 | 0.0 | false | false |
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When Loan Pay-off is made on "01 May 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C4582 @AdvancedPaymentAllocation @MultiReAmortization
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Scenario: Verify Re-amortization on the same date is forbidden
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
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When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
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When Admin sets the business date to "01 February 2024"
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And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
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When Admin sets the business date to "15 March 2024"
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When Admin creates a Loan re-amortization transaction on current business date
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | | 63.23 | 20.34 | 0.98 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 4 | 30 | 01 May 2024 | | 42.28 | 20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 5 | 31 | 01 June 2024 | | 21.21 | 21.07 | 0.25 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 21.21 | 0.12 | 0.0 | 0.0 | 21.33 | 0.0 | 0.0 | 0.0 | 21.33 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
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When Admin creates a Loan re-amortization transaction on current business date is forbidden as re-amortization already done for today
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Reference in New Issue
Block a user