diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/service/GroupingTypesWritePlatformServiceJpaRepositoryImpl.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/service/GroupingTypesWritePlatformServiceJpaRepositoryImpl.java
index 525fbb285..ee983f700 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/service/GroupingTypesWritePlatformServiceJpaRepositoryImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/service/GroupingTypesWritePlatformServiceJpaRepositoryImpl.java
@@ -159,6 +159,11 @@ public class GroupingTypesWritePlatformServiceJpaRepositoryImpl implements Group
                     rollbackTransaction = this.commandProcessingService.validateCommand(commandWrapper, currentUser);
                 }
             }
+            
+            if (!newGroup.isCenter() && newGroup.hasActiveClients()) {
+                final CommandWrapper commandWrapper = new CommandWrapperBuilder().associateClientsToGroup(newGroup.getId()).build();
+                rollbackTransaction = this.commandProcessingService.validateCommand(commandWrapper, currentUser);
+            }
 
             // pre-save to generate id for use in group hierarchy
             this.groupRepository.save(newGroup);
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
index 3ce998ed8..e8e69665f 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
@@ -1164,6 +1164,10 @@ public class SavingsAccount extends AbstractPersistable<Long> {
         return this.client;
     }
 
+    public BigDecimal getNominalAnnualInterestRate() {
+        return this.nominalAnnualInterestRate;
+    }
+
     public Map<String, Object> approveApplication(final AppUser currentUser, final JsonCommand command, final LocalDate tenantsTodayDate) {
 
         final Map<String, Object> actualChanges = new LinkedHashMap<String, Object>();
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java
index 774115cd1..33a650574 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java
@@ -309,25 +309,27 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
 
     @Transactional
     private void postInterest(final SavingsAccount account) {
-        final Set<Long> existingTransactionIds = new HashSet<Long>();
-        final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
-        updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
-        final LocalDate today = DateUtils.getLocalDateOfTenant();
-        final MathContext mc = new MathContext(10, RoundingMode.HALF_EVEN);
+        if (account.getNominalAnnualInterestRate().compareTo(BigDecimal.ZERO) == 1) {
+            final Set<Long> existingTransactionIds = new HashSet<Long>();
+            final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
+            updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
+            final LocalDate today = DateUtils.getLocalDateOfTenant();
+            final MathContext mc = new MathContext(10, RoundingMode.HALF_EVEN);
 
-        account.postInterest(mc, today);
+            account.postInterest(mc, today);
 
-        // for generating transaction id's
-        List<SavingsAccountTransaction> transactions = account.getTransactions();
-        for (SavingsAccountTransaction accountTransaction : transactions) {
-            if (accountTransaction.getId() == null) {
-                this.savingsAccountTransactionRepository.save(accountTransaction);
+            // for generating transaction id's
+            List<SavingsAccountTransaction> transactions = account.getTransactions();
+            for (SavingsAccountTransaction accountTransaction : transactions) {
+                if (accountTransaction.getId() == null) {
+                    this.savingsAccountTransactionRepository.save(accountTransaction);
+                }
             }
+
+            this.savingAccountRepository.save(account);
+
+            postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds);
         }
-
-        this.savingAccountRepository.save(account);
-
-        postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds);
     }
 
     @CronTarget(jobName = JobName.POST_INTEREST_FOR_SAVINGS)