FINERACT-2326: Capitalized Income transaction template considering over applied amount when enabled

2025-07-31 09:59:50 +02:00
parent 59c98b7329
commit 54f055d9c7
7 changed files with 140 additions and 21 deletions
@@ -0,0 +1,52 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.loanaccount.domain;
+
+import java.util.Arrays;
+import java.util.List;
+import lombok.Getter;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.data.EnumOptionData;
+
+@Getter
+@RequiredArgsConstructor
+public enum LoanOverAppliedCalculationType {
+
+    FLAT("flat"), //
+    PERCENTAGE("percentage"), //
+    ;
+
+    private final String humanReadableName;
+
+    public static List<EnumOptionData> getValuesAsEnumOptionDataList() {
+        return Arrays.stream(values()).map(v -> new EnumOptionData((long) (v.ordinal() + 1), v.name(), v.getHumanReadableName())).toList();
+    }
+
+    public EnumOptionData asEnumOptionData() {
+        return new EnumOptionData((long) this.ordinal(), this.name(), this.humanReadableName);
+    }
+
+    public boolean isFlat() {
+        return this == FLAT;
+    }
+
+    public boolean isPercentage() {
+        return this == PERCENTAGE;
+    }
+}
@@ -0,0 +1,40 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.loanaccount.service;
+
+import java.math.BigDecimal;
+import org.apache.fineract.portfolio.loanaccount.domain.Loan;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanOverAppliedCalculationType;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct;
+import org.springframework.stereotype.Component;
+
+@Component
+public final class LoanMaximumAmountCalculator {
+
+    public BigDecimal getOverAppliedMax(Loan loan) {
+        final LoanProduct loanProduct = loan.getLoanProduct();
+        if (LoanOverAppliedCalculationType.valueOf(loanProduct.getOverAppliedCalculationType().toUpperCase()).isPercentage()) {
+            BigDecimal overAppliedNumber = BigDecimal.valueOf(loanProduct.getOverAppliedNumber());
+            BigDecimal totalPercentage = BigDecimal.valueOf(1).add(overAppliedNumber.divide(BigDecimal.valueOf(100)));
+            return loan.getProposedPrincipal().multiply(totalPercentage);
+        } else {
+            return loan.getProposedPrincipal().add(BigDecimal.valueOf(loanProduct.getOverAppliedNumber()));
+        }
+    }
+}