FINERACT-2081: Loan account summary interest refund field

This commit is contained in:
Jose Alberto Hernandez
2024-07-29 09:49:11 +02:00
committed by Adam Saghy
parent b1798a66df
commit 8d43565b09
10 changed files with 260 additions and 58 deletions
@@ -4836,6 +4836,67 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
});
}
// UC146: Validate totalInterestRefund using Advanced payment allocation with Interest Refund options
// 1. Create a Loan product with Adv. Pment. Alloc. and with Accrual and Interest Refund
// 2. Submit, Approve and Disburse a Loan account
// 3. Apply the MERCHANT_ISSUED_REFUND tranasaction to validate totalInterestRefund different than Zero
@Test
public void uc146() {
AtomicLong createdLoanId = new AtomicLong();
runAt("1 January 2024", () -> {
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
final ArrayList<String> interestRefundTypes = new ArrayList<String>();
interestRefundTypes.add("PAYOUT_REFUND");
interestRefundTypes.add("MERCHANT_ISSUED_REFUND");
PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
.interestRatePerPeriod(12.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS).interestRateFrequencyType(YEARS)
.daysInMonthType(DaysInMonthType.ACTUAL.getValue()).daysInYearType(DaysInYearType.DAYS_365.getValue())
.numberOfRepayments(4)//
.repaymentEvery(5)//
.repaymentFrequencyType(0L)//
.allowPartialPeriodInterestCalcualtion(false)//
.multiDisburseLoan(false)//
.disallowExpectedDisbursements(null)//
.allowApprovedDisbursedAmountsOverApplied(null)//
.overAppliedCalculationType(null)//
.overAppliedNumber(null)//
.installmentAmountInMultiplesOf(null)//
.supportedInterestRefundTypes(interestRefundTypes) //
;//
PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductResponse.getResourceId(), "1 January 2024", 1000.0,
4);
applicationRequest = applicationRequest.interestCalculationPeriodType(DAYS)
.transactionProcessingStrategyCode(LoanProductTestBuilder.ADVANCED_PAYMENT_ALLOCATION_STRATEGY);
PostLoansResponse loanResponse = loanTransactionHelper.applyLoan(applicationRequest);
createdLoanId.set(loanResponse.getLoanId());
loanTransactionHelper.approveLoan(loanResponse.getLoanId(),
new PostLoansLoanIdRequest().approvedLoanAmount(BigDecimal.valueOf(1000.0)).dateFormat(DATETIME_PATTERN)
.approvedOnDate("1 January 2024").locale("en"));
loanTransactionHelper.disburseLoan(loanResponse.getLoanId(),
new PostLoansLoanIdRequest().actualDisbursementDate("1 January 2024").dateFormat(DATETIME_PATTERN)
.transactionAmount(BigDecimal.valueOf(1000.0)).locale("en"));
// After Disbursement we are expecting zero interest refund
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanResponse.getLoanId());
assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
});
runAt("10 January 2024", () -> {
loanTransactionHelper.makeMerchantIssuedRefund(createdLoanId.get(), new PostLoansLoanIdTransactionsRequest()
.dateFormat(DATETIME_PATTERN).transactionDate("10 January 2024").locale("en").transactionAmount(300.0));
// After Interest refund transaction we are expecting non zero interest refund
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
LOG.info("value {}", loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
});
}
private Long applyAndApproveLoanProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(Long clientId, Long loanProductId,
Integer numberOfRepayments, String loanDisbursementDate, double amount) {
LOG.info("------------------------------APPLY AND APPROVE LOAN ---------------------------------------");
@@ -31,6 +31,7 @@ import java.time.format.DateTimeFormatter;
import java.time.format.DateTimeFormatterBuilder;
import java.util.HashMap;
import java.util.UUID;
import lombok.extern.slf4j.Slf4j;
import org.apache.fineract.client.models.GetDelinquencyBucketsResponse;
import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
@@ -52,12 +53,11 @@ import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
@Slf4j
@ExtendWith(LoanTestLifecycleExtension.class)
public class LoanTransactionSummaryTest {
private ResponseSpecification responseSpec;
private ResponseSpecification responseSpecErr400;
private ResponseSpecification responseSpecErr503;
private RequestSpecification requestSpec;
private ClientHelper clientHelper;
private LoanTransactionHelper loanTransactionHelper;
@@ -69,8 +69,6 @@ public class LoanTransactionSummaryTest {
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.responseSpecErr400 = new ResponseSpecBuilder().expectStatusCode(400).build();
this.responseSpecErr503 = new ResponseSpecBuilder().expectStatusCode(503).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec);
}
@@ -86,13 +84,14 @@ public class LoanTransactionSummaryTest {
delinquencyBucketId);
// Client and Loan account creation
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
log.info("Client Id {}", clientId);
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper,
delinquencyBucketId);
assertNotNull(getLoanProductsProductResponse);
final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
log.info("Loan Id {}", loanId);
// make Repayments
final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,