diff --git a/fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientData.java b/fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientData.java
index 3f1a05f6d..452120d95 100644
--- a/fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientData.java
+++ b/fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientData.java
@@ -406,6 +406,7 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
         data.degreeQualificationOptions = templateData.degreeQualificationOptions;
         data.religionOptions = templateData.religionOptions;
         data.socialCategoryOptions = templateData.socialCategoryOptions;
+        data.pwdCategoryOptions = templateData.pwdCategoryOptions;
         data.maritalStatus = clientData.maritalStatus;
         data.educationLevel = clientData.educationLevel;
         data.degreeQualification = clientData.degreeQualification;
@@ -467,6 +468,7 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
         data.degreeQualificationOptions = clientData.degreeQualificationOptions;
         data.religionOptions = clientData.religionOptions;
         data.socialCategoryOptions = clientData.socialCategoryOptions;
+        data.pwdCategoryOptions = clientData.pwdCategoryOptions;
         data.maritalStatus = clientData.maritalStatus;
         data.educationLevel = clientData.educationLevel;
         data.degreeQualification = clientData.degreeQualification;
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/api/ClientKycApiResource.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/api/ClientKycApiResource.java
index 9b406eec8..ebc4e49a3 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/api/ClientKycApiResource.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/api/ClientKycApiResource.java
@@ -160,10 +160,10 @@ public class ClientKycApiResource {
         template.put("clientTypeName", clientTypeName);
         template.put("legalFormId", legalFormId);
 
-        // Minor detection mirrors the frontend's own rule (age < 10) so the document list
+        // Minor detection mirrors the frontend's own rule (age < 18) so the document list
         // served here stays consistent with what the UI computes from the same date of birth.
         final LocalDate dateOfBirth = client.dateOfBirth();
-        final boolean isMinor = dateOfBirth != null && Period.between(dateOfBirth, LocalDate.now()).getYears() < 10;
+        final boolean isMinor = dateOfBirth != null && Period.between(dateOfBirth, LocalDate.now()).getYears() < 18;
         template.put("isMinor", isMinor);
 
         template.put("requiredDocuments", getRequiredDocuments(clientTypeName, legalFormId, isMinor));
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/command/ClientKycCommand.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/command/ClientKycCommand.java
index 246a47656..b3d5cb840 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/command/ClientKycCommand.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/command/ClientKycCommand.java
@@ -71,6 +71,15 @@ public class ClientKycCommand {
     }
 
     public void validateForInitiate() {
+        validateForInitiate(false);
+    }
+
+    /**
+     * @param skipIdentityDocumentCheck true for minors, who identify via the Birth Certificate /
+     *                                  School ID document-type picker (a separate upload path)
+     *                                  rather than PAN/Aadhaar/GSTIN.
+     */
+    public void validateForInitiate(final boolean skipIdentityDocumentCheck) {
         final List<ApiParameterError> errors = new ArrayList<>();
         final DataValidatorBuilder v = new DataValidatorBuilder(errors).resource(ClientKycApiConstants.RESOURCE_NAME);
 
@@ -101,13 +110,16 @@ public class ClientKycCommand {
                             "GSTIN must be a valid 15-character GST Identification Number");
         }
 
-        // At least one ID document must be provided
-        final boolean hasPan = panNumber != null && !panNumber.isBlank();
-        final boolean hasAadhaar = aadhaarNumberMasked != null && !aadhaarNumberMasked.isBlank();
-        final boolean hasGstin = gstinNumber != null && !gstinNumber.isBlank();
-        if (!hasPan && !hasAadhaar && !hasGstin) {
-            v.reset().parameter(ClientKycApiConstants.panNumberParam).value(panNumber)
-                    .notBlank();
+        // At least one ID document must be provided — except for minors, who prove identity via
+        // the Birth Certificate / School ID document-type picker instead.
+        if (!skipIdentityDocumentCheck) {
+            final boolean hasPan = panNumber != null && !panNumber.isBlank();
+            final boolean hasAadhaar = aadhaarNumberMasked != null && !aadhaarNumberMasked.isBlank();
+            final boolean hasGstin = gstinNumber != null && !gstinNumber.isBlank();
+            if (!hasPan && !hasAadhaar && !hasGstin) {
+                v.reset().parameter(ClientKycApiConstants.panNumberParam).value(panNumber)
+                        .notBlank();
+            }
         }
 
         throwExceptionIfValidationWarningsExist(errors);
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycWritePlatformServiceJpaRepositoryImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycWritePlatformServiceJpaRepositoryImpl.java
index e1642e84b..bae1084f9 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycWritePlatformServiceJpaRepositoryImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycWritePlatformServiceJpaRepositoryImpl.java
@@ -84,9 +84,13 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         this.context.authenticatedUser();
         LOG.info("initiateKyc: clientId={}, requestJson={}", clientId, command.json());
 
+        final Client clientForValidation = clientRepository.findOneWithNotFoundDetection(clientId);
+
         final ClientKycCommand kycCommand = deserializer.commandFromApiJson(
                 command.json(), ClientKycApiConstants.INITIATE_REQUEST_PARAMS);
-        kycCommand.validateForInitiate();
+        // Minors identify via the Birth Certificate / School ID document-type picker (a separate
+        // upload path), not PAN/Aadhaar/GSTIN — so the "at least one ID" check doesn't apply to them.
+        kycCommand.validateForInitiate(Boolean.TRUE.equals(clientForValidation.getIsMinor()));
 
         // CIN / GSTIN are only applicable for NON_INDIVIDUAL clients
         final Integer kycTypeOnInitiate = command.integerValueOfParameterNamed("kycType");
@@ -104,7 +108,7 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         }
 
         try {
-            final Client client = clientRepository.findOneWithNotFoundDetection(clientId);
+            final Client client = clientForValidation;
             final ClientKyc kyc = ClientKyc.initiateKyc(client, command);
             kycRepositoryWrapper.saveAndFlush(kyc);
 
@@ -957,7 +961,7 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
     public void initiateKycInline(final Client client, final String kycJson) {
         final ClientKycCommand kycCommand = deserializer.commandFromApiJson(
                 kycJson, ClientKycApiConstants.INITIATE_REQUEST_PARAMS);
-        kycCommand.validateForInitiate();
+        kycCommand.validateForInitiate(Boolean.TRUE.equals(client.getIsMinor()));
 
         if (kycRepositoryWrapper.existsByClientId(client.getId())) {
             LOG.info("KYC record already exists for client {}. Skipping inline initiation.", client.getId());
diff --git a/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml b/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
index 11778358a..2abef71f9 100644
--- a/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
+++ b/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
@@ -448,6 +448,7 @@
     <include file="parts/0425_add_diploma_degree_qualification.xml" relativeToChangelogFile="true"/>
     <include file="parts/0426_add_graduate_education_level.xml" relativeToChangelogFile="true"/>
     <include file="parts/0427_add_caretaker_relationship_value.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0428_add_minor_kyc_id_proof_codes.xml" relativeToChangelogFile="true"/>
     <!-- NOTE: the numbers below (0341-0359) re-use prefixes already used above by the chequebook/CTS
          clearing catchup migrations — these come from a long-diverged branch (uate) that assigned its own
          sequence independently. Liquibase tracks changesets by filename + id + author, not by the numeric
diff --git a/fineract-provider/src/main/resources/db/changelog/tenant/parts/0428_add_minor_kyc_id_proof_codes.xml b/fineract-provider/src/main/resources/db/changelog/tenant/parts/0428_add_minor_kyc_id_proof_codes.xml
new file mode 100644
index 000000000..3179a4b90
--- /dev/null
+++ b/fineract-provider/src/main/resources/db/changelog/tenant/parts/0428_add_minor_kyc_id_proof_codes.xml
@@ -0,0 +1,65 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+  Licensed to the Apache Software Foundation (ASF) under one
+  or more contributor license agreements. See the NOTICE file
+  distributed with this work for additional information
+  regarding copyright ownership. The ASF licenses this file
+  to you under the Apache License, Version 2.0 (the
+  "License"); you may not use this file except in compliance
+  with the License. You may obtain a copy of the License at
+
+  http://www.apache.org/licenses/LICENSE-2.0
+
+  Unless required by applicable law or agreed to in writing,
+  software distributed under the License is distributed on an
+  "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+  KIND, either express or implied. See the License for the
+  specific language governing permissions and limitations
+  under the License.
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.13.xsd">
+
+    <!-- ClientKycApiResource.getRequiredDocuments() has always offered "Birth Certificate" and
+         "School ID Card" as identity-proof options for minor clients, but neither was ever added
+         as a KYCIdProofType code value (0251_add_kyc_proof_type_codes.xml). Since
+         edit-client/create-client's saveKycDocProof() resolves the picked document type against
+         this code list (resolveDocumentTypeId), selecting either option for a minor silently
+         failed to save any identifier/document — the KYC record's own document-name/number fields
+         persisted fine, but the uploaded file never did. -->
+    <changeSet author="CBS" id="0428-1">
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">
+                SELECT COUNT(*) FROM m_code_value cv JOIN m_code c ON c.id = cv.code_id
+                WHERE c.code_name = 'KYCIdProofType' AND cv.code_value = 'Birth Certificate'
+            </sqlCheck>
+        </preConditions>
+        <sql>
+            INSERT INTO m_code_value (code_id, code_value, code_description, order_position, is_active, is_mandatory)
+            SELECT c.id, 'Birth Certificate', 'BIRTH_CERTIFICATE',
+                   (SELECT COALESCE(MAX(cv.order_position), 0) FROM m_code_value cv WHERE cv.code_id = c.id) + 1,
+                   true, false
+            FROM m_code c
+            WHERE c.code_name = 'KYCIdProofType';
+        </sql>
+    </changeSet>
+
+    <changeSet author="CBS" id="0428-2">
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">
+                SELECT COUNT(*) FROM m_code_value cv JOIN m_code c ON c.id = cv.code_id
+                WHERE c.code_name = 'KYCIdProofType' AND cv.code_value = 'School ID Card'
+            </sqlCheck>
+        </preConditions>
+        <sql>
+            INSERT INTO m_code_value (code_id, code_value, code_description, order_position, is_active, is_mandatory)
+            SELECT c.id, 'School ID Card', 'SCHOOL_ID_CARD',
+                   (SELECT COALESCE(MAX(cv.order_position), 0) FROM m_code_value cv WHERE cv.code_id = c.id) + 1,
+                   true, false
+            FROM m_code c
+            WHERE c.code_name = 'KYCIdProofType';
+        </sql>
+    </changeSet>
+
+</databaseChangeLog>