FINERACT-2181: Loan disbursement amount exceed loan principal amount when we have Capitalized Income

This commit is contained in:
Jose Alberto Hernandez
2025-06-01 18:05:03 +02:00
committed by Adam Saghy
parent 0d8d6671a1
commit 060cdb5685
3 changed files with 41 additions and 3 deletions
@@ -27,6 +27,7 @@ import org.apache.fineract.client.models.PostClientsResponse;
import org.apache.fineract.client.models.PostLoanProductsRequest;
import org.apache.fineract.client.models.PostLoanProductsResponse;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.client.util.CallFailedRuntimeException;
import org.apache.fineract.integrationtests.common.BusinessStepHelper;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.junit.jupiter.api.Assertions;
@@ -102,6 +103,38 @@ public class LoanCapitalizedIncomeTest extends BaseLoanIntegrationTest {
});
}
@Test
public void testLoanDisbursementWithCapitalizedIncome() {
final AtomicReference<Long> loanIdRef = new AtomicReference<>();
final AtomicReference<Long> capitalizedIncomeIdRef = new AtomicReference<>();
final PostClientsResponse client = clientHelper.createClient(ClientHelper.defaultClientCreationRequest());
final PostLoanProductsResponse loanProductsResponse = loanProductHelper
.createLoanProduct(create4IProgressive().enableIncomeCapitalization(true)
.capitalizedIncomeCalculationType(PostLoanProductsRequest.CapitalizedIncomeCalculationTypeEnum.FLAT)
.capitalizedIncomeStrategy(PostLoanProductsRequest.CapitalizedIncomeStrategyEnum.EQUAL_AMORTIZATION)
.deferredIncomeLiabilityAccountId(deferredIncomeLiabilityAccount.getAccountID().longValue())
.incomeFromCapitalizationAccountId(feeIncomeAccount.getAccountID().longValue())
.capitalizedIncomeType(PostLoanProductsRequest.CapitalizedIncomeTypeEnum.FEE).overAppliedNumber(3));
runAt("1 April 2024", () -> {
Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProductsResponse.getResourceId(), "1 January 2024",
500.0, 7.0, 3, null);
loanIdRef.set(loanId);
disburseLoan(loanId, BigDecimal.valueOf(300), "1 January 2024");
PostLoansLoanIdTransactionsResponse capitalizedIncomeResponse = loanTransactionHelper.addCapitalizedIncome(loanId,
"1 January 2024", 50.0);
CallFailedRuntimeException callFailedRuntimeException = Assertions.assertThrows(CallFailedRuntimeException.class,
() -> disburseLoan(loanId, BigDecimal.valueOf(200), "1 February 2024"));
Assertions.assertTrue(callFailedRuntimeException.getMessage()
.contains("Loan disbursal amount can't be greater than maximum applied loan amount calculation"));
});
}
@Test
public void testLoanCapitalizedIncomeAdjustment() {
final AtomicReference<Long> loanIdRef = new AtomicReference<>();