diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
index 2f1d19d5b..025d86582 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
@@ -48,7 +48,6 @@ import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
 import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
 import org.apache.fineract.infrastructure.core.exception.GeneralPlatformDomainRuleException;
 import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
-import org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
 import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.infrastructure.event.business.domain.deposit.FixedDepositAccountCreateBusinessEvent;
 import org.apache.fineract.infrastructure.event.business.domain.deposit.RecurringDepositAccountCreateBusinessEvent;
@@ -184,16 +183,8 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
             final FixedDepositAccount account = (FixedDepositAccount) this.depositAccountAssembler.assembleFrom(command, submittedBy,
                     DepositAccountType.FIXED_DEPOSIT);
 
-            if (account.getClient() != null && account.productId() != null) {
-                long existingCount = this.savingAccountRepository.countActiveAccountsByClientAndProduct(
-                        account.getClient().getId(), account.productId());
-                if (existingCount > 0) {
-                    throw new PlatformDataIntegrityException(
-                            "error.msg.savings.account.duplicate.product.for.client",
-                            "Client already has an active Fixed Deposit account with the same product.",
-                            "productId", account.productId());
-                }
-            }
+            // A client may hold any number of Fixed Deposits on the same product, even while an earlier one is
+            // still active, so there is deliberately no one-active-account-per-product check here.
 
             final MathContext mc = MathContext.DECIMAL64;
             final boolean isPreMatureClosure = false;
@@ -269,16 +260,8 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
             final RecurringDepositAccount account = (RecurringDepositAccount) this.depositAccountAssembler.assembleFrom(command,
                     submittedBy, DepositAccountType.RECURRING_DEPOSIT);
 
-            if (account.getClient() != null && account.productId() != null) {
-                long existingCount = this.savingAccountRepository.countActiveAccountsByClientAndProduct(
-                        account.getClient().getId(), account.productId());
-                if (existingCount > 0) {
-                    throw new PlatformDataIntegrityException(
-                            "error.msg.savings.account.duplicate.product.for.client",
-                            "Client already has an active Recurring Deposit account with the same product.",
-                            "productId", account.productId());
-                }
-            }
+            // A client may hold any number of Recurring Deposits on the same product, even while an earlier one
+            // is still active, so there is deliberately no one-active-account-per-product check here.
 
             this.savingsAccountAssembler.applyCbsFields(command, command.parsedJson(), account);