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FINERACT-2181: add e2e test to cover additional future unrecognized interest use-case

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mark.vituska
2025-06-18 22:56:33 +02:00
committed by Adam Saghy
parent 5aa4afb87c
commit 5a7d2d42f9
3 changed files with 204 additions and 0 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanAccrualActivity.feature
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@@ -7376,3 +7376,184 @@ Feature: LoanAccrualActivity
| 22 April 2025 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 23 April 2025 | Repayment | 102.1 | 100.0 | 2.1 | 0.0 | 0.0 | 0.0 | false | false |
| 23 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3773
Scenario: Verify that interest is calculated after last unpaid period in case of MIR partially covering later periods
When Admin sets the business date to "21 March 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY | 21 March 2025 | 186.38 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "21 March 2025" with "186.38" amount and expected disbursement date on "21 March 2025"
And Admin successfully disburse the loan on "21 March 2025" with "186.38" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 21 March 2025 | | 186.38 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 21 April 2025 | | 126.08 | 60.3 | 5.59 | 0.0 | 0.0 | 65.89 | 0.0 | 0.0 | 0.0 | 65.89 |
| 2 | 30 | 21 May 2025 | | 63.97 | 62.11 | 3.78 | 0.0 | 0.0 | 65.89 | 0.0 | 0.0 | 0.0 | 65.89 |
| 3 | 31 | 21 June 2025 | | 0.0 | 63.97 | 1.92 | 0.0 | 0.0 | 65.89 | 0.0 | 0.0 | 0.0 | 65.89 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 186.38 | 11.29 | 0.0 | 0.0 | 197.67 | 0.0 | 0.0 | 0.0 | 197.67 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 21 March 2025 | Disbursement | 186.38 | 0.0 | 0.0 | 0.0 | 0.0 | 186.38 | false | false |
And Admin runs inline COB job for Loan
When Admin sets the business date to "17 April 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "17 April 2025" with 87.33 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 21 March 2025 | | 186.38 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 21 April 2025 | | 125.74 | 60.64 | 5.25 | 0.0 | 0.0 | 65.89 | 0.0 | 0.0 | 0.0 | 65.89 |
| 2 | 30 | 21 May 2025 | | 65.89 | 59.85 | 1.15 | 0.0 | 0.0 | 61.0 | 21.44| 21.44 | 0.0 | 39.56 |
| 3 | 31 | 21 June 2025 | 17 April 2025 | 0.0 | 65.89 | 0.0 | 0.0 | 0.0 | 65.89 | 65.89| 65.89 | 0.0 | 0.0 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 186.38 | 6.4 | 0.0 | 0.0 | 192.78 | 87.33 | 87.33 | 0.0 | 105.45 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 21 March 2025 | Disbursement | 186.38 | 0.0 | 0.0 | 0.0 | 0.0 | 186.38 | false | false |
| 17 April 2025 | Merchant Issued Refund | 87.33 | 87.33 | 0.0 | 0.0 | 0.0 | 99.05 | false | false |
When Admin sets the business date to "21 May 2025"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 21 March 2025 | Disbursement | 186.38 | 0.0 | 0.0 | 0.0 | 0.0 | 186.38 | false | false |
| 22 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 23 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 24 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 25 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 26 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 27 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 28 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 29 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 30 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 01 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 03 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 04 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 05 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 06 April 2025 | Accrual | 0.19 | 0.0 | 0.19 | 0.0 | 0.0 | 0.0 | false | false |
| 07 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 08 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 09 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 10 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 11 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 12 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 13 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 14 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 16 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 17 April 2025 | Merchant Issued Refund | 87.33 | 87.33 | 0.0 | 0.0 | 0.0 | 99.05 | false | false |
| 17 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 18 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 19 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 20 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 21 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 22 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 23 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 24 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 25 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 26 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 27 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 28 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 29 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 30 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 01 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 02 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 03 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 04 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 05 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 06 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 07 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 08 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 09 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 10 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 11 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 12 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 13 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 14 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 15 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 16 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 17 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 18 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 19 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 20 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan has 8.22 total unpaid payable due interest
When Admin sets the business date to "26 May 2025"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 21 March 2025 | Disbursement | 186.38 | 0.0 | 0.0 | 0.0 | 0.0 | 186.38 | false | false |
| 22 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 23 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 24 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 25 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 26 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 27 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 28 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 29 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 30 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 01 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 03 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 04 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 05 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 06 April 2025 | Accrual | 0.19 | 0.0 | 0.19 | 0.0 | 0.0 | 0.0 | false | false |
| 07 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 08 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 09 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 10 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 11 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 12 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 13 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 14 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 16 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 17 April 2025 | Merchant Issued Refund | 87.33 | 87.33 | 0.0 | 0.0 | 0.0 | 99.05 | false | false |
| 17 April 2025 | Accrual | 0.18 | 0.0 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
| 18 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 19 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 20 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 21 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 22 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 23 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 24 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 25 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 26 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 27 April 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 28 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 29 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 30 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 01 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 02 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 03 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 04 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 05 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 06 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 07 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 08 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 09 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 10 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 11 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 12 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 13 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 14 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 15 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 16 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 17 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 18 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 19 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 20 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 21 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 22 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 23 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 24 May 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false |
| 25 May 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan has 8.7 total unpaid payable due interest
And Customer makes "AUTOPAY" repayment on "26 May 2025" with 107.75 EUR transaction amount
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
Then Loan has 0 outstanding amount