FINERACT-1806: Reverse-replay logic for Charge-off transaction

This commit is contained in:
Adam Saghy
2023-06-23 08:46:52 +02:00
parent df39965483
commit 90c10a5ade
3 changed files with 113 additions and 166 deletions
@@ -189,7 +189,7 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
loanTransaction.updateLoanTransactionToRepaymentScheduleMappings(
newLoanTransaction.getLoanTransactionToRepaymentScheduleMappings());
} else {
createNewTransactionIfNecessary(loanTransaction, newLoanTransaction, currency, changedTransactionDetail);
createNewTransaction(loanTransaction, newLoanTransaction, changedTransactionDetail);
}
}
@@ -204,6 +204,8 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
} else if (loanTransaction.isChargeback()) {
recalculateCreditTransaction(changedTransactionDetail, loanTransaction, currency, installments, transactionsToBeProcessed);
reprocessChargebackTransactionRelation(changedTransactionDetail, transactionsToBeProcessed);
} else if (loanTransaction.isChargeOff()) {
recalculateChargeOffTransaction(changedTransactionDetail, loanTransaction, currency, installments);
}
}
reprocessInstallments(installments, currency);
@@ -211,6 +213,30 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
return changedTransactionDetail;
}
private void recalculateChargeOffTransaction(ChangedTransactionDetail changedTransactionDetail, LoanTransaction loanTransaction,
MonetaryCurrency currency, List<LoanRepaymentScheduleInstallment> installments) {
final LoanTransaction newLoanTransaction = LoanTransaction.copyTransactionProperties(loanTransaction);
newLoanTransaction.resetDerivedComponents();
// determine how much is outstanding total and breakdown for principal, interest and charges
Money principalPortion = Money.zero(currency);
Money interestPortion = Money.zero(currency);
Money feeChargesPortion = Money.zero(currency);
Money penaltychargesPortion = Money.zero(currency);
for (final LoanRepaymentScheduleInstallment currentInstallment : installments) {
if (currentInstallment.isNotFullyPaidOff()) {
principalPortion = principalPortion.plus(currentInstallment.getPrincipalOutstanding(currency));
interestPortion = interestPortion.plus(currentInstallment.getInterestOutstanding(currency));
feeChargesPortion = feeChargesPortion.plus(currentInstallment.getFeeChargesOutstanding(currency));
penaltychargesPortion = penaltychargesPortion.plus(currentInstallment.getPenaltyChargesCharged(currency));
}
}
newLoanTransaction.updateComponentsAndTotal(principalPortion, interestPortion, feeChargesPortion, penaltychargesPortion);
if (!LoanTransaction.transactionAmountsMatch(currency, loanTransaction, newLoanTransaction)) {
createNewTransaction(loanTransaction, newLoanTransaction, changedTransactionDetail);
}
}
private void reprocessChargebackTransactionRelation(ChangedTransactionDetail changedTransactionDetail,
List<LoanTransaction> transactionsToBeProcessed) {
@@ -260,7 +286,9 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
List<LoanTransaction> mergedList = getMergedTransactionList(transactionsToBeProcessed, changedTransactionDetail);
Money overpaidAmount = calculateOverpaidAmount(loanTransaction, mergedList, installments, currency);
processCreditTransaction(newLoanTransaction, overpaidAmount, currency, installments);
createNewTransactionIfNecessary(loanTransaction, newLoanTransaction, currency, changedTransactionDetail);
if (!LoanTransaction.transactionAmountsMatch(currency, loanTransaction, newLoanTransaction)) {
createNewTransaction(loanTransaction, newLoanTransaction, changedTransactionDetail);
}
}
private List<LoanTransaction> getMergedTransactionList(List<LoanTransaction> transactionList,
@@ -270,17 +298,16 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
return mergedList;
}
private void createNewTransactionIfNecessary(LoanTransaction loanTransaction, LoanTransaction newLoanTransaction,
MonetaryCurrency currency, ChangedTransactionDetail changedTransactionDetail) {
if (!LoanTransaction.transactionAmountsMatch(currency, loanTransaction, newLoanTransaction)) {
loanTransaction.reverse();
loanTransaction.updateExternalId(null);
newLoanTransaction.copyLoanTransactionRelations(loanTransaction.getLoanTransactionRelations());
// Adding Replayed relation from newly created transaction to reversed transaction
newLoanTransaction.getLoanTransactionRelations().add(LoanTransactionRelation.linkToTransaction(newLoanTransaction,
loanTransaction, LoanTransactionRelationTypeEnum.REPLAYED));
changedTransactionDetail.getNewTransactionMappings().put(loanTransaction.getId(), newLoanTransaction);
}
private void createNewTransaction(LoanTransaction loanTransaction, LoanTransaction newLoanTransaction,
ChangedTransactionDetail changedTransactionDetail) {
loanTransaction.reverse();
loanTransaction.updateExternalId(null);
newLoanTransaction.copyLoanTransactionRelations(loanTransaction.getLoanTransactionRelations());
// Adding Replayed relation from newly created transaction to reversed transaction
newLoanTransaction.getLoanTransactionRelations().add(
LoanTransactionRelation.linkToTransaction(newLoanTransaction, loanTransaction, LoanTransactionRelationTypeEnum.REPLAYED));
changedTransactionDetail.getNewTransactionMappings().put(loanTransaction.getId(), newLoanTransaction);
}
private Money calculateOverpaidAmount(LoanTransaction loanTransaction, List<LoanTransaction> transactions,