diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java b/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
index ceaca5a84..d208bbd5d 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/api/LoansApiResource.java
@@ -97,11 +97,13 @@ public class LoansApiResource {
 				.retrieveLoanAccountDetails(loanId);
 		//LoanAccountData loanAccount = this.loanReadPlatformService.convertToData(loanBasicDetails);
 		
+		
+
+		Collection<LoanTransactionDatajpw> loanRepayments = this.loanReadPlatformService.retrieveLoanPayments(loanId);
 		Collection<LoanRepaymentPeriodDatajpw> repaymentSchedule = this.loanReadPlatformService.retrieveRepaymentSchedule(loanId);
 		
-		LoanAccountSummaryData summary = this.loanReadPlatformService.retrieveSummary(loanBasicDetails.getPrincipal(), repaymentSchedule);
+		LoanAccountSummaryData summary = this.loanReadPlatformService.retrieveSummary(loanBasicDetails.getPrincipal(), repaymentSchedule, loanRepayments);
 		
-		Collection<LoanTransactionDatajpw> loanRepayments = this.loanReadPlatformService.retrieveLoanPayments(loanId);
 		
 		LoanAccountData loanAccount = new LoanAccountData(loanBasicDetails, summary, repaymentSchedule, loanRepayments, null );
 
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformService.java b/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformService.java
index 1ef45f50b..650271b41 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformService.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformService.java
@@ -17,11 +17,12 @@ public interface LoanReadPlatformService {
 
 	Collection<LoanRepaymentPeriodDatajpw> retrieveRepaymentSchedule(Long loanId);
 
-	LoanAccountSummaryData retrieveSummary(MoneyData principal,
-			Collection<LoanRepaymentPeriodDatajpw> repaymentSchedule);
-
 	Collection<LoanTransactionDatajpw> retrieveLoanPayments(Long loanId);
 
+	LoanAccountSummaryData retrieveSummary(MoneyData principal,
+			Collection<LoanRepaymentPeriodDatajpw> repaymentSchedule,
+			Collection<LoanTransactionDatajpw> loanRepayments);
+
 	NewLoanData retrieveClientAndProductDetails(Long clientId, Long productId);
 
 	LoanTransactionData retrieveNewLoanRepaymentDetails(Long loanId);
diff --git a/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformServiceImpl.java b/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformServiceImpl.java
index c7c092729..201c102d6 100644
--- a/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformServiceImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosng/platform/loan/service/LoanReadPlatformServiceImpl.java
@@ -115,7 +115,7 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
 
 	@Override
 	public LoanAccountSummaryData retrieveSummary(MoneyData principal,
-			Collection<LoanRepaymentPeriodDatajpw> repaymentSchedule) {
+			Collection<LoanRepaymentPeriodDatajpw> repaymentSchedule, Collection<LoanTransactionDatajpw> loanRepayments) {
 
 		CurrencyData currencyData = new CurrencyData(
 				principal.getCurrencyCode(), principal.getDefaultName(),
@@ -158,7 +158,16 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
 		}
 
 		totalInArrears = BigDecimal.TEN;
-		totalWaived = BigDecimal.ONE;
+		
+		
+		Long waiverType = (long) 4;
+		for (LoanTransactionDatajpw loanRepayment : loanRepayments) {
+			Long transactionType = loanRepayment.getTransactionType().getId();
+			if (transactionType.equals(waiverType)) {
+				totalWaived = totalWaived.add(loanRepayment.getTotal().getAmount());
+			}
+
+		}
 
 		return new LoanAccountSummaryData(MoneyData.of(currencyData,
 				originalPrincipal), MoneyData.of(currencyData, principalPaid),