diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/clerkwithdrawal/api/ClerkShareWithdrawalRequestApiResource.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/clerkwithdrawal/api/ClerkShareWithdrawalRequestApiResource.java
index da1a79dc7..e7dedf034 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/clerkwithdrawal/api/ClerkShareWithdrawalRequestApiResource.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/clerkwithdrawal/api/ClerkShareWithdrawalRequestApiResource.java
@@ -451,8 +451,18 @@ public class ClerkShareWithdrawalRequestApiResource {
         // not-applicable rather than failed for a GL request — a share account with no linked
         // savings is a perfectly valid GL-settlement case.
         final boolean glSettlementMode = "GL".equals(record.get("settlement_mode"));
-        checks.add(glSettlementMode
-                ? checkResult("Linked savings account is Active", true, "Not applicable — settlement is a GL book-transfer")
+        // 'NONE' is the third mode approve() handles, and submit() produces it on its own: a clerk who
+        // names the product's own Share Sundry GL as the destination is saying "stop here", so the
+        // request is downgraded from GL to NONE and approve() posts Dr Share Capital / Cr Share Sundry
+        // and nothing further. Like a GL settlement it never reaches a savings account, so the
+        // savings-side checks below do not apply to it either — running them reports a missing fund
+        // source mapping that no posting in this mode is ever going to read.
+        final boolean sundryOnlySettlement = "NONE".equals(record.get("settlement_mode"));
+        final boolean noSavingsLeg = glSettlementMode || sundryOnlySettlement;
+        checks.add(noSavingsLeg
+                ? checkResult("Linked savings account is Active", true, sundryOnlySettlement
+                        ? "Not applicable — the redemption rests in Share Sundry"
+                        : "Not applicable — settlement is a GL book-transfer")
                 : checkResult("Linked savings account is Active", savingsAccountId != null && savingsStatus != null && savingsStatus == 300,
                         savingsAccountId == null ? "No linked savings account configured"
                                 : "Account #" + savingsAccountId + " — " + savingsStatusLabel(savingsStatus)));
@@ -541,6 +551,9 @@ public class ClerkShareWithdrawalRequestApiResource {
             final boolean settlementGlPresent = glAccountIdObj != null;
             checks.add(checkResult("Settlement GL Account recorded", settlementGlPresent,
                     settlementGlPresent ? glCodeOf(((Number) glAccountIdObj).longValue()) : "Missing"));
+        } else if (sundryOnlySettlement) {
+            checks.add(checkResult("Settlement destination recorded", true,
+                    "Share Sundry — the redemption stops there, so no fund source mapping is read"));
         } else {
             boolean glMappingOk = false;
             String glMappingDetail = "Linked savings account or settlement payment type missing — cannot check";
@@ -992,8 +1005,8 @@ public class ClerkShareWithdrawalRequestApiResource {
         // The purchase that issued the holding - type 500. Its unit price is what the member paid.
         final BigDecimal unitPrice = jdbcTemplate
                 .queryForList("""
-                        SELECT unit_price FROM m_share_account_transaction
-                         WHERE share_account_id = ? AND type_enum = 500 AND unit_price IS NOT NULL
+                        SELECT unit_price FROM m_share_account_transactions
+                         WHERE account_id = ? AND is_active = true AND type_enum = 500 AND unit_price IS NOT NULL
                          ORDER BY id DESC LIMIT 1
                         """, BigDecimal.class, shareAccountId)
                 .stream().findFirst().orElse(null);