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FINERACT-2308: Allow approval / disbursal above loan applied amount for multidisbursal progressive loan that does expect tranches

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mariiaKraievska
2025-08-01 15:44:43 +02:00
committed by Adam Saghy
parent cb4c66302a
commit 68bfd7a3f8
8 changed files with 210 additions and 11 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanProduct.feature
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@@ -251,3 +251,17 @@ Feature: LoanProduct
Then Loan Product response contains Buy Down Fees flag "false"
Then Loan Details response contains Buy Down Fees flag "false"
@TestRailId:C3884
Scenario: As a user I would like to verify multi-disburse loan product with over-applied amount and expected tranches can be created
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_PROGRESSIVE_ADV_PYMNT_INTEREST_RECALC_360_30_MULTIDISB_OVER_APPLIED_EXPECTED_TRANCHES | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2024 | 700.0 | 02 January 2024 | 300.0 |
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
Then Loan status will be "ACTIVE"
When Admin sets the business date to "2 January 2024"
And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "200" EUR transaction amount