FINERACT-2174: Enhance Apply periodic accrual job to take into consideration the interestRecognitionOnDisbursementDate field

This commit is contained in:
adam.magyari
2025-02-06 13:44:02 +01:00
committed by Adam Saghy
parent 3a5888ee4b
commit 493012bf8c
2 changed files with 85 additions and 2 deletions
@@ -482,4 +482,85 @@ public class LoanCOBCreateAccrualsTest extends BaseLoanIntegrationTest {
});
}
@Test
public void testInterestRecognitionOnDisbursementDateTrue() {
AtomicReference<Long> loanIdRef = new AtomicReference<>();
setup();
final PostLoanProductsResponse loanProductsResponse = loanProductHelper
.createLoanProduct(create4IProgressive().interestRecognitionOnDisbursementDate(true));
runAt("20 December 2024", () -> {
Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProductsResponse.getResourceId(), "20 December 2024",
430.0, 26.0, 6, null);
loanIdRef.set(loanId);
disburseLoan(loanId, BigDecimal.valueOf(430), "20 December 2024");
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "20 January 2025", 67.88, 0, 0, 9.32);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "20 February 2025", 69.35, 0, 0, 7.85);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "20 March 2025", 70.86, 0, 0, 6.34);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "20 April 2025", 72.39, 0, 0, 4.81);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "20 May 2025", 73.96, 0, 0, 3.24);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "20 June 2025", 75.56, 0, 0, 1.64);
verifyTransactions(loanId, transaction(430.0d, "Disbursement", "20 December 2024"));
executeInlineCOB(loanId);
});
// disbursement date is included
runAt("21 December 2024", () -> {
Long loanId = loanIdRef.get();
executeInlineCOB(loanId);
verifyTransactions(loanId, //
transaction(430.0d, "Disbursement", "20 December 2024", 430.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, false), //
transaction(0.30d, "Accrual", "20 December 2024", 0.0, 0.0, 0.3, 0.0, 0.0, 0.0, 0.0, false));
});
// last installment due date is excluded
runAt("21 June 2025", () -> {
Long loanId = loanIdRef.get();
executeInlineCOB(loanId);
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
Assertions.assertTrue(loanDetails.getTransactions().stream()
.noneMatch(t -> t.getDate().equals(LocalDate.of(2025, 6, 20)) && t.getType().getAccrual()));
});
}
@Test
public void testInterestRecognitionOnDisbursementDateFalse() {
AtomicReference<Long> loanIdRef = new AtomicReference<>();
setup();
final PostLoanProductsResponse loanProductsResponse = loanProductHelper
.createLoanProduct(create4IProgressive().interestRecognitionOnDisbursementDate(false));
runAt("20 December 2024", () -> {
Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProductsResponse.getResourceId(), "20 December 2024",
430.0, 26.0, 6, null);
loanIdRef.set(loanId);
disburseLoan(loanId, BigDecimal.valueOf(430), "20 December 2024");
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "20 January 2025", 67.88, 0, 0, 9.32);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "20 February 2025", 69.35, 0, 0, 7.85);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "20 March 2025", 70.86, 0, 0, 6.34);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "20 April 2025", 72.39, 0, 0, 4.81);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "20 May 2025", 73.96, 0, 0, 3.24);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "20 June 2025", 75.56, 0, 0, 1.64);
verifyTransactions(loanId, transaction(430.0d, "Disbursement", "20 December 2024"));
executeInlineCOB(loanId);
});
runAt("21 December 2024", () -> {
Long loanId = loanIdRef.get();
executeInlineCOB(loanId);
verifyTransactions(loanId, //
transaction(430.0d, "Disbursement", "20 December 2024", 430.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, false));
});
}
}