diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java b/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
index 3ff70c676..2f2d36835 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
@@ -130,7 +130,8 @@ public class LoansApiResource {
 		boolean prettyPrint = ApiParameterHelper.prettyPrint(uriInfo.getQueryParameters());
 		
 		responseParameters.addAll(Arrays.asList("productOptions", "amortizationTypeOptions", "interestTypeOptions", "interestCalculationPeriodTypeOptions", 
-				"repaymentFrequencyTypeOptions", "interestRateFrequencyTypeOptions", "fundOptions", "transactionProcessingStrategyOptions", "chargeOptions"));
+				"repaymentFrequencyTypeOptions", "interestRateFrequencyTypeOptions", "fundOptions", "transactionProcessingStrategyOptions", "chargeOptions",
+                "chargeTemplate"));
 	
 		// tempate related
 		Collection<LoanProductLookup> productOptions = this.loanProductReadPlatformService.retrieveAllLoanProductsForLookup();
@@ -146,6 +147,7 @@ public class LoansApiResource {
 		Collection<TransactionProcessingStrategyData> transactionProcessingStrategyOptions = this.dropdownReadPlatformService.retreiveTransactionProcessingStrategies();
 		
         Collection<ChargeData> chargeOptions = this.chargeReadPlatformService.retrieveLoanApplicableCharges();
+        ChargeData chargeTemplate = this.chargeReadPlatformService.retrieveLoanChargeTemplate();
 
         LoanBasicDetailsData loanBasicDetails = this.loanReadPlatformService.retrieveClientAndProductDetails(clientId, productId);
         if (loanBasicDetails.getCharges() != null) {
@@ -166,7 +168,7 @@ public class LoansApiResource {
 		final LoanAccountData newLoanAccount = new LoanAccountData(loanBasicDetails, convenienceDataRequired, null, null, null, null, charges, 
 				productOptions, loanTermFrequencyTypeOptions, repaymentFrequencyTypeOptions, 
 				transactionProcessingStrategyOptions, interestRateFrequencyTypeOptions, 
-				amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions, allowedLoanOfficers);
+				amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions, chargeTemplate, allowedLoanOfficers);
 
 		return this.apiJsonSerializerService.serialzieLoanAccountDataToJson(prettyPrint, responseParameters, newLoanAccount);
 	}
@@ -240,7 +242,8 @@ public class LoansApiResource {
 		Collection<EnumOptionData> interestCalculationPeriodTypeOptions = new ArrayList<EnumOptionData>();
 		Collection<FundData> fundOptions = new ArrayList<FundData>();
 		Collection<ChargeData> chargeOptions = null;
-		
+		ChargeData chargeTemplate = null;
+
 		final boolean template = ApiParameterHelper.template(uriInfo.getQueryParameters());
 		if(template) {
 			responseParameters.addAll(Arrays.asList("productOptions", "amortizationTypeOptions", "interestTypeOptions", "interestCalculationPeriodTypeOptions", 
@@ -274,7 +277,7 @@ public class LoansApiResource {
 		final LoanAccountData loanAccount = new LoanAccountData(loanBasicDetails, convenienceDataRequired, summary, repaymentSchedule, loanRepayments, permissions, charges, 
 				productOptions, loanTermFrequencyTypeOptions, repaymentFrequencyTypeOptions, 
 				transactionProcessingStrategyOptions, interestRateFrequencyTypeOptions, 
-				amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions, allowedLoanOfficers);
+				amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions, chargeTemplate, allowedLoanOfficers);
 		
 		return this.apiJsonSerializerService.serialzieLoanAccountDataToJson(prettyPrint, responseParameters, loanAccount);
 	}
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/api/data/LoanAccountData.java b/mifosng-provider/src/main/java/org/mifosng/platform/api/data/LoanAccountData.java
index 519084953..0d3900306 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/api/data/LoanAccountData.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/api/data/LoanAccountData.java
@@ -68,6 +68,7 @@ public class LoanAccountData {
 	private final Collection<EnumOptionData> interestCalculationPeriodTypeOptions;
 	private final Collection<FundData> fundOptions;
 	private final Collection<ChargeData> chargeOptions;
+    private final ChargeData chargeTemplate;
 	private final Collection<StaffData> loanOfficerOptions;
 	
 	public LoanAccountData(
@@ -88,6 +89,7 @@ public class LoanAccountData {
 			final Collection<EnumOptionData> interestCalculationPeriodTypeOptions, 
 			final Collection<FundData> fundOptions,
 			final Collection<ChargeData> chargeOptions,
+            final ChargeData chargeTemplate,
 			final Collection<StaffData> loanOfficerOptions) {
 		this.summary = summary;
 		this.repaymentSchedule = repaymentSchedule;
@@ -104,6 +106,7 @@ public class LoanAccountData {
 		this.interestCalculationPeriodTypeOptions = interestCalculationPeriodTypeOptions;
 		this.fundOptions = fundOptions;
 		this.chargeOptions = chargeOptions;
+        this.chargeTemplate = chargeTemplate;
 		this.loanOfficerOptions = loanOfficerOptions;
 
 		if (convenienceDataRequired) {
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/api/infrastructure/GoogleGsonApiJsonSerializerService.java b/mifosng-provider/src/main/java/org/mifosng/platform/api/infrastructure/GoogleGsonApiJsonSerializerService.java
index f75fa34b9..31912de0a 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/api/infrastructure/GoogleGsonApiJsonSerializerService.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/api/infrastructure/GoogleGsonApiJsonSerializerService.java
@@ -151,7 +151,7 @@ public class GoogleGsonApiJsonSerializerService implements ApiJsonSerializerServ
 					"loanRepayments", "permissions", "convenienceData", "charges",
 					"productOptions", "amortizationTypeOptions", "interestTypeOptions", "interestCalculationPeriodTypeOptions", 
 					"repaymentFrequencyTypeOptions", "interestRateFrequencyTypeOptions", "fundOptions", "transactionProcessingStrategyOptions", "chargeOptions",
-					"loanOfficerId", "loanOfficerName", "loanOfficerOptions"));
+					"loanOfficerId", "loanOfficerName", "loanOfficerOptions", "chargeTemplate"));
 
 	private static final Set<String> LOAN_TRANSACTION_DATA_PARAMETERS = new HashSet<String>(
 			Arrays.asList("id", "transactionType", "date", "principal",
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformService.java b/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformService.java
index 6ddda50d7..aaf650c6e 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformService.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformService.java
@@ -17,4 +17,6 @@ public interface ChargeReadPlatformService {
     Collection<ChargeData> retrieveLoanProductCharges(Long loanProductId);
 
     Collection<ChargeData> retrieveLoanCharges(Long loanId);
+
+    ChargeData retrieveLoanChargeTemplate();
 }
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformServiceImpl.java b/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformServiceImpl.java
index f3a905e01..e2dce512c 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformServiceImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/charge/service/ChargeReadPlatformServiceImpl.java
@@ -127,6 +127,23 @@ public class ChargeReadPlatformServiceImpl implements ChargeReadPlatformService
         return this.jdbcTemplate.query(sql, rm, new Object[] {ChargeAppliesTo.LOAN.getValue()});
     }
 
+    @Override
+    public ChargeData retrieveLoanChargeTemplate() {
+        this.context.authenticatedUser();
+
+        List<EnumOptionData> allowedChargeCalculationTypeOptions = Arrays.asList(
+                chargeCalculationType(ChargeCalculationType.FLAT),
+                chargeCalculationType(ChargeCalculationType.PERCENT_OF_AMOUNT),
+                chargeCalculationType(ChargeCalculationType.PERCENT_OF_AMOUNT_AND_INTEREST),
+                chargeCalculationType(ChargeCalculationType.PERCENT_OF_INTEREST)
+        );
+
+        List<EnumOptionData> allowedChargeTimeOptions = Arrays.asList(chargeTimeType(ChargeTimeType.DISBURSEMENT));
+
+        return ChargeData.template(null, allowedChargeCalculationTypeOptions,
+                null, allowedChargeTimeOptions);
+    }
+
     private static final class ChargeMapper implements RowMapper<ChargeData> {
 
         public String chargeSchema(){