Merge feature/Backend-DSC-MFA into feature/merge_update_code
Brings TOTP / Google Authenticator MFA factor (device mapping at /v1/mfa/totp/setup + /verify, login via existing twofactor pipeline), DSC-2FA login UI fix, Individual-only filter on guardian/nominee/family link pickers, Title Case normalization on client names, and migration 0296 unique nominee per account type. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com> # Conflicts: # .claude/settings.local.json # fineract-provider/logs/fineract.log
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@@ -28,6 +28,11 @@ public final class TwoFactorConstants {
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public static final String SMS_DELIVERY_METHOD_NAME = "sms";
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public static final String EMAIL_DELIVERY_METHOD_NAME = "email";
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// TOTP / Google Authenticator. Surfaced in the same /v1/twofactor delivery-method list as
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// sms/email so the UI offers it as a sibling option; verification is then code-vs-secret
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// (no LincPay round-trip, no SMTP send). The factor row in m_user_mfa_factor.secret holds
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// the base32 secret the user paired with their app via /v1/mfa/totp/setup + /verify.
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public static final String TOTP_DELIVERY_METHOD_NAME = "totp";
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public static final String BYPASS_TWO_FACTOR_PERMISSION = "BYPASS_TWOFACTOR";
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