feat(savings): facility charge mapping admin API, enforce mapped-charge validation, INR-only currency, GL chart backfill

Adds the admin read/write API for m_facility_charge_mapping (list, template,
update) so facilities can be pointed at a real charge instead of relying on
the seeder's implicit auto-link, and makes enable-on-account paths (activation
and edit-approval, both savings and current accounts) throw instead of
silently skipping the charge when a facility isn't mapped or is inactive.
Migrations 0497-0509 back this up: reset all facility mappings to
unmapped/inactive by default, backfill lost roles/permissions/charges, enforce
INR as the only organisation currency, backfill the full real-world chart of
accounts (44 core + 60 priority GL heads) with standardized gl_codes, and
retire the unused system-defined payment types (Share Redemption Transfer and
friends) in favor of Cash/Transfer only, matching the teller dashboard's
simplified payment-type flow.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

fineract-provider/src/main/resources/application.properties

@@ -46,7 +46,7 @@ fineract.security.oauth2.client.registrations.frontend-client.require-authorizat
 fineract.tenant.host=${FINERACT_DEFAULT_TENANTDB_HOSTNAME:localhost}
 fineract.tenant.port=${FINERACT_DEFAULT_TENANTDB_PORT:5432}
 fineract.tenant.username=${FINERACT_DEFAULT_TENANTDB_UID:postgres}
-fineract.tenant.password=${FINERACT_DEFAULT_TENANTDB_PWD:Keshav@898966}
+fineract.tenant.password=${FINERACT_DEFAULT_TENANTDB_PWD:313863}
 fineract.tenant.parameters=${FINERACT_DEFAULT_TENANTDB_CONN_PARAMS:}
 fineract.tenant.timezone=${FINERACT_DEFAULT_TENANTDB_TIMEZONE:Asia/Kolkata}
 fineract.tenant.identifier=${FINERACT_DEFAULT_TENANTDB_IDENTIFIER:default}
@@ -407,7 +407,7 @@ server.tomcat.mbeanregistry.enabled=${FINERACT_SERVER_TOMCAT_MBEANREGISTRY_ENABL
 spring.datasource.hikari.driverClassName=${FINERACT_HIKARI_DRIVER_SOURCE_CLASS_NAME:org.postgresql.Driver}
 spring.datasource.hikari.jdbcUrl=${FINERACT_HIKARI_JDBC_URL:jdbc:postgresql://localhost:5432/fineract_tenants}
 spring.datasource.hikari.username=${FINERACT_HIKARI_USERNAME:postgres}
-spring.datasource.hikari.password=${FINERACT_HIKARI_PASSWORD:Keshav@898966}
+spring.datasource.hikari.password=${FINERACT_HIKARI_PASSWORD:313863}
 spring.datasource.hikari.minimumIdle=${FINERACT_HIKARI_MINIMUM_IDLE:3}
 spring.datasource.hikari.maximumPoolSize=${FINERACT_HIKARI_MAXIMUM_POOL_SIZE:10}
 spring.datasource.hikari.idleTimeout=${FINERACT_HIKARI_IDLE_TIMEOUT:60000}