FINERACT-2174: Enhance Apply periodic accrual job to take into consideration the interestRecognitionOnDisbursementDate field
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+81
@@ -482,4 +482,85 @@ public class LoanCOBCreateAccrualsTest extends BaseLoanIntegrationTest {
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});
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}
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@Test
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public void testInterestRecognitionOnDisbursementDateTrue() {
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AtomicReference<Long> loanIdRef = new AtomicReference<>();
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setup();
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final PostLoanProductsResponse loanProductsResponse = loanProductHelper
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.createLoanProduct(create4IProgressive().interestRecognitionOnDisbursementDate(true));
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runAt("20 December 2024", () -> {
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Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProductsResponse.getResourceId(), "20 December 2024",
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430.0, 26.0, 6, null);
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loanIdRef.set(loanId);
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disburseLoan(loanId, BigDecimal.valueOf(430), "20 December 2024");
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GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "20 January 2025", 67.88, 0, 0, 9.32);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "20 February 2025", 69.35, 0, 0, 7.85);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "20 March 2025", 70.86, 0, 0, 6.34);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "20 April 2025", 72.39, 0, 0, 4.81);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "20 May 2025", 73.96, 0, 0, 3.24);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "20 June 2025", 75.56, 0, 0, 1.64);
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verifyTransactions(loanId, transaction(430.0d, "Disbursement", "20 December 2024"));
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executeInlineCOB(loanId);
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});
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// disbursement date is included
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runAt("21 December 2024", () -> {
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Long loanId = loanIdRef.get();
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executeInlineCOB(loanId);
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verifyTransactions(loanId, //
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transaction(430.0d, "Disbursement", "20 December 2024", 430.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, false), //
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transaction(0.30d, "Accrual", "20 December 2024", 0.0, 0.0, 0.3, 0.0, 0.0, 0.0, 0.0, false));
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});
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// last installment due date is excluded
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runAt("21 June 2025", () -> {
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Long loanId = loanIdRef.get();
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executeInlineCOB(loanId);
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GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
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Assertions.assertTrue(loanDetails.getTransactions().stream()
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.noneMatch(t -> t.getDate().equals(LocalDate.of(2025, 6, 20)) && t.getType().getAccrual()));
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});
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}
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@Test
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public void testInterestRecognitionOnDisbursementDateFalse() {
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AtomicReference<Long> loanIdRef = new AtomicReference<>();
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setup();
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final PostLoanProductsResponse loanProductsResponse = loanProductHelper
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.createLoanProduct(create4IProgressive().interestRecognitionOnDisbursementDate(false));
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runAt("20 December 2024", () -> {
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Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProductsResponse.getResourceId(), "20 December 2024",
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430.0, 26.0, 6, null);
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loanIdRef.set(loanId);
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disburseLoan(loanId, BigDecimal.valueOf(430), "20 December 2024");
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GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "20 January 2025", 67.88, 0, 0, 9.32);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "20 February 2025", 69.35, 0, 0, 7.85);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "20 March 2025", 70.86, 0, 0, 6.34);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "20 April 2025", 72.39, 0, 0, 4.81);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "20 May 2025", 73.96, 0, 0, 3.24);
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validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "20 June 2025", 75.56, 0, 0, 1.64);
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verifyTransactions(loanId, transaction(430.0d, "Disbursement", "20 December 2024"));
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executeInlineCOB(loanId);
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});
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runAt("21 December 2024", () -> {
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Long loanId = loanIdRef.get();
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executeInlineCOB(loanId);
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verifyTransactions(loanId, //
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transaction(430.0d, "Disbursement", "20 December 2024", 430.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, false));
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});
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}
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}
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