diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanReschedule.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanReschedule.feature index d2b9bf285..a0fce1a0d 100644 --- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReschedule.feature +++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReschedule.feature @@ -939,6 +939,9 @@ Feature: LoanReschedule Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 2.93 | 0.0 | 0.0 | 102.93 | 0.0 | 0.0 | 0.0 | 102.93 | + And Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | When Admin creates and approves Loan reschedule with the following data: | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate | | 02 January 2024 | 01 January 2024 | | | | | 0 | @@ -954,6 +957,9 @@ Feature: LoanReschedule Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | + And Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | When Admin creates and approves Loan reschedule with the following data: | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate | | 03 January 2024 | 01 January 2024 | | | | | 10 | @@ -969,6 +975,9 @@ Feature: LoanReschedule Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 2.91 | 0.0 | 0.0 | 102.91 | 0.0 | 0.0 | 0.0 | 102.91 | + And Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | @TestRailId:C3883 Scenario: Create progressive loan with 0 percent interest then to 10 percent after first period @@ -991,6 +1000,9 @@ Feature: LoanReschedule Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | When Admin creates and approves Loan reschedule with the following data: | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate | | 02 February 2024 | 01 January 2024 | | | | | 10 | @@ -1006,3 +1018,75 @@ Feature: LoanReschedule Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 0.0 | 0.0 | 0.0 | 102.09 | + And Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | + + @TestRailId:C3885 + Scenario: Verify reschedule progressive loan interest rate to 0 after partial repayments + When Admin sets the business date to "1 January 2024" + When Admin creates a client with random data + When Admin creates a fully customized loan with the following data: + | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | + | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30 | 1 January 2024 | 100 | 10 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | + And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" + When Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount + When Admin sets the business date to "1 February 2024" + And Customer makes "AUTOPAY" repayment on "1 February 2024" with 17.16 EUR transaction amount + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.67 | 16.33 | 0.83 | 0.0 | 0.0 | 17.16 | 17.16 | 0.0 | 0.0 | 0.0 | + | 2 | 29 | 01 March 2024 | | 67.21 | 16.46 | 0.7 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 3 | 31 | 01 April 2024 | | 50.61 | 16.6 | 0.56 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 4 | 30 | 01 May 2024 | | 33.87 | 16.74 | 0.42 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 5 | 31 | 01 June 2024 | | 16.99 | 16.88 | 0.28 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 6 | 30 | 01 July 2024 | | 0.0 | 16.99 | 0.14 | 0.0 | 0.0 | 17.13 | 0.0 | 0.0 | 0.0 | 17.13 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 100.0 | 2.93 | 0.0 | 0.0 | 102.93 | 17.16 | 0.0 | 0.0 | 85.77 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | + | 01 February 2024 | Repayment | 17.16 | 16.33 | 0.83 | 0.0 | 0.0 | 83.67 | false | false | + When Admin sets the business date to "15 February 2024" + And Customer makes "AUTOPAY" repayment on "15 February 2024" with 8.58 EUR transaction amount + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.67 | 16.33 | 0.83 | 0.0 | 0.0 | 17.16 | 17.16 | 0.0 | 0.0 | 0.0 | + | 2 | 29 | 01 March 2024 | | 67.21 | 16.46 | 0.7 | 0.0 | 0.0 | 17.16 | 8.58 | 8.58 | 0.0 | 8.58 | + | 3 | 31 | 01 April 2024 | | 50.61 | 16.6 | 0.56 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 4 | 30 | 01 May 2024 | | 33.87 | 16.74 | 0.42 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 5 | 31 | 01 June 2024 | | 16.99 | 16.88 | 0.28 | 0.0 | 0.0 | 17.16 | 0.0 | 0.0 | 0.0 | 17.16 | + | 6 | 30 | 01 July 2024 | | 0.0 | 16.99 | 0.14 | 0.0 | 0.0 | 17.13 | 0.0 | 0.0 | 0.0 | 17.13 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 100.0 | 2.93 | 0.0 | 0.0 | 102.93 | 25.74 | 8.58 | 0.0 | 77.19 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | + | 01 February 2024 | Repayment | 17.16 | 16.33 | 0.83 | 0.0 | 0.0 | 83.67 | false | false | + | 15 February 2024 | Repayment | 8.58 | 8.58 | 0.0 | 0.0 | 0.0 | 75.09 | false | false | + When Admin creates and approves Loan reschedule with the following data: + | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate | + | 16 February 2024 | 15 February 2024 | | | | | 0 | + Then Loan Repayment schedule has 6 periods, with the following data for periods: + | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | + | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.67 | 16.33 | 0.83 | 0.0 | 0.0 | 17.16 | 17.16 | 0.0 | 0.0 | 0.0 | + | 2 | 29 | 01 March 2024 | | 67.21 | 16.46 | 0.34 | 0.0 | 0.0 | 16.8 | 8.58 | 8.58 | 0.0 | 8.22 | + | 3 | 31 | 01 April 2024 | | 50.41 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | + | 4 | 30 | 01 May 2024 | | 33.61 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | + | 5 | 31 | 01 June 2024 | | 16.81 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | 0.0 | 0.0 | 0.0 | 16.8 | + | 6 | 30 | 01 July 2024 | | 0.0 | 16.81 | 0.0 | 0.0 | 0.0 | 16.81 | 0.0 | 0.0 | 0.0 | 16.81 | + Then Loan Repayment schedule has the following data in Total row: + | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | + | 100.0 | 1.17 | 0.0 | 0.0 | 101.17 | 25.74 | 8.58 | 0.0 | 75.43 | + Then Loan Transactions tab has the following data: + | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | + | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | + | 01 February 2024 | Repayment | 17.16 | 16.33 | 0.83 | 0.0 | 0.0 | 83.67 | false | false | + | 15 February 2024 | Repayment | 8.58 | 8.58 | 0.0 | 0.0 | 0.0 | 75.09 | false | false | + +