diff --git a/api-docs/apiLive.htm b/api-docs/apiLive.htm
index ef2dc2294..f982202d0 100644
--- a/api-docs/apiLive.htm
+++ b/api-docs/apiLive.htm
@@ -567,6 +567,15 @@
 								<td></td>
 								<td></td>
 							</tr>
+							<tr class="alt">
+								<td></td>
+								<td>groups/{groupId}/accounts</td>
+								<td></td>
+								<td><a href="#groups_accounts">Retrive Group accounts summary</a></td>
+								<td></td>
+								<td></td>
+							</tr>
+
 						</table>
 					</div>
 				</div>
@@ -3888,6 +3897,233 @@ GET https://DomainName/mifosng-provider/api/v1/groups/1?associations=clientMembe
 				</div>
 			</div>
 
+<!--Start of Group account summary -->
+			<a id="groups_accounts" name="groups_accounts" class="old-syle-anchor">&nbsp;</a>
+			<div class="method-section">
+				<div class="method-description">
+					<h4>Retrieve Group accounts overview</h4>
+					<p>
+						An example of how a loan portfolio summary can be provided. This
+						is requested in a specific use case of the reference application.<br> It is quite reasonable to add resources like this to simplify User Interface development.
+					</p>
+					<p>Example Requests:</p>
+					<div class=apiClick>groups/1/accounts</div>
+					<br>
+					<br>
+					<div class=apiClick>groups/1/accounts?fields=loanAccounts,savingsAccounts,memberLoanAccounts,<br> memberSavingsAccounts</div>
+				</div>
+				<div class="method-example">
+					<code class="method-declaration">
+GET https://DomainName/api/v1/groups/{groupId}/accounts
+					</code>
+					<code class="method-response">
+{
+  "loanAccounts": [
+    {
+      "id": 3,
+      "accountNo": "000000003",
+      "productId": 3,
+      "productName": "daily product",
+      "status": {
+        "id": 100,
+        "code": "loanStatusType.submitted.and.pending.approval",
+        "value": "Submitted and pending approval",
+        "pendingApproval": true,
+        "waitingForDisbursal": false,
+        "active": false,
+        "closedObligationsMet": false,
+        "closedWrittenOff": false,
+        "closedRescheduled": false,
+        "closed": false,
+        "overpaid": false
+      },
+      "loanType": {
+        "id": 2,
+        "code": "accountType.group",
+        "value": "Group"
+      }
+    }
+  ],
+  "savingsAccounts": [
+    {
+      "id": 9,
+      "accountNo": "000000009",
+      "productId": 1,
+      "productName": "p_sav",
+      "status": {
+        "id": 100,
+        "code": "savingsAccountStatusType.submitted.and.pending.approval",
+        "value": "Submitted and pending approval",
+        "submittedAndPendingApproval": true,
+        "approved": false,
+        "rejected": false,
+        "withdrawnByApplicant": false,
+        "active": false,
+        "closed": false
+      },
+      "currency": {
+        "code": "USD",
+        "name": "US Dollar",
+        "decimalPlaces": 2,
+        "displaySymbol": "$",
+        "nameCode": "currency.USD",
+        "displayLabel": "US Dollar ($)"
+      },
+      "accountType": {
+        "id": 2,
+        "code": "accountType.group",
+        "value": "Group"
+      }
+    },
+    {
+      "id": 4,
+      "accountNo": "000000004",
+      "productId": 1,
+      "productName": "p_sav",
+      "status": {
+        "id": 300,
+        "code": "savingsAccountStatusType.active",
+        "value": "Active",
+        "submittedAndPendingApproval": false,
+        "approved": false,
+        "rejected": false,
+        "withdrawnByApplicant": false,
+        "active": true,
+        "closed": false
+      },
+      "currency": {
+        "code": "USD",
+        "name": "US Dollar",
+        "decimalPlaces": 2,
+        "displaySymbol": "$",
+        "nameCode": "currency.USD",
+        "displayLabel": "US Dollar ($)"
+      },
+      "accountType": {
+        "id": 2,
+        "code": "accountType.group",
+        "value": "Group"
+      }
+    }
+  ],
+  "memberLoanAccounts": [
+    {
+      "id": 4,
+      "accountNo": "000000004",
+      "productId": 1,
+      "productName": "testLoan",
+      "status": {
+        "id": 200,
+        "code": "loanStatusType.approved",
+        "value": "Approved",
+        "pendingApproval": false,
+        "waitingForDisbursal": true,
+        "active": false,
+        "closedObligationsMet": false,
+        "closedWrittenOff": false,
+        "closedRescheduled": false,
+        "closed": false,
+        "overpaid": false
+      },
+      "loanType": {
+        "id": 3,
+        "code": "accountType.jlg",
+        "value": "JLG"
+      }
+    },
+    {
+      "id": 7,
+      "accountNo": "000000007",
+      "productId": 2,
+      "productName": "weekly product",
+      "status": {
+        "id": 100,
+        "code": "loanStatusType.submitted.and.pending.approval",
+        "value": "Submitted and pending approval",
+        "pendingApproval": true,
+        "waitingForDisbursal": false,
+        "active": false,
+        "closedObligationsMet": false,
+        "closedWrittenOff": false,
+        "closedRescheduled": false,
+        "closed": false,
+        "overpaid": false
+      },
+      "loanType": {
+        "id": 3,
+        "code": "accountType.jlg",
+        "value": "JLG"
+      }
+    }
+  ],
+  "memberSavingsAccounts": [
+    {
+      "id": 3,
+      "accountNo": "000000003",
+      "productId": 1,
+      "productName": "p_sav",
+      "status": {
+        "id": 100,
+        "code": "savingsAccountStatusType.submitted.and.pending.approval",
+        "value": "Submitted and pending approval",
+        "submittedAndPendingApproval": true,
+        "approved": false,
+        "rejected": false,
+        "withdrawnByApplicant": false,
+        "active": false,
+        "closed": false
+      },
+      "currency": {
+        "code": "USD",
+        "name": "US Dollar",
+        "decimalPlaces": 2,
+        "displaySymbol": "$",
+        "nameCode": "currency.USD",
+        "displayLabel": "US Dollar ($)"
+      },
+      "accountType": {
+        "id": 3,
+        "code": "accountType.jlg",
+        "value": "JLG"
+      }
+    },
+    {
+      "id": 10,
+      "accountNo": "000000010",
+      "productId": 1,
+      "productName": "p_sav",
+      "status": {
+        "id": 100,
+        "code": "savingsAccountStatusType.submitted.and.pending.approval",
+        "value": "Submitted and pending approval",
+        "submittedAndPendingApproval": true,
+        "approved": false,
+        "rejected": false,
+        "withdrawnByApplicant": false,
+        "active": false,
+        "closed": false
+      },
+      "currency": {
+        "code": "USD",
+        "name": "US Dollar",
+        "decimalPlaces": 2,
+        "displaySymbol": "$",
+        "nameCode": "currency.USD",
+        "displayLabel": "US Dollar ($)"
+      },
+      "accountType": {
+        "id": 3,
+        "code": "accountType.jlg",
+        "value": "JLG"
+      }
+    }
+   ]
+}
+					</code>
+				</div>
+			</div>
+<!--End of Group account summary -->
+
 			<a id="groups_update" name="groups_update" class="old-syle-anchor">&nbsp;</a>
 			<div class="method-section">
 				<div class="method-description">
@@ -17110,6 +17346,15 @@ GET https://DomainName/api/v1/search?query=000000111
 					<td></td>
 					<td></td>
 				</tr>
+				<tr>
+					<td></td>
+					<td>groups/{groupId}/accounts</td>
+					<td></td>
+					<td><a href="#groups_accounts">Retrive Group accounts summary</a></td>
+					<td></td>
+					<td></td>
+				</tr>
+
 				<tr class="alt">
 					<td><a href="#loanproducts">Loan Product</a></td>
 					<td>loanproducts</td>
diff --git a/mifosng-db/migrations/core_db/V94__added_savings_accont type.sql b/mifosng-db/migrations/core_db/V94__added_savings_accont type.sql
new file mode 100755
index 000000000..87985e710
--- /dev/null
+++ b/mifosng-db/migrations/core_db/V94__added_savings_accont type.sql	
@@ -0,0 +1,2 @@
+ALTER TABLE `m_savings_account`
+	ADD COLUMN `account_type_enum` SMALLINT(5) NOT NULL DEFAULT '1' AFTER `status_enum`;
\ No newline at end of file
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/data/SavingsAccountSummaryData.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/data/SavingsAccountSummaryData.java
index dc5cde49b..ad8fee7fc 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/data/SavingsAccountSummaryData.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/data/SavingsAccountSummaryData.java
@@ -7,6 +7,7 @@ package org.mifosplatform.portfolio.accountdetails.data;
 
 import java.math.BigDecimal;
 
+import org.mifosplatform.infrastructure.core.data.EnumOptionData;
 import org.mifosplatform.organisation.monetary.data.CurrencyData;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountStatusEnumData;
 
@@ -24,10 +25,11 @@ public class SavingsAccountSummaryData {
     private final SavingsAccountStatusEnumData status;
     private final CurrencyData currency;
     private final BigDecimal accountBalance;
+    private final EnumOptionData accountType;
 
     public SavingsAccountSummaryData(final Long id, final String accountNo, final String externalId, final Long productId,
             final String productName, final SavingsAccountStatusEnumData status, final CurrencyData currency,
-            final BigDecimal accountBalance) {
+            final BigDecimal accountBalance, final EnumOptionData accountType) {
         this.id = id;
         this.accountNo = accountNo;
         this.externalId = externalId;
@@ -36,5 +38,6 @@ public class SavingsAccountSummaryData {
         this.status = status;
         this.currency = currency;
         this.accountBalance = accountBalance;
+        this.accountType = accountType;
     }
 }
\ No newline at end of file
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/service/AccountDetailsReadPlatformServiceJpaRepositoryImpl.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/service/AccountDetailsReadPlatformServiceJpaRepositoryImpl.java
index 3e99e27a5..f707853be 100755
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/service/AccountDetailsReadPlatformServiceJpaRepositoryImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/accountdetails/service/AccountDetailsReadPlatformServiceJpaRepositoryImpl.java
@@ -63,7 +63,7 @@ public class AccountDetailsReadPlatformServiceJpaRepositoryImpl implements Accou
         List<LoanAccountSummaryData> memberLoanAccounts = retrieveLoanAccountDetails(loanWhereClauseForMembers, new Object[] { groupId });
         List<SavingsAccountSummaryData> memberSavingsAccounts = retrieveAccountDetails(savingswhereClauseForMembers,
                 new Object[] { groupId });
-        return new AccountSummaryCollectionData(groupLoanAccounts, groupSavingsAccounts,memberLoanAccounts, memberSavingsAccounts);
+        return new AccountSummaryCollectionData(groupLoanAccounts, groupSavingsAccounts, memberLoanAccounts, memberSavingsAccounts);
     }
 
     @Override
@@ -105,6 +105,7 @@ public class AccountDetailsReadPlatformServiceJpaRepositoryImpl implements Accou
         public SavingsAccountSummaryDataMapper() {
             StringBuilder accountsSummary = new StringBuilder();
             accountsSummary.append("sa.id as id, sa.account_no as accountNo, sa.external_id as externalId, sa.status_enum as statusEnum, ");
+            accountsSummary.append("sa.account_type_enum as accountType, ");
             accountsSummary.append("sa.account_balance_derived as accountBalance, ");
             accountsSummary.append("sa.currency_code as currencyCode, sa.currency_digits as currencyDigits, ");
             accountsSummary.append("curr.name as currencyName, curr.internationalized_name_code as currencyNameCode, ");
@@ -132,6 +133,8 @@ public class AccountDetailsReadPlatformServiceJpaRepositoryImpl implements Accou
             final Integer statusId = JdbcSupport.getInteger(rs, "statusEnum");
             final BigDecimal accountBalance = JdbcSupport.getBigDecimalDefaultToNullIfZero(rs, "accountBalance");
             final SavingsAccountStatusEnumData status = SavingsEnumerations.status(statusId);
+            final Integer accountType = JdbcSupport.getInteger(rs, "accountType");
+            final EnumOptionData accountTypeData = AccountEnumerations.loanType(accountType);
 
             final String currencyCode = rs.getString("currencyCode");
             final String currencyName = rs.getString("currencyName");
@@ -141,7 +144,8 @@ public class AccountDetailsReadPlatformServiceJpaRepositoryImpl implements Accou
             final CurrencyData currency = new CurrencyData(currencyCode, currencyName, currencyDigits, currencyDisplaySymbol,
                     currencyNameCode);
 
-            return new SavingsAccountSummaryData(id, accountNo, externalId, productId, productName, status, currency, accountBalance);
+            return new SavingsAccountSummaryData(id, accountNo, externalId, productId, productName, status, currency, accountBalance,
+                    accountTypeData);
         }
     }
 
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/api/GroupsApiResource.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/api/GroupsApiResource.java
index 3e008d920..5ccd9f420 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/api/GroupsApiResource.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/group/api/GroupsApiResource.java
@@ -322,7 +322,7 @@ public class GroupsApiResource {
     @Path("{groupId}/accounts")
     @Consumes({ MediaType.APPLICATION_JSON })
     @Produces({ MediaType.APPLICATION_JSON })
-    public String retrieveLoans(@PathParam("groupId") final Long groupId, @Context final UriInfo uriInfo) {
+    public String retrieveAccounts(@PathParam("groupId") final Long groupId, @Context final UriInfo uriInfo) {
 
         this.context.authenticatedUser().validateHasReadPermission("GROUP");
 
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
index 2664268a2..f37368d2d 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
@@ -1108,7 +1108,8 @@ public class Loan extends AbstractPersistable<Long> {
         if (client != null && client.isActivatedAfter(submittedOn)) {
             final String errorMessage = "The date on which a loan is submitted cannot be earlier than client's activation date.";
             throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.client.activation.date", errorMessage, submittedOn);
-        } else if (group != null && group.isActivatedAfter(submittedOn)) {
+        } 
+        if (group != null && group.isActivatedAfter(submittedOn)) {
             final String errorMessage = "The date on which a loan is submitted cannot be earlier than groups's activation date.";
             throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.group.activation.date", errorMessage, submittedOn);
         }
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
index 2691d21fc..3b4e39e2a 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java
@@ -58,6 +58,7 @@ import org.mifosplatform.organisation.monetary.data.CurrencyData;
 import org.mifosplatform.organisation.monetary.domain.MonetaryCurrency;
 import org.mifosplatform.organisation.monetary.domain.Money;
 import org.mifosplatform.organisation.staff.domain.Staff;
+import org.mifosplatform.portfolio.accountdetails.domain.AccountType;
 import org.mifosplatform.portfolio.client.domain.Client;
 import org.mifosplatform.portfolio.group.domain.Group;
 import org.mifosplatform.portfolio.loanproduct.domain.PeriodFrequencyType;
@@ -105,6 +106,10 @@ public class SavingsAccount extends AbstractPersistable<Long> {
     @Column(name = "status_enum", nullable = false)
     private Integer status;
 
+    @SuppressWarnings("unused")
+    @Column(name = "account_type_enum", nullable = false)
+    private Integer accountType;
+
     @Temporal(TemporalType.DATE)
     @Column(name = "submittedon_date", nullable = true)
     private Date submittedOnDate;
@@ -254,8 +259,9 @@ public class SavingsAccount extends AbstractPersistable<Long> {
     }
 
     public static SavingsAccount createNewApplicationForSubmittal(final Client client, final Group group, final SavingsProduct product,
-            final Staff fieldOfficer, final String accountNo, final String externalId, final LocalDate submittedOnDate,
-            final BigDecimal interestRate, final SavingsCompoundingInterestPeriodType interestCompoundingPeriodType,
+            final Staff fieldOfficer, final String accountNo, final String externalId, final AccountType accountType,
+            final LocalDate submittedOnDate, final BigDecimal interestRate,
+            final SavingsCompoundingInterestPeriodType interestCompoundingPeriodType,
             final SavingsPostingInterestPeriodType interestPostingPeriodType, final SavingsInterestCalculationType interestCalculationType,
             final SavingsInterestCalculationDaysInYearType interestCalculationDaysInYearType, final BigDecimal minRequiredOpeningBalance,
             final Integer lockinPeriodFrequency, final SavingsPeriodFrequencyType lockinPeriodFrequencyType,
@@ -263,15 +269,16 @@ public class SavingsAccount extends AbstractPersistable<Long> {
             final MonthDay annualFeeOnMonthDay) {
 
         final SavingsAccountStatusType status = SavingsAccountStatusType.SUBMITTED_AND_PENDING_APPROVAL;
-        return new SavingsAccount(client, group, product, fieldOfficer, accountNo, externalId, status, submittedOnDate, interestRate,
-                interestCompoundingPeriodType, interestPostingPeriodType, interestCalculationType, interestCalculationDaysInYearType,
-                minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType, withdrawalFeeAmount, withdrawalFeeType,
-                annualFeeAmount, annualFeeOnMonthDay);
+        return new SavingsAccount(client, group, product, fieldOfficer, accountNo, externalId, status, accountType, submittedOnDate,
+                interestRate, interestCompoundingPeriodType, interestPostingPeriodType, interestCalculationType,
+                interestCalculationDaysInYearType, minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType,
+                withdrawalFeeAmount, withdrawalFeeType, annualFeeAmount, annualFeeOnMonthDay);
     }
 
     private SavingsAccount(final Client client, final Group group, final SavingsProduct product, final Staff fieldOfficer,
-            final String accountNo, final String externalId, final SavingsAccountStatusType status, final LocalDate submittedOnDate,
-            final BigDecimal nominalAnnualInterestRate, final SavingsCompoundingInterestPeriodType interestCompoundingPeriodType,
+            final String accountNo, final String externalId, final SavingsAccountStatusType status, final AccountType accountType,
+            final LocalDate submittedOnDate, final BigDecimal nominalAnnualInterestRate,
+            final SavingsCompoundingInterestPeriodType interestCompoundingPeriodType,
             final SavingsPostingInterestPeriodType interestPostingPeriodType, final SavingsInterestCalculationType interestCalculationType,
             final SavingsInterestCalculationDaysInYearType interestCalculationDaysInYearType, final BigDecimal minRequiredOpeningBalance,
             final Integer lockinPeriodFrequency, final SavingsPeriodFrequencyType lockinPeriodFrequencyType,
@@ -290,6 +297,7 @@ public class SavingsAccount extends AbstractPersistable<Long> {
         this.currency = product.currency();
         this.externalId = externalId;
         this.status = status.getValue();
+        this.accountType = accountType.getValue();
         this.submittedOnDate = submittedOnDate.toDate();
         this.nominalAnnualInterestRate = nominalAnnualInterestRate;
         this.interestCompoundingPeriodType = interestCompoundingPeriodType.getValue();
@@ -1612,14 +1620,19 @@ public class SavingsAccount extends AbstractPersistable<Long> {
             updateToNextAnnualFeeDueDateFrom(getActivationLocalDate());
         }
 
-        if (this.client.isActivatedAfter(activationDate)) {
-
+        if (this.client != null && this.client.isActivatedAfter(activationDate)) {
             final DateTimeFormatter formatter = DateTimeFormat.forPattern(command.dateFormat()).withLocale(command.extractLocale());
             final String dateAsString = formatter.print(client.getActivationLocalDate());
-
             baseDataValidator.reset().parameter(SavingsApiConstants.activatedOnDateParamName).value(dateAsString)
                     .failWithCodeNoParameterAddedToErrorCode("cannot.be.before.client.activation.date");
-
+            if (!dataValidationErrors.isEmpty()) { throw new PlatformApiDataValidationException(dataValidationErrors); }
+        } 
+        
+        if (this.group != null && this.group.isActivatedAfter(activationDate)) {
+            final DateTimeFormatter formatter = DateTimeFormat.forPattern(command.dateFormat()).withLocale(command.extractLocale());
+            final String dateAsString = formatter.print(client.getActivationLocalDate());
+            baseDataValidator.reset().parameter(SavingsApiConstants.activatedOnDateParamName).value(dateAsString)
+                    .failWithCodeNoParameterAddedToErrorCode("cannot.be.before.group.activation.date");
             if (!dataValidationErrors.isEmpty()) { throw new PlatformApiDataValidationException(dataValidationErrors); }
         }
 
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountAssembler.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountAssembler.java
index bc8ede232..0ede17f91 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountAssembler.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountAssembler.java
@@ -34,6 +34,7 @@ import org.mifosplatform.infrastructure.core.serialization.FromJsonHelper;
 import org.mifosplatform.infrastructure.core.service.DateUtils;
 import org.mifosplatform.organisation.staff.domain.Staff;
 import org.mifosplatform.organisation.staff.domain.StaffRepositoryWrapper;
+import org.mifosplatform.portfolio.accountdetails.domain.AccountType;
 import org.mifosplatform.portfolio.client.domain.Client;
 import org.mifosplatform.portfolio.client.domain.ClientRepositoryWrapper;
 import org.mifosplatform.portfolio.group.domain.Group;
@@ -67,8 +68,7 @@ public class SavingsAccountAssembler {
     public SavingsAccountAssembler(final SavingsAccountTransactionSummaryWrapper savingsAccountTransactionSummaryWrapper,
             final ClientRepositoryWrapper clientRepository, final GroupRepositoryWrapper groupRepository,
             final StaffRepositoryWrapper staffRepository, final SavingsProductRepository savingProductRepository,
-            final SavingsAccountRepositoryWrapper savingsAccountRepository,
-            final FromJsonHelper fromApiJsonHelper) {
+            final SavingsAccountRepositoryWrapper savingsAccountRepository, final FromJsonHelper fromApiJsonHelper) {
         this.savingsAccountTransactionSummaryWrapper = savingsAccountTransactionSummaryWrapper;
         this.clientRepository = clientRepository;
         this.groupRepository = groupRepository;
@@ -97,19 +97,22 @@ public class SavingsAccountAssembler {
         Client client = null;
         Group group = null;
         Staff fieldOfficer = null;
-
+        AccountType accountType = AccountType.INVALID;
         final Long clientId = fromApiJsonHelper.extractLongNamed(clientIdParamName, element);
         if (clientId != null) {
             client = this.clientRepository.findOneWithNotFoundDetection(clientId);
+            accountType = AccountType.INDIVIDUAL;
         }
 
         final Long groupId = fromApiJsonHelper.extractLongNamed(groupIdParamName, element);
         if (groupId != null) {
             group = this.groupRepository.findOneWithNotFoundDetection(groupId);
+            accountType = AccountType.GROUP;
         }
-        
-        if(group != null && client != null){
+
+        if (group != null && client != null) {
             if (!group.hasClientAsMember(client)) { throw new ClientNotInGroupException(clientId, groupId); }
+            accountType = AccountType.JLG;
         }
 
         final Long fieldOfficerId = fromApiJsonHelper.extractLongNamed(fieldOfficerIdParamName, element);
@@ -215,10 +218,10 @@ public class SavingsAccountAssembler {
             monthDayOfAnnualFee = product.monthDayOfAnnualFee();
         }
 
-        final SavingsAccount account = SavingsAccount.createNewApplicationForSubmittal(client, group, product, fieldOfficer, accountNo, externalId,
-                submittedOnDate, interestRate, interestCompoundingPeriodType, interestPostingPeriodType, interestCalculationType,
-                interestCalculationDaysInYearType, minRequiredOpeningBalance, lockinPeriodFrequency, lockinPeriodFrequencyType,
-                withdrawalFeeAmount, withdrawalFeeType, annualFeeAmount, monthDayOfAnnualFee);
+        final SavingsAccount account = SavingsAccount.createNewApplicationForSubmittal(client, group, product, fieldOfficer, accountNo,
+                externalId, accountType, submittedOnDate, interestRate, interestCompoundingPeriodType, interestPostingPeriodType,
+                interestCalculationType, interestCalculationDaysInYearType, minRequiredOpeningBalance, lockinPeriodFrequency,
+                lockinPeriodFrequencyType, withdrawalFeeAmount, withdrawalFeeType, annualFeeAmount, monthDayOfAnnualFee);
         account.setHelpers(this.savingsAccountTransactionSummaryWrapper, this.savingsHelper);
 
         account.validateNewApplicationState(DateUtils.getLocalDateOfTenant());