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FINERACT-2389: Negative amount is shown on repayment schedule

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Jose Alberto Hernandez
2025-11-18 14:28:20 +01:00
committed by Adam Saghy
parent 9a16a26d5f
commit 60526f0ce9
7 changed files with 218 additions and 9 deletions
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fineract-e2e-tests-runner/src/test/resources/features/Loan.feature
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@@ -8861,3 +8861,164 @@ Feature: Loan
| 06 November 2025 | Accrual | 1.21 | 0.0 | 1.21 | 0.0 | 0.0 | 0.0 | false | false |
And Customer makes "AUTOPAY" repayment on "06 November 2025" with 35.28 EUR transaction amount
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
@TestRailId:C4124
Scenario: Verify cumulative multidisbursal loan that expects tranches with flat interest type and daily interest calculation period - UC7
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date |2nd_tranche_disb_principal |
| LP1_INTEREST_FLAT_DAILY_RECALCULATION_SAR_MULTIDISB_EXPECT_TRANCHES | 01 January 2025 | 1500 | 7 | FLAT | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER | 01 January 2025 | 1000.0 | 15 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1500" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 25.89 | 0.0 | 0.0 | 1525.89 | 0.0 | 0.0 | 0.0 | 1525.89 |
Then Loan Transactions tab has none transaction
When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 5.76 | 0.0 | 0.0 | 505.76 | 0.0 | 0.0 | 0.0 | 505.76 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 17.26 | 0.0 | 0.0 | 1517.26 | 0.0 | 0.0 | 0.0 | 1517.26 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 1000.0 | |
| 15 January 2025 | | 500.0 | |
# -- 2nd disb - on Jan, 15, 2025 --#
When Admin sets the business date to "15 January 2025"
When Admin successfully disburse the loan on "15 January 2025" with "500" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 25.89 | 0.0 | 0.0 | 1525.89 | 0.0 | 0.0 | 0.0 | 1525.89 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 15 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 1000.0 | |
| 15 January 2025 | 15 January 2025 | 500.0 | |
When Loan Pay-off is made on "15 January 2025"
Then Loan's all installments have obligations met
@TestRailId:4227
Scenario: Verify cumulative multidisbursal loan that expects tranches with flat interest type and no interest calculation period - UC7.1
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date |2nd_tranche_disb_principal |
| LP1_INTEREST_FLAT_DAILY_ACTUAL_ACTUAL_MULTIDISB_EXPECT_TRANCHES | 01 January 2025 | 1500 | 7 | FLAT | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER | 01 January 2025 | 1000.0 | 15 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1500" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 25.89 | 0.0 | 0.0 | 1525.89 | 0.0 | 0.0 | 0.0 | 1525.89 |
Then Loan Transactions tab has none transaction
When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 5.76 | 0.0 | 0.0 | 505.76 | 0.0 | 0.0 | 0.0 | 505.76 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 17.26 | 0.0 | 0.0 | 1517.26 | 0.0 | 0.0 | 0.0 | 1517.26 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 1000.0 | |
| 15 January 2025 | | 500.0 | |
When Admin sets the business date to "16 January 2025"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 5.76 | 0.0 | 0.0 | 505.76 | 0.0 | 0.0 | 0.0 | 505.76 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 17.26 | 0.0 | 0.0 | 1517.26 | 0.0 | 0.0 | 0.0 | 1517.26 |
When Admin sets the business date to "01 February 2025"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 5.75 | 0.0 | 0.0 | 505.75 | 0.0 | 0.0 | 0.0 | 505.75 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 5.76 | 0.0 | 0.0 | 505.76 | 0.0 | 0.0 | 0.0 | 505.76 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 17.26 | 0.0 | 0.0 | 1517.26 | 0.0 | 0.0 | 0.0 | 1517.26 |
# -- 2nd disb - on Feb, 1, 2025 --#
When Admin successfully disburse the loan on "01 February 2025" with "500" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 1000.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 2 | 28 | 01 March 2025 | | 500.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
| 3 | 31 | 01 April 2025 | | 0.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 0.0 | 0.0 | 0.0 | 508.63 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 25.89 | 0.0 | 0.0 | 1525.89 | 0.0 | 0.0 | 0.0 | 1525.89 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 February 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 1000.0 | |
| 15 January 2025 | 01 February 2025 | 500.0 | |
When Loan Pay-off is made on "01 February 2025"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 1000.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 508.63 | 0.0 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 01 February 2025 | 500.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 508.63 | 508.63 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2025 | 01 February 2025 | 0.0 | 500.0 | 8.63 | 0.0 | 0.0 | 508.63 | 508.63 | 508.63 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 25.89 | 0.0 | 0.0 | 1525.89 | 1525.89 | 1017.26 | 0.0 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 February 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | false |
| 01 February 2025 | Repayment | 1525.89 | 1500.0 | 25.89 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Accrual | 25.89 | 0.0 | 25.89 | 0.0 | 0.0 | 0.0 | false | false |