MIFOSX-1398,MIFOSX-1403

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/AccountingScenarioIntegrationTest.java

@@ -422,7 +422,7 @@ public class AccountingScenarioIntegrationTest {
         final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
         final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
         final String EXPECTED_FIRST_DEPOSIT_ON_DATE = dateFormat.format(todaysDate.getTime());
-        
+
         Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
         Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
         Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
@@ -432,7 +432,8 @@ public class AccountingScenarioIntegrationTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer recurringDepositProductId = createRecurringDepositProduct(VALID_FROM, VALID_TO, assetAccount, liabilityAccount, incomeAccount, expenseAccount);
+        Integer recurringDepositProductId = createRecurringDepositProduct(VALID_FROM, VALID_TO, assetAccount, liabilityAccount,
+                incomeAccount, expenseAccount);
         Assert.assertNotNull(recurringDepositProductId);
 
         Integer recurringDepositAccountId = applyForRecurringDepositApplication(clientId.toString(), recurringDepositProductId.toString(),
@@ -450,23 +451,26 @@ public class AccountingScenarioIntegrationTest {
         recurringDepositAccountStatusHashMap = this.recurringDepositAccountHelper.activateRecurringDeposit(recurringDepositAccountId,
                 ACTIVATION_DATE);
         RecurringDepositAccountStatusChecker.verifyRecurringDepositIsActive(recurringDepositAccountStatusHashMap);
-        
+
-        HashMap recurringDepositAccountData = this.recurringDepositAccountHelper.getRecurringDepositAccountById(this.requestSpec, this.responseSpec, recurringDepositAccountId);
+        HashMap recurringDepositAccountData = this.recurringDepositAccountHelper.getRecurringDepositAccountById(this.requestSpec,
+                this.responseSpec, recurringDepositAccountId);
         Float depositAmount = (Float) recurringDepositAccountData.get("mandatoryRecommendedDepositAmount");
-        
+
-        Integer depositTransactionId = this.recurringDepositAccountHelper.depositToRecurringDepositAccount(recurringDepositAccountId, depositAmount, EXPECTED_FIRST_DEPOSIT_ON_DATE);
+        Integer depositTransactionId = this.recurringDepositAccountHelper.depositToRecurringDepositAccount(recurringDepositAccountId,
+                depositAmount, EXPECTED_FIRST_DEPOSIT_ON_DATE);
         Assert.assertNotNull(depositTransactionId);
-        
+
-     // Checking initial Journal entries after Activation.
+        // Checking initial Journal entries after Activation.
         final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
         final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
         this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, EXPECTED_FIRST_DEPOSIT_ON_DATE, assetAccountInitialEntry);
-        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, EXPECTED_FIRST_DEPOSIT_ON_DATE, liablilityAccountInitialEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, EXPECTED_FIRST_DEPOSIT_ON_DATE,
+                liablilityAccountInitialEntry);
 
         Integer interestPostingTransactionId = this.recurringDepositAccountHelper
                 .postInterestForRecurringDeposit(recurringDepositAccountId);
         Assert.assertNotNull(interestPostingTransactionId);
-        
+
         HashMap accountSummary = this.recurringDepositAccountHelper.getRecurringDepositSummary(recurringDepositAccountId);
         Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
 
@@ -508,8 +512,7 @@ public class AccountingScenarioIntegrationTest {
         System.out.println("------------------------------CREATING NEW RECURRING DEPOSIT PRODUCT ---------------------------------------");
         RecurringDepositProductHelper recurringDepositProductHelper = new RecurringDepositProductHelper(this.requestSpec, this.responseSpec);
         final String recurringDepositProductJSON = recurringDepositProductHelper //
-                .withAccountingRuleAsCashBased(accounts)
+                .withAccountingRuleAsCashBased(accounts).build(validFrom, validTo);
-                .build(validFrom, validTo);
         return RecurringDepositProductHelper.createRecurringDepositProduct(recurringDepositProductJSON, requestSpec, responseSpec);
     }
 
@@ -568,7 +571,8 @@ public class AccountingScenarioIntegrationTest {
         final float FIRST_PRINCIPAL = 2000.0f;
         final float FEE_PORTION = 0.0f;
         final float PENALTY_PORTION = 0.0f;
-        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[1]), FIRST_INTEREST, FEE_PORTION, PENALTY_PORTION, loanID);
+        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[1]), FIRST_INTEREST,
+                FEE_PORTION, PENALTY_PORTION, loanID);
         this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], this.REPAYMENT_AMOUNT[1], loanID);
         float expected_value = this.LP_PRINCIPAL - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, expected_value, loanID);
@@ -584,19 +588,23 @@ public class AccountingScenarioIntegrationTest {
         final float SECOND_AND_THIRD_INTEREST = 400.0f;
         final float SECOND_PRINCIPAL = this.REPAYMENT_AMOUNT[2] - SECOND_AND_THIRD_INTEREST;
         expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
-        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[2]), FIRST_INTEREST, FEE_PORTION, PENALTY_PORTION, loanID);
+        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[2]), FIRST_INTEREST,
-        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[3]), FIRST_INTEREST, FEE_PORTION, PENALTY_PORTION, loanID);
+                FEE_PORTION, PENALTY_PORTION, loanID);
+        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[3]), FIRST_INTEREST,
+                FEE_PORTION, PENALTY_PORTION, loanID);
         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(2, expected_value, loanID);
         final JournalEntry[] assetAccountSecondEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[2], JournalEntry.TransactionType.DEBIT),
                 new JournalEntry(SECOND_AND_THIRD_INTEREST, JournalEntry.TransactionType.CREDIT),
                 new JournalEntry(SECOND_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
         this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[2], assetAccountSecondEntry);
         System.out.println("Repayment 2 Done ......");
-        
+
         // WAIVE INTEREST
         System.out.println("Waive Interest  ......");
-        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[4]), FIRST_INTEREST, FEE_PORTION, PENALTY_PORTION, loanID);
+        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[4]), FIRST_INTEREST,
-        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[5]), FIRST_INTEREST, FEE_PORTION, PENALTY_PORTION, loanID);
+                FEE_PORTION, PENALTY_PORTION, loanID);
+        this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[5]), FIRST_INTEREST,
+                FEE_PORTION, PENALTY_PORTION, loanID);
         this.loanTransactionHelper.waiveInterest(this.REPAYMENT_DATE[4], this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
 
         final JournalEntry waivedEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.CREDIT);
@@ -605,7 +613,7 @@ public class AccountingScenarioIntegrationTest {
         final JournalEntry expenseJournalEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.DEBIT);
         this.journalEntryHelper.checkJournalEntryForExpenseAccount(expenseAccount, this.REPAYMENT_DATE[4], expenseJournalEntry);
         System.out.println("Waive Interest Done......");
-        
+
         // REPAYMENT 3
         System.out.println("Repayment 3 ......");
         this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[3], this.REPAYMENT_AMOUNT[3], loanID);
@@ -646,7 +654,7 @@ public class AccountingScenarioIntegrationTest {
                 .build(null);
         return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
     }
-    
+
     @Test
     public void checkCashBasedAccountingFlow() {
         final Account assetAccount = this.accountHelper.createAssetAccount();
@@ -677,7 +685,7 @@ public class AccountingScenarioIntegrationTest {
         final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
                 new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT) };
         this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.EXPECTED_DISBURSAL_DATE, assetAccountInitialEntry);
-        
+
         // MAKE 1
         System.out.println("Repayment 1 ......");
         this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], this.REPAYMENT_AMOUNT[1], loanID);
@@ -707,15 +715,15 @@ public class AccountingScenarioIntegrationTest {
         this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, this.REPAYMENT_DATE[2], new JournalEntry(
                 SECOND_AND_THIRD_INTEREST, JournalEntry.TransactionType.CREDIT));
         System.out.println("Repayment 2 Done ......");
-        
+
         // WAIVE INTEREST
         System.out.println("Waive Interest  ......");
-        Integer transactionId = this.loanTransactionHelper.waiveInterestAndReturnTransactionId(this.REPAYMENT_DATE[4], this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
+        Integer transactionId = this.loanTransactionHelper.waiveInterestAndReturnTransactionId(this.REPAYMENT_DATE[4],
-        // waive of fees and interest are not considered in cash based accounting, 
+                this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
-        this.journalEntryHelper.ensureNoAccountingTransactionsWithTransactionId("L"+transactionId);
+        // waive of fees and interest are not considered in cash based
-        
+        // accounting,
-        
+        this.journalEntryHelper.ensureNoAccountingTransactionsWithTransactionId("L" + transactionId);
-        
+
         // REPAYMENT 3
         System.out.println("Repayment 3 ......");
         this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[3], this.REPAYMENT_AMOUNT[3], loanID);
@@ -725,7 +733,7 @@ public class AccountingScenarioIntegrationTest {
         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(3, expected_value, loanID);
         this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[3], assetAccountThirdEntry);
         System.out.println("Repayment 3 Done ......");
-        
+
         // REPAYMENT 4
         System.out.println("Repayment 4 ......");
         this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[4], this.REPAYMENT_AMOUNT[4], loanID);
@@ -746,14 +754,13 @@ public class AccountingScenarioIntegrationTest {
         this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[5], assetAccountFifthEntry);
         System.out.println("Repayment 5 Done  ......");
     }
-    
+
     private Integer createLoanProductWithCashBasedAccountingEnabled(final Account... accounts) {
         System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
         final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(this.LP_PRINCIPAL.toString()).withRepaymentTypeAsMonth()
                 .withRepaymentAfterEvery(this.LP_REPAYMENT_PERIOD).withNumberOfRepayments(this.LP_REPAYMENTS).withRepaymentTypeAsMonth()
                 .withinterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
-                .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRuleAsCashBased(accounts)
+                .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRuleAsCashBased(accounts).build(null);
-                .build(null);
         return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
     }
 

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/ClientSavingsIntegrationTest.java

@@ -60,8 +60,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -101,8 +104,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = "5000";
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -135,15 +141,21 @@ public class ClientSavingsIntegrationTest {
 
     }
 
+    @SuppressWarnings("unchecked")
     @Test
     public void testSavingsAccount_CLOSE_APPLICATION() {
         this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
+        final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(400).build();
+        final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, errorResponse);
 
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
-
+        final String minRequiredBalance = "1000.0";
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, null, minBalanceForInterestCalculation);
+        final String enforceMinRequiredBalance = "true";
+        final boolean allowOverdraft = false;
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -158,7 +170,14 @@ public class ClientSavingsIntegrationTest {
         savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
         SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
 
-        savingsStatusHashMap = this.savingsAccountHelper.closeSavingsAccount(savingsId);
+        String withdrawBalance = "false";
+        ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.closeSavingsAccountAndGetBackRequiredField(
+                savingsId, withdrawBalance, CommonConstants.RESPONSE_ERROR);
+        assertEquals("validation.msg.savingsaccount.close.results.in.balance.not.zero",
+                savingsAccountErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
+
+        withdrawBalance = "true";
+        savingsStatusHashMap =  this.savingsAccountHelper.closeSavingsAccount(savingsId, withdrawBalance);
         SavingsStatusChecker.verifySavingsAccountIsClosed(savingsStatusHashMap);
     }
 
@@ -173,7 +192,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, null, minBalanceForInterestCalculation);
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -212,8 +235,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -254,8 +280,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -279,8 +308,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -374,8 +406,11 @@ public class ClientSavingsIntegrationTest {
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
         final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = false;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -502,8 +537,11 @@ public class ClientSavingsIntegrationTest {
          * enabled
          */
         final String zeroOpeningBalance = "0.0";
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final boolean allowOverdraft = true;
         final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, zeroOpeningBalance,
-                minBalanceForInterestCalculation);
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
         Assert.assertNotNull(savingsProductID);
 
         /***
@@ -617,16 +655,22 @@ public class ClientSavingsIntegrationTest {
     }
 
     private Integer createSavingsProduct(final RequestSpecification requestSpec, final ResponseSpecification responseSpec,
-            final String minOpenningBalance, String minBalanceForInterestCalculation) {
+            final String minOpenningBalance, String minBalanceForInterestCalculation, String minRequiredBalance,
+            String enforceMinRequiredBalance, final boolean allowOverdraft) {
         System.out.println("------------------------------CREATING NEW SAVINGS PRODUCT ---------------------------------------");
         SavingsProductHelper savingsProductHelper = new SavingsProductHelper();
-        final String overDraftLimit = "2000.0";
+        if (allowOverdraft) {
+            final String overDraftLimit = "2000.0";
+            savingsProductHelper = savingsProductHelper.withOverDraft(overDraftLimit);
+        }
+        
         final String savingsProductJSON = savingsProductHelper //
                 .withInterestCompoundingPeriodTypeAsDaily() //
                 .withInterestPostingPeriodTypeAsMonthly() //
                 .withInterestCalculationPeriodTypeAsDailyBalance() //
                 .withMinBalanceForInterestCalculation(minBalanceForInterestCalculation)//
-                .withOverDraft(overDraftLimit)
+                .withMinRequiredBalance(minRequiredBalance)
+                .withEnforceMinRequiredBalance(enforceMinRequiredBalance)
                 .withMinimumOpenningBalance(minOpenningBalance).build();
         return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
     }

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/FixedDepositTest.java

@@ -18,11 +18,16 @@ import org.joda.time.Months;
 import org.junit.Assert;
 import org.junit.Before;
 import org.junit.Test;
+import org.mifosplatform.accounting.common.AccountingConstants.FINANCIAL_ACTIVITY;
 import org.mifosplatform.integrationtests.common.ClientHelper;
 import org.mifosplatform.integrationtests.common.CommonConstants;
 import org.mifosplatform.integrationtests.common.Utils;
 import org.mifosplatform.integrationtests.common.accounting.Account;
 import org.mifosplatform.integrationtests.common.accounting.AccountHelper;
+import org.mifosplatform.integrationtests.common.accounting.FinancialActivityAccountHelper;
+import org.mifosplatform.integrationtests.common.accounting.JournalEntry;
+import org.mifosplatform.integrationtests.common.accounting.JournalEntryHelper;
+import org.mifosplatform.integrationtests.common.accounting.Account.AccountType;
 import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositAccountHelper;
 import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositAccountStatusChecker;
 import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositProductHelper;
@@ -46,6 +51,8 @@ public class FixedDepositTest {
     private FixedDepositAccountHelper fixedDepositAccountHelper;
     private AccountHelper accountHelper;
     private SavingsAccountHelper savingsAccountHelper;
+    private JournalEntryHelper journalEntryHelper;
+    private FinancialActivityAccountHelper financialActivityAccountHelper;
 
     public static final String WHOLE_TERM = "1";
     public static final String TILL_PREMATURE_WITHDRAWAL = "2";
@@ -59,6 +66,9 @@ public class FixedDepositTest {
     private static final String DAYS_360 = "360";
     private static final String DAYS_365 = "365";
 
+    private static final String NONE = "1";
+    private static final String CASH_BASED = "2";
+
     public static final String MINIMUM_OPENING_BALANCE = "1000.0";
     public static final String ACCOUNT_TYPE_INDIVIDUAL = "INDIVIDUAL";
     public static final String CLOSURE_TYPE_WITHDRAW_DEPOSIT = "100";
@@ -77,17 +87,31 @@ public class FixedDepositTest {
         this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
         this.requestSpec.header("X-Mifos-Platform-TenantId", "default");
         this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
+        this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec);
     }
 
+    /***
+     * Test case for Fixed Deposit Account premature closure with
+     * transaction type withdrawal and Cash Based accounting enabled
+     */
     @Test
     public void testFixedDepositAccountWithPrematureClosureTypeWithdrawal() {
         this.fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
         this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
         this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
         this.fixedDepositAccountHelper = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec);
+        
+        /***
+         * Create GL Accounts for product account mapping
+         */
+        final Account assetAccount = this.accountHelper.createAssetAccount();
+        final Account incomeAccount = this.accountHelper.createIncomeAccount();
+        final Account expenseAccount = this.accountHelper.createExpenseAccount();
+        final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
 
         DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
         DateFormat monthDayFormat = new SimpleDateFormat("dd MMM");
+        DateFormat currentDateFormat = new SimpleDateFormat("dd");
 
         Calendar todaysDate = Calendar.getInstance();
         todaysDate.add(Calendar.MONTH, -3);
@@ -101,15 +125,28 @@ public class FixedDepositTest {
         final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
         final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
         final String MONTH_DAY = monthDayFormat.format(todaysDate.getTime());
-        todaysDate.add(Calendar.MONTH, 1);
+
-        final String CLOSED_ON_DATE = dateFormat.format(todaysDate.getTime());
+        Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
+        Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
+        Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
+        todaysDate.add(Calendar.DATE, numberOfDaysLeft);
+        final String INTEREST_POSTED_DATE = dateFormat.format(todaysDate.getTime());
+        final String CLOSED_ON_DATE = dateFormat.format(Calendar.getInstance().getTime());
 
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        /***
+         * Create FD product with CashBased accounting enabled
+         */
+        final String accountingRule = CASH_BASED;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule, assetAccount, liabilityAccount,
+                incomeAccount, expenseAccount);
         Assert.assertNotNull(fixedDepositProductId);
 
+        /***
+         * Apply for FD account with created product and verify status
+         */
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
                 VALID_TO, SUBMITTED_ON_DATE, WHOLE_TERM);
         Assert.assertNotNull(fixedDepositAccountId);
@@ -118,18 +155,57 @@ public class FixedDepositTest {
                 this.responseSpec, fixedDepositAccountId.toString());
         FixedDepositAccountStatusChecker.verifyFixedDepositIsPending(fixedDepositAccountStatusHashMap);
 
+        /***
+         * Approve the FD account and verify whether account is approved
+         */
         fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.approveFixedDeposit(fixedDepositAccountId, APPROVED_ON_DATE);
         FixedDepositAccountStatusChecker.verifyFixedDepositIsApproved(fixedDepositAccountStatusHashMap);
 
+        /***
+         * Activate the FD Account and verify whether account is activated
+         */
         fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.activateFixedDeposit(fixedDepositAccountId, ACTIVATION_DATE);
         FixedDepositAccountStatusChecker.verifyFixedDepositIsActive(fixedDepositAccountStatusHashMap);
+        
+        HashMap accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
 
+        Float depositAmount = (Float) accountSummary.get("totalDeposits");
+        
+        /***
+         * Verify journal entries posted for initial deposit transaction which
+         * happened at activation time
+         */
+        final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, ACTIVATION_DATE, assetAccountInitialEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, ACTIVATION_DATE, liablilityAccountInitialEntry);
+
+        /***
+         * Update interest earned of FD account
+         */
         fixedDepositAccountId = this.fixedDepositAccountHelper.calculateInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(fixedDepositAccountId);
 
+        /***
+         * Post interest and verify the account summary
+         */
         Integer transactionIdForPostInterest = this.fixedDepositAccountHelper.postInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(transactionIdForPostInterest);
+        
+        accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+        Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
 
+        /***
+         * Verify journal entries transactions for interest posting transaction
+         */
+        final JournalEntry[] expenseAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(expenseAccount, INTEREST_POSTED_DATE, expenseAccountEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, INTEREST_POSTED_DATE, liablilityAccountEntry);
+
+        /***
+         * Preclose the FD account verify whether account is preClosed
+         */
         HashMap fixedDepositPrematureData = this.fixedDepositAccountHelper.calculatePrematureAmountForFixedDeposit(fixedDepositAccountId,
                 CLOSED_ON_DATE);
 
@@ -141,17 +217,42 @@ public class FixedDepositTest {
                 this.responseSpec, fixedDepositAccountId.toString());
         FixedDepositAccountStatusChecker.verifyFixedDepositAccountIsPrematureClosed(fixedDepositAccountStatusHashMap);
 
+        /***
+         * Verify journal entry transactions for preclosure transaction
+         */
+        HashMap accountDetails = this.fixedDepositAccountHelper.getFixedDepositAccountById(this.requestSpec, this.responseSpec,
+                fixedDepositAccountId);
+        Float maturityAmount = Float.valueOf(accountDetails.get("maturityAmount").toString());
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, CLOSED_ON_DATE, new JournalEntry(maturityAmount,
+                JournalEntry.TransactionType.CREDIT));
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, CLOSED_ON_DATE, new JournalEntry(maturityAmount,
+                JournalEntry.TransactionType.DEBIT));
+
     }
 
+    /***
+     * Test case for FD Account premature closure with transaction transfers to
+     * savings account and Cash Based accounting enabled
+     */
     @Test
     public void testFixedDepositAccountWithPrematureClosureTypeTransferToSavings() {
         this.fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
         this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
         this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
         this.fixedDepositAccountHelper = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec);
+        this.financialActivityAccountHelper = new FinancialActivityAccountHelper(this.requestSpec);
+        
+        /***
+         * Create GL Accounts for product account mapping
+         */
+        final Account assetAccount = this.accountHelper.createAssetAccount();
+        final Account incomeAccount = this.accountHelper.createIncomeAccount();
+        final Account expenseAccount = this.accountHelper.createExpenseAccount();
+        final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
 
         DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
         DateFormat monthDayFormat = new SimpleDateFormat("dd MMM");
+        DateFormat currentDateFormat = new SimpleDateFormat("dd");
 
         Calendar todaysDate = Calendar.getInstance();
         todaysDate.add(Calendar.MONTH, -3);
@@ -165,13 +266,23 @@ public class FixedDepositTest {
         final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
         final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
         final String MONTH_DAY = monthDayFormat.format(todaysDate.getTime());
-        todaysDate.add(Calendar.MONTH, 1);
-        final String CLOSED_ON_DATE = dateFormat.format(todaysDate.getTime());
 
+        Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
+        Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
+        Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
+        todaysDate.add(Calendar.DATE, numberOfDaysLeft);
+        final String INTEREST_POSTED_DATE = dateFormat.format(todaysDate.getTime());
+        final String CLOSED_ON_DATE = dateFormat.format(Calendar.getInstance().getTime());
+        
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        /***
+         * Create Savings product with CashBased accounting enabled
+         */
+        final String accountingRule = CASH_BASED;
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE, accountingRule,
+                assetAccount, liabilityAccount, incomeAccount, expenseAccount);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientId, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
@@ -186,7 +297,11 @@ public class FixedDepositTest {
         savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
         SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        /***
+         * Create FD product with CashBased accounting enabled
+         */
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule, assetAccount, liabilityAccount,
+                incomeAccount, expenseAccount);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -203,19 +318,56 @@ public class FixedDepositTest {
         fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.activateFixedDeposit(fixedDepositAccountId, ACTIVATION_DATE);
         FixedDepositAccountStatusChecker.verifyFixedDepositIsActive(fixedDepositAccountStatusHashMap);
 
+        HashMap accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+
+        Float depositAmount = (Float) accountSummary.get("totalDeposits");
+        
+        /***
+         * Verify journal entries posted for initial deposit transaction which
+         * happened at activation time
+         */
+        final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, ACTIVATION_DATE, assetAccountInitialEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, ACTIVATION_DATE, liablilityAccountInitialEntry);
+
+        /***
+         * Update interest earned of FD account
+         */
         fixedDepositAccountId = this.fixedDepositAccountHelper.calculateInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(fixedDepositAccountId);
 
+        /***
+         * Post interest and verify the account summary
+         */
         Integer transactionIdForPostInterest = this.fixedDepositAccountHelper.postInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(transactionIdForPostInterest);
 
-        HashMap savingsSummaryBefore = this.savingsAccountHelper.getSavingsSummary(savingsId);
+        accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+        Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
 
+        /***
+         * Verify journal entries transactions for interest posting transaction
+         */
+        final JournalEntry[] expenseAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(expenseAccount, INTEREST_POSTED_DATE, expenseAccountEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, INTEREST_POSTED_DATE, liablilityAccountEntry);
+        
+        HashMap savingsSummaryBefore = this.savingsAccountHelper.getSavingsSummary(savingsId);
         Float balanceBefore = (Float) savingsSummaryBefore.get("accountBalance");
+        
+        /***
+         * Retrieve mapped financial account for liability transfer
+         */
+        Account financialAccount = getMappedLiabilityFinancialAccount();
 
         HashMap fixedDepositPrematureData = this.fixedDepositAccountHelper.calculatePrematureAmountForFixedDeposit(fixedDepositAccountId,
                 CLOSED_ON_DATE);
 
+        /***
+         * Preclose the account and verify journal entries
+         */
         Integer prematureClosureTransactionId = (Integer) this.fixedDepositAccountHelper.prematureCloseForFixedDeposit(
                 fixedDepositAccountId, CLOSED_ON_DATE, CLOSURE_TYPE_TRANSFER_TO_SAVINGS, savingsId, CommonConstants.RESPONSE_RESOURCE_ID);
         Assert.assertNotNull(prematureClosureTransactionId);
@@ -228,6 +380,17 @@ public class FixedDepositTest {
                 fixedDepositAccountId);
         Float prematurityAmount = (Float) fixedDepositData.get("maturityAmount");
 
+        /***
+         * Verify journal entry transactions for preclosure transaction As this
+         * transaction is an account transfer you should get financial account
+         * mapping details and verify amounts
+         */
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, CLOSED_ON_DATE, new JournalEntry(prematurityAmount,
+                JournalEntry.TransactionType.CREDIT), new JournalEntry(prematurityAmount, JournalEntry.TransactionType.DEBIT));
+
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(financialAccount, CLOSED_ON_DATE, new JournalEntry(prematurityAmount,
+                JournalEntry.TransactionType.DEBIT), new JournalEntry(prematurityAmount, JournalEntry.TransactionType.CREDIT));
+        
         HashMap savingsSummaryAfter = this.savingsAccountHelper.getSavingsSummary(savingsId);
         Float balanceAfter = (Float) savingsSummaryAfter.get("accountBalance");
         Float expectedSavingsBalance = balanceBefore + prematurityAmount;
@@ -236,6 +399,10 @@ public class FixedDepositTest {
 
     }
 
+    /***
+     * Test case for Fixed Deposit Account premature closure with
+     * transaction type ReInvest and Cash Based accounting enabled
+     */
     @Test
     public void testFixedDepositAccountWithPrematureClosureTypeReinvest() {
         this.fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
@@ -246,8 +413,17 @@ public class FixedDepositTest {
         FixedDepositAccountHelper fixedDepositAccountHelperValidationError = new FixedDepositAccountHelper(this.requestSpec,
                 new ResponseSpecBuilder().build());
 
+        /***
+         * Create GL Accounts for product account mapping
+         */
+        final Account assetAccount = this.accountHelper.createAssetAccount();
+        final Account incomeAccount = this.accountHelper.createIncomeAccount();
+        final Account expenseAccount = this.accountHelper.createExpenseAccount();
+        final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
+
         DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
         DateFormat monthDayFormat = new SimpleDateFormat("dd MMM");
+        DateFormat currentDateFormat = new SimpleDateFormat("dd");
 
         Calendar todaysDate = Calendar.getInstance();
         todaysDate.add(Calendar.MONTH, -3);
@@ -261,13 +437,23 @@ public class FixedDepositTest {
         final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
         final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
         final String MONTH_DAY = monthDayFormat.format(todaysDate.getTime());
-        todaysDate.add(Calendar.MONTH, 1);
+        
-        final String CLOSED_ON_DATE = dateFormat.format(todaysDate.getTime());
+        Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
+        Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
+        Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
+        todaysDate.add(Calendar.DATE, numberOfDaysLeft);
+        final String INTEREST_POSTED_DATE = dateFormat.format(todaysDate.getTime());
+        final String CLOSED_ON_DATE = dateFormat.format(Calendar.getInstance().getTime());
 
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        /***
+         * Create FD product with CashBased accounting enabled
+         */
+        final String accountingRule = CASH_BASED;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule, assetAccount, liabilityAccount,
+                incomeAccount, expenseAccount);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -283,6 +469,19 @@ public class FixedDepositTest {
 
         fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.activateFixedDeposit(fixedDepositAccountId, ACTIVATION_DATE);
         FixedDepositAccountStatusChecker.verifyFixedDepositIsActive(fixedDepositAccountStatusHashMap);
+        
+        HashMap accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+
+        Float depositAmount = (Float) accountSummary.get("totalDeposits");
+        
+        /***
+         * Verify journal entries posted for initial deposit transaction which
+         * happened at activation time
+         */
+        final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, ACTIVATION_DATE, assetAccountInitialEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, ACTIVATION_DATE, liablilityAccountInitialEntry);
 
         fixedDepositAccountId = this.fixedDepositAccountHelper.calculateInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(fixedDepositAccountId);
@@ -290,6 +489,17 @@ public class FixedDepositTest {
         Integer transactionIdForPostInterest = this.fixedDepositAccountHelper.postInterestForFixedDeposit(fixedDepositAccountId);
         Assert.assertNotNull(transactionIdForPostInterest);
 
+        accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+        Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
+
+        /***
+         * Verify journal entries transactions for interest posting transaction
+         */
+        final JournalEntry[] expenseAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.DEBIT) };
+        final JournalEntry[] liablilityAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.CREDIT) };
+        this.journalEntryHelper.checkJournalEntryForAssetAccount(expenseAccount, INTEREST_POSTED_DATE, expenseAccountEntry);
+        this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, INTEREST_POSTED_DATE, liablilityAccountEntry);
+
         HashMap fixedDepositPrematureData = this.fixedDepositAccountHelper.calculatePrematureAmountForFixedDeposit(fixedDepositAccountId,
                 CLOSED_ON_DATE);
 
@@ -323,7 +533,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         ArrayList<HashMap> allFixedDepositProductsData = this.fixedDepositProductHelper.retrieveAllFixedDepositProducts(this.requestSpec,
@@ -366,7 +577,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -408,7 +620,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -448,7 +661,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -486,7 +700,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -528,7 +743,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -597,7 +813,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -673,7 +890,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -717,7 +935,6 @@ public class FixedDepositTest {
         todaysDate.add(Calendar.DATE, daysInMonth);
         System.out.println(monthDayFormat.format(todaysDate.getTime()));
 
-        currentDate = currentDate - 1;
         interestPerMonth = (float) (interestPerDay * principal * currentDate);
         System.out.println("IPM = " + interestPerMonth);
         principal += interestPerMonth;
@@ -777,7 +994,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -825,7 +1043,6 @@ public class FixedDepositTest {
         todaysDate.add(Calendar.DATE, daysInMonth);
         System.out.println(monthDayFormat.format(todaysDate.getTime()));
 
-        currentDate = currentDate - 1;
         interestPerMonth = (float) (interestPerDay * principal * currentDate);
         System.out.println("IPM = " + interestPerMonth);
         principal += interestPerMonth;
@@ -885,7 +1102,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -938,7 +1156,6 @@ public class FixedDepositTest {
         todaysDate.add(Calendar.DATE, daysInMonth);
         System.out.println(monthDayFormat.format(todaysDate.getTime()));
 
-        currentDate = currentDate - 1;
         interestPerMonth = (float) (interestPerDay * principal * currentDate);
         System.out.println("IPM = " + interestPerMonth);
         principal += interestPerMonth;
@@ -997,7 +1214,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1054,7 +1272,6 @@ public class FixedDepositTest {
         todaysDate.add(Calendar.DATE, daysInMonth);
         System.out.println(monthDayFormat.format(todaysDate.getTime()));
 
-        currentDate = currentDate - 1;
         interestPerMonth = (float) (interestPerDay * principal * currentDate);
         System.out.println("IPM = " + interestPerMonth);
         principal += interestPerMonth;
@@ -1109,7 +1326,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1184,7 +1402,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1265,7 +1484,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1348,7 +1568,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1432,7 +1653,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1513,7 +1735,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1594,7 +1817,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1674,7 +1898,8 @@ public class FixedDepositTest {
         Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientId);
 
-        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        final String accountingRule = NONE;
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, accountingRule);
         Assert.assertNotNull(fixedDepositProductId);
 
         Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
@@ -1720,9 +1945,15 @@ public class FixedDepositTest {
         Assert.assertEquals("Verifying Pre-Closure maturity amount", expectedPrematureAmount, maturityAmount);
     }
 
-    private Integer createFixedDepositProduct(final String validFrom, final String validTo) {
+    private Integer createFixedDepositProduct(final String validFrom, final String validTo, final String accountingRule,
+            Account... accounts) {
         System.out.println("------------------------------CREATING NEW FIXED DEPOSIT PRODUCT ---------------------------------------");
         FixedDepositProductHelper fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
+        if (accountingRule.equals(CASH_BASED)) {
+            fixedDepositProductHelper = fixedDepositProductHelper.withAccountingRuleAsCashBased(accounts);
+        } else if (accountingRule.equals(NONE)) {
+            fixedDepositProductHelper = fixedDepositProductHelper.withAccountingRuleAsNone();
+        }
         final String fixedDepositProductJSON = fixedDepositProductHelper //
                 .build(validFrom, validTo);
         return FixedDepositProductHelper.createFixedDepositProduct(fixedDepositProductJSON, requestSpec, responseSpec);
@@ -1738,9 +1969,16 @@ public class FixedDepositTest {
     }
 
     private Integer createSavingsProduct(final RequestSpecification requestSpec, final ResponseSpecification responseSpec,
-            final String minOpenningBalance) {
+            final String minOpenningBalance, final String accountingRule, Account... accounts) {
         System.out.println("------------------------------CREATING NEW SAVINGS PRODUCT ---------------------------------------");
+
         SavingsProductHelper savingsProductHelper = new SavingsProductHelper();
+        if (accountingRule.equals(CASH_BASED)) {
+            savingsProductHelper = savingsProductHelper.withAccountingRuleAsCashBased(accounts);
+        } else if (accountingRule.equals(NONE)) {
+            savingsProductHelper = savingsProductHelper.withAccountingRuleAsNone();
+        }
+
         final String savingsProductJSON = savingsProductHelper //
                 .withInterestCompoundingPeriodTypeAsDaily() //
                 .withInterestPostingPeriodTypeAsMonthly() //
@@ -1748,4 +1986,58 @@ public class FixedDepositTest {
                 .withMinimumOpenningBalance(minOpenningBalance).build();
         return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
     }
+
+    private Account getMappedLiabilityFinancialAccount() {
+        final Integer liabilityTransferFinancialActivityId = FINANCIAL_ACTIVITY.LIABILITY_TRANSFER.getValue();
+        List<HashMap> financialActivities = this.financialActivityAccountHelper.getAllFinancialActivityAccounts(this.responseSpec);
+        final Account financialAccount;
+        /***
+         * if no financial activities are defined for account transfers, create
+         * liability financial accounting mappings
+         */
+        if (financialActivities.isEmpty()) {
+            financialAccount = createLiabilityFinancialAccountTransferType(liabilityTransferFinancialActivityId);
+        } else {
+            /***
+             * extract mapped liability financial account
+             */
+            Account mappedLiabilityAccount = null;
+            for (HashMap financialActivity : financialActivities) {
+                HashMap financialActivityData = (HashMap) financialActivity.get("financialActivityData");
+                if (financialActivityData.get("id").equals(liabilityTransferFinancialActivityId)) {
+                    HashMap glAccountData = (HashMap) financialActivity.get("glAccountData");
+                    mappedLiabilityAccount = new Account((Integer) glAccountData.get("id"), AccountType.LIABILITY);
+                    break;
+                }
+            }
+            /***
+             * If liability transfer is not defined create liability transfer
+             */
+            if (mappedLiabilityAccount == null) {
+                mappedLiabilityAccount = createLiabilityFinancialAccountTransferType(liabilityTransferFinancialActivityId);
+            }
+            financialAccount = mappedLiabilityAccount;
+        }
+        return financialAccount;
+    }
+
+    private Account createLiabilityFinancialAccountTransferType(final Integer liabilityTransferFinancialActivityId) {
+        /***
+         * Create and verify financial account transfer type is created
+         */
+        final Account liabilityAccountForMapping = this.accountHelper.createLiabilityAccount();
+        Integer financialActivityAccountId = (Integer) financialActivityAccountHelper.createFinancialActivityAccount(
+                liabilityTransferFinancialActivityId, liabilityAccountForMapping.getAccountID(), this.responseSpec,
+                CommonConstants.RESPONSE_RESOURCE_ID);
+        Assert.assertNotNull(financialActivityAccountId);
+        assertFinancialActivityAccountCreation(financialActivityAccountId, liabilityTransferFinancialActivityId, liabilityAccountForMapping);
+        return liabilityAccountForMapping;
+    }
+
+    private void assertFinancialActivityAccountCreation(Integer financialActivityAccountId, Integer financialActivityId, Account glAccount) {
+        HashMap mappingDetails = this.financialActivityAccountHelper.getFinancialActivityAccount(financialActivityAccountId,
+                this.responseSpec);
+        Assert.assertEquals(financialActivityId, ((HashMap) mappingDetails.get("financialActivityData")).get("id"));
+        Assert.assertEquals(glAccount.getAccountID(), ((HashMap) mappingDetails.get("glAccountData")).get("id"));
+    }
 }

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/GroupSavingsIntegrationTest.java

@@ -65,7 +65,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -95,9 +99,12 @@ public class GroupSavingsIntegrationTest {
         final Object savingsInterest = this.savingsAccountHelper.getSavingsInterest(savingsId);
     }
 
+    @SuppressWarnings("unchecked")
     @Test
     public void testSavingsAccount_CLOSE_APPLICATION() {
         this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
+        final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(400).build();
+        final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, errorResponse);
 
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(clientID);
@@ -108,7 +115,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, null);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = "1000.0";
+        final String enforceMinRequiredBalance = "true";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -123,7 +134,14 @@ public class GroupSavingsIntegrationTest {
         savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
         SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
 
-        savingsStatusHashMap = this.savingsAccountHelper.closeSavingsAccount(savingsId);
+        String withdrawBalance = "false";
+        ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.closeSavingsAccountAndGetBackRequiredField(
+                savingsId, withdrawBalance, CommonConstants.RESPONSE_ERROR);
+        assertEquals("validation.msg.savingsaccount.close.results.in.balance.not.zero",
+                savingsAccountErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
+
+        withdrawBalance = "true";
+        savingsStatusHashMap =  this.savingsAccountHelper.closeSavingsAccount(savingsId, withdrawBalance);
         SavingsStatusChecker.verifySavingsAccountIsClosed(savingsStatusHashMap);
     }
 
@@ -144,7 +162,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, null);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -189,7 +211,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -235,7 +261,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -265,7 +295,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -365,7 +399,11 @@ public class GroupSavingsIntegrationTest {
         groupID = GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupID.toString(), clientID.toString());
         Assert.assertNotNull(groupID);
 
-        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
+        final String minBalanceForInterestCalculation = null;
+        final String minRequiredBalance = null;
+        final String enforceMinRequiredBalance = "false";
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
+                minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance);
         Assert.assertNotNull(savingsProductID);
 
         final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(groupID, savingsProductID, ACCOUNT_TYPE_GROUP);
@@ -471,13 +509,17 @@ public class GroupSavingsIntegrationTest {
     }
 
     public static Integer createSavingsProduct(final RequestSpecification requestSpec, final ResponseSpecification responseSpec,
-            final String minOpenningBalance) {
+            final String minOpenningBalance, final String minBalanceForInterestCalculation, final String minRequiredBalance,
+            final String enforceMinRequiredBalance) {
         System.out.println("------------------------------CREATING NEW SAVINGS PRODUCT ---------------------------------------");
         SavingsProductHelper savingsProductHelper = new SavingsProductHelper();
         final String savingsProductJSON = savingsProductHelper //
                 .withInterestCompoundingPeriodTypeAsDaily() //
                 .withInterestPostingPeriodTypeAsMonthly() //
                 .withInterestCalculationPeriodTypeAsDailyBalance() //
+                .withMinBalanceForInterestCalculation(minBalanceForInterestCalculation) //
+                .withMinRequiredBalance(minRequiredBalance) //
+                .withEnforceMinRequiredBalance(enforceMinRequiredBalance) //
                 .withMinimumOpenningBalance(minOpenningBalance).build();
         return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
     }

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/accounting/FinancialActivityAccountHelper.java

@@ -1,6 +1,7 @@
 package org.mifosplatform.integrationtests.common.accounting;
 
 import java.util.HashMap;
+import java.util.List;
 
 import org.mifosplatform.integrationtests.common.Utils;
 
@@ -36,7 +37,7 @@ public class FinancialActivityAccountHelper {
         return Utils.performServerGet(requestSpec, responseSpecification, url, "");
     }
 
-    public HashMap getAllFinancialActivityAccounts(final ResponseSpecification responseSpecification) {
+    public List<HashMap> getAllFinancialActivityAccounts(final ResponseSpecification responseSpecification) {
         final String url = FINANCIAL_ACTIVITY_ACCOUNT_MAPPING_URL + "?" + Utils.TENANT_IDENTIFIER;
         return Utils.performServerGet(this.requestSpec, responseSpecification, url, "");
     }

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/savings/SavingsAccountHelper.java

@@ -104,9 +104,9 @@ public class SavingsAccountHelper {
         return performSavingApplicationActions(createSavingsOperationURL(ACTIVATE_SAVINGS_COMMAND, savingsID), getActivatedSavingsAsJSON());
     }
 
-    public HashMap closeSavingsAccount(final Integer savingsID) {
+    public HashMap closeSavingsAccount(final Integer savingsID, String withdrawBalance) {
         System.out.println("---------------------------------- CLOSE SAVINGS APPLICATION ----------------------------------");
-        return performSavingApplicationActions(createSavingsOperationURL(CLOSE_SAVINGS_COMMAND, savingsID), getCloseAccountJSON());
+        return performSavingApplicationActions(createSavingsOperationURL(CLOSE_SAVINGS_COMMAND, savingsID), getCloseAccountJSON(withdrawBalance));
     }
 
     public Object deleteSavingsApplication(final Integer savingsId, final String jsonAttributeToGetBack) {
@@ -266,11 +266,12 @@ public class SavingsAccountHelper {
         return josn;
     }
 
-    private String getCloseAccountJSON() {
+    private String getCloseAccountJSON(String withdrawBalance) {
         final HashMap<String, Object> map = new HashMap<>();
         map.put("locale", CommonConstants.locale);
         map.put("dateFormat", CommonConstants.dateFormat);
         map.put("closedOnDate", LAST_TRANSACTION_DATE);
+        map.put("withdrawBalance", withdrawBalance);
         map.put("note", "Close Test");
         String josn = new Gson().toJson(map);
         return josn;
@@ -352,6 +353,13 @@ public class SavingsAccountHelper {
                 jsonAttributeToGetBack);
     }
 
+    public Object closeSavingsAccountAndGetBackRequiredField(final Integer savingsID, String withdrawBalance,
+            final String jsonAttributeToGetBack) {
+        System.out.println("---------------------------------- CLOSE SAVINGS APPLICATION ----------------------------------");
+        return performSavingActions(createSavingsOperationURL(CLOSE_SAVINGS_COMMAND, savingsID), getCloseAccountJSON(withdrawBalance),
+                jsonAttributeToGetBack);
+    }
+
     private String getPeriodChargeRequestJSON(Integer chargeId) {
         final HashMap<String, Object> map = new HashMap<>();
         map.put("chargeId", chargeId);

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/savings/SavingsProductHelper.java

@@ -66,6 +66,8 @@ public class SavingsProductHelper {
     private String minBalanceForInterestCalculation = null;
     private String allowOverdraft = "false";
     private String overdraftLimit = null; 
+    private String minRequiredBalance = null;
+    private String enforceMinRequiredBalance = "false";
 
     public String build() {
         final HashMap<String, String> map = new HashMap<>();
@@ -99,6 +101,8 @@ public class SavingsProductHelper {
         map.put("minBalanceForInterestCalculation", minBalanceForInterestCalculation);
         map.put("allowOverdraft", this.allowOverdraft);
         map.put("overdraftLimit", this.overdraftLimit);
+        map.put("minRequiredBalance", this.minRequiredBalance);
+        map.put("enforceMinRequiredBalance", this.enforceMinRequiredBalance);
 
         if (this.accountingRule.equals(CASH_BASED)) {
             map.putAll(getAccountMappingForCashBased());
@@ -168,6 +172,16 @@ public class SavingsProductHelper {
         this.accountList = account_list;
         return this;
     }
+    
+    public SavingsProductHelper withMinRequiredBalance(String minBalance) {
+        this.minRequiredBalance = minBalance;
+        return this;
+    }
+    
+    public SavingsProductHelper withEnforceMinRequiredBalance(String enforceMinRequiredBalance) {
+        this.enforceMinRequiredBalance = enforceMinRequiredBalance;
+        return this;
+    }
 
     public SavingsProductHelper withOverDraft(final String overDraftLimit) {
         this.allowOverdraft = "true";

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java

@@ -37,6 +37,7 @@ import org.mifosplatform.portfolio.loanaccount.domain.LoanTransaction;
 import org.mifosplatform.portfolio.loanaccount.domain.LoanTransactionType;
 import org.mifosplatform.portfolio.loanaccount.service.LoanAssembler;
 import org.mifosplatform.portfolio.paymentdetail.domain.PaymentDetail;
+import org.mifosplatform.portfolio.savings.SavingsTransactionBooleanValues;
 import org.mifosplatform.portfolio.savings.domain.SavingsAccount;
 import org.mifosplatform.portfolio.savings.domain.SavingsAccountAssembler;
 import org.mifosplatform.portfolio.savings.domain.SavingsAccountDomainService;
@@ -102,14 +103,17 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
         boolean isInterestTransfer = false;
         boolean isAccountTransfer = true;
         Long fromLoanAccountId = null;
+        boolean isWithdrawBalance = false;
+        
         if (isSavingsToSavingsAccountTransfer(fromAccountType, toAccountType)) {
 
             fromSavingsAccountId = command.longValueOfParameterNamed(fromAccountIdParamName);
             final SavingsAccount fromSavingsAccount = this.savingsAccountAssembler.assembleFrom(fromSavingsAccountId);
 
+            final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                    isRegularTransaction, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), isInterestTransfer, isWithdrawBalance);
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount, fmt,
-                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(),
+                    transactionDate, transactionAmount, paymentDetail, transactionBooleanValues);
-                    isInterestTransfer, isAccountTransfer, isRegularTransaction);
 
             final Long toSavingsId = command.longValueOfParameterNamed(toAccountIdParamName);
             final SavingsAccount toSavingsAccount = this.savingsAccountAssembler.assembleFrom(toSavingsId);
@@ -127,9 +131,10 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
             fromSavingsAccountId = command.longValueOfParameterNamed(fromAccountIdParamName);
             final SavingsAccount fromSavingsAccount = this.savingsAccountAssembler.assembleFrom(fromSavingsAccountId);
 
+            final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                    isRegularTransaction, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), isInterestTransfer, isWithdrawBalance);
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount, fmt,
-                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(),
+                    transactionDate, transactionAmount, paymentDetail, transactionBooleanValues);
-                    isInterestTransfer, isAccountTransfer, isRegularTransaction);
 
             final Long toLoanAccountId = command.longValueOfParameterNamed(toAccountIdParamName);
             final Loan toLoanAccount = this.loanAccountAssembler.assembleFrom(toLoanAccountId);
@@ -235,6 +240,7 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
     public Long transferFunds(final AccountTransferDTO accountTransferDTO) {
         Long transferTransactionId = null;
         final boolean isAccountTransfer = true;
+        final boolean isWithdrawBalance = false;
         final boolean isRegularTransaction = accountTransferDTO.isRegularTransaction();
         AccountTransferDetails accountTransferDetails = accountTransferDTO.getAccountTransferDetails();
         if (isSavingsToLoanAccountTransfer(accountTransferDTO.getFromAccountType(), accountTransferDTO.getToAccountType())) {
@@ -251,10 +257,13 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
                 this.loanAccountAssembler.setHelpers(toLoanAccount);
             }
 
+            final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                    isRegularTransaction, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType.fromInt(
+                            accountTransferDTO.getTransferType()).isInterestTransfer(), isWithdrawBalance);
+
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),
-                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType
+                    accountTransferDTO.getPaymentDetail(), transactionBooleanValues);
-                            .fromInt(accountTransferDTO.getTransferType()).isInterestTransfer(), isAccountTransfer, isRegularTransaction);
 
             LoanTransaction loanTransaction = null;
 
@@ -297,10 +306,13 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
                 this.savingsAccountAssembler.setHelpers(toSavingsAccount);
             }
 
+            final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                    isRegularTransaction, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType.fromInt(
+                            accountTransferDTO.getTransferType()).isInterestTransfer(), isWithdrawBalance);
+
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),
-                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType
+                    accountTransferDTO.getPaymentDetail(), transactionBooleanValues);
-                            .fromInt(accountTransferDTO.getTransferType()).isInterestTransfer(), isAccountTransfer, isRegularTransaction);
 
             final SavingsAccountTransaction deposit = this.savingsAccountDomainService.handleDeposit(toSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/service/StandingInstructionHistoryReadPlatformServiceImpl.java

@@ -57,7 +57,9 @@ public class StandingInstructionHistoryReadPlatformServiceImpl implements Standi
         sqlBuilder.append("select SQL_CALC_FOUND_ROWS ");
         sqlBuilder.append(this.standingInstructionHistoryMapper.schema());
         if (standingInstructionDTO.transferType() != null || standingInstructionDTO.clientId() != null
-                || standingInstructionDTO.clientName() != null) {
+                || standingInstructionDTO.clientName() != null
+                || (standingInstructionDTO.fromAccountType() != null && standingInstructionDTO.fromAccount() != null)
+                || standingInstructionDTO.startDateRange() != null || standingInstructionDTO.endDateRange() != null) {
             sqlBuilder.append(" where ");
         }
         boolean addAndCaluse = false;
@@ -108,11 +110,16 @@ public class StandingInstructionHistoryReadPlatformServiceImpl implements Standi
             final DateFormat df = new SimpleDateFormat("yyyy-MM-dd");
             sqlBuilder.append(" atsih.execution_time >= ? ");
             paramObj.add(df.format(standingInstructionDTO.startDateRange()));
-            if (standingInstructionDTO.endDateRange() != null) {
+            addAndCaluse = true;
+        }
+        
+        if (standingInstructionDTO.endDateRange() != null) {
+            if (addAndCaluse) {
                 sqlBuilder.append(" and ");
-                sqlBuilder.append(" atsih.execution_time < ? ");
-                paramObj.add(df.format(standingInstructionDTO.endDateRange()));
             }
+            final DateFormat df = new SimpleDateFormat("yyyy-MM-dd");
+            sqlBuilder.append(" atsih.execution_time < ? ");
+            paramObj.add(df.format(standingInstructionDTO.endDateRange()));
             addAndCaluse = true;
         }
 

mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/service/LoanEnumerations.java

@@ -248,7 +248,7 @@ public class LoanEnumerations {
             break;
             case DISBURSEMENT:
                 optionData = new LoanTransactionEnumData(LoanTransactionType.DISBURSEMENT.getValue().longValue(),
-                        LoanTransactionType.DISBURSEMENT.getCode(), "Dibursement");
+                        LoanTransactionType.DISBURSEMENT.getCode(), "Disbursement");
             break;
             case REPAYMENT:
                 optionData = new LoanTransactionEnumData(LoanTransactionType.REPAYMENT.getValue().longValue(),

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/SavingsApiConstants.java

@@ -98,6 +98,7 @@ public class SavingsApiConstants {
     public static final String minRequiredBalanceParamName = "minRequiredBalance";
     public static final String enforceMinRequiredBalanceParamName = "enforceMinRequiredBalance";
     public static final String minBalanceForInterestCalculationParamName = "minBalanceForInterestCalculation";
+    public static final String withdrawBalanceParamName = "withdrawBalance";
 
     // transaction parameters
     public static final String transactionDateParamName = "transactionDate";
@@ -206,7 +207,8 @@ public class SavingsApiConstants {
             dateFormatParamName, activatedOnDateParamName));
 
     public static final Set<String> SAVINGS_ACCOUNT_CLOSE_REQUEST_DATA_PARAMETERS = new HashSet<>(Arrays.asList(localeParamName,
-            dateFormatParamName, closedOnDateParamName, noteParamName));
+            dateFormatParamName, closedOnDateParamName, noteParamName, paymentTypeIdParamName, withdrawBalanceParamName,
+            transactionAccountNumberParamName, checkNumberParamName, routingCodeParamName, receiptNumberParamName, bankNumberParamName));
 
     public static final Set<String> SAVINGS_ACCOUNT_CHARGES_RESPONSE_DATA_PARAMETERS = new HashSet<>(Arrays.asList(chargeIdParamName,
             savingsAccountChargeIdParamName, chargeNameParamName, penaltyParamName, chargeTimeTypeParamName, dueAsOfDateParamName,

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/SavingsTransactionBooleanValues.java

@@ -0,0 +1,41 @@
+package org.mifosplatform.portfolio.savings;
+
+public class SavingsTransactionBooleanValues {
+
+    private final boolean isAccountTransfer;
+    private final boolean isRegularTransaction;
+    private final boolean isApplyWithdrawFee;
+    private final boolean isInterestTransfer;
+    private final boolean isWithdrawBalance;
+
+    public SavingsTransactionBooleanValues(final boolean isAccountTransfer, final boolean isRegularTransaction,
+            final boolean isApplyWithdrawFee, final boolean isInterestTransfer, final boolean isWithdrawBalance) {
+
+        this.isAccountTransfer = isAccountTransfer;
+        this.isRegularTransaction = isRegularTransaction;
+        this.isApplyWithdrawFee = isApplyWithdrawFee;
+        this.isInterestTransfer = isInterestTransfer;
+        this.isWithdrawBalance = isWithdrawBalance;
+    }
+
+    public boolean isAccountTransfer() {
+        return this.isAccountTransfer;
+    }
+
+    public boolean isRegularTransaction() {
+        return this.isRegularTransaction;
+    }
+
+    public boolean isApplyWithdrawFee() {
+        return this.isApplyWithdrawFee;
+    }
+
+    public boolean isInterestTransfer() {
+        return this.isInterestTransfer;
+    }
+
+    public boolean isWithdrawBalance() {
+        return this.isWithdrawBalance;
+    }
+
+}

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/data/SavingsAccountTransactionDataValidator.java

@@ -15,6 +15,7 @@ import static org.mifosplatform.portfolio.savings.SavingsApiConstants.routingCod
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.transactionAccountNumberParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.transactionAmountParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.transactionDateParamName;
+import static org.mifosplatform.portfolio.savings.SavingsApiConstants.withdrawBalanceParamName;
 
 import java.lang.reflect.Type;
 import java.math.BigDecimal;
@@ -71,17 +72,8 @@ public class SavingsAccountTransactionDataValidator {
 
         final BigDecimal transactionAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(transactionAmountParamName, element);
         baseDataValidator.reset().parameter(transactionAmountParamName).value(transactionAmount).notNull().positiveAmount();
-
+        
-        // Validate all string payment detail fields for max length
+        validatePaymentTypeDetails(baseDataValidator, element);
-        final Integer paymentTypeId = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(paymentTypeIdParamName, element);
-        baseDataValidator.reset().parameter(paymentTypeIdParamName).value(paymentTypeId).ignoreIfNull().integerGreaterThanZero();
-        final Set<String> paymentDetailParameters = new HashSet<>(Arrays.asList(transactionAccountNumberParamName,
-                checkNumberParamName, routingCodeParamName, receiptNumberParamName, bankNumberParamName));
-        for (final String paymentDetailParameterName : paymentDetailParameters) {
-            final String paymentDetailParameterValue = this.fromApiJsonHelper.extractStringNamed(paymentDetailParameterName, element);
-            baseDataValidator.reset().parameter(paymentDetailParameterName).value(paymentDetailParameterValue).ignoreIfNull()
-                    .notExceedingLengthOf(50);
-        }
 
         throwExceptionIfValidationWarningsExist(dataValidationErrors);
     }
@@ -122,12 +114,33 @@ public class SavingsAccountTransactionDataValidator {
 
         final JsonElement element = command.parsedJson();
 
-        final LocalDate activationDate = this.fromApiJsonHelper.extractLocalDateNamed(closedOnDateParamName, element);
+        final LocalDate closedonDate = this.fromApiJsonHelper.extractLocalDateNamed(closedOnDateParamName, element);
-        baseDataValidator.reset().parameter(closedOnDateParamName).value(activationDate).notNull();
+        baseDataValidator.reset().parameter(closedOnDateParamName).value(closedonDate).notNull();
+
+        if (this.fromApiJsonHelper.parameterExists(withdrawBalanceParamName, element)) {
+            final Boolean withdrawBalance = this.fromApiJsonHelper.extractBooleanNamed(withdrawBalanceParamName, element);
+            baseDataValidator.reset().parameter(withdrawBalanceParamName).value(withdrawBalance).isOneOfTheseValues(true, false);
+        }
+
+        validatePaymentTypeDetails(baseDataValidator, element);
 
         throwExceptionIfValidationWarningsExist(dataValidationErrors);
     }
 
+    private void validatePaymentTypeDetails(final DataValidatorBuilder baseDataValidator, JsonElement element) {
+        // Validate all string payment detail fields for max length
+        final Integer paymentTypeId = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(paymentTypeIdParamName, element);
+        baseDataValidator.reset().parameter(paymentTypeIdParamName).value(paymentTypeId).ignoreIfNull().integerGreaterThanZero();
+        final Set<String> paymentDetailParameters = new HashSet<>(Arrays.asList(transactionAccountNumberParamName, checkNumberParamName,
+                routingCodeParamName, receiptNumberParamName, bankNumberParamName));
+        for (final String paymentDetailParameterName : paymentDetailParameters) {
+            final String paymentDetailParameterValue = this.fromApiJsonHelper.extractStringNamed(paymentDetailParameterName, element);
+            baseDataValidator.reset().parameter(paymentDetailParameterName).value(paymentDetailParameterValue).ignoreIfNull()
+                    .notExceedingLengthOf(50);
+        }
+
+    }
+
     private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
         if (!dataValidationErrors.isEmpty()) {
             //

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/DepositAccountDomainServiceJpa.java

@@ -37,6 +37,7 @@ import org.mifosplatform.portfolio.savings.DepositAccountOnClosureType;
 import org.mifosplatform.portfolio.savings.DepositAccountType;
 import org.mifosplatform.portfolio.savings.DepositsApiConstants;
 import org.mifosplatform.portfolio.savings.SavingsApiConstants;
+import org.mifosplatform.portfolio.savings.SavingsTransactionBooleanValues;
 import org.mifosplatform.useradministration.domain.AppUser;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Service;
@@ -76,8 +77,12 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
             final boolean applyWithdrawFee, final boolean isRegularTransaction) {
         boolean isAccountTransfer = false;
         boolean isInterestTransfer = false;
+        boolean isWithdrawBalance = false;
+
+        SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                isRegularTransaction, applyWithdrawFee, isInterestTransfer, isWithdrawBalance);
         return this.savingsAccountDomainService.handleWithdrawal(account, fmt, transactionDate, transactionAmount, paymentDetail,
-                applyWithdrawFee, isInterestTransfer, isAccountTransfer, isRegularTransaction);
+                transactionBooleanValues);
     }
 
     @Transactional
@@ -164,6 +169,10 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
             savingsTransactionId = withdrawal.getId();
         }
 
+        /***
+         * Update account transactionIds for post journal entries.
+         */
+        updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.close(user, command, tenantsTodayDate, changes);
         this.savingsAccountRepository.save(account);
 
@@ -230,6 +239,10 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
             savingsTransactionId = withdrawal.getId();
         }
 
+        /***
+         * Update account transactionIds for post journal entries.
+         */
+        updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.close(user, command, tenantsTodayDate, changes);
 
         this.savingsAccountRepository.save(account);
@@ -286,6 +299,10 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
             savingsTransactionId = withdrawal.getId();
         }
 
+        /***
+         * Update account transactionIds for post journal entries.
+         */
+        updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.prematureClosure(user, command, tenantsTodayDate, changes);
 
         this.savingsAccountRepository.save(account);
@@ -331,6 +348,10 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
             savingsTransactionId = withdrawal.getId();
         }
 
+        /***
+         * Update account transactionIds for post journal entries.
+         */
+        updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.prematureClosure(user, command, tenantsTodayDate, changes);
         this.savingsAccountRepository.save(account);
         postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds, isAccountTransfer);

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java

@@ -790,7 +790,7 @@ public class SavingsAccount extends AbstractPersistable<Long> {
         return transactionBeforeLastInterestPosting;
     }
 
-    public void validateAccountBalanceDoesNotBecomeNegative(final BigDecimal transactionAmount) {
+    public void validateAccountBalanceDoesNotBecomeNegative(final BigDecimal transactionAmount, final boolean isWithdrawBalance) {
         final List<SavingsAccountTransaction> transactionsSortedByDate = retreiveListOfTransactions();
         Money runningBalance = Money.zero(this.currency);
 
@@ -804,7 +804,7 @@ public class SavingsAccount extends AbstractPersistable<Long> {
             final BigDecimal withdrawalFee = null;
             // deal with potential minRequiredBalance and
             // enforceMinRequiredBalance
-            if (this.minRequiredBalance != null && this.enforceMinRequiredBalance) {
+            if (!isWithdrawBalance && this.minRequiredBalance != null && this.enforceMinRequiredBalance) {
                 if (runningBalance.minus(this.minRequiredBalance).isLessThanZero()) { throw new InsufficientAccountBalanceException(
                         "transactionAmount", getAccountBalance(), withdrawalFee, transactionAmount); }
             }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountDomainService.java

@@ -11,12 +11,12 @@ import java.util.Set;
 import org.joda.time.LocalDate;
 import org.joda.time.format.DateTimeFormatter;
 import org.mifosplatform.portfolio.paymentdetail.domain.PaymentDetail;
+import org.mifosplatform.portfolio.savings.SavingsTransactionBooleanValues;
 
 public interface SavingsAccountDomainService {
 
     SavingsAccountTransaction handleWithdrawal(SavingsAccount account, DateTimeFormatter fmt, LocalDate transactionDate,
-            BigDecimal transactionAmount, PaymentDetail paymentDetail, boolean applyWithdrawFee, boolean isInterestTransfer,
+            BigDecimal transactionAmount, PaymentDetail paymentDetail, SavingsTransactionBooleanValues transactionBooleanValues);
-            boolean isAccountTransfer, boolean isRegularTransaction);
 
     SavingsAccountTransaction handleDeposit(SavingsAccount account, DateTimeFormatter fmt, LocalDate transactionDate,
             BigDecimal transactionAmount, PaymentDetail paymentDetail, boolean isAccountTransfer, boolean isRegularTransaction);

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountDomainServiceJpa.java

@@ -20,6 +20,7 @@ import org.mifosplatform.organisation.monetary.domain.ApplicationCurrency;
 import org.mifosplatform.organisation.monetary.domain.ApplicationCurrencyRepositoryWrapper;
 import org.mifosplatform.organisation.monetary.domain.MonetaryCurrency;
 import org.mifosplatform.portfolio.paymentdetail.domain.PaymentDetail;
+import org.mifosplatform.portfolio.savings.SavingsTransactionBooleanValues;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountTransactionDTO;
 import org.mifosplatform.portfolio.savings.exception.DepositAccountTransactionNotAllowedException;
 import org.springframework.beans.factory.annotation.Autowired;
@@ -49,30 +50,30 @@ public class SavingsAccountDomainServiceJpa implements SavingsAccountDomainServi
     @Override
     public SavingsAccountTransaction handleWithdrawal(final SavingsAccount account, final DateTimeFormatter fmt,
             final LocalDate transactionDate, final BigDecimal transactionAmount, final PaymentDetail paymentDetail,
-            final boolean applyWithdrawFee, boolean isInterestTransfer, final boolean isAccountTransfer, final boolean isRegularTransaction) {
+            final SavingsTransactionBooleanValues transactionBooleanValues) {
 
-        if (isRegularTransaction && !account.allowWithdrawal()) { throw new DepositAccountTransactionNotAllowedException(account.getId(),
+        if (transactionBooleanValues.isRegularTransaction() && !account.allowWithdrawal()) { throw new DepositAccountTransactionNotAllowedException(
-                "withdraw", account.depositAccountType()); }
+                account.getId(), "withdraw", account.depositAccountType()); }
         final Set<Long> existingTransactionIds = new HashSet<>();
         final Set<Long> existingReversedTransactionIds = new HashSet<>();
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
                 paymentDetail, new Date());
-        final SavingsAccountTransaction withdrawal = account.withdraw(transactionDTO, applyWithdrawFee);
+        final SavingsAccountTransaction withdrawal = account.withdraw(transactionDTO, transactionBooleanValues.isApplyWithdrawFee());
 
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today, isInterestTransfer);
+            account.postInterest(mc, today, transactionBooleanValues.isInterestTransfer());
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today, isInterestTransfer);
+            account.calculateInterestUsing(mc, today, transactionBooleanValues.isInterestTransfer());
         }
-        account.validateAccountBalanceDoesNotBecomeNegative(transactionAmount);
+        account.validateAccountBalanceDoesNotBecomeNegative(transactionAmount, transactionBooleanValues.isWithdrawBalance());
         saveTransactionToGenerateTransactionId(withdrawal);
         this.savingsAccountRepository.save(account);
 
-        postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds, isAccountTransfer);
+        postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds, transactionBooleanValues.isAccountTransfer());
 
         return withdrawal;
     }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java

@@ -9,6 +9,7 @@ import static org.mifosplatform.portfolio.savings.SavingsApiConstants.SAVINGS_AC
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.amountParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.chargeIdParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.dueAsOfDateParamName;
+import static org.mifosplatform.portfolio.savings.SavingsApiConstants.withdrawBalanceParamName;
 
 import java.math.BigDecimal;
 import java.math.MathContext;
@@ -60,6 +61,7 @@ import org.mifosplatform.portfolio.paymentdetail.domain.PaymentDetail;
 import org.mifosplatform.portfolio.paymentdetail.service.PaymentDetailWritePlatformService;
 import org.mifosplatform.portfolio.savings.SavingsAccountTransactionType;
 import org.mifosplatform.portfolio.savings.SavingsApiConstants;
+import org.mifosplatform.portfolio.savings.SavingsTransactionBooleanValues;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountChargeDataValidator;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountTransactionDTO;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountTransactionDataValidator;
@@ -242,11 +244,16 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
 
         final SavingsAccount account = this.savingAccountAssembler.assembleFrom(savingsId);
         checkClientOrGroupActive(account);
-        boolean isInterestTransfer = false;
+
-        boolean isAccountTransfer = false;
+        final boolean isAccountTransfer = false;
-        boolean isRegularTransaction = true;
+        final boolean isRegularTransaction = true;
+        final boolean isApplyWithdrawFee = true;
+        final boolean isInterestTransfer = false;
+        final boolean isWithdrawBalance = false;
+        final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                isRegularTransaction, isApplyWithdrawFee, isInterestTransfer, isWithdrawBalance);
         final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(account, fmt, transactionDate,
-                transactionAmount, paymentDetail, true, isInterestTransfer, isAccountTransfer, isRegularTransaction);
+                transactionAmount, paymentDetail, transactionBooleanValues);
 
         return new CommandProcessingResultBuilder() //
                 .withEntityId(withdrawal.getId()) //
@@ -525,7 +532,33 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
             throw new SavingsAccountClosingNotAllowedException("linked", defaultUserMessage, savingsId);
         }
 
-        final Map<String, Object> changes = account.close(user, command, DateUtils.getLocalDateOfTenant());
+        final boolean isWithdrawBalance = command.booleanPrimitiveValueOfParameterNamed(withdrawBalanceParamName);
+
+        final Locale locale = command.extractLocale();
+        final DateTimeFormatter fmt = DateTimeFormat.forPattern(command.dateFormat()).withLocale(locale);
+        final LocalDate closedDate = command.localDateValueOfParameterNamed(SavingsApiConstants.closedOnDateParamName);
+
+        final Map<String, Object> changes = new LinkedHashMap<>();
+
+        if (isWithdrawBalance && account.getSummary().getAccountBalance(account.getCurrency()).isGreaterThanZero()) {
+
+            final BigDecimal transactionAmount = account.getSummary().getAccountBalance();
+            final PaymentDetail paymentDetail = this.paymentDetailWritePlatformService.createAndPersistPaymentDetail(command, changes);
+
+            final boolean isAccountTransfer = false;
+            final boolean isRegularTransaction = true;
+            final boolean isApplyWithdrawFee = false;
+            final boolean isInterestTransfer = false;
+            final SavingsTransactionBooleanValues transactionBooleanValues = new SavingsTransactionBooleanValues(isAccountTransfer,
+                    isRegularTransaction, isApplyWithdrawFee, isInterestTransfer, isWithdrawBalance);
+
+            this.savingsAccountDomainService.handleWithdrawal(account, fmt, closedDate, transactionAmount, paymentDetail,
+                    transactionBooleanValues);
+
+        }
+
+        final Map<String, Object> accountChanges = account.close(user, command, DateUtils.getLocalDateOfTenant());
+        changes.putAll(accountChanges);
         if (!changes.isEmpty()) {
             this.savingAccountRepository.save(account);
             final String noteText = command.stringValueOfParameterNamed("note");