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FINERACT-1971: Fix EMI Calculator: Last Unpaid Repayment Period Handling.

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call calculateLastUnpaidRepaymentPeriodEMI recursively when emi would be less than already paid to adjust remaining emi correction for previous period.
Fixing AdvancedPaymentScheduleTransactionProcessor to handle division by installment count adjustment part in case of IN_ADVANCED payment
This commit is contained in:
Soma Sörös
2025-01-14 13:24:02 +00:00
committed by Adam Saghy
parent d2bdbf843a
commit 2151b19e27
3 changed files with 121 additions and 6 deletions
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fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
+4 -4
View File
@@ -1689,16 +1689,16 @@ public class AdvancedPaymentScheduleTransactionProcessor extends AbstractLoanRep
transactionMappings, loanTransaction, inAdvanceInstallment, currency);
Loan loan = loanTransaction.getLoan();
// Adjust the portion for the last installment
if (inAdvanceInstallment.equals(inAdvanceInstallments.get(numberOfInstallments - 1))) {
evenPortion = evenPortion.add(balanceAdjustment);
}
if (transactionCtx instanceof ProgressiveTransactionCtx ctx && loan.isInterestBearing()
&& loan.getLoanProductRelatedDetail().isInterestRecalculationEnabled() && !ctx.isChargedOff()) {
paidPortion = handlingPaymentAllocationForInterestBearingProgressiveLoan(loanTransaction, evenPortion,
balances, paymentAllocationType, inAdvanceInstallment, ctx,
loanTransactionToRepaymentScheduleMapping, inAdvanceInstallmentCharges);
} else {
// Adjust the portion for the last installment
if (inAdvanceInstallment.equals(inAdvanceInstallments.get(numberOfInstallments - 1))) {
evenPortion = evenPortion.add(balanceAdjustment);
}
paidPortion = processPaymentAllocation(paymentAllocationType, inAdvanceInstallment, loanTransaction,
evenPortion, loanTransactionToRepaymentScheduleMapping, inAdvanceInstallmentCharges, balances,
LoanRepaymentScheduleInstallment.PaymentAction.PAY);
fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java
+2 -2
View File
@@ -309,8 +309,8 @@ public final class ProgressiveEMICalculator implements EMICalculator {
.reduce((first, second) -> second);
findLastUnpaidRepaymentPeriod.ifPresent(repaymentPeriod -> {
repaymentPeriod.setEmi(repaymentPeriod.getEmi().add(diff, mc));
if (repaymentPeriod.getEmi().isLessThanZero()) {
repaymentPeriod.setEmi(repaymentPeriod.getEmi().zero());
if (repaymentPeriod.getEmi().isLessThan(repaymentPeriod.getTotalPaidAmount())) {
repaymentPeriod.setEmi(repaymentPeriod.getTotalPaidAmount());
calculateLastUnpaidRepaymentPeriodEMI(scheduleModel);
}
});