From 89487a8ace3a43a2e447b15c669c2b829944af01 Mon Sep 17 00:00:00 2001
From: Satish11012007 <satish19625418@gmail.com>
Date: Tue, 17 Feb 2026 23:55:56 +0530
Subject: [PATCH] FINERACT-1266: Fix potential NPE in
 determineInterestPostingPeriods

---
 .../fineract/portfolio/savings/domain/SavingsHelper.java       | 3 +++
 1 file changed, 3 insertions(+)

diff --git a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
index e0391a3ae..0d31101e5 100644
--- a/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
+++ b/fineract-core/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsHelper.java
@@ -57,6 +57,9 @@ public final class SavingsHelper {
             return postingPeriods;
         }
 
+        if (postInterestAsOn == null) {
+            postInterestAsOn = Collections.emptyList();
+        }
         LocalDate periodStartDate = startInterestCalculationLocalDate;
         LocalDate periodEndDate = periodStartDate;
         LocalDate actualPeriodStartDate = periodStartDate;