FINERACT-2418: Extend disbursal and reage events with changed terms flag
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committed by
Adam Saghy
parent
136a966fc3
commit
1feb1d730f
@@ -9021,4 +9021,41 @@ Feature: Loan
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| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
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| 01 February 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | false |
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| 01 February 2025 | Repayment | 1525.89 | 1500.0 | 25.89 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 February 2025 | Accrual | 25.89 | 0.0 | 25.89 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 February 2025 | Accrual | 25.89 | 0.0 | 25.89 | 0.0 | 0.0 | 0.0 | false | false |
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Scenario: Verify that changedTerms is false in LoanDisbursalTransactionBusinessEvent for initial disbursement
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
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When Admin disburses the loan on "01 January 2024" with "1000" EUR transaction amount
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Then LoanDisbursalTransactionBusinessEvent has changedTerms "false"
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Scenario: Verify that changedTerms is true in LoanDisbursalTransactionBusinessEvent when additional disbursement adds new terms
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_FULL_TERM_TRANCHE | 01 January 2024 | 200 | 9.4822 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
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When Admin disburses the loan on "01 January 2024" with "100" EUR transaction amount
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Then LoanDisbursalTransactionBusinessEvent has changedTerms "false"
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When Admin sets the business date to "01 February 2024"
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When Admin disburses the loan on "01 February 2024" with "100" EUR transaction amount
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Then LoanDisbursalTransactionBusinessEvent has changedTerms "true"
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Scenario: Verify that changedTerms is false in LoanDisbursalTransactionBusinessEvent when additional disbursement does not change terms
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin set "LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_MULTIDISBURSE" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_MULTIDISBURSE | 01 January 2024 | 300 | 9.4822 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "300" amount and expected disbursement date on "01 January 2024"
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When Admin disburses the loan on "01 January 2024" with "100" EUR transaction amount
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Then LoanDisbursalTransactionBusinessEvent has changedTerms "false"
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When Admin sets the business date to "08 January 2024"
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When Admin disburses the loan on "08 January 2024" with "200" EUR transaction amount
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Then LoanDisbursalTransactionBusinessEvent has changedTerms "false"
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@@ -46,7 +46,7 @@ Feature: LoanReAging
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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| 20 February 2024 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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Then Admin checks that delinquency range is: "NO_DELINQUENCY" and has delinquentDate ""
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Then LoanReAgeTransactionBusinessEvent has changedTerms "true"
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When Loan Pay-off is made on "20 February 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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