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FINERACT-1958: downpayment periods for disbursements on same day

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This commit is contained in:
Ruchi Dhamankar
2023-11-08 18:07:07 +01:00
committed by Adam Saghy
parent f4eee46a43
commit 5c77242005
3 changed files with 280 additions and 19 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/AbstractCumulativeLoanScheduleGenerator.java
+10 -4
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@@ -1004,10 +1004,16 @@ public abstract class AbstractCumulativeLoanScheduleGenerator implements LoanSch
BigDecimal downPaymentAmt = BigDecimal.ZERO;
if (loanApplicationTerms.isDownPaymentEnabled()) {
final LoanScheduleModelDownPaymentPeriod downPaymentPeriod = createDownPaymentPeriod(loanApplicationTerms,
scheduleParams, disburseDetail.getKey(), disburseDetail.getValue().getAmount());
periods.add(downPaymentPeriod);
downPaymentAmt = downPaymentPeriod.principalDue();
// get list of disbursements done on same day and create down payment periods
List<DisbursementData> disbursementsOnSameDate = loanApplicationTerms.getDisbursementDatas().stream()
.filter(disbursementData -> DateUtils.isEqual(disbursementData.disbursementDate(), disburseDetail.getKey()))
.toList();
for (DisbursementData disbursementData : disbursementsOnSameDate) {
final LoanScheduleModelDownPaymentPeriod downPaymentPeriod = createDownPaymentPeriod(loanApplicationTerms,
scheduleParams, disbursementData.disbursementDate(), disbursementData.getPrincipal());
periods.add(downPaymentPeriod);
downPaymentAmt = downPaymentAmt.add(downPaymentPeriod.principalDue());
}
}
// updates actual outstanding balance with new
// disbursement detail
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/AbstractProgressiveLoanScheduleGenerator.java
+10 -4
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@@ -365,10 +365,16 @@ public abstract class AbstractProgressiveLoanScheduleGenerator implements LoanSc
BigDecimal downPaymentAmt = BigDecimal.ZERO;
if (loanApplicationTerms.isDownPaymentEnabled()) {
final LoanScheduleModelDownPaymentPeriod downPaymentPeriod = createDownPaymentPeriod(loanApplicationTerms,
scheduleParams, disburseDetail.getKey(), disburseDetail.getValue().getAmount());
periods.add(downPaymentPeriod);
downPaymentAmt = downPaymentPeriod.principalDue();
// get list of disbursements done on same day and create down payment periods
List<DisbursementData> disbursementsOnSameDate = loanApplicationTerms.getDisbursementDatas().stream()
.filter(disbursementData -> DateUtils.isEqual(disbursementData.disbursementDate(), disburseDetail.getKey()))
.toList();
for (DisbursementData disbursementData : disbursementsOnSameDate) {
final LoanScheduleModelDownPaymentPeriod downPaymentPeriod = createDownPaymentPeriod(loanApplicationTerms,
scheduleParams, disbursementData.disbursementDate(), disbursementData.getPrincipal());
periods.add(downPaymentPeriod);
downPaymentAmt = downPaymentAmt.add(downPaymentPeriod.principalDue());
}
}
// updates actual outstanding balance with new
// disbursement detail
integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTest.java
+260 -11
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@@ -32,11 +32,16 @@ import java.time.LocalDate;
import java.time.format.DateTimeFormatter;
import java.time.format.DateTimeFormatterBuilder;
import java.util.ArrayList;
import java.util.Arrays;
import java.util.HashMap;
import java.util.List;
import java.util.UUID;
import java.util.concurrent.atomic.AtomicInteger;
import org.apache.fineract.client.models.AdvancedPaymentData;
import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
import org.apache.fineract.client.models.PaymentAllocationOrder;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
@@ -50,6 +55,8 @@ import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuil
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
import org.apache.fineract.portfolio.loanproduct.domain.PaymentAllocationType;
import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
@@ -549,7 +556,7 @@ public class LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTe
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(7, loanDetails.getRepaymentSchedule().getPeriods().size());
assertEquals(8, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
@@ -560,13 +567,16 @@ public class LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTe
// disbursement period [3]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(3), LocalDate.of(2023, 4, 3), 200.0);
// down payment period [4]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 100.0, 100.0, 100.0, 0.0, 0.0, 0.0, 0.0, 0.0,
true, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// down payment period [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [6]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(6), 4, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [7]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(7), 5, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
// make repayment for fully paying and verify that regular installment gets fully paid on 3rd april
@@ -579,7 +589,7 @@ public class LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTe
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(7, loanDetails.getRepaymentSchedule().getPeriods().size());
assertEquals(8, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
@@ -590,13 +600,212 @@ public class LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTe
// disbursement period [3]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(3), LocalDate.of(2023, 4, 3), 200.0);
// down payment period [4]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 100.0, 100.0, 100.0, 0.0, 0.0, 0.0, 0.0, 0.0,
true, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 225.0, 225.0, 225.0, 0.0, 0.0, 0.0, 0.0, 0.0,
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// down payment period [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [6]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(6), 4, 225.0, 225.0, 225.0, 0.0, 0.0, 0.0, 0.0, 0.0,
true, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [7]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(7), 5, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
@Test
public void loanAccountWithEnableDownPaymentWithAdvancedPaymentAllocationWithProgressiveScheduleGenerationMultipleDisbursementsOnSameDayTest() {
try {
// Test with
// Enable Down Payment
// Disable Auto Repayment For Down Payment
// Overlapping down payment and regular installment with multiple disbursements on same day
// Progressive Schedule generation with Advanced Payment Allocation
// Set business date
LocalDate disbursementDate = LocalDate.of(2023, 3, 3);
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate);
// Loan ExternalId
String loanExternalIdStr = UUID.randomUUID().toString();
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25);
Boolean enableAutoRepaymentForDownPayment = false;
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
String futureInstallmentAllocationRule = "NEXT_INSTALLMENT";
AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation(futureInstallmentAllocationRule);
// Loan Product creation with down-payment configuration and progressive schedule
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithAdvancedPaymentStrategyAndProgressiveLoanSchedule(
loanTransactionHelper, enableDownPayment, "25", enableAutoRepaymentForDownPayment, defaultAllocation);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
// create loan account
final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(),
loanExternalIdStr, "advanced-payment-allocation-strategy");
// Retrieve Loan with loanId
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
// verify down-payment details for Loan
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
// first disbursement
loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "200");
// make repayment on 3rd March
final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("3 March 2023").locale("en")
.transactionAmount(50.0));
// verify loan schedule
loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(4, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 1, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 3, 3), LocalDate.of(2023, 3, 3));
// regular installment [2]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 2, 75.0, 0.0, 0.0, 75.0, 0.0, 0.0, 0.0, 0.0, false,
LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [3]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 3, 75.0, 0.0, 0.0, 75.0, 0.0, 0.0, 0.0, 0.0, false,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
// second disbursement with overlapping installment i.e same due date as regular repayment due date
disbursementDate = LocalDate.of(2023, 4, 3);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate);
loanTransactionHelper.disburseLoanWithTransactionAmount("03 April 2023", loanId, "200");
// make repayment on 3rd April
final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("3 April 2023").locale("en")
.transactionAmount(50.0));
// verify loan schedule
loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(6, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 1, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 3, 3), LocalDate.of(2023, 3, 3));
// disbursement period [2]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(2), LocalDate.of(2023, 4, 3), 200.0);
// down payment period [3]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 2, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [4]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 3, 150.0, 0.0, 0.0, 150.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 4, 150.0, 0.0, 0.0, 150.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
// same day third disbursement with overlapping installment i.e same due date as regular repayment due date
// 3-April
loanTransactionHelper.disburseLoanWithTransactionAmount("03 April 2023", loanId, "200");
// make repayment on 3rd April
final PostLoansLoanIdTransactionsResponse repaymentTransaction_2 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("3 April 2023").locale("en")
.transactionAmount(50.0));
// verify loan schedule
loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(8, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 1, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 3, 3), LocalDate.of(2023, 3, 3));
// disbursement period [2]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(2), LocalDate.of(2023, 4, 3), 200.0);
// disbursement period [3]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(3), LocalDate.of(2023, 4, 3), 200.0);
// down payment period [4]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// down payment period [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [6]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(6), 4, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [7]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(7), 5, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
// make repayment for fully paying and verify that regular installment gets fully paid on 3rd april
final PostLoansLoanIdTransactionsResponse repaymentTransaction_3 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("3 April 2023").locale("en")
.transactionAmount(225.0));
loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
assertNotNull(loanDetails.getRepaymentSchedule());
// periods
assertEquals(8, loanDetails.getRepaymentSchedule().getPeriods().size());
// disbursement period [0]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(0), LocalDate.of(2023, 3, 3), 200.0);
// down payment period [1]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 1, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 3, 3), LocalDate.of(2023, 3, 3));
// disbursement period [2]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(2), LocalDate.of(2023, 4, 3), 200.0);
// disbursement period [3]
verifyDisbursementPeriod(loanDetails.getRepaymentSchedule().getPeriods().get(3), LocalDate.of(2023, 4, 3), 200.0);
// down payment period [4]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 2, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// down payment period [5]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(5), 3, 50.0, 50.0, 50.0, 0.0, 0.0, 0.0, 0.0, 0.0, true,
LocalDate.of(2023, 4, 3), LocalDate.of(2023, 4, 3));
// regular installment [6]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(6), 4, 225.0, 225.0, 225.0, 0.0, 0.0, 0.0, 0.0, 0.0,
true, LocalDate.of(2023, 3, 3), LocalDate.of(2023, 4, 3));
// regular installment [7]
verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(7), 5, 225.0, 0.0, 0.0, 225.0, 0.0, 0.0, 0.0, 0.0,
false, LocalDate.of(2023, 4, 3), LocalDate.of(2023, 5, 3));
} finally {
@@ -657,6 +866,46 @@ public class LoanAccountPaymentAllocationWithOverlappingDownPaymentInstallmentTe
return loanTransactionHelper.getLoanProduct(loanProductId);
}
private GetLoanProductsProductIdResponse createLoanProductWithAdvancedPaymentStrategyAndProgressiveLoanSchedule(
LoanTransactionHelper loanTransactionHelper, Boolean enableDownPayment, String disbursedAmountPercentageForDownPayment,
boolean enableAutoRepaymentForDownPayment, AdvancedPaymentData... advancedPaymentData) {
final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth()
.withRepaymentAfterEvery("1").withNumberOfRepayments("2").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0")
.withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance()
.withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withDaysInMonth("30").withDaysInYear("365")
.withMoratorium("0", "0").withMultiDisburse().withDisallowExpectedDisbursements(true)
.withEnableDownPayment(enableDownPayment, disbursedAmountPercentageForDownPayment, enableAutoRepaymentForDownPayment)
.addAdvancedPaymentAllocation(advancedPaymentData).withLoanScheduleType(LoanScheduleType.PROGRESSIVE).build(null);
final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON);
return loanTransactionHelper.getLoanProduct(loanProductId);
}
private AdvancedPaymentData createDefaultPaymentAllocation(String futureInstallmentAllocationRule) {
AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData();
advancedPaymentData.setTransactionType("DEFAULT");
advancedPaymentData.setFutureInstallmentAllocationRule(futureInstallmentAllocationRule);
List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY,
PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_PRINCIPAL, PaymentAllocationType.PAST_DUE_INTEREST,
PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_PRINCIPAL,
PaymentAllocationType.DUE_INTEREST, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE,
PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST);
advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders);
return advancedPaymentData;
}
private List<PaymentAllocationOrder> getPaymentAllocationOrder(PaymentAllocationType... paymentAllocationTypes) {
AtomicInteger integer = new AtomicInteger(1);
return Arrays.stream(paymentAllocationTypes).map(pat -> {
PaymentAllocationOrder paymentAllocationOrder = new PaymentAllocationOrder();
paymentAllocationOrder.setPaymentAllocationRule(pat.name());
paymentAllocationOrder.setOrder(integer.getAndIncrement());
return paymentAllocationOrder;
}).toList();
}
private void checkDownPaymentTransaction(final LocalDate transactionDate, final Float principalPortion, final Float interestPortion,
final Float feePortion, final Float penaltyPortion, final Integer loanID) {
ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,