FINERACT-2174: Allow for recognition of Interest on first day end of day - Introducing the flag

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/api/LoanApiConstants.java

@@ -177,6 +177,8 @@ public interface LoanApiConstants {
     // Data Validator names
     String LOAN_FRAUD_DATAVALIDATOR_PREFIX = "loans.fraud";
 
+    String INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE = "interestRecognitionOnDisbursementDate";
+
     // Loan Summary Transaction Types
     List<Integer> LOAN_SUMMARY_TRANSACTION_TYPES = List.of(LoanTransactionType.CHARGE_ADJUSTMENT.getValue(), //
             LoanTransactionType.CHARGEBACK.getValue(), //

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanApplicationTerms.java

@@ -229,6 +229,7 @@ public final class LoanApplicationTerms {
     private boolean enableAccrualActivityPosting;
     private List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes;
     private LoanChargeOffBehaviour chargeOffBehaviour;
+    private boolean interestRecognitionOnDisbursementDate;
 
     private LoanApplicationTerms(Builder builder) {
         this.currency = builder.currency;
@@ -460,7 +461,7 @@ public final class LoanApplicationTerms {
             final LocalDate submittedOnDate, final LoanScheduleType loanScheduleType,
             final LoanScheduleProcessingType loanScheduleProcessingType, final Integer fixedLength,
             final boolean enableAccrualActivityPosting, final List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes,
-            final LoanChargeOffBehaviour chargeOffBehaviour) {
+            final LoanChargeOffBehaviour chargeOffBehaviour, final boolean interestRecognitionOnDisbursementDate) {
 
         final LoanRescheduleStrategyMethod rescheduleStrategyMethod = null;
         final CalendarHistoryDataWrapper calendarHistoryDataWrapper = null;
@@ -479,7 +480,8 @@ public final class LoanApplicationTerms {
                 isInterestToBeRecoveredFirstWhenGreaterThanEMI, fixedPrincipalPercentagePerInstallment,
                 isPrincipalCompoundingDisabledForOverdueLoans, enableDownPayment, disbursedAmountPercentageForDownPayment,
                 isAutoRepaymentForDownPaymentEnabled, repaymentStartDateType, submittedOnDate, loanScheduleType, loanScheduleProcessingType,
-                fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour,
+                interestRecognitionOnDisbursementDate);
 
     }
 
@@ -552,7 +554,8 @@ public final class LoanApplicationTerms {
                 fixedPrincipalPercentagePerInstallment, isPrincipalCompoundingDisabledForOverdueLoans, isDownPaymentEnabled,
                 disbursedAmountPercentageForDownPayment, isAutoRepaymentForDownPaymentEnabled, repaymentStartDateType, submittedOnDate,
                 loanScheduleType, loanScheduleProcessingType, fixedLength, loanProductRelatedDetail.isEnableAccrualActivityPosting(),
-                loanProductRelatedDetail.getSupportedInterestRefundTypes(), loanProductRelatedDetail.getChargeOffBehaviour());
+                loanProductRelatedDetail.getSupportedInterestRefundTypes(), loanProductRelatedDetail.getChargeOffBehaviour(),
+                loanProductRelatedDetail.isInterestRecognitionOnDisbursementDate());
     }
 
     private LoanApplicationTerms(final CurrencyData currency, final Integer loanTermFrequency,
@@ -582,7 +585,8 @@ public final class LoanApplicationTerms {
             final BigDecimal disbursedAmountPercentageForDownPayment, final boolean isAutoRepaymentForDownPaymentEnabled,
             final RepaymentStartDateType repaymentStartDateType, final LocalDate submittedOnDate, final LoanScheduleType loanScheduleType,
             final LoanScheduleProcessingType loanScheduleProcessingType, final Integer fixedLength, boolean enableAccrualActivityPosting,
-            final List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes, final LoanChargeOffBehaviour chargeOffBehaviour) {
+            final List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes, final LoanChargeOffBehaviour chargeOffBehaviour,
+            final boolean interestRecognitionOnDisbursementDate) {
 
         this.currency = currency;
         this.loanTermFrequency = loanTermFrequency;
@@ -682,6 +686,7 @@ public final class LoanApplicationTerms {
         this.fixedLength = fixedLength;
         this.supportedInterestRefundTypes = supportedInterestRefundTypes;
         this.chargeOffBehaviour = chargeOffBehaviour;
+        this.interestRecognitionOnDisbursementDate = interestRecognitionOnDisbursementDate;
     }
 
     public Money adjustPrincipalIfLastRepaymentPeriod(final Money principalForPeriod, final Money totalCumulativePrincipalToDate,
@@ -1543,7 +1548,7 @@ public final class LoanApplicationTerms {
                 this.interestRecalculationEnabled, this.isEqualAmortization, this.isDownPaymentEnabled,
                 this.disbursedAmountPercentageForDownPayment, this.isAutoRepaymentForDownPaymentEnabled, this.loanScheduleType,
                 this.loanScheduleProcessingType, this.fixedLength, this.enableAccrualActivityPosting, this.supportedInterestRefundTypes,
-                this.chargeOffBehaviour);
+                this.chargeOffBehaviour, this.interestRecognitionOnDisbursementDate);
     }
 
     public LoanProductMinimumRepaymentScheduleRelatedDetail toLoanProductRelatedDetailMinimumData() {

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/LoanProductConstants.java

@@ -169,4 +169,5 @@ public interface LoanProductConstants {
     String SUPPORTED_INTEREST_REFUND_TYPES = "supportedInterestRefundTypes";
     String CHARGE_OFF_BEHAVIOUR = "chargeOffBehaviour";
 
+    String INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE = "interestRecognitionOnDisbursementDate";
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/api/LoanProductsApiResourceSwagger.java

@@ -172,6 +172,8 @@ final class LoanProductsApiResourceSwagger {
         public Integer repaymentStartDateType;
         @Schema(example = "false")
         public Boolean enableAccrualActivityPosting;
+        @Schema(example = "false")
+        public Boolean interestRecognitionOnDisbursementDate;
 
         // Interest Recalculation
         @Schema(example = "false")
@@ -1421,6 +1423,8 @@ final class LoanProductsApiResourceSwagger {
         public List<StringEnumOptionData> supportedInterestRefundTypes;
         public List<GetLoanProductsTemplateResponse.GetLoanProductsChargeOffReasonOptions> chargeOffReasonOptions;
         public StringEnumOptionData chargeOffBehaviour;
+        @Schema(example = "false")
+        public Boolean interestRecognitionOnDisbursementDate;
     }
 
     @Schema(description = "PutLoanProductsProductIdRequest")
@@ -1558,6 +1562,8 @@ final class LoanProductsApiResourceSwagger {
         public Boolean enableAutoRepaymentForDownPayment;
         @Schema(example = "1")
         public Integer repaymentStartDateType;
+        @Schema(example = "false")
+        public Boolean interestRecognitionOnDisbursementDate;
 
         // Interest Recalculation
         @Schema(example = "false")

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/data/LoanProductData.java

@@ -234,6 +234,7 @@ public class LoanProductData implements Serializable {
 
     private final EnumOptionData loanScheduleType;
     private final EnumOptionData loanScheduleProcessingType;
+    private final boolean interestRecognitionOnDisbursementDate;
 
     /**
      * Used when returning lookup information about loan product for dropdowns.
@@ -338,6 +339,7 @@ public class LoanProductData implements Serializable {
         final boolean enableAccrualActivityPosting = false;
         final List<StringEnumOptionData> supportedInterestRefundTypes = null;
         final StringEnumOptionData chargeOffBehaviour = null;
+        final boolean interestRecognitionOnDisbursementDate = false;
 
         return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                 numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -358,7 +360,8 @@ public class LoanProductData implements Serializable {
                 fixedPrincipalPercentagePerInstallment, delinquencyBucketOptions, delinquencyBucket, dueDaysForRepaymentEvent,
                 overDueDaysForRepaymentEvent, enableDownPayment, disbursedAmountPercentageDownPayment, enableAutoRepaymentForDownPayment,
                 paymentAllocation, creditAllocation, repaymentStartDateType, enableInstallmentLevelDelinquency, loanScheduleType,
-                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour,
+                interestRecognitionOnDisbursementDate);
 
     }
 
@@ -461,6 +464,7 @@ public class LoanProductData implements Serializable {
         final boolean enableAccrualActivityPosting = false;
         final List<StringEnumOptionData> supportedInterestRefundTypes = null;
         final StringEnumOptionData chargeOffBehaviour = null;
+        final boolean interestRecognitionOnDisbursementDate = false;
 
         return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                 numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -481,7 +485,8 @@ public class LoanProductData implements Serializable {
                 fixedPrincipalPercentagePerInstallment, delinquencyBucketOptions, delinquencyBucket, dueDaysForRepaymentEvent,
                 overDueDaysForRepaymentEvent, enableDownPayment, disbursedAmountPercentageDownPayment, enableAutoRepaymentForDownPayment,
                 paymentAllocation, creditAllocation, repaymentStartDateType, enableInstallmentLevelDelinquency, loanScheduleType,
-                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour,
+                interestRecognitionOnDisbursementDate);
 
     }
 
@@ -591,6 +596,7 @@ public class LoanProductData implements Serializable {
         final boolean enableAccrualActivityPosting = false;
         final List<StringEnumOptionData> supportedInterestRefundTypes = null;
         final StringEnumOptionData chargeOffBehaviour = LoanChargeOffBehaviour.REGULAR.getValueAsStringEnumOptionData();
+        final boolean interestRecognitionOnDisbursementDate = false;
 
         return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                 numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -611,7 +617,8 @@ public class LoanProductData implements Serializable {
                 fixedPrincipalPercentagePerInstallment, delinquencyBucketOptions, delinquencyBucket, dueDaysForRepaymentEvent,
                 overDueDaysForRepaymentEvent, enableDownPayment, disbursedAmountPercentageDownPayment, enableAutoRepaymentForDownPayment,
                 paymentAllocation, creditAllocation, repaymentStartDateType, enableInstallmentLevelDelinquency, loanScheduleType,
-                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour,
+                interestRecognitionOnDisbursementDate);
 
     }
 
@@ -715,6 +722,7 @@ public class LoanProductData implements Serializable {
         final boolean enableAccrualActivityPosting = false;
         final List<StringEnumOptionData> supportedInterestRefundTypes = null;
         final StringEnumOptionData chargeOffBehaviour = null;
+        final boolean interestRecognitionOnDisbursementDate = false;
 
         return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                 numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -735,7 +743,8 @@ public class LoanProductData implements Serializable {
                 fixedPrincipalPercentagePerInstallment, delinquencyBucketOptions, delinquencyBucket, dueDaysForRepaymentEvent,
                 overDueDaysForRepaymentEvent, enableDownPayment, disbursedAmountPercentageDownPayment, enableAutoRepaymentForDownPayment,
                 paymentAllocation, creditAllocationData, repaymentStartDateType, enableInstallmentLevelDelinquency, loanScheduleType,
-                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour,
+                interestRecognitionOnDisbursementDate);
     }
 
     public static LoanProductData withAccountingDetails(final LoanProductData productData, final Map<String, Object> accountingMappings,
@@ -789,7 +798,7 @@ public class LoanProductData implements Serializable {
             final EnumOptionData repaymentStartDateType, final boolean enableInstallmentLevelDelinquency,
             final EnumOptionData loanScheduleType, final EnumOptionData loanScheduleProcessingType, final Integer fixedLength,
             final boolean enableAccrualActivityPosting, final List<StringEnumOptionData> supportedInterestRefundTypes,
-            StringEnumOptionData chargeOffBehaviour) {
+            StringEnumOptionData chargeOffBehaviour, final boolean interestRecognitionOnDisbursementDate) {
         this.id = id;
         this.name = name;
         this.shortName = shortName;
@@ -932,6 +941,7 @@ public class LoanProductData implements Serializable {
         this.chargeOffBehaviour = chargeOffBehaviour;
         this.chargeOffBehaviourOptions = null;
         this.chargeOffReasonOptions = null;
+        this.interestRecognitionOnDisbursementDate = interestRecognitionOnDisbursementDate;
     }
 
     public LoanProductData(final LoanProductData productData, final Collection<ChargeData> chargeOptions,
@@ -1116,6 +1126,7 @@ public class LoanProductData implements Serializable {
         this.chargeOffBehaviour = productData.chargeOffBehaviour;
         this.chargeOffBehaviourOptions = chargeOffBehaviourOptions;
         this.chargeOffReasonOptions = chargeOffReasonOptions;
+        this.interestRecognitionOnDisbursementDate = productData.interestRecognitionOnDisbursementDate;
     }
 
     private Collection<ChargeData> nullIfEmpty(final Collection<ChargeData> charges) {

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanProduct.java

@@ -443,6 +443,12 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
         final boolean enableAccrualActivityPosting = command
                 .booleanPrimitiveValueOfParameterNamed(LoanProductConstants.ENABLE_ACCRUAL_ACTIVITY_POSTING);
 
+        boolean interestRecognitionOnDisbursementDate = false;
+        if (command.parameterExists(LoanProductConstants.INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE)) {
+            interestRecognitionOnDisbursementDate = command
+                    .booleanPrimitiveValueOfParameterNamed(LoanProductConstants.INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE);
+        }
+
         List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes = new ArrayList<>();
         if (command.parameterExists(LoanProductConstants.SUPPORTED_INTEREST_REFUND_TYPES)) {
             JsonArray supportedTransactionsForInterestRefund = command
@@ -480,7 +486,7 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
                 allowApprovedDisbursedAmountsOverApplied, overAppliedCalculationType, overAppliedNumber, dueDaysForRepaymentEvent,
                 overDueDaysForRepaymentEvent, enableDownPayment, disbursedAmountPercentageDownPayment, enableAutoRepaymentForDownPayment,
                 repaymentStartDateType, enableInstallmentLevelDelinquency, loanScheduleType, loanScheduleProcessingType, fixedLength,
-                enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour);
+                enableAccrualActivityPosting, supportedInterestRefundTypes, chargeOffBehaviour, interestRecognitionOnDisbursementDate);
 
     }
 
@@ -699,7 +705,7 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
             final boolean enableInstallmentLevelDelinquency, final LoanScheduleType loanScheduleType,
             final LoanScheduleProcessingType loanScheduleProcessingType, final Integer fixedLength,
             final boolean enableAccrualActivityPosting, final List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes,
-            final LoanChargeOffBehaviour chargeOffBehaviour) {
+            final LoanChargeOffBehaviour chargeOffBehaviour, final boolean isInterestRecognitionOnDisbursementDate) {
         this.fund = fund;
         this.transactionProcessingStrategyCode = transactionProcessingStrategyCode;
 
@@ -749,7 +755,7 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
                 inArrearsTolerance, graceOnArrearsAgeing, daysInMonthType.getValue(), daysInYearType.getValue(),
                 isInterestRecalculationEnabled, isEqualAmortization, enableDownPayment, disbursedAmountPercentageForDownPayment,
                 enableAutoRepaymentForDownPayment, loanScheduleType, loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting,
-                supportedInterestRefundTypes, chargeOffBehaviour);
+                supportedInterestRefundTypes, chargeOffBehaviour, isInterestRecognitionOnDisbursementDate);
 
         this.loanProductMinMaxConstraints = new LoanProductMinMaxConstraints(defaultMinPrincipal, defaultMaxPrincipal,
                 defaultMinNominalInterestRatePerPeriod, defaultMaxNominalInterestRatePerPeriod, defaultMinNumberOfInstallments,
@@ -802,7 +808,6 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
         this.repaymentStartDateType = repaymentStartDateType;
 
         this.enableInstallmentLevelDelinquency = enableInstallmentLevelDelinquency;
-
         validateLoanProductPreSave();
     }
 
@@ -870,6 +875,14 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
             }
         }
 
+        if (this.getLoanProductRelatedDetail().isInterestRecognitionOnDisbursementDate()
+                && this.getLoanProductRelatedDetail().getLoanScheduleType().equals(LoanScheduleType.CUMULATIVE)) {
+            throw new LoanProductGeneralRuleException(
+                    "interestRecognitionOnDisbursementDate.is.only.supported.for.progressive.loan.schedule.type",
+                    "interestRecognitionOnDisbursementDate is only supported for progressive loan schedule type");
+
+        }
+
     }
 
     public MonetaryCurrency getCurrency() {
@@ -1621,4 +1634,5 @@ public class LoanProduct extends AbstractPersistableCustom<Long> {
     public void updateEnableInstallmentLevelDelinquency(boolean enableInstallmentLevelDelinquency) {
         this.enableInstallmentLevelDelinquency = enableInstallmentLevelDelinquency;
     }
+
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanProductRelatedDetail.java

@@ -165,6 +165,9 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
     @Enumerated(EnumType.STRING)
     private LoanChargeOffBehaviour chargeOffBehaviour;
 
+    @Column(name = "interest_recognition_on_disbursement_date", nullable = false)
+    private boolean interestRecognitionOnDisbursementDate = false;
+
     public static LoanProductRelatedDetail createFrom(final CurrencyData currencyData, final BigDecimal principal,
             final BigDecimal nominalInterestRatePerPeriod, final PeriodFrequencyType interestRatePeriodFrequencyType,
             final BigDecimal nominalAnnualInterestRate, final InterestMethod interestMethod,
@@ -178,7 +181,7 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
             final boolean enableAutoRepaymentForDownPayment, final LoanScheduleType loanScheduleType,
             final LoanScheduleProcessingType loanScheduleProcessingType, final Integer fixedLength,
             final boolean enableAccrualActivityPosting, final List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes,
-            final LoanChargeOffBehaviour chargeOffBehaviour) {
+            final LoanChargeOffBehaviour chargeOffBehaviour, final boolean interestRecognitionOnDisbursementDate) {
 
         final MonetaryCurrency currency = MonetaryCurrency.fromCurrencyData(currencyData);
         return new LoanProductRelatedDetail(currency, principal, nominalInterestRatePerPeriod, interestRatePeriodFrequencyType,
@@ -188,7 +191,7 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
                 inArrearsTolerance, graceOnArrearsAgeing, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
                 isEqualAmortization, enableDownPayment, disbursedAmountPercentageForDownPayment, enableAutoRepaymentForDownPayment,
                 loanScheduleType, loanScheduleProcessingType, fixedLength, enableAccrualActivityPosting, supportedInterestRefundTypes,
-                chargeOffBehaviour);
+                chargeOffBehaviour, interestRecognitionOnDisbursementDate);
     }
 
     protected LoanProductRelatedDetail() {
@@ -208,7 +211,7 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
             final boolean enableAutoRepaymentForDownPayment, final LoanScheduleType loanScheduleType,
             final LoanScheduleProcessingType loanScheduleProcessingType, final Integer fixedLength,
             final boolean enableAccrualActivityPosting, List<LoanSupportedInterestRefundTypes> supportedInterestRefundTypes,
-            final LoanChargeOffBehaviour chargeOffBehaviour) {
+            final LoanChargeOffBehaviour chargeOffBehaviour, final boolean interestRecognitionOnDisbursementDate) {
         this.currency = currency;
         this.principal = defaultPrincipal;
         this.nominalInterestRatePerPeriod = defaultNominalInterestRatePerPeriod;
@@ -244,6 +247,7 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
         this.enableAccrualActivityPosting = enableAccrualActivityPosting;
         this.supportedInterestRefundTypes = supportedInterestRefundTypes;
         this.chargeOffBehaviour = chargeOffBehaviour;
+        this.interestRecognitionOnDisbursementDate = interestRecognitionOnDisbursementDate;
     }
 
     private Integer defaultToNullIfZero(final Integer value) {
@@ -520,6 +524,14 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
             this.isEqualAmortization = newValue;
         }
 
+        if (command.isChangeInBooleanParameterNamed(LoanProductConstants.INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE,
+                this.isInterestRecognitionOnDisbursementDate())) {
+            final boolean newValue = command
+                    .booleanPrimitiveValueOfParameterNamed(LoanProductConstants.INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE);
+            actualChanges.put(LoanProductConstants.INTEREST_RECOGNITION_ON_DISBURSEMENT_DATE, newValue);
+            this.updateInterestRecognitionOnDisbursementDate(newValue);
+        }
+
         return actualChanges;
     }
 
@@ -546,4 +558,8 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
         this.interestPeriodFrequencyType = PeriodFrequencyType.INVALID;
         this.annualNominalInterestRate = null;
     }
+
+    public void updateInterestRecognitionOnDisbursementDate(boolean interestRecognitionOnDisbursementDate) {
+        this.interestRecognitionOnDisbursementDate = interestRecognitionOnDisbursementDate;
+    }
 }

fineract-loan/src/main/resources/db/changelog/tenant/module/loan/module-changelog-master.xml

@@ -48,4 +48,5 @@
   <include relativeToChangelogFile="true" file="parts/1023_add_charge_off_behaviour.xml"/>
   <include relativeToChangelogFile="true" file="parts/1024_accrual_adjustment_transaction_type.xml"/>
   <include relativeToChangelogFile="true" file="parts/1025_store_pre_closure_strategy_to_loan_level.xml"/>
+  <include relativeToChangelogFile="true" file="parts/1026_add_interest_recognition_flag.xml"/>
 </databaseChangeLog>

fineract-loan/src/main/resources/db/changelog/tenant/module/loan/parts/1026_add_interest_recognition_flag.xml

@@ -0,0 +1,40 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.3.xsd">
+
+    <changeSet author="fineract" id="1026-1">
+        <addColumn tableName="m_product_loan">
+            <column name="interest_recognition_on_disbursement_date" type="boolean" defaultValueBoolean="false">
+                <constraints nullable="false"/>
+            </column>
+        </addColumn>
+    </changeSet>
+    <changeSet author="fineract" id="1026-2">
+        <addColumn tableName="m_loan">
+            <column name="interest_recognition_on_disbursement_date" type="boolean" defaultValueBoolean="false">
+                <constraints nullable="false"/>
+            </column>
+        </addColumn>
+    </changeSet>
+</databaseChangeLog>