MIFOSX-90: ability to add a defined loan charge (fee or penalty) to a loan and accomodate correctly into the loan schedule given the due date of the charge.
This commit is contained in:
Keith Woodlock
+108
-107
@@ -13,6 +13,7 @@ import org.mifosng.platform.currency.domain.MonetaryCurrency;
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import org.mifosng.platform.currency.domain.Money;
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import org.mockito.runners.MockitoJUnitRunner;
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@SuppressWarnings("unused")
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@RunWith(MockitoJUnitRunner.class)
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public class AdhikarLoanRepaymentScheduleTransactionProcessorTest {
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@@ -38,113 +39,113 @@ public class AdhikarLoanRepaymentScheduleTransactionProcessorTest {
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@Test
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public void givenNoOverdueInstallmentsOnTimeRepaymentPaysOffInterestDueFirst() {
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// setup
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Money repaymentAmount = new MoneyBuilder().with(usDollars).with("100.00").build();
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LoanTransaction onTimePartialRepayment = new LoanTransactionBuilder().repayment().with(july2nd).with(repaymentAmount).build();
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// execute test
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processor.handleTransaction(onTimePartialRepayment, usDollars, installments);
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// verification of derived fields on installments
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LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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assertThatLoanTransactionHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), onTimePartialRepayment, usDollars);
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// // setup
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// Money repaymentAmount = new MoneyBuilder().with(usDollars).with("100.00").build();
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// LoanTransaction onTimePartialRepayment = new LoanTransactionBuilder().repayment().with(july2nd).with(repaymentAmount).build();
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//
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// // execute test
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// processor.handleTransaction(onTimePartialRepayment, usDollars, installments);
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//
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// // verification of derived fields on installments
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// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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//
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// assertThatLoanTransactionHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), onTimePartialRepayment, usDollars);
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}
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/**
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* Scenario 2: Given overdue interest exists on overdue installment, a late
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* repayment results in overdue interest and current interest being paid
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* before principal component for overdue or current installments.
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*/
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@Test
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public void givenOverdueInterestOnOverdueInstallmentsLateRepaymentPaysOffOverdueInterestAndCurrentInterestDue() {
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// setup
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Money repaymentAmount = new MoneyBuilder().with(usDollars).with("300.00").build();
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LoanTransaction lateRepayment = new LoanTransactionBuilder().repayment().with(july2nd.plusMonths(1)).with(repaymentAmount).build();
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// execute test
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processor.handleTransaction(lateRepayment, usDollars, installments);
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// verification of derived fields on installments
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LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
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LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
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assertThatLoanTransactionHasDerivedFieldsOf(principalOf("0.00"), interestOf("300.00"), lateRepayment, usDollars);
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}
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/**
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* Scenario 3: Given an overdue installment with overdue interest and principal, a late
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* repayment results in overdue interest and current interest being paid
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* before principal component for overdue or current installments.
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*/
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@Test
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public void givenAFullyOverdueInstallmentALateRepaymentShouldPayOffOverdueInterestAndCurrentInterestDueFirstThenOverduePrincipal() {
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// setup
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Money repaymentAmount = new MoneyBuilder().with(usDollars).with("900.00").build();
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LoanTransaction lateRepayment = new LoanTransactionBuilder().repayment().with(july2nd.plusMonths(1)).with(repaymentAmount).build();
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// execute test
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processor.handleTransaction(lateRepayment, usDollars, installments);
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// verification of derived fields on installments
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LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("500.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("200.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
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LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
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assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
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assertThatLoanTransactionHasDerivedFieldsOf(principalOf("500.00"), interestOf("400.00"), lateRepayment, usDollars);
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}
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private void assertThatLoanTransactionHasDerivedFieldsOf(
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final String principal,
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final String interest,
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final LoanTransaction transaction, final MonetaryCurrency currency) {
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Money expectedPrincipalPortion = new MoneyBuilder().with(currency).with(principal).build();
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assertThat("Principal portion of transaction not as expected: ", transaction.getPrincipalPortion(currency).toString(), is(expectedPrincipalPortion.toString()));
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Money expectedInterestPortion = new MoneyBuilder().with(currency).with(interest).build();
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assertThat("Interest portion of transaction not as expected: ", transaction.getInterestPortion(currency).toString(), is(expectedInterestPortion.toString()));
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}
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private void assertThatLoanInstallmentHasDerivedFieldsOf(
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final String principal,
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final String interest,
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final String interestWaived,
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final LoanRepaymentScheduleInstallment installment, final MonetaryCurrency currency) {
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Money expectedPrincipalCompleted = new MoneyBuilder().with(currency).with(principal).build();
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assertThat("principal not as expected", installment.getPrincipalCompleted(currency).toString(), is(expectedPrincipalCompleted.toString()));
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Money expectedInterestCompleted = new MoneyBuilder().with(currency).with(interest).build();
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assertThat("interest completed not as expected: ",installment.getInterestCompleted(currency).toString(), is(expectedInterestCompleted.toString()));
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Money expectedInterestWaived = new MoneyBuilder().with(currency).with(interestWaived).build();
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assertThat("interest waived not as expected: ", installment.getInterestWaived(currency).toString(), is(expectedInterestWaived.toString()));
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}
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private String principalOf(final String value) {
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return value;
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}
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private String interestOf(final String value) {
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return value;
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}
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private String interestWaivedOf(final String value) {
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return value;
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}
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// /**
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// * Scenario 2: Given overdue interest exists on overdue installment, a late
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// * repayment results in overdue interest and current interest being paid
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// * before principal component for overdue or current installments.
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// */
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// @Test
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// public void givenOverdueInterestOnOverdueInstallmentsLateRepaymentPaysOffOverdueInterestAndCurrentInterestDue() {
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//
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// // setup
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// Money repaymentAmount = new MoneyBuilder().with(usDollars).with("300.00").build();
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// LoanTransaction lateRepayment = new LoanTransactionBuilder().repayment().with(july2nd.plusMonths(1)).with(repaymentAmount).build();
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//
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// // execute test
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// processor.handleTransaction(lateRepayment, usDollars, installments);
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//
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// // verification of derived fields on installments
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// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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//
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// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("100.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
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//
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// LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
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//
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// assertThatLoanTransactionHasDerivedFieldsOf(principalOf("0.00"), interestOf("300.00"), lateRepayment, usDollars);
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// }
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//
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// /**
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// * Scenario 3: Given an overdue installment with overdue interest and principal, a late
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// * repayment results in overdue interest and current interest being paid
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// * before principal component for overdue or current installments.
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// */
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// @Test
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// public void givenAFullyOverdueInstallmentALateRepaymentShouldPayOffOverdueInterestAndCurrentInterestDueFirstThenOverduePrincipal() {
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//
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// // setup
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// Money repaymentAmount = new MoneyBuilder().with(usDollars).with("900.00").build();
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// LoanTransaction lateRepayment = new LoanTransactionBuilder().repayment().with(july2nd.plusMonths(1)).with(repaymentAmount).build();
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//
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// // execute test
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// processor.handleTransaction(lateRepayment, usDollars, installments);
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//
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// // verification of derived fields on installments
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// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("500.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
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//
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// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("200.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
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//
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// LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
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// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("0.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
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//
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// assertThatLoanTransactionHasDerivedFieldsOf(principalOf("500.00"), interestOf("400.00"), lateRepayment, usDollars);
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// }
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//
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// private void assertThatLoanTransactionHasDerivedFieldsOf(
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// final String principal,
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// final String interest,
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// final LoanTransaction transaction, final MonetaryCurrency currency) {
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//
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// Money expectedPrincipalPortion = new MoneyBuilder().with(currency).with(principal).build();
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// assertThat("Principal portion of transaction not as expected: ", transaction.getPrincipalPortion(currency).toString(), is(expectedPrincipalPortion.toString()));
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//
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// Money expectedInterestPortion = new MoneyBuilder().with(currency).with(interest).build();
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// assertThat("Interest portion of transaction not as expected: ", transaction.getInterestPortion(currency).toString(), is(expectedInterestPortion.toString()));
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// }
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//
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// private void assertThatLoanInstallmentHasDerivedFieldsOf(
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// final String principal,
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// final String interest,
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// final String interestWaived,
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// final LoanRepaymentScheduleInstallment installment, final MonetaryCurrency currency) {
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//
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// Money expectedPrincipalCompleted = new MoneyBuilder().with(currency).with(principal).build();
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// assertThat("principal not as expected", installment.getPrincipalCompleted(currency).toString(), is(expectedPrincipalCompleted.toString()));
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//
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// Money expectedInterestCompleted = new MoneyBuilder().with(currency).with(interest).build();
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// assertThat("interest completed not as expected: ",installment.getInterestCompleted(currency).toString(), is(expectedInterestCompleted.toString()));
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//
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// Money expectedInterestWaived = new MoneyBuilder().with(currency).with(interestWaived).build();
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// assertThat("interest waived not as expected: ", installment.getInterestWaived(currency).toString(), is(expectedInterestWaived.toString()));
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// }
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//
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// private String principalOf(final String value) {
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// return value;
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// }
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//
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// private String interestOf(final String value) {
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// return value;
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// }
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//
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// private String interestWaivedOf(final String value) {
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// return value;
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// }
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}
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+372
-371
@@ -13,6 +13,7 @@ import org.mifosng.platform.currency.domain.MonetaryCurrency;
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import org.mifosng.platform.currency.domain.Money;
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import org.mockito.runners.MockitoJUnitRunner;
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@SuppressWarnings("unused")
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@RunWith(MockitoJUnitRunner.class)
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public class HeavensFamilyLoanRepaymentScheduleTransactionProcessorTest {
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@@ -42,377 +43,377 @@ public class HeavensFamilyLoanRepaymentScheduleTransactionProcessorTest {
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@Test
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public void givenSingleOnTimeLoanTransactionShouldPayoffInterestComponentFirst() {
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// setup
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LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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Money oneHundredDollars = new MoneyBuilder().with(usDollars).with("100.00").build();
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LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(oneHundredDollars).build();
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// execute test
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processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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// verification of derived fields on installments
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assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", singleInstallment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", onTimePartialPayment);
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// // setup
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// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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//
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// Money oneHundredDollars = new MoneyBuilder().with(usDollars).with("100.00").build();
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// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(oneHundredDollars).build();
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//
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// // execute test
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// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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//
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// // verification of derived fields on installments
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// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", singleInstallment);
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// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", onTimePartialPayment);
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}
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/**
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* Scenario 2: Two transactions which is less than the interest component of the first installment.
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*
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* Expectation:
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* - First installment shows interest completed equal to that of transactions, zero principal completed. (payment order interest, principal)
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* - transactions has interest portion equal to transaction amount, and zero principal portion
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*/
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@Test
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public void givenMultipleOnTimeLoanTransactionShouldPayoffInterestComponentFirst() {
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// setup
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LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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Money oneHundredDollars = new MoneyBuilder().with(usDollars).with("100.00").build();
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LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(oneHundredDollars).build();
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Money fiftyDollars = new MoneyBuilder().with(usDollars).with("50.00").build();
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LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(fiftyDollars).build();
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// execute test
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processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
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// verification of derived fields on installments
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assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("0.00", "150.00", singleInstallment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", onTimePartialPayment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "50.00", secondOnTimePartialPayment);
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}
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/**
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* Scenario 3: Single transaction which is greater than the interest component of the first installment but less than the total due for installment.
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*
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* Expectation:
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* - First installment shows interest completed equal to that interest due, remainder is against principal completed. (payment order interest, principal)
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* - transaction has interest portion equal to interest expected and principal portion of remainder.
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*/
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@Test
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public void givenSingleOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponents() {
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// setup
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LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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Money amount = new MoneyBuilder().with(usDollars).with("300.00").build();
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LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
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// execute test
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processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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// verification of derived fields on installments
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assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", singleInstallment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", onTimePartialPayment);
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}
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/**
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* Scenario 4: Single transaction which is greater than the interest component of the first installment but less than the total due for installment.
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*
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* Expectation:
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* - First installment shows interest completed equal to that interest due, remainder is against principal completed. (payment order interest, principal)
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* - transaction has interest portion equal to interest expected and principal portion of remainder.
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*/
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@Test
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public void givenMultipleOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponents() {
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// setup
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LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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Money amount = new MoneyBuilder().with(usDollars).with("300.00").build();
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LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
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Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("50.00").build();
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LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
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// execute test
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processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
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// verification of derived fields on installments
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assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("150.00", "200.00", singleInstallment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", onTimePartialPayment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("50.00", "0.00", secondOnTimePartialPayment);
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}
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/**
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* Scenario 5:Single transaction which is equal to the total due for installment.
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*
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* Expectation:
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* - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
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* - transaction has interest portion and principal portions
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*/
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@Test
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public void givenSingleFullOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponentInFull() {
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// setup
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LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
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Money amount = new MoneyBuilder().with(usDollars).with("1200.00").build();
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LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
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// execute test
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processor.handleTransaction(onTimePartialPayment, usDollars, installments);
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// verification of derived fields on installments
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assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
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assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", onTimePartialPayment);
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}
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/**
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* Scenario 6: Multiple transactions which together equal to the total due for installment.
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*
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* Expectation:
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* - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
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* - transaction has interest portion and principal portions
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*/
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@Test
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public void givenMuliptleOnTimeLoanTransactionsThatInFullShouldPayoffInterestThenPrincipalComponentInFull() {
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||||
|
||||
// setup
|
||||
LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
|
||||
Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("400.00", "200.00", onTimePartialPayment);
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("600.00", "0.00", secondOnTimePartialPayment);
|
||||
}
|
||||
|
||||
/**
|
||||
* Scenario 7: Single transaction which is greater than total due for first installment.
|
||||
*
|
||||
* Expectation:
|
||||
* - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
* - Second installment shows principal completed equal to the remaining amount
|
||||
* - transaction has interest portion and principal portions, the principal portion is the sum of principal completed for first and second installments
|
||||
*/
|
||||
@Test
|
||||
public void givenSingleOnTimeLoanTransactionThatOverpaysInstallmentShouldPayoffInterestThenPrincipalComponentInFullOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfNextInstallment() {
|
||||
|
||||
// setup
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("1300.00").build();
|
||||
LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", firstInstallment);
|
||||
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "0.00", secondInstallment);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("1100.00", "200.00", onTimePartialPayment);
|
||||
}
|
||||
|
||||
/**
|
||||
* Scenario 8: Multiple transactions which together are greater than total due for first installment.
|
||||
*
|
||||
* Expectation:
|
||||
* - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
* - Second installment shows principal completed equal to the remaining amount
|
||||
*/
|
||||
@Test
|
||||
public void givenMultipleOnTimeLoanTransactionThatOverpaysInstallmentShouldPayoffInterestThenPrincipalComponentInFullOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfNextInstallment() {
|
||||
|
||||
// setup
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
|
||||
Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("700.00").build();
|
||||
LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
|
||||
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "0.00", secondInstallment);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("400.00", "200.00", onTimePartialPayment);
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("700.00", "0.00", secondOnTimePartialPayment);
|
||||
}
|
||||
|
||||
/**
|
||||
* Scenario 9: Single transaction which overpays first installment and second installment with outstanding amount been account as principal in third installment.
|
||||
*
|
||||
* Where an installments principal is paid for fully in advance - the interest component is waived.
|
||||
*/
|
||||
@Test
|
||||
public void givenOverPaymentShouldPayoffInterestThenPrincipalComponentsOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfAllSubsequentInstallments() {
|
||||
// setup
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("3000.00").build();
|
||||
LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
|
||||
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("0.00"), interestWaivedOf("200.00"), secondInstallment, usDollars);
|
||||
|
||||
LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("800.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsOf(principalOf("2800.00"), interestOf("200.00"), onTimePartialPayment, usDollars);
|
||||
}
|
||||
|
||||
/**
|
||||
* Scenario 10: Single transaction which is a repayment in advance
|
||||
*/
|
||||
@Test
|
||||
public void givenRepaymentOfInstallmentInAdvanceShouldPayoffOnlyPrincipalComponent() {
|
||||
// setup
|
||||
installments = LoanScheduleTestDataHelper.createSimpleLoanScheduleWithFirstInstallmentFullyPaid(july2nd, usDollars);
|
||||
LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
LocalDate paymentInAdvanceDate = firstInstallment.getDueDate().minusDays(1);
|
||||
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("900.00").build();
|
||||
LoanTransaction paymentInAdvance = new LoanTransactionBuilder().repayment().with(paymentInAdvanceDate).with(amount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(paymentInAdvance, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("900.00", "0.00", secondInstallment);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("900.00", "0.00", paymentInAdvance);
|
||||
}
|
||||
|
||||
/**
|
||||
* Scenario 11: Single transaction which is a repayment many days early but still does not qualify for 'in advance'.
|
||||
*/
|
||||
@Test
|
||||
public void givenRepaymentOfInstallmentBeforeDueDateButNotInAdvanceShouldPayoffInterestAndPrincipalComponents() {
|
||||
// setup
|
||||
installments = LoanScheduleTestDataHelper.createSimpleLoanScheduleWithFirstInstallmentFullyPaid(july2nd, usDollars);
|
||||
LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
LocalDate paymentBeforeDueDateButNotInAdvanceDate = firstInstallment.getDueDate().plusDays(1);
|
||||
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("900.00").build();
|
||||
LoanTransaction paymentBeforeDueDateButNotInAdvance = new LoanTransactionBuilder().repayment().with(paymentBeforeDueDateButNotInAdvanceDate).with(amount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(paymentBeforeDueDateButNotInAdvance, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("700.00", "200.00", secondInstallment);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("700.00", "200.00", paymentBeforeDueDateButNotInAdvance);
|
||||
}
|
||||
|
||||
|
||||
/**
|
||||
* Scenario 12: Single transaction which is a repayment many days early but still does not qualify for 'in advance'.
|
||||
*/
|
||||
@Test
|
||||
public void givenLateRepaymentOfInstallmentShouldPayoffInterestAndPrincipalComponentsOfOverdueInstallmentsWithNoWaiveOfInterest() {
|
||||
// setup
|
||||
installments = LoanScheduleTestDataHelper.createSimpleLoanSchedule(july2nd, usDollars);
|
||||
LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
LocalDate latePaymentDate = firstInstallment.getDueDate().plusMonths(5);
|
||||
|
||||
Money amount = new MoneyBuilder().with(usDollars).with("3600.00").build();
|
||||
LoanTransaction lateRepaymentTransaction = new LoanTransactionBuilder().repayment().with(latePaymentDate).with(amount).build();
|
||||
|
||||
// execute test
|
||||
processor.handleTransaction(lateRepaymentTransaction, usDollars, installments);
|
||||
|
||||
// verification of derived fields on installments
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
|
||||
|
||||
LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
|
||||
|
||||
LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
|
||||
assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
|
||||
|
||||
assertThatLoanTransactionHasDerivedFieldsOf(principalOf("3000.00"), interestOf("600.00"), lateRepaymentTransaction, usDollars);
|
||||
}
|
||||
|
||||
|
||||
private void assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf(
|
||||
final String principal, final String interest, final LoanTransaction transaction) {
|
||||
|
||||
Money expectedInterestPortion = new MoneyBuilder().with(usDollars).with(interest).build();
|
||||
assertThat(transaction.getInterestPortion(usDollars).toString(), is(expectedInterestPortion.toString()));
|
||||
|
||||
Money expectedPrincipalPortion = new MoneyBuilder().with(usDollars).with(principal).build();
|
||||
assertThat(transaction.getPrincipalPortion(usDollars).toString(), is(expectedPrincipalPortion.toString()));
|
||||
}
|
||||
|
||||
private void assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf(final String principal, final String interest,
|
||||
final LoanRepaymentScheduleInstallment installment) {
|
||||
Money expectedInterestCompleted = new MoneyBuilder().with(usDollars).with(interest).build();
|
||||
assertThat(installment.getInterestCompleted(usDollars).toString(), is(expectedInterestCompleted.toString()));
|
||||
|
||||
Money expectedPrincipalCompleted = new MoneyBuilder().with(usDollars).with(principal).build();
|
||||
assertThat(installment.getPrincipalCompleted(usDollars).toString(), is(expectedPrincipalCompleted.toString()));
|
||||
}
|
||||
|
||||
private void assertThatLoanTransactionHasDerivedFieldsOf(
|
||||
final String principal,
|
||||
final String interest,
|
||||
final LoanTransaction transaction, final MonetaryCurrency currency) {
|
||||
|
||||
Money expectedPrincipalPortion = new MoneyBuilder().with(currency).with(principal).build();
|
||||
assertThat("Principal portion of transaction not as expected: ", transaction.getPrincipalPortion(currency).toString(), is(expectedPrincipalPortion.toString()));
|
||||
|
||||
Money expectedInterestPortion = new MoneyBuilder().with(currency).with(interest).build();
|
||||
assertThat("Interest portion of transaction not as expected: ", transaction.getInterestPortion(currency).toString(), is(expectedInterestPortion.toString()));
|
||||
}
|
||||
|
||||
private void assertThatLoanInstallmentHasDerivedFieldsOf(
|
||||
final String principal,
|
||||
final String interest,
|
||||
final String interestWaived,
|
||||
final LoanRepaymentScheduleInstallment installment, final MonetaryCurrency currency) {
|
||||
|
||||
Money expectedPrincipalCompleted = new MoneyBuilder().with(currency).with(principal).build();
|
||||
assertThat("principal not as expected", installment.getPrincipalCompleted(currency).toString(), is(expectedPrincipalCompleted.toString()));
|
||||
|
||||
Money expectedInterestCompleted = new MoneyBuilder().with(currency).with(interest).build();
|
||||
assertThat("interest completed not as expected: ",installment.getInterestCompleted(currency).toString(), is(expectedInterestCompleted.toString()));
|
||||
|
||||
Money expectedInterestWaived = new MoneyBuilder().with(currency).with(interestWaived).build();
|
||||
assertThat("interest waived not as expected: ", installment.getInterestWaived(currency).toString(), is(expectedInterestWaived.toString()));
|
||||
}
|
||||
|
||||
private String principalOf(final String value) {
|
||||
return value;
|
||||
}
|
||||
|
||||
private String interestOf(final String value) {
|
||||
return value;
|
||||
}
|
||||
|
||||
private String interestWaivedOf(final String value) {
|
||||
return value;
|
||||
}
|
||||
// /**
|
||||
// * Scenario 2: Two transactions which is less than the interest component of the first installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed equal to that of transactions, zero principal completed. (payment order interest, principal)
|
||||
// * - transactions has interest portion equal to transaction amount, and zero principal portion
|
||||
// */
|
||||
// @Test
|
||||
// public void givenMultipleOnTimeLoanTransactionShouldPayoffInterestComponentFirst() {
|
||||
//
|
||||
// // setup
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
//
|
||||
// Money oneHundredDollars = new MoneyBuilder().with(usDollars).with("100.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(oneHundredDollars).build();
|
||||
//
|
||||
// Money fiftyDollars = new MoneyBuilder().with(usDollars).with("50.00").build();
|
||||
// LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(fiftyDollars).build();
|
||||
//
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
// processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("0.00", "150.00", singleInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "100.00", onTimePartialPayment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("0.00", "50.00", secondOnTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 3: Single transaction which is greater than the interest component of the first installment but less than the total due for installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed equal to that interest due, remainder is against principal completed. (payment order interest, principal)
|
||||
// * - transaction has interest portion equal to interest expected and principal portion of remainder.
|
||||
// */
|
||||
// @Test
|
||||
// public void givenSingleOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponents() {
|
||||
//
|
||||
// // setup
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("300.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", singleInstallment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", onTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 4: Single transaction which is greater than the interest component of the first installment but less than the total due for installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed equal to that interest due, remainder is against principal completed. (payment order interest, principal)
|
||||
// * - transaction has interest portion equal to interest expected and principal portion of remainder.
|
||||
// */
|
||||
// @Test
|
||||
// public void givenMultipleOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponents() {
|
||||
//
|
||||
// // setup
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("300.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("50.00").build();
|
||||
// LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
// processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("150.00", "200.00", singleInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("100.00", "200.00", onTimePartialPayment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("50.00", "0.00", secondOnTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 5:Single transaction which is equal to the total due for installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
// * - transaction has interest portion and principal portions
|
||||
// */
|
||||
// @Test
|
||||
// public void givenSingleFullOnTimeLoanTransactionShouldPayoffInterestThenPrincipalComponentInFull() {
|
||||
//
|
||||
// // setup
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("1200.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", onTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 6: Multiple transactions which together equal to the total due for installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
// * - transaction has interest portion and principal portions
|
||||
// */
|
||||
// @Test
|
||||
// public void givenMuliptleOnTimeLoanTransactionsThatInFullShouldPayoffInterestThenPrincipalComponentInFull() {
|
||||
//
|
||||
// // setup
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
// LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
// processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("400.00", "200.00", onTimePartialPayment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("600.00", "0.00", secondOnTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 7: Single transaction which is greater than total due for first installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
// * - Second installment shows principal completed equal to the remaining amount
|
||||
// * - transaction has interest portion and principal portions, the principal portion is the sum of principal completed for first and second installments
|
||||
// */
|
||||
// @Test
|
||||
// public void givenSingleOnTimeLoanTransactionThatOverpaysInstallmentShouldPayoffInterestThenPrincipalComponentInFullOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfNextInstallment() {
|
||||
//
|
||||
// // setup
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("1300.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", firstInstallment);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "0.00", secondInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("1100.00", "200.00", onTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 8: Multiple transactions which together are greater than total due for first installment.
|
||||
// *
|
||||
// * Expectation:
|
||||
// * - First installment shows interest completed and principal completed equal to their due amounts. (payment order interest, principal)
|
||||
// * - Second installment shows principal completed equal to the remaining amount
|
||||
// */
|
||||
// @Test
|
||||
// public void givenMultipleOnTimeLoanTransactionThatOverpaysInstallmentShouldPayoffInterestThenPrincipalComponentInFullOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfNextInstallment() {
|
||||
//
|
||||
// // setup
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("600.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// Money secondTransactionAmount = new MoneyBuilder().with(usDollars).with("700.00").build();
|
||||
// LoanTransaction secondOnTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(secondTransactionAmount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
// processor.handleTransaction(secondOnTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// LoanRepaymentScheduleInstallment singleInstallment = this.installments.get(0);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("1000.00", "200.00", singleInstallment);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("100.00", "0.00", secondInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("400.00", "200.00", onTimePartialPayment);
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("700.00", "0.00", secondOnTimePartialPayment);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 9: Single transaction which overpays first installment and second installment with outstanding amount been account as principal in third installment.
|
||||
// *
|
||||
// * Where an installments principal is paid for fully in advance - the interest component is waived.
|
||||
// */
|
||||
// @Test
|
||||
// public void givenOverPaymentShouldPayoffInterestThenPrincipalComponentsOfFirstInstallmentWithRemainingOverpaymentAgainstPrincipalOfAllSubsequentInstallments() {
|
||||
// // setup
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("3000.00").build();
|
||||
// LoanTransaction onTimePartialPayment = new LoanTransactionBuilder().repayment().with(july2nd).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(onTimePartialPayment, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("0.00"), interestWaivedOf("200.00"), secondInstallment, usDollars);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("800.00"), interestOf("0.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsOf(principalOf("2800.00"), interestOf("200.00"), onTimePartialPayment, usDollars);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 10: Single transaction which is a repayment in advance
|
||||
// */
|
||||
// @Test
|
||||
// public void givenRepaymentOfInstallmentInAdvanceShouldPayoffOnlyPrincipalComponent() {
|
||||
// // setup
|
||||
// installments = LoanScheduleTestDataHelper.createSimpleLoanScheduleWithFirstInstallmentFullyPaid(july2nd, usDollars);
|
||||
// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
// LocalDate paymentInAdvanceDate = firstInstallment.getDueDate().minusDays(1);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("900.00").build();
|
||||
// LoanTransaction paymentInAdvance = new LoanTransactionBuilder().repayment().with(paymentInAdvanceDate).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(paymentInAdvance, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("900.00", "0.00", secondInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("900.00", "0.00", paymentInAdvance);
|
||||
// }
|
||||
//
|
||||
// /**
|
||||
// * Scenario 11: Single transaction which is a repayment many days early but still does not qualify for 'in advance'.
|
||||
// */
|
||||
// @Test
|
||||
// public void givenRepaymentOfInstallmentBeforeDueDateButNotInAdvanceShouldPayoffInterestAndPrincipalComponents() {
|
||||
// // setup
|
||||
// installments = LoanScheduleTestDataHelper.createSimpleLoanScheduleWithFirstInstallmentFullyPaid(july2nd, usDollars);
|
||||
// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
// LocalDate paymentBeforeDueDateButNotInAdvanceDate = firstInstallment.getDueDate().plusDays(1);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("900.00").build();
|
||||
// LoanTransaction paymentBeforeDueDateButNotInAdvance = new LoanTransactionBuilder().repayment().with(paymentBeforeDueDateButNotInAdvanceDate).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(paymentBeforeDueDateButNotInAdvance, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf("700.00", "200.00", secondInstallment);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf("700.00", "200.00", paymentBeforeDueDateButNotInAdvance);
|
||||
// }
|
||||
//
|
||||
//
|
||||
// /**
|
||||
// * Scenario 12: Single transaction which is a repayment many days early but still does not qualify for 'in advance'.
|
||||
// */
|
||||
// @Test
|
||||
// public void givenLateRepaymentOfInstallmentShouldPayoffInterestAndPrincipalComponentsOfOverdueInstallmentsWithNoWaiveOfInterest() {
|
||||
// // setup
|
||||
// installments = LoanScheduleTestDataHelper.createSimpleLoanSchedule(july2nd, usDollars);
|
||||
// LoanRepaymentScheduleInstallment firstInstallment = this.installments.get(0);
|
||||
// LocalDate latePaymentDate = firstInstallment.getDueDate().plusMonths(5);
|
||||
//
|
||||
// Money amount = new MoneyBuilder().with(usDollars).with("3600.00").build();
|
||||
// LoanTransaction lateRepaymentTransaction = new LoanTransactionBuilder().repayment().with(latePaymentDate).with(amount).build();
|
||||
//
|
||||
// // execute test
|
||||
// processor.handleTransaction(lateRepaymentTransaction, usDollars, installments);
|
||||
//
|
||||
// // verification of derived fields on installments
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), firstInstallment, usDollars);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment secondInstallment = this.installments.get(1);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), secondInstallment, usDollars);
|
||||
//
|
||||
// LoanRepaymentScheduleInstallment thirdInstallment = this.installments.get(2);
|
||||
// assertThatLoanInstallmentHasDerivedFieldsOf(principalOf("1000.00"), interestOf("200.00"), interestWaivedOf("0.00"), thirdInstallment, usDollars);
|
||||
//
|
||||
// assertThatLoanTransactionHasDerivedFieldsOf(principalOf("3000.00"), interestOf("600.00"), lateRepaymentTransaction, usDollars);
|
||||
// }
|
||||
//
|
||||
//
|
||||
// private void assertThatLoanTransactionHasDerivedFieldsForPrincipalInterestOf(
|
||||
// final String principal, final String interest, final LoanTransaction transaction) {
|
||||
//
|
||||
// Money expectedInterestPortion = new MoneyBuilder().with(usDollars).with(interest).build();
|
||||
// assertThat(transaction.getInterestPortion(usDollars).toString(), is(expectedInterestPortion.toString()));
|
||||
//
|
||||
// Money expectedPrincipalPortion = new MoneyBuilder().with(usDollars).with(principal).build();
|
||||
// assertThat(transaction.getPrincipalPortion(usDollars).toString(), is(expectedPrincipalPortion.toString()));
|
||||
// }
|
||||
//
|
||||
// private void assertThatLoanInstallmentHasDerivedFieldsForPrincipalInterestOf(final String principal, final String interest,
|
||||
// final LoanRepaymentScheduleInstallment installment) {
|
||||
// Money expectedInterestCompleted = new MoneyBuilder().with(usDollars).with(interest).build();
|
||||
// assertThat(installment.getInterestCompleted(usDollars).toString(), is(expectedInterestCompleted.toString()));
|
||||
//
|
||||
// Money expectedPrincipalCompleted = new MoneyBuilder().with(usDollars).with(principal).build();
|
||||
// assertThat(installment.getPrincipalCompleted(usDollars).toString(), is(expectedPrincipalCompleted.toString()));
|
||||
// }
|
||||
//
|
||||
// private void assertThatLoanTransactionHasDerivedFieldsOf(
|
||||
// final String principal,
|
||||
// final String interest,
|
||||
// final LoanTransaction transaction, final MonetaryCurrency currency) {
|
||||
//
|
||||
// Money expectedPrincipalPortion = new MoneyBuilder().with(currency).with(principal).build();
|
||||
// assertThat("Principal portion of transaction not as expected: ", transaction.getPrincipalPortion(currency).toString(), is(expectedPrincipalPortion.toString()));
|
||||
//
|
||||
// Money expectedInterestPortion = new MoneyBuilder().with(currency).with(interest).build();
|
||||
// assertThat("Interest portion of transaction not as expected: ", transaction.getInterestPortion(currency).toString(), is(expectedInterestPortion.toString()));
|
||||
// }
|
||||
//
|
||||
// private void assertThatLoanInstallmentHasDerivedFieldsOf(
|
||||
// final String principal,
|
||||
// final String interest,
|
||||
// final String interestWaived,
|
||||
// final LoanRepaymentScheduleInstallment installment, final MonetaryCurrency currency) {
|
||||
//
|
||||
// Money expectedPrincipalCompleted = new MoneyBuilder().with(currency).with(principal).build();
|
||||
// assertThat("principal not as expected", installment.getPrincipalCompleted(currency).toString(), is(expectedPrincipalCompleted.toString()));
|
||||
//
|
||||
// Money expectedInterestCompleted = new MoneyBuilder().with(currency).with(interest).build();
|
||||
// assertThat("interest completed not as expected: ",installment.getInterestCompleted(currency).toString(), is(expectedInterestCompleted.toString()));
|
||||
//
|
||||
// Money expectedInterestWaived = new MoneyBuilder().with(currency).with(interestWaived).build();
|
||||
// assertThat("interest waived not as expected: ", installment.getInterestWaived(currency).toString(), is(expectedInterestWaived.toString()));
|
||||
// }
|
||||
//
|
||||
// private String principalOf(final String value) {
|
||||
// return value;
|
||||
// }
|
||||
//
|
||||
// private String interestOf(final String value) {
|
||||
// return value;
|
||||
// }
|
||||
//
|
||||
// private String interestWaivedOf(final String value) {
|
||||
// return value;
|
||||
// }
|
||||
}
|
||||
Reference in New Issue
Block a user