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FINERACT-2382: Repayment schedule for Flat-Cumulative-Multi Disbursement

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Jose Alberto Hernandez
2025-10-27 10:14:46 +01:00
committed by Adam Saghy
parent 567b12170b
commit 2269d616dc
5 changed files with 75 additions and 37 deletions
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integration-tests/src/test/java/org/apache/fineract/integrationtests/AdvancedPaymentAllocationLoanRepaymentScheduleTest.java
+69
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@@ -6251,6 +6251,75 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
});
}
// UC158: Repayment schedule handling for flat cumulative multi-disbursement
@Test
public void uc158() {
AtomicLong loanIdRef = new AtomicLong();
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
final BigDecimal principalAmount = BigDecimal.valueOf(2000.0);
runAt("1 January 2024", () -> {
// Create a Cumulative Multidisbursal and Flat Interest Type
PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(
createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct().interestType(InterestType.FLAT).daysInMonthType(30)//
.transactionProcessingStrategyCode(LoanProductTestBuilder.DEFAULT_STRATEGY).interestRateFrequencyType(YEARS)
.daysInYearType(365).loanScheduleType(LoanScheduleType.CUMULATIVE.toString()).repaymentEvery(1)
.installmentAmountInMultiplesOf(null)//
.repaymentFrequencyType(2L)//
);
assertNotNull(loanProductResponse.getResourceId());
PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductResponse.getResourceId(), "1 January 2024",
principalAmount.doubleValue(), 3).interestCalculationPeriodType(1).interestType(InterestType.FLAT)//
.transactionProcessingStrategyCode(LoanProductTestBuilder.DEFAULT_STRATEGY).interestRateFrequencyType(YEARS)//
.interestRatePerPeriod(BigDecimal.valueOf(7.0))//
.repaymentEvery(1)//
.repaymentFrequencyType(MONTHS)//
.loanTermFrequency(3)//
.loanTermFrequencyType(MONTHS);
PostLoansResponse loanResponse = loanTransactionHelper.applyLoan(applicationRequest);
loanTransactionHelper.approveLoan(loanResponse.getLoanId(), new PostLoansLoanIdRequest().approvedLoanAmount(principalAmount)
.dateFormat(DATETIME_PATTERN).approvedOnDate("1 January 2024").locale("en"));
loanTransactionHelper.disburseLoan(loanResponse.getLoanId(),
new PostLoansLoanIdRequest().actualDisbursementDate("1 January 2024").dateFormat(DATETIME_PATTERN).locale("en")
.transactionAmount(BigDecimal.valueOf(1000.00)));
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanResponse.getLoanId());
validateLoanSummaryBalances(loanDetails, 1017.50, 0.00, 1000.00, 0.00, null);
validatePeriod(loanDetails, 0, LocalDate.of(2024, 1, 1), null, 1000.0, null, null, null, 0.0, 0.0, null, null, null, null, null,
null, null, null, null);
validatePeriod(loanDetails, 1, LocalDate.of(2024, 2, 1), null, 666.67, 333.33, 0.00, 333.33, 0.0, 0.0, 0.0, 0.00, 0.00, 0.00,
5.83, 0.00, 5.83, 0.00, 0.00);
validatePeriod(loanDetails, 2, LocalDate.of(2024, 3, 1), null, 333.34, 333.33, 0.00, 333.33, 0.0, 0.0, 0.0, 0.00, 0.00, 0.00,
5.83, 0.00, 5.83, 0.00, 0.00);
validatePeriod(loanDetails, 3, LocalDate.of(2024, 4, 1), null, 0.00, 333.34, 0.00, 333.34, 0.0, 0.0, 0.00, 0.00, 0.00, 0.00,
5.84, 0.00, 5.84, 0.00, 0.00);
loanIdRef.set(loanResponse.getLoanId());
});
runAt("15 January 2024", () -> {
final Long loanId = loanIdRef.get();
loanTransactionHelper.disburseLoan(loanId, new PostLoansLoanIdRequest().actualDisbursementDate("15 January 2024")
.dateFormat(DATETIME_PATTERN).locale("en").transactionAmount(BigDecimal.valueOf(500.0)));
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
validateLoanSummaryBalances(loanDetails, 1526.25, 0.00, 1500.00, 0.00, null);
validatePeriod(loanDetails, 0, LocalDate.of(2024, 1, 1), null, 1000.0, null, null, null, 0.0, 0.0, null, null, null, null, null,
null, null, null, null);
validatePeriod(loanDetails, 1, LocalDate.of(2024, 1, 15), null, 500.0, null, null, null, 0.0, 0.0, null, null, null, null, null,
null, null, null, null);
validatePeriod(loanDetails, 2, LocalDate.of(2024, 2, 1), null, 1000.00, 500.00, 0.00, 500.00, 0.0, 0.0, 0.0, 0.00, 0.00, 0.00,
8.75, 0.00, 8.75, 0.00, 0.00);
validatePeriod(loanDetails, 3, LocalDate.of(2024, 3, 1), null, 500.00, 500.00, 0.00, 500.00, 0.0, 0.0, 0.0, 0.00, 0.00, 0.00,
8.75, 0.00, 8.75, 0.00, 0.00);
validatePeriod(loanDetails, 4, LocalDate.of(2024, 4, 1), null, 0.00, 500.00, 0.00, 500.00, 0.0, 0.0, 0.00, 0.00, 0.00, 0.00,
8.75, 0.00, 8.75, 0.00, 0.00);
});
}
private Long applyAndApproveLoanProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(Long clientId, Long loanProductId,
Integer numberOfRepayments, String loanDisbursementDate, double amount) {
LOG.info("------------------------------APPLY AND APPROVE LOAN ---------------------------------------");