CBSNexora/cbsnexora-backend
4
0
Fork 0
Code Issues Pull Requests Actions 2 Packages Projects Releases Wiki Activity

FINERACT-2347: Introduce classification field on loan transactions

Browse Source
This commit is contained in:
Jose Alberto Hernandez
2025-09-03 11:43:06 +02:00
committed by Adam Saghy
parent 9ba17bf79a
commit 65538495aa
27 changed files with 442 additions and 21 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-e2e-tests-runner/src/test/resources/features/LoanCapitalizedIncome.feature
+37
View File
@@ -7529,3 +7529,40 @@ Feature: Capitalized Income
When Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
# Available amount = 1200 - 900 - 300 - 0 = 0
Then Loan's available disbursement amount is "0.0"
@TestRailId:C4005
Scenario: Verify capitalized income transaction creation with classification field set
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
Then Loan status will be "ACTIVE"
When Admin sets the business date to "2 January 2024"
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount and "capitalized_income_transaction_classification" classification
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 0 | 01 January 2024 | 01 January 2024 | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 |
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 2 | 30 | 31 January 2024 | | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 225.0 | 0.0 | 0.0 | 775.0 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
| 01 January 2024 | Down Payment | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 675.0 | false |
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 775.0 | false |
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | 100.0 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
And Loan Transactions tab has a "Capitalized Income" transaction with date "02 January 2024" which has classification code value "capitalized_income_transaction_classification_value"
And Deferred Capitalized Income contains the following data:
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
| 100.0 | 0.0 | 100.0 | 0.0 | 0.0 |
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
And Loan Transactions tab has a "Capitalized Income Adjustment" transaction with date "02 January 2024" which has classification code value "capitalized_income_transaction_classification_value"