From 07d67493df9eb953a61f1aa15564d4f2d3e249f0 Mon Sep 17 00:00:00 2001
From: airajena <airajena.hack@gmail.com>
Date: Sat, 3 Jan 2026 17:39:31 +0530
Subject: [PATCH] FINERACT-1266: Fix NullPointerException in
 SavingsHelper.determineInterestPostingPeriods

---
 .../fineract/portfolio/savings/domain/SavingsHelper.java     | 5 +++++
 1 file changed, 5 insertions(+)

diff --git a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
index 5e7a36e48..07e55447d 100644
--- a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
+++ b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
@@ -52,6 +52,11 @@ public final class SavingsHelper {
             final Integer financialYearBeginningMonth, List<LocalDate> postInterestAsOn) {
 
         final List<LocalDateInterval> postingPeriods = new ArrayList<>();
+
+        if (startInterestCalculationLocalDate == null || interestPostingUpToDate == null) {
+            return postingPeriods;
+        }
+
         LocalDate periodStartDate = startInterestCalculationLocalDate;
         LocalDate periodEndDate = periodStartDate;
         LocalDate actualPeriodStartDate = periodStartDate;