diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature index c32e07bc0..045565774 100644 --- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature +++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature @@ -1211,6 +1211,15 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 03 May 2025 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 |1000.0 | 0.0 | 0.0 | 0.0 |1000.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 10.0 | 1010.0 | 0.0 | 0.0 | 0.0 | 1010.0 | @@ -1269,7 +1278,16 @@ Feature: LoanReAging # --- add re-aging trn with start date as maturity date --- # When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | - | 1 | WEEKS | 01 April 2025 | 1 | + | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 10.0 | 1010.0 | 250.0 | 0.0 | 250.0 | 760.0 | @@ -1333,6 +1351,15 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 15 February 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 January 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | + | 2 | 15 | 16 January 2025 | 20 March 2025 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 3 | 15 | 31 January 2025 | 20 March 2025 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 4 | 15 | 15 February 2025 | 20 March 2025 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 5 | 0 | 15 February 2025 | 20 March 2025 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 6 | 33 | 20 March 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 10.0 | 1010.0 | 1000.0 | 0.0 | 750.0 | 10.0 | @@ -1392,6 +1419,15 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1125.0 | 0.0 | 0.0 | 0.0 | 1125.0 | 250.0 | 0.0 | 250.0| 875.0 | @@ -1400,7 +1436,7 @@ Feature: LoanReAging | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | - | 03 May 2025 | Re-age | 875.0 | 875.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + | 03 May 2025 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | @TestRailId:C4048 @AdvancedPaymentAllocation Scenario: Verify that Loan re-aging transaction with repayment, chargeback and charge - N+1 installment after maturity date prior to re-aging - UC5 @@ -1452,6 +1488,15 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | 0.0 | 0.0 | 0.0 | 750.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 125.0 | 0.0 | 0.0 | 10.0 | 135.0 | 0.0 | 0.0 | 0.0 | 135.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1125.0 | 0.0 | 0.0 | 10.0 | 1135.0 | 250.0 | 0.0 | 250.0| 885.0 | @@ -1460,7 +1505,7 @@ Feature: LoanReAging | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | - | 03 May 2025 | Re-age | 875.0 | 875.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + | 03 May 2025 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Charges tab has the following data: | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | | NSF fee | true | Specified due date | 03 May 2025 | Flat | 10.0 | 0.0 | 0.0 | 10.0 | @@ -1516,9 +1561,18 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 04 May 2025 | 730.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 20.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 04 May 2025 | 730.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 04 May 2025 | 730.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 730.0 | 0.0 | 0.0 | 0.0 | 730.0 | 0.0 | 0.0 | 0.0 | 730.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | Then Loan Repayment schedule has the following data in Total row: - | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | - | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 270.0 | 0.0 | 270.0| 750.0 | + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 270.0 | 0.0 | 270.0 | 750.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | @@ -1576,7 +1630,16 @@ Feature: LoanReAging # --- add re-aging trn with start date as maturity date --- # When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | - | 1 | WEEKS | 01 April 2025 | 1 | + | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 03 May 2025 | 900.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 |100.0 | 0.0 | 100.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 0.0 | 900.0 | 0.0 | 0.0 | 0.0 | 900.0 | 0.0 | 0.0 | 0.0 | 900.0 | + | 6 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 100.0 | 0.0 | 100.0 | 920.0 | @@ -1621,7 +1684,7 @@ Feature: LoanReAging | | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 0 | 01 January 2025 | | 375.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | | | | 16 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | - | 2 | 0 | 16 January 2025 | | 450.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | + | 2 | 0 | 16 January 2025 | | 450.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | | 3 | 31 | 01 February 2025 | | 300.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | | 4 | 28 | 01 March 2025 | | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | | 5 | 31 | 01 April 2025 | | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | @@ -1640,6 +1703,17 @@ Feature: LoanReAging When Admin creates a Loan re-aging transaction by Loan external ID with the following data: | frequencyNumber | frequencyType | startDate | numberOfInstallments | | 1 | WEEKS | 01 April 2025 | 1 | + Then Loan Repayment schedule has 7 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 May 2025 | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | | | 16 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 2 | 0 | 16 January 2025 | 01 May 2025 | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 31 | 01 February 2025 | 01 May 2025 | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 28 | 01 March 2025 | 01 May 2025 | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 31 | 01 April 2025 | 01 May 2025 | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 6 | 0 | 01 April 2025 | | 0.0 | 600.0 | 0.0 | 0.0 | 0.0 | 600.0 | 0.0 | 0.0 | 0.0 | 600.0 | + | 7 | 30 | 01 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 600.0 | 0.0 | 0.0 | 20.0 | 620.0 | 0.0 | 0.0 | 0.0 | 620.0 | @@ -1652,6 +1726,7 @@ Feature: LoanReAging | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | | NSF fee | true | Specified due date | 01 May 2025 | Flat | 20.0 | 0.0 | 0.0 | 20.0 | + @TestRailId:C4066 @AdvancedPaymentAllocation Scenario: Verify merging re-aging transaction with N+1 installment in the same bucket(YEARS) When Admin sets the business date to "01 January 2024" When Admin creates a client with random data @@ -1676,6 +1751,7 @@ Feature: LoanReAging | 6 | 365 | 01 April 2025 | | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | | 7 | 365 | 01 April 2026 | | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | + @TestRailId:C4067 @AdvancedPaymentAllocation Scenario: Verify merging re-aging transaction with N+1 installment in the same bucket(MONTHS) When Admin sets the business date to "01 January 2024" When Admin creates a client with random data @@ -1700,6 +1776,7 @@ Feature: LoanReAging | 6 | 30 | 01 May 2024 | | 25.0 | 25.0 | 0.0 | 100.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | | 7 | 31 | 01 June 2024 | | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | + @TestRailId:C4068 @AdvancedPaymentAllocation Scenario: Verify merging re-aging transaction with N+1 installment in the same bucket(WEEKS) When Admin sets the business date to "01 January 2024" When Admin creates a client with random data @@ -1724,6 +1801,7 @@ Feature: LoanReAging | 6 | 7 | 08 April 2024 | | 25.0 | 25.0 | 0.0 | 100.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | | 7 | 7 | 15 April 2024 | | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | + @TestRailId:C4069 @AdvancedPaymentAllocation Scenario: Verify merging re-aging transaction with N+1 installment in the same bucket(DAYS) When Admin sets the business date to "01 January 2024" When Admin creates a client with random data @@ -1748,6 +1826,7 @@ Feature: LoanReAging | 6 | 1 | 02 April 2024 | | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | | 7 | 1 | 03 April 2024 | | 0.0 | 25.0 | 0.0 | 100.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | + @TestRailId:C4070 @AdvancedPaymentAllocation Scenario: Verify re-aging transaction with N+1 installment outside bucket When Admin sets the business date to "01 January 2024" When Admin creates a client with random data @@ -1771,4 +1850,292 @@ Feature: LoanReAging | 5 | 0 | 01 April 2024 | | 50.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | | 6 | 30 | 01 May 2024 | | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | | 7 | 31 | 01 June 2024 | | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | - | 8 | 32 | 03 July 2024 | | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | \ No newline at end of file + | 8 | 32 | 03 July 2024 | | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | + + @TestRailId:C4071 @AdvancedPaymentAllocation + Scenario: Verify that Loan re-aging transaction with backdated repayment and chargeback - N+1 installment after maturity date overlaps with re-aging - UC1 + When Admin sets the business date to "01 January 2025" + When Admin creates a client with random data + When Admin creates a fully customized loan with the following data: + | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | + | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | + And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025" + When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount + Then Loan Repayment schedule has 4 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | +# --- add charge a month later --- # + When Admin sets the business date to "3 May 2025" + And Customer makes "AUTOPAY" repayment on "01 March 2025" with 250 EUR transaction amount + When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 125 EUR transaction amount + Then Loan Repayment schedule has 5 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0| 0.0 | 250.0| 0.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 5 | 32 | 03 May 2025 | | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | 0.0 | 0.0 | 0.0 | 125.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1125.0 | 0.0 | 0.0 | 0.0 | 1125.0 | 250.0 | 0.0 | 250.0| 875.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | +# --- add re-aging trn with start date as maturity date --- # + When Admin creates a Loan re-aging transaction by Loan external ID with the following data: + | frequencyNumber | frequencyType | startDate | numberOfInstallments | + | 1 | WEEKS | 01 April 2025 | 6 | + Then Loan Repayment schedule has 10 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 604.17 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | + | 6 | 7 | 08 April 2025 | | 458.34 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | + | 7 | 7 | 15 April 2025 | | 312.51 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | + | 8 | 7 | 22 April 2025 | | 166.68 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | + | 9 | 7 | 29 April 2025 | | 145.85 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | 0.0 | 0.0 | 0.0 | 145.83 | + | 10 | 7 | 06 May 2025 | | 0.0 | 145.85 | 0.0 | 0.0 | 0.0 | 145.85 | 0.0 | 0.0 | 0.0 | 145.85 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1125.0 | 0.0 | 0.0 | 0.0 | 1125.0 | 250.0 | 0.0 | 250.0| 875.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | + | 03 May 2025 | Re-age | 875.0 | 875.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + + @TestRailId:C4072 @AdvancedPaymentAllocation + Scenario: Verify that Loan re-aging transaction with repayment, chargeback and charge - N+1 installment after maturity date overlaps with re-aging - UC2 + When Admin sets the business date to "01 January 2025" + When Admin creates a client with random data + When Admin creates a fully customized loan with the following data: + | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | + | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | + And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025" + When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount + Then Loan Repayment schedule has 4 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | +# --- add charge a month later --- # + When Admin sets the business date to "3 May 2025" + And Customer makes "AUTOPAY" repayment on "01 March 2025" with 250 EUR transaction amount + When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 125 EUR transaction amount + And Admin adds "LOAN_NSF_FEE" due date charge with "3 May 2025" due date and 10 EUR transaction amount + Then Loan Repayment schedule has 5 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0| 0.0 | 250.0| 0.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 5 | 32 | 03 May 2025 | | 0.0 | 125.0 | 0.0 | 0.0 | 10.0 | 135.0 | 0.0 | 0.0 | 0.0 | 135.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1125.0 | 0.0 | 0.0 | 10.0 | 1135.0 | 250.0 | 0.0 | 250.0| 885.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 10.0 | 0.0 | 0.0 | 10.0 | +# --- add re-aging trn with start date as maturity date --- # + When Admin creates a Loan re-aging transaction by Loan external ID with the following data: + | frequencyNumber | frequencyType | startDate | numberOfInstallments | + | 1 | MONTHS | 01 April 2025 | 3 | + Then Loan Repayment schedule has 7 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 458.33 | 291.67 | 0.0 | 0.0 | 0.0 | 291.67 | 0.0 | 0.0 | 0.0 | 291.67 | + | 6 | 30 | 01 May 2025 | | 291.66 | 291.67 | 0.0 | 0.0 | 10.0 | 301.67 | 0.0 | 0.0 | 0.0 | 301.67 | + | 7 | 31 | 01 June 2025 | | 0.0 | 291.66 | 0.0 | 0.0 | 0.0 | 291.66 | 0.0 | 0.0 | 0.0 | 291.66 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1125.0 | 0.0 | 0.0 | 10.0 | 1135.0 | 250.0 | 0.0 | 250.0| 885.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 03 May 2025 | Chargeback | 125.0 | 125.0 | 0.0 | 0.0 | 0.0 | 875.0 | false | + | 03 May 2025 | Re-age | 875.0 | 875.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 10.0 | 0.0 | 0.0 | 10.0 | + + @TestRailId:C4073 @AdvancedPaymentAllocation + Scenario: Verify that Loan re-aging transaction with repayment, charge and charge adjustment - N+1 installment after maturity date overlaps with re-aging - UC3 + When Admin sets the business date to "01 January 2025" + When Admin creates a client with random data + When Admin creates a fully customized loan with the following data: + | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | + | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | + And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025" + When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount + Then Loan Repayment schedule has 4 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | +# --- add charge a month later --- # + When Admin sets the business date to "3 May 2025" + And Customer makes "AUTOPAY" repayment on "01 March 2025" with 250 EUR transaction amount + And Admin adds "LOAN_NSF_FEE" due date charge with "03 May 2025" due date and 20 EUR transaction amount + When Admin sets the business date to "04 May 2025" + When Admin makes a charge adjustment for the last "LOAN_NSF_FEE" type charge which is due on "03 May 2025" with 20 EUR transaction amount and externalId "" + Then Loan Repayment schedule has 5 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0| 0.0 | 250.0| 0.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 20.0 | 0.0 | 20.0 | 230.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 5 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 270.0 | 0.0 | 270.0| 750.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 04 May 2025 | Charge Adjustment | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 730.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 20.0 | 0.0 | 0.0 | 20.0 | +# --- add re-aging trn with start date as maturity date --- # + When Admin creates a Loan re-aging transaction by Loan external ID with the following data: + | frequencyNumber | frequencyType | startDate | numberOfInstallments | + | 20 | DAYS | 01 April 2025 | 4 | + Then Loan Repayment schedule has 8 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 01 March 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |250.0 | 0.0 | 250.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 04 May 2025 | 730.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 20.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 04 May 2025 | 730.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 04 May 2025 | 730.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 547.5 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | + | 6 | 20 | 21 April 2025 | | 365.0 | 182.5 | 0.0 | 0.0 | 20.0 | 202.5 | 0.0 | 0.0 | 0.0 | 202.5 | + | 7 | 20 | 11 May 2025 | | 182.5 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | + | 8 | 20 | 31 May 2025 | | 0.0 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | 0.0 | 0.0 | 0.0 | 182.5 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 270.0 | 0.0 | 270.0 | 750.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 March 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | + | 04 May 2025 | Charge Adjustment | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 730.0 | false | + | 04 May 2025 | Re-age | 730.0 | 730.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 20.0 | 0.0 | 0.0 | 20.0 | + + @TestRailId:C4074 @AdvancedPaymentAllocation + Scenario: Verify that Loan re-aging transaction with MIR and charge - N+1 installment after maturity date overlaps with re-aging - UC4 + When Admin sets the business date to "01 January 2025" + When Admin creates a client with random data + When Admin creates a fully customized loan with the following data: + | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | + | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | + And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025" + When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount + Then Loan Repayment schedule has 4 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | +# --- add charge a month later --- # + When Admin sets the business date to "03 May 2025" + When Admin makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "01 April 2025" with 100 EUR transaction amount + And Admin adds "LOAN_NSF_FEE" due date charge with "03 May 2025" due date and 20 EUR transaction amount + Then Loan Repayment schedule has 5 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 100.0| 0.0 | 100.0| 150.0 | + | 2 | 31 | 01 February 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 3 | 28 | 01 March 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 4 | 31 | 01 April 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | + | 5 | 32 | 03 May 2025 | | 0.0 | 0.0 | 0.0 | 0.0 | 20.0 | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 100.0 | 0.0 | 100.0 | 920.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 April 2025 | Merchant Issued Refund | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 20.0 | 0.0 | 0.0 | 20.0 | +# --- add re-aging trn with start date as maturity date --- # + When Admin creates a Loan re-aging transaction by Loan external ID with the following data: + | frequencyNumber | frequencyType | startDate | numberOfInstallments | + | 1 | MONTHS | 01 April 2025 | 4 | + Then Loan Repayment schedule has 8 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 0 | 01 January 2025 | 03 May 2025 | 900.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 |100.0 | 0.0 | 100.0 | 0.0 | + | 2 | 31 | 01 February 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 3 | 28 | 01 March 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 4 | 31 | 01 April 2025 | 03 May 2025 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | + | 5 | 0 | 01 April 2025 | | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | + | 6 | 30 | 01 May 2025 | | 450.0 | 225.0 | 0.0 | 0.0 | 20.0 | 245.0 | 0.0 | 0.0 | 0.0 | 245.0 | + | 7 | 31 | 01 June 2025 | | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | + | 8 | 30 | 01 July 2025 | | 0.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 1000.0 | 0.0 | 0.0 | 20.0 | 1020.0 | 100.0 | 0.0 | 100.0 | 920.0 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | + | 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | + | 01 April 2025 | Merchant Issued Refund | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | + | 03 May 2025 | Re-age | 900.0 | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | + Then Loan Charges tab has the following data: + | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding | + | NSF fee | true | Specified due date | 03 May 2025 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |