FINERACT-2148: Update instalments interest with zero after charge off with interest recalculation enabled

This commit is contained in:
Oleksii Novikov
2024-12-16 14:31:54 +01:00
committed by Adam Saghy
parent 136bb0009a
commit 51433ffb66
8 changed files with 436 additions and 5 deletions
@@ -73,6 +73,7 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM, //
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY, //
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR, //
;
@Override
@@ -1088,6 +1088,23 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_CUSTOM_PAYMENT_ALLOCATION_INTEREST_RECALCULATION_DAILY_EMI_360_30_MULTIDISBURSE,
responseLoanProductsRequestLP2AdvCustomPaymentAllocationInterestRecalculationDaily36030MultiDisburse);
// LP2 + interest recalculation + zero-interest chargeOff behaviour + progressive loan schedule + horizontal
// (LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR)
final String name51 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR
.getName();
final PostLoanProductsRequest loanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule = loanProductsRequestFactory
.defaultLoanProductsRequestLP2InterestDailyRecalculation()//
.name(name51)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT")))
.chargeOffBehaviour("ZERO_INTEREST");//
final Response<PostLoanProductsResponse> responseLoanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule = loanProductsApi
.createLoanProduct(loanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule).execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR,
responseLoanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
@@ -19,6 +19,7 @@
package org.apache.fineract.test.stepdef.loan;
import static org.apache.fineract.test.data.TransactionProcessingStrategyCode.ADVANCED_PAYMENT_ALLOCATION;
import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR;
import static org.assertj.core.api.Assertions.assertThat;
import static org.awaitility.Awaitility.await;
import static org.junit.Assert.assertNotNull;
@@ -2766,6 +2767,34 @@ public class LoanStepDef extends AbstractStepDef {
eventCheckHelper.createLoanEventCheck(response);
}
@When("Admin creates a new zero charge-off Loan with date: {string}")
public void createLoanWithInterestRecalculationAndZeroChargeOffBehaviour(final String date) throws IOException {
final Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
final Long clientId = clientResponse.body().getClientId();
final DefaultLoanProduct product = DefaultLoanProduct
.valueOf(LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR.getName());
final Long loanProductId = loanProductResolver.resolve(product);
final PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId).productId(loanProductId)
.principal(new BigDecimal(100)).numberOfRepayments(6).submittedOnDate(date).expectedDisbursementDate(date)
.loanTermFrequency(6)//
.loanTermFrequencyType(LoanTermFrequencyType.MONTHS.value)//
.repaymentEvery(1)//
.repaymentFrequencyType(RepaymentFrequencyType.MONTHS.value)//
.interestRateFrequencyType(3)//
.interestRatePerPeriod(new BigDecimal(7))//
.interestType(InterestType.DECLINING_BALANCE.value)//
.interestCalculationPeriodType(InterestCalculationPeriodTime.DAILY.value)//
.transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.value);
final Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
ErrorHelper.checkSuccessfulApiCall(response);
eventCheckHelper.createLoanEventCheck(response);
}
private void performLoanDisbursementAndVerifyStatus(final long loanId, final PostLoansLoanIdRequest disburseRequest)
throws IOException {
final Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse")
@@ -104,6 +104,7 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_ADVANCED_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL = "loanProductCreateResponseLP1ProgressiveLoanScheduleHorizontal";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationSameAsRepTillPreCloseWholeTerm";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefundFInterestRecalculation";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationZeroInterestChargeOffBehaviour";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";