keep running tab on overdue amount for each period of repayment schedule, determine arrears from this based on loans arrears tolerance setting, ensure repaymentSchedule from retrieve loan has charges correctly included for disbursement period.
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ALTER TABLE `m_loan`
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DROP COLUMN `total_charges_due_at_disbursement_derived`,
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ADD COLUMN `total_charges_due_at_disbursement_derived` decimal(19,6) DEFAULT NULL AFTER `interest_rebate_amount`;
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