diff --git a/api-docs/apiLive.htm b/api-docs/apiLive.htm index d36aadb28..497e723ed 100644 --- a/api-docs/apiLive.htm +++ b/api-docs/apiLive.htm @@ -11030,13 +11030,19 @@ Request Body: The time at which the charge becomes Due. - Refer Charges Template for additional details + Refer Charges Template for additional details
+ 1 = Disbursement : Applicable for loans and deducted at the time of loan disbursement.
+ 2 = Specified Due Date : Adhoc charge can be applied for loans and savings on a specified due date.
+ 3 = Savings Activation : This charge is applicable for savings account and charged at the time of account activation. This charge will be autodeducted once the account is activated with sufficient opening balance.
+ 5 = Withdrawal fee : Charge applied to every withdrawal of savings account.
+ 6 = Annual Fee : Recurring charge applied annually for savings on a specified Month and day. + chargeAppliesTo - The Entity for which the charge can be applied (Loans etc). + The Entity for which the charge can be applied (Loans, Savings etc). Refer Charges Template for additional details @@ -11152,7 +11158,51 @@ GET https://DomainName/api/v1/charges/template "code":"chargepaymentmode.accounttransfer", "value":"chargepaymentmode.accounttransfer" } - ] + ], + "loanChargeCalculationTypeOptions" : [ { "code" : "chargeCalculationType.flat", + "id" : 1, + "value" : "Flat" + }, + { "code" : "chargeCalculationType.percent.of.amount", + "id" : 2, + "value" : "% Amount" + } + ], + "loanChargeTimeTypeOptions" : [ { "code" : "chargeTimeType.disbursement", + "id" : 1, + "value" : "Disbursement" + }, + { "code" : "chargeTimeType.specifiedDueDate", + "id" : 2, + "value" : "Specified due date" + } + ], + "savingsChargeCalculationTypeOptions" : [ { "code" : "chargeCalculationType.flat", + "id" : 1, + "value" : "Flat" + }, + { "code" : "chargeCalculationType.percent.of.amount", + "id" : 2, + "value" : "% Amount" + } + ], + "savingsChargeTimeTypeOptions" : [ { "code" : "chargeTimeType.specifiedDueDate", + "id" : 2, + "value" : "Specified due date" + }, + { "code" : "chargeTimeType.savingsActivation", + "id" : 3, + "value" : "Savings Activation" + }, + { "code" : "chargeTimeType.withdrawalFee", + "id" : 5, + "value" : "Withdrawal Fee" + }, + { "code" : "chargeTimeType.annualFee", + "id" : 6, + "value" : "Annual Fee" + } + ] } @@ -11162,8 +11212,8 @@ GET https://DomainName/api/v1/charges/template

Create/Define a Charge

-

Define a new charge that can later be associated with loan - products or loans.

+

Define a new charge specific to loan or saving that can later be associated with loan + products, loans Savings product or Savings account.

@@ -11212,6 +11262,28 @@ Request Body: "resourceId": 4 } + + +POST charges +Content-Type: application/json +Request Body: +{ + "locale": "en", + "name": "Annuaul Fee", + "amount": "20", + "currencyCode": "USD", + "chargeAppliesTo": "2", + "chargeTimeType": "6", + "chargeCalculationType": "1", + "active": "true", + "penalty": "false" +} + + +{ + "resourceId": 5 +} +
@@ -11849,26 +11921,9 @@ Content-Type: application/json Optional: If provided, used along with lockinPeriodFrequency to indicate the length of time that the savings account is 'locked in' and withdrawals are not allowed. 0=Days, 1=Weeks, 2=Months, 3=Years e.g. 6 Months - withdrawalFeeAmount - Optional: If provided, used along with withdrawalFeeType to indicate the amount to be charged on the account for withdrawing. e.g. 5 Flat or 5 % of Amount - - withdrawalFeeType - Optional: If provided, used along with withdrawalFeeAmount to indicate the amount to be charged on the account for withdrawing. 1=Flat, 2=% of Amount, e.g. 5 Flat or 5 % of Amount - withdrawalFeeForTransfers Optional: Used along with withdrawalFeeAmount to indicate whether the withdrawal fee should be applied on the account for account transfers . - annualFeeAmount - Optional: If provided, used along with annualFeeOnMonthDay to indicate the amount to be charged on the account annually on a given day of month. e.g. 10 on 10 May. monthDayFormat indicates day and month formatting used e.g. "dd MMM" for 10 May - - - - annualFeeOnMonthDay - - Optional: If provided, used along with annualFeeAmount and monthDayFormat to indicate the amount to be charged on the account annually on a given day of month. e.g. 10 on 10 May. monthDayFormat indicates day and month formatting used e.g. "dd MMM" for 10 May - - - accountingRule Specifies if accounting is enabled for the particular @@ -12360,7 +12415,66 @@ Content-Type: application/json "tagId": {} } ] - } + }, + "chargeOptions" : [ { "active" : true, + "amount" : 200, + "chargeAppliesTo" : { "code" : "chargeAppliesTo.savings", + "id" : 2, + "value" : "Savings" + }, + "chargeCalculationType" : { "code" : "chargeCalculationType.flat", + "id" : 1, + "value" : "Flat" + }, + "chargePaymentMode" : { "code" : "chargepaymentmode.regular", + "id" : 0, + "value" : "chargepaymentmode.regular" + }, + "chargeTimeType" : { "code" : "chargeTimeType.specifiedDueDate", + "id" : 2, + "value" : "Specified due date" + }, + "currency" : { "code" : "USD", + "decimalPlaces" : 2, + "displayLabel" : "US Dollar ($)", + "displaySymbol" : "$", + "name" : "US Dollar", + "nameCode" : "currency.USD" + }, + "id" : 4, + "name" : "Savings charge 1", + "penalty" : false + }, + { "active" : true, + "amount" : 300, + "chargeAppliesTo" : { "code" : "chargeAppliesTo.savings", + "id" : 2, + "value" : "Savings" + }, + "chargeCalculationType" : { "code" : "chargeCalculationType.flat", + "id" : 1, + "value" : "Flat" + }, + "chargePaymentMode" : { "code" : "chargepaymentmode.regular", + "id" : 0, + "value" : "chargepaymentmode.regular" + }, + "chargeTimeType" : { "code" : "chargeTimeType.specifiedDueDate", + "id" : 2, + "value" : "Specified due date" + }, + "currency" : { "code" : "USD", + "decimalPlaces" : 2, + "displayLabel" : "US Dollar ($)", + "displaySymbol" : "$", + "name" : "US Dollar", + "nameCode" : "currency.USD" + }, + "id" : 5, + "name" : "Savings charge 2", + "penalty" : false + } + ] } @@ -12387,7 +12501,7 @@ Content-Type: application/json
- +
Optional Fields
minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType, withdrawalFeeAmount, withdrawalFeeType,withdrawalFeeForTransfers, annualFeeAmount, annualFeeOnMonthDay, monthDayFormat, paymentChannelToFundSourceMappings, feeToIncomeAccountMappings, penaltyToIncomeAccountMappings, charges
minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType, withdrawalFeeForTransfers, paymentChannelToFundSourceMappings, feeToIncomeAccountMappings, penaltyToIncomeAccountMappings, charges
@@ -12434,13 +12548,9 @@ Request Body: "minRequiredOpeningBalance": "50", "lockinPeriodFrequency": "4", "lockinPeriodFrequencyType": "1", - "withdrawalFeeAmount": "12", - "withdrawalFeeType": "1", "withdrawalFeeForTransfers":false, - "monthDayFormat": "dd MMM", - "annualFeeAmount": "12", - "annualFeeOnMonthDay": "01 May", "accountingRule": "2", + "charges":[{"id":"1"},{"id":3}] "savingsReferenceAccountId": "16", "transfersInSuspenseAccountId": "16", "savingsControlAccountId": "15", @@ -12529,18 +12639,7 @@ Request Body: "code": "savings.lockin.savingsPeriodFrequencyType.weeks", "value": "Weeks" }, - "withdrawalFeeAmount": 12.000000, - "withdrawalFeeType": { - "id": 1, - "code": "savingsWithdrawalFeesType.flat", - "value": "Flat" - }, "withdrawalFeeForTransfers":true, - "annualFeeAmount": 100.000000, - "annualFeeOnMonthDay": [ - 5, - 1 - ], "accountingRule": { "id": 2, "code": "accountingRuleType.cash", @@ -12571,6 +12670,78 @@ Request Body: "paymentTypeId": 14, "fundSourceAccountId": 2 } + ], + "charges": [ + { + "id": 1, + "name": "Annual fee", + "active": true, + "penalty": false, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 50, + "chargeTimeType": { + "id": 6, + "code": "chargeTimeType.annualFee", + "value": "Annual Fee" + }, + "chargeAppliesTo": { + "id": 2, + "code": "chargeAppliesTo.savings", + "value": "Savings" + }, + "chargeCalculationType": { + "id": 1, + "code": "chargeCalculationType.flat", + "value": "Flat" + }, + "chargePaymentMode": { + "id": 0, + "code": "chargepaymentmode.regular", + "value": "Regular" + } + }, + { + "id": 2, + "name": "Withdrawal fee percentage", + "active": true, + "penalty": false, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 0.25, + "chargeTimeType": { + "id": 5, + "code": "chargeTimeType.withdrawalFee", + "value": "Withdrawal Fee" + }, + "chargeAppliesTo": { + "id": 2, + "code": "chargeAppliesTo.savings", + "value": "Savings" + }, + "chargeCalculationType": { + "id": 2, + "code": "chargeCalculationType.percent.of.amount", + "value": "% Amount" + }, + "chargePaymentMode": { + "id": 0, + "code": "chargepaymentmode.regular", + "value": "Regular" + } + } ] } @@ -12770,25 +12941,8 @@ Content-Type: application/json Optional: If provided, used along with lockinPeriodFrequency to indicate the length of time that the savings account is 'locked in' and withdrawals are not allowed. 0=Days, 1=Weeks, 2=Months, 3=Years e.g. 6 Months - withdrawalFeeAmount - Optional: If provided, used along with withdrawalFeeType to indicate the amount to be charged on the account for withdrawing. e.g. 5 Flat or 5 % of Amount - - withdrawalFeeType - Optional: If provided, used along with withdrawalFeeAmount to indicate the amount to be charged on the account for withdrawing. 1=Flat, 2=% of Amount, e.g. 5 Flat or 5 % of Amount - withdrawalFeeForTransfers Optional: Used along with withdrawalFeeAmount to indicate whether the withdrawal fee should be applied on the account for account transfers . - - annualFeeAmount - Optional: If provided, used along with annualFeeOnMonthDay to indicate the amount to be charged on the account annually on a given day of month. e.g. 10 on 10 May. monthDayFormat indicates day and month formatting used e.g. "dd MMM" for 10 May - - - - annualFeeOnMonthDay - - Optional: If provided, used along with annualFeeAmount and monthDayFormat to indicate the amount to be charged on the account annually on a given day of month. e.g. 10 on 10 May. monthDayFormat indicates day and month formatting used e.g. "dd MMM" for 10 May - -
@@ -13053,6 +13207,41 @@ Content-Type: application/json "code": "chargepaymentmode.regular", "value": "chargepaymentmode.regular" } + }, + { + "id": 6, + "name": "Annual fee", + "active": true, + "penalty": false, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 50, + "chargeTimeType": { + "id": 6, + "code": "chargeTimeType.annualFee", + "value": "Annual Fee" + }, + "chargeAppliesTo": { + "id": 2, + "code": "chargeAppliesTo.savings", + "value": "Savings" + }, + "chargeCalculationType": { + "id": 1, + "code": "chargeCalculationType.flat", + "value": "Flat" + }, + "chargePaymentMode": { + "id": 0, + "code": "chargepaymentmode.regular", + "value": "Regular" + } } ] } @@ -13077,7 +13266,7 @@ Content-Type: application/json
- +
Inherited from Product (if not provided)
nominalAnnualInterestRate, interestCompoundingPeriodType, interestCalculationType, interestCalculationDaysInYearType, minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType, withdrawalFeeAmount, withdrawalFeeType,withdrawalFeeForTransfers, annualFeeAmount, annualFeeOnMonthDay
nominalAnnualInterestRate, interestCompoundingPeriodType, interestCalculationType, interestCalculationDaysInYearType, minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType, withdrawalFeeForTransfers
@@ -13129,7 +13318,8 @@ Request Body: "interestCalculationDaysInYearType": 365, "minRequiredOpeningBalance": "1,000", "lockinPeriodFrequency": 6, - "lockinPeriodFrequencyType": 2 + "lockinPeriodFrequencyType": 2, + "charges":[{"id":"1"}] } @@ -14029,7 +14219,7 @@ No Request Body: class="old-syle-anchor"> 
-

List Loan Charges

+

List Savings Charges

Example Requests:

savingsaccounts/1/charges

@@ -14045,6 +14235,7 @@ GET https://DomainName/api/v1/savingsaccounts/{accountId}/charges { "id": 1, "chargeId": 3, + "accountId": 57, "name": "Savings account maintenance fee", "chargeTimeType": { "id": 1, @@ -14077,6 +14268,7 @@ GET https://DomainName/api/v1/savingsaccounts/{accountId}/charges { "id": 2, "chargeId": 4, + "accountId": 57, "name": "Pass book Fee", "chargeTimeType": { "id": 2, @@ -14110,6 +14302,76 @@ GET https://DomainName/api/v1/savingsaccounts/{accountId}/charges "amountOutstanding": 100, "amountOrPercentage": 100, "penalty": false + }, + { + "id": 9, + "chargeId": 4, + "accountId": 57, + "name": "Withdrawal fee percentage", + "chargeTimeType": { + "id": 5, + "code": "chargeTimeType.withdrawalFee", + "value": "Withdrawal Fee" + }, + "chargeCalculationType": { + "id": 2, + "code": "chargeCalculationType.percent.of.amount", + "value": "% Amount" + }, + "percentage": 0.25, + "amountPercentageAppliedTo": 0, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 0, + "amountPaid": 0, + "amountWaived": 0, + "amountWrittenOff": 0, + "amountOutstanding": 0, + "amountOrPercentage": 0.25, + "penalty": false + }, + { + "id": 10, + "chargeId": 6, + "accountId": 57, + "name": "Annual fee - INR", + "chargeTimeType": { + "id": 6, + "code": "chargeTimeType.annualFee", + "value": "Annual Fee" + }, + "feeOnMonthDay": [ + 10, + 9 + ], + "chargeCalculationType": { + "id": 1, + "code": "chargeCalculationType.flat", + "value": "Flat" + }, + "percentage": 0, + "amountPercentageAppliedTo": 0, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 50, + "amountPaid": 0, + "amountWaived": 0, + "amountWrittenOff": 0, + "amountOutstanding": 50, + "amountOrPercentage": 50, + "penalty": false } ] @@ -14202,6 +14464,41 @@ GET https://DomainName/api/v1/savingsaccounts/{accountId}/charges/template "code": "chargeCalculationType.flat", "value": "Flat" } + }, + { + "id": 6, + "name": "Annual fee", + "active": true, + "penalty": false, + "currency": { + "code": "USD", + "name": "US Dollar", + "decimalPlaces": 2, + "displaySymbol": "$", + "nameCode": "currency.USD", + "displayLabel": "US Dollar ($)" + }, + "amount": 50, + "chargeTimeType": { + "id": 6, + "code": "chargeTimeType.annualFee", + "value": "Annual Fee" + }, + "chargeAppliesTo": { + "id": 2, + "code": "chargeAppliesTo.savings", + "value": "Savings" + }, + "chargeCalculationType": { + "id": 1, + "code": "chargeCalculationType.flat", + "value": "Flat" + }, + "chargePaymentMode": { + "id": 0, + "code": "chargepaymentmode.regular", + "value": "Regular" + } } ], "penalty": false @@ -14271,7 +14568,21 @@ GET https://DomainName/api/v1/savingsaccounts/{accountId}/charges/{savingsAccoun for Savings account Charges
- chargeId, amount, dueDate + chargeId, amount + + +
Mandatory Fields + for Savings account Charges of Specified due date type
+ + + chargeId, amount, dueDate, dateFormat, locale + + +
Mandatory Fields + for Savings account Charges of Annual fee type
+ + + chargeId, amount, feeOnMonthDay, monthDayFormat, locale
@@ -14299,6 +14610,26 @@ Request Body: "resourceId": 6 } + +POST /savingsaccounts/1/charges +Content-Type: application/json +Request Body: +{ + "chargeId": "2", + "locale": "en", + "amount": "25", + "monthDayFormat": "dd MMMM", + "feeOnMonthDay": "09 October" +} + + +{ + "officeId": 1, + "clientId": 1, + "savingsId": 1, + "resourceId": 7 +} +