diff --git a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
index 07e55447d..e0391a3ae 100644
--- a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
+++ b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
@@ -53,7 +53,7 @@ public final class SavingsHelper {
 
         final List<LocalDateInterval> postingPeriods = new ArrayList<>();
 
-        if (startInterestCalculationLocalDate == null || interestPostingUpToDate == null) {
+        if (startInterestCalculationLocalDate == null || interestPostingUpToDate == null || postingPeriodType == null) {
             return postingPeriods;
         }