FINERACT-2107: Fix transaction order

This commit is contained in:
Adam Saghy
2024-10-29 08:23:11 +01:00
committed by Arnold Gálovics
parent 15e013b90e
commit 3e64cc1536
5 changed files with 55 additions and 26 deletions
@@ -179,11 +179,11 @@ public class ProgressiveLoanInterestScheduleModel {
previousInterestPeriod.addDisbursementAmount(disbursedAmount);
previousInterestPeriod.addBalanceCorrectionAmount(correctionAmount);
final InterestPeriod interestPeriod = new InterestPeriod(repaymentPeriod, previousInterestPeriod.getDueDate(), originalDueDate,
BigDecimal.ZERO, getZero(mc), getZero(mc), getZero(mc), mc);
BigDecimal.ZERO, getZero(), getZero(), getZero(), mc);
repaymentPeriod.getInterestPeriods().add(interestPeriod);
}
private Money getZero(MathContext mc) {
private Money getZero() {
return Money.zero(loanProductRelatedDetail.getCurrency(), mc);
}
}
@@ -145,8 +145,10 @@ public final class ProgressiveEMICalculator implements EMICalculator {
public PayableDetails getPayableDetails(final ProgressiveLoanInterestScheduleModel scheduleModel,
final LocalDate repaymentPeriodDueDate, final LocalDate targetDate) {
MathContext mc = scheduleModel.mc();
RepaymentPeriod repaymentPeriod = scheduleModel.deepCopy(mc).repaymentPeriods().stream()
ProgressiveLoanInterestScheduleModel scheduleModelCopy = scheduleModel.deepCopy(mc);
RepaymentPeriod repaymentPeriod = scheduleModelCopy.repaymentPeriods().stream()
.filter(rp -> rp.getDueDate().equals(repaymentPeriodDueDate)).findFirst().orElseThrow();
LocalDate adjustedTargetDate = targetDate;
InterestPeriod interestPeriod;
if (!targetDate.isAfter(repaymentPeriod.getFromDate())) {
@@ -162,22 +164,12 @@ public final class ProgressiveEMICalculator implements EMICalculator {
interestPeriod.setDueDate(adjustedTargetDate);
int index = repaymentPeriod.getInterestPeriods().indexOf(interestPeriod);
repaymentPeriod.getInterestPeriods().subList(index + 1, repaymentPeriod.getInterestPeriods().size()).clear();
calculateRateFactorForRepaymentPeriod(repaymentPeriod, scheduleModel);
scheduleModelCopy.repaymentPeriods().forEach(rp -> rp.getInterestPeriods().removeIf(ip -> ip.getDueDate().isAfter(targetDate)));
calculateRateFactorForPeriods(scheduleModelCopy.repaymentPeriods(), scheduleModelCopy);
calculateOutstandingBalance(scheduleModelCopy);
calculateLastUnpaidRepaymentPeriodEMI(scheduleModelCopy);
// TODO: gather all the unrecognized interest from previous periods based on target date
Money payableInterest = targetDate.isBefore(repaymentPeriod.getFromDate())
? Money.zero(scheduleModel.loanProductRelatedDetail().getCurrency(), mc)
: repaymentPeriod.getDueInterest();
Money outstandingLoanBalance = interestPeriod.getOutstandingLoanBalance().add(interestPeriod.getDisbursementAmount());
Money calculatedEmi = outstandingLoanBalance.plus(payableInterest, mc);
if (calculatedEmi.isLessThan(repaymentPeriod.getEmi())) {
// Review this logic
repaymentPeriod.setEmi(outstandingLoanBalance.plus(payableInterest).plus(repaymentPeriod.getPaidInterest(), mc)
.plus(repaymentPeriod.getPaidPrincipal(), mc));
}
Money payablePrincipal = repaymentPeriod.getEmi().minus(payableInterest, mc);
return new PayableDetails(repaymentPeriod.getEmi(), payablePrincipal, payableInterest,
return new PayableDetails(repaymentPeriod.getEmi(), repaymentPeriod.getDuePrincipal(), repaymentPeriod.getDueInterest(),
interestPeriod.getOutstandingLoanBalance().add(interestPeriod.getDisbursementAmount(), mc));
}