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FINERACT-2354: Second step - charge-off edge case of re-aging for Interest bearing loans - Default Behavior, interestRecalculation = true, without dueDate change

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mariiaKraievska
2025-10-29 13:30:38 +01:00
committed by Adam Saghy
parent 6386eb142b
commit 67e823f926
5 changed files with 338 additions and 4 deletions
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fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java
+3 -4
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@@ -571,7 +571,6 @@ public final class ProgressiveEMICalculator implements EMICalculator {
final LoanTransaction loanTransaction, final LoanApplicationTerms loanApplicationTerms, final MathContext mc) {
final LoanReAgeParameter loanReAgeParameter = loanTransaction.getLoanReAgeParameter();
final LocalDate reAgingStartDate = loanReAgeParameter.getStartDate();
final LocalDate transactionDate = loanTransaction.getTransactionDate();
final List<RepaymentPeriod> existingRepaymentPeriods = scheduleModel.repaymentPeriods();
moveOutstandingAmountsFromPeriodsBeforeReAging(existingRepaymentPeriods, reAgingStartDate);
@@ -579,7 +578,7 @@ public final class ProgressiveEMICalculator implements EMICalculator {
final LocalDate periodStartDate = calculateFirstReAgedPeriodStartDate(loanReAgeParameter);
final ProgressiveLoanInterestScheduleModel temporaryReAgedScheduleModel = generateTemporaryReAgedScheduleModel(loanApplicationTerms,
mc, periodStartDate, transactionDate);
mc, periodStartDate);
mergeNewInterestScheduleModelWithExistingOne(scheduleModel, temporaryReAgedScheduleModel, loanTransaction);
}
@@ -644,14 +643,14 @@ public final class ProgressiveEMICalculator implements EMICalculator {
*/
@NotNull
private ProgressiveLoanInterestScheduleModel generateTemporaryReAgedScheduleModel(final LoanApplicationTerms loanApplicationTerms,
final MathContext mc, final LocalDate periodStartDate, final LocalDate transactionDate) {
final MathContext mc, final LocalDate periodStartDate) {
final List<LoanScheduleModelRepaymentPeriod> expectedRepaymentPeriods = scheduledDateGenerator.generateRepaymentPeriods(mc,
periodStartDate, loanApplicationTerms, null);
final ProgressiveLoanInterestScheduleModel temporaryReAgedScheduleModel = generatePeriodInterestScheduleModel(
expectedRepaymentPeriods, loanApplicationTerms.toLoanProductRelatedDetailMinimumData(), null,
loanApplicationTerms.getInstallmentAmountInMultiplesOf(), mc);
addDisbursement(temporaryReAgedScheduleModel, EmiChangeOperation.disburse(transactionDate, loanApplicationTerms.getPrincipal()));
addDisbursement(temporaryReAgedScheduleModel, EmiChangeOperation.disburse(periodStartDate, loanApplicationTerms.getPrincipal()));
return temporaryReAgedScheduleModel;
}