CBSNexora/cbsnexora-backend
4
0
Fork 0
Code Issues Pull Requests Actions 1 Packages Projects Releases Wiki Activity

FINERACT-2421: added e2e test for verifying reprocess Interest Refund txn amount if no txn was changed

Browse Source
This commit is contained in:
Rustam Zeinalov
2026-01-13 10:05:19 +01:00
committed by Adam Saghy
parent 6df78f64c0
commit 3e197e367b
7 changed files with 114 additions and 23 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-e2e-tests-runner/src/test/resources/features/LoanMerchantIssuedRefund.feature
+58
View File
@@ -637,3 +637,61 @@ Feature: MerchantIssuedRefund
| 02 October 2025 | Interest Refund | 17.07 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 02 October 2025 | Accrual | 18.33 | 0.0 | 18.33 | 0.0 | 0.0 | 0.0 | false | false |
| 02 October 2025 | Accrual Activity | 8.97 | 0.0 | 8.97 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4355
Scenario: Verify manual Interest Refund is recalculated during reprocessing even if no prior transaction was reverse-replayed
When Admin sets the business date to "01 January 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PMT_ALLOC_ACTUAL_ACTUAL_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 100 | 26 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "100" amount and expected disbursement date on "01 January 2025"
And Admin successfully disburse the loan on "01 January 2025" with "100" EUR transaction amount
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
# MIR with interestRefundCalculation=false (no auto Interest Refund)
When Admin sets the business date to "01 February 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "01 February 2025" with 66.41 EUR transaction amount and system-generated Idempotency key and interestRefundCalculation false
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2025 | Merchant Issued Refund | 66.41 | 64.2 | 2.21 | 0.0 | 0.0 | 35.8 | false | false |
# Manually create Interest Refund with arbitrary amount (0.47 EUR)
When Admin manually adds Interest Refund for "MERCHANT_ISSUED_REFUND" transaction made on "01 February 2025" with 0.47 EUR interest refund amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2025 | Merchant Issued Refund | 66.41 | 64.2 | 2.21 | 0.0 | 0.0 | 35.8 | false | false |
| 01 February 2025 | Interest Refund | 0.47 | 0.47 | 0.0 | 0.0 | 0.0 | 35.33 | false | false |
# Backdated repayment on 20 January (before MIR) - triggers replay of MIR
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "20 January 2025" with 17.94 EUR transaction amount and system-generated Idempotency key
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 20 January 2025 | Repayment | 17.94 | 16.59 | 1.35 | 0.0 | 0.0 | 83.41 | false | false |
| 01 February 2025 | Merchant Issued Refund | 66.41 | 66.41 | 0.0 | 0.0 | 0.0 | 17.0 | false | true |
| 01 February 2025 | Interest Refund | 1.48 | 1.48 | 0.0 | 0.0 | 0.0 | 15.52 | false | true |
# Step 4: Make another repayment on 25 January (also before MIR)
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "25 January 2025" with 10.94 EUR transaction amount and system-generated Idempotency key
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 20 January 2025 | Repayment | 17.94 | 16.59 | 1.35 | 0.0 | 0.0 | 83.41 | false | false |
| 25 January 2025 | Repayment | 10.94 | 10.94 | 0.0 | 0.0 | 0.0 | 72.47 | false | false |
| 01 February 2025 | Merchant Issued Refund | 66.41 | 66.41 | 0.0 | 0.0 | 0.0 | 6.06 | false | true |
| 01 February 2025 | Interest Refund | 1.47 | 1.47 | 0.0 | 0.0 | 0.0 | 4.59 | false | true |
# Step 5: Reverse the 1st repayment (20 Jan) - this triggers full transaction reprocessing
# Key expectation: Interest Refund should be RECALCULATED even though MIR wasn't modified
# Before fix: Interest Refund kept 1.47 because no txn before it was changed
# After fix: Interest Refund recalculated to correct value
When Customer undo "1"th "Repayment" transaction made on "20 January 2025"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 20 January 2025 | Repayment | 17.94 | 16.59 | 1.35 | 0.0 | 0.0 | 83.41 | true | false |
| 25 January 2025 | Repayment | 10.94 | 10.94 | 0.0 | 0.0 | 0.0 | 89.06 | false | false |
| 01 February 2025 | Merchant Issued Refund | 66.41 | 64.26 | 2.15 | 0.0 | 0.0 | 24.8 | false | true |
| 01 February 2025 | Interest Refund | 1.46 | 1.46 | 0.0 | 0.0 | 0.0 | 23.34 | false | true |
#following steps will fail if Interest Refund is not recalculated properly
Then Loan has 23.97 outstanding amount