FINERACT-2382: e2e test scenarios for flat cumulative multidisbursal loan

2025-10-27 10:14:46 +01:00
parent 2269d616dc
commit 54e85c748d
5 changed files with 451 additions and 1 deletions
@@ -165,6 +165,10 @@ public enum DefaultLoanProduct implements LoanProduct {
    LP2_ADV_PYMNT_INTEREST_DECL_BAL_SARP_EMI_360_30_NO_INT_RECALC_MULTIDISB_NO_PARTIAL_PERIOD, //
    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_MIN_INT_3_MAX_INT_20, //
    LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_WRITE_OFF_REASON_MAP, //
+    LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_ACTUAL_ACTUAL_MULTIDISB, //
+    LP1_INTEREST_FLAT_SAR_RECALCULATION_DAILY_360_30_APPROVED_OVER_APPLIED_MULTIDISB, //
+    LP1_INTEREST_FLAT_DAILY_RECALCULATION_DAILY_360_30_MULTIDISB, //
+    LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_MULTIDISB_AUTO_DOWNPAYMENT, //
    ;

    @Override
@@ -24,6 +24,7 @@ import static org.apache.fineract.test.factory.LoanProductsRequestFactory.INTERE
 import static org.apache.fineract.test.factory.LoanProductsRequestFactory.INTEREST_RATE_FREQUENCY_TYPE_MONTH;
 import static org.apache.fineract.test.factory.LoanProductsRequestFactory.INTEREST_RATE_FREQUENCY_TYPE_WHOLE_TERM;
 import static org.apache.fineract.test.factory.LoanProductsRequestFactory.INTEREST_RATE_FREQUENCY_TYPE_YEAR;
+import static org.apache.fineract.test.factory.LoanProductsRequestFactory.INTEREST_TYPE_FLAT;
 import static org.apache.fineract.test.factory.LoanProductsRequestFactory.LOAN_ACCOUNTING_RULE_NONE;
 import static org.apache.fineract.test.factory.LoanProductsRequestFactory.REPAYMENT_FREQUENCY_TYPE_MONTHS;

@@ -1324,7 +1325,7 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
                .recalculationRestFrequencyType(1)//
                .recalculationRestFrequencyInterval(1)//
                .repaymentEvery(1)//
-                .interestRatePerPeriod(7D)//
+                .interestRatePerPeriod((double) 7.0)//
                .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_MONTH)//
                .enableDownPayment(false)//
                .interestRecalculationCompoundingMethod(0)//
@@ -3873,6 +3874,106 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
                .createLoanProduct(loanProductsRequestLP2ProgressiveAdvPaymentWriteOffReasonMap).execute();
        TestContext.INSTANCE.set(TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_WRITE_OFF_REASON_MAP,
                responseLoanProductsRequestLP2ProgressiveAdvPaymentWriteOffReasonMap);
+
+        // LP1 with 12% Flat interest, interest period: Same as repayment,
+        // Interest recalculation-Same as repayment, Multi-disbursement
+        String name143 = DefaultLoanProduct.LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_ACTUAL_ACTUAL_MULTIDISB.getName();
+        PostLoanProductsRequest loanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursement = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP1InterestDecliningBalanceDailyRecalculationCompoundingNone()//
+                .name(name143)//
+                .interestType(INTEREST_TYPE_FLAT)//
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.SAME_AS_REPAYMENT_PERIOD.value)//
+                .recalculationRestFrequencyType(RecalculationRestFrequencyType.SAME_AS_REPAYMENT.value)//
+                .installmentAmountInMultiplesOf(null)//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .allowPartialPeriodInterestCalcualtion(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0)//
+                .allowApprovedDisbursedAmountsOverApplied(true)//
+                .overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)//
+                .overAppliedNumber(50);//
+        Response<PostLoanProductsResponse> responseInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursement = loanProductsApi
+                .createLoanProduct(loanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursement).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_ACTUAL_ACTUAL_MULTIDISB,
+                responseInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursement);
+
+        // LP1 with 12% Flat interest, interest period: Same as repayment,
+        // Interest recalculation-Daily, Multi-disbursement
+        String name144 = DefaultLoanProduct.LP1_INTEREST_FLAT_SAR_RECALCULATION_DAILY_360_30_APPROVED_OVER_APPLIED_MULTIDISB.getName();
+        PostLoanProductsRequest loanProductsRequestInterestFlatSaRRecalculationDailyMultiDisbursement = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP1InterestDecliningBalanceDailyRecalculationCompoundingNone()//
+                .name(name144)//
+                .interestType(INTEREST_TYPE_FLAT)//
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.SAME_AS_REPAYMENT_PERIOD.value)//
+                .recalculationRestFrequencyType(RecalculationRestFrequencyType.DAILY.value)//
+                .recalculationRestFrequencyInterval(1)//
+                .daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .installmentAmountInMultiplesOf(null)//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .allowPartialPeriodInterestCalcualtion(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0)//
+                .allowApprovedDisbursedAmountsOverApplied(true)//
+                .overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)//
+                .overAppliedNumber(50);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestInterestFlatSaRRecalculationDailyMultiDisbursement = loanProductsApi
+                .createLoanProduct(loanProductsRequestInterestFlatSaRRecalculationDailyMultiDisbursement).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_DAILY_360_30_APPROVED_OVER_APPLIED_MULTIDISB,
+                responseLoanProductsRequestInterestFlatSaRRecalculationDailyMultiDisbursement);
+
+        // LP1 with 12% Flat interest, interest period: Daily, Interest recalculation-Daily,
+        // Multi-disbursement
+        String name145 = DefaultLoanProduct.LP1_INTEREST_FLAT_DAILY_RECALCULATION_DAILY_360_30_MULTIDISB.getName();
+        PostLoanProductsRequest loanProductsRequestInterestFlatDailyRecalculationDSameAsRepaymentMultiDisbursement = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP1InterestDecliningBalanceDailyRecalculationCompoundingNone()//
+                .name(name145)//
+                .interestType(INTEREST_TYPE_FLAT)//
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.DAILY.value)//
+                .allowPartialPeriodInterestCalcualtion(false)//
+                .recalculationRestFrequencyType(RecalculationRestFrequencyType.DAILY.value)//
+                .recalculationRestFrequencyInterval(1)//
+                .daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .installmentAmountInMultiplesOf(null)//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestInterestFlatDailyRecalculationDSameAsRepaymentMultiDisbursement = loanProductsApi
+                .createLoanProduct(loanProductsRequestInterestFlatDailyRecalculationDSameAsRepaymentMultiDisbursement).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_DAILY_RECALCULATION_DAILY_360_30_MULTIDISB,
+                responseLoanProductsRequestInterestFlatDailyRecalculationDSameAsRepaymentMultiDisbursement);
+
+        // LP1 with 12% Flat interest, interest period: Daily, Interest recalculation-Daily
+        // Multi-disbursement with auto down payment
+        String name146 = DefaultLoanProduct.LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_MULTIDISB_AUTO_DOWNPAYMENT.getName();
+        PostLoanProductsRequest loanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursementAUtoDownPayment = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP1InterestDecliningBalanceDailyRecalculationCompoundingNone()//
+                .name(name146)//
+                .interestType(INTEREST_TYPE_FLAT)//
+                .installmentAmountInMultiplesOf(null)//
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.SAME_AS_REPAYMENT_PERIOD.value)//
+                .recalculationRestFrequencyType(RecalculationRestFrequencyType.SAME_AS_REPAYMENT.value)//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .enableDownPayment(true)//
+                .enableAutoRepaymentForDownPayment(true)//
+                .disbursedAmountPercentageForDownPayment(new BigDecimal(25))//
+                .allowPartialPeriodInterestCalcualtion(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursementAUtoDownPayment = loanProductsApi
+                .createLoanProduct(loanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursementAUtoDownPayment)
+                .execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_MULTIDISB_AUTO_DOWNPAYMENT,
+                responseLoanProductsRequestInterestFlatSaRRecalculationSameAsRepaymentMultiDisbursementAUtoDownPayment);
    }

    public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
@@ -2567,6 +2567,13 @@ public class LoanStepDef extends AbstractStepDef {
        assertThat(allInstallmentsObligationsMet).isTrue();
    }

+    @Then("Loan is closed with zero outstanding balance and it's all installments have obligations met")
+    public void loanClosedAndInstallmentsObligationsMet() throws IOException {
+        loanInstallmentsObligationsMet();
+        loanOutstanding(0);
+        loanStatus("CLOSED_OBLIGATIONS_MET");
+    }
+
    @Then("Loan closedon_date is {string}")
    public void loanClosedonDate(String date) throws IOException {
        Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
@@ -184,6 +184,10 @@ public abstract class TestContextKey {
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculationAccrualActivity";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculatioDownpaymentnAccrualActivity";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_MULTIDISBURSAL_EXPECTS_TRANCHES = "loanProductCreateResponseLP1MultidisbursalThatExpectTranches";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_ACTUAL_ACTUAL_MULTIDISB = "loanProductCreateResponseLP1InterestFlatDailyRecalculationSameAsRepaymentActualActualMultiDisbursement";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_DAILY_360_30_APPROVED_OVER_APPLIED_MULTIDISB = "loanProductCreateResponseLP1InterestFlatSameAsRepaymentRecalculationDaily36030MultiDisbursement";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_DAILY_RECALCULATION_DAILY_360_30_MULTIDISB = "loanProductCreateResponseLP1InterestFlatDailyRecalculationDaily36030MultiDisbursement";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_MULTIDISB_AUTO_DOWNPAYMENT = "loanProductCreateResponseLP1InterestFlatDailyRecalculationSameAsRepaymentMultiDisbursementAutoDownPayment";
    public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
    public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
    public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";