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FINERACT-1981: Interest recalculation - Late Repayment Test Cases

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This commit is contained in:
Soma Sörös
2024-09-30 15:05:48 +02:00
committed by Adam Saghy
parent d7c5947760
commit 4a950ac476
2 changed files with 101 additions and 0 deletions
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integration-tests/src/test/java/org/apache/fineract/integrationtests/BaseLoanIntegrationTest.java
+12
View File
@@ -194,6 +194,13 @@ public abstract class BaseLoanIntegrationTest {
principalDue, principalDue, 0, feeDue, feeDue, 0, penaltyDue, penaltyDue, 0, interestDue, interestDue, 0, 0, paidLate);
}
protected static void validateFullyPaidRepaymentPeriod(GetLoansLoanIdResponse loanDetails, Integer index, String dueDate,
double principalDue, double feeDue, double penaltyDue, double interestDue, double paidLate, double paidInAdvance) {
validateRepaymentPeriod(loanDetails, index, LocalDate.parse(dueDate, DateTimeFormatter.ofPattern(DATETIME_PATTERN, Locale.ENGLISH)),
principalDue, principalDue, 0, feeDue, feeDue, 0, penaltyDue, penaltyDue, 0, interestDue, interestDue, 0, paidInAdvance,
paidLate);
}
protected static void validateRepaymentPeriod(GetLoansLoanIdResponse loanDetails, Integer index, LocalDate dueDate, double principalDue,
double feeDue, double penaltyDue, double interestDue) {
validateRepaymentPeriod(loanDetails, index, dueDate, principalDue, 0, principalDue, feeDue, 0, feeDue, penaltyDue, 0, penaltyDue,
@@ -1229,4 +1236,9 @@ public abstract class BaseLoanIntegrationTest {
public static final Integer DAYS_364 = 364;
public static final Integer DAYS_365 = 365;
}
public static class FuturePaymentAllocationRule {
public static final String LAST_INSTALLMENT = "LAST_INSTALLMENT";
}
}
integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanInterestRecalculationCOBTest.java
+89
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@@ -597,6 +597,95 @@ public class LoanInterestRecalculationCOBTest extends BaseLoanIntegrationTest {
});
}
@Test
public void verifyEarlyLateRepaymentOnProgressiveLoanNextInstallmentAllocationRepayLessThenEmi() {
AtomicReference<Long> loanIdRef = new AtomicReference<>();
runAt("1 January 2024", () -> {
PostLoanProductsResponse loanProduct = loanProductHelper.createLoanProduct(create4IProgressive() //
.recalculationRestFrequencyType(RecalculationRestFrequencyType.DAILY) //
);
Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProduct.getResourceId(), "1 January 2024", 100.0, 7.0, 6,
null);
loanIdRef.set(loanId);
disburseLoan(loanId, BigDecimal.valueOf(100), "1 January 2024");
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
logLoanDetails(loanDetails);
validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "01 February 2024", 16.43, 0.0, 0.0, 0.58);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "01 March 2024", 16.52, 0.0, 0.0, 0.49);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "01 April 2024", 16.62, 0.0, 0.0, 0.39);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "01 May 2024", 16.72, 0.0, 0.0, 0.29);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "01 June 2024", 16.81, 0.0, 0.0, 0.20);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "01 July 2024", 16.90, 0.0, 0.0, 0.10);
});
runAt("15 February 2024", () -> {
Long loanId = loanIdRef.get();
inlineLoanCOBHelper.executeInlineCOB(List.of(loanId));
loanTransactionHelper.makeLoanRepayment("15 February 2024", 15.0F, loanId.intValue());
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
logLoanDetails(loanDetails);
validateRepaymentPeriod(loanDetails, 1, LocalDate.of(2024, 2, 1), 16.43, 15.0, 1.43, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.58, 0,
0.58, 0.0, 15.0);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "01 March 2024", 16.48, 0.0, 0.0, 0.53);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "01 April 2024", 16.62, 0.0, 0.0, 0.39);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "01 May 2024", 16.72, 0.0, 0.0, 0.29);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "01 June 2024", 16.81, 0.0, 0.0, 0.20);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "01 July 2024", 16.94, 0.0, 0.0, 0.10);
});
}
@Test
public void verifyEarlyLateRepaymentOnProgressiveLoanNextInstallmentAllocationRepayEmi() {
AtomicReference<Long> loanIdRef = new AtomicReference<>();
runAt("1 January 2024", () -> {
PostLoanProductsResponse loanProduct = loanProductHelper.createLoanProduct(create4IProgressive() //
.recalculationRestFrequencyType(RecalculationRestFrequencyType.DAILY) //
);
Long loanId = applyAndApproveProgressiveLoan(client.getClientId(), loanProduct.getResourceId(), "1 January 2024", 100.0, 7.0, 6,
null);
loanIdRef.set(loanId);
disburseLoan(loanId, BigDecimal.valueOf(100), "1 January 2024");
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
logLoanDetails(loanDetails);
validateFullyUnpaidRepaymentPeriod(loanDetails, 1, "01 February 2024", 16.43, 0.0, 0.0, 0.58);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "01 March 2024", 16.52, 0.0, 0.0, 0.49);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "01 April 2024", 16.62, 0.0, 0.0, 0.39);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "01 May 2024", 16.72, 0.0, 0.0, 0.29);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "01 June 2024", 16.81, 0.0, 0.0, 0.20);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "01 July 2024", 16.90, 0.0, 0.0, 0.10);
});
runAt("15 February 2024", () -> {
Long loanId = loanIdRef.get();
inlineLoanCOBHelper.executeInlineCOB(List.of(loanId));
loanTransactionHelper.makeLoanRepayment("15 February 2024", 17.01F, loanId.intValue());
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
logLoanDetails(loanDetails);
validateFullyPaidRepaymentPeriod(loanDetails, 1, "01 February 2024", 16.43, 0.0, 0.0, 0.58, 17.01);
validateFullyUnpaidRepaymentPeriod(loanDetails, 2, "01 March 2024", 16.48, 0.0, 0.0, 0.53);
validateFullyUnpaidRepaymentPeriod(loanDetails, 3, "01 April 2024", 16.62, 0.0, 0.0, 0.39);
validateFullyUnpaidRepaymentPeriod(loanDetails, 4, "01 May 2024", 16.72, 0.0, 0.0, 0.29);
validateFullyUnpaidRepaymentPeriod(loanDetails, 5, "01 June 2024", 16.81, 0.0, 0.0, 0.20);
validateFullyUnpaidRepaymentPeriod(loanDetails, 6, "01 July 2024", 16.94, 0.0, 0.0, 0.10);
});
}
@Test
public void verifyLoanInstallmentRecalculatedIfThereIsOverdueInstallmentOn4IProgressiveLoanCOBStepOnePaid() {
AtomicReference<Long> loanIdRef = new AtomicReference<>();