feat(chequebook): add RETURNED leaf status for dishonoured/bounced cheques

Adds a maker-checker-gated "return" command on cheque books that flags
presented-and-dishonoured leaves as terminal RETURNED (distinct from
STOP_PAYMENT/drawer-initiated and LOST/custody-failure), following the
same reason/actor/timestamp pattern already used for lost/cancelled/used
leaves on m_cheque_leaf.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

fineract-core/src/main/java/org/apache/fineract/commands/service/CommandWrapperBuilder.java

@@ -207,6 +207,14 @@ public class CommandWrapperBuilder {
         return this;
     }
 
+    public CommandWrapperBuilder returnChequeBook(final Long chequeBookId) {
+        this.actionName = "RETURN";
+        this.entityName = "CHEQUEBOOK";
+        this.entityId = chequeBookId;
+        this.href = "/chequebooks/" + chequeBookId;
+        return this;
+    }
+
     public CommandWrapperBuilder approveChequeBookPendingRequest(final Long pendingRequestId) {
         this.actionName = "APPROVE";
         this.entityName = "CHEQUEBOOKPENDINGREQUEST";