feat: updates for tds services, rbi reserve config, and cashier api resources

2026-10-07 10:14:04 +05:30
parent 88157ee9d6
commit 99a7e04872
28 changed files with 1908 additions and 189 deletions
@@ -795,6 +795,29 @@ public class SavingsAccount extends AbstractAuditableWithUTCDateTimeCustom<Long>
        return false;
    }

+    /**
+     * Deducts TDS from this savings account on FD/RD interest that has just been credited to it.
+     *
+     * <p>
+     * Whether anything is due, and how much, is decided outside the entity - the threshold is tested on
+     * the customer's interest across the bank and a declaration on record switches it off. This only
+     * posts the withhold-tax debit and brings the running balances and summary up to date, as any other
+     * transaction on the account would.
+     *
+     * @param taxSplit
+     *            the amount per tax component; the component's credit account is where the accounting
+     *            entry sends the tax
+     */
+    public SavingsAccountTransaction deductTds(final LocalDate date, final BigDecimal amount, final Map<TaxComponent, BigDecimal> taxSplit) {
+        final SavingsAccountTransaction tds = SavingsAccountTransaction.withHoldTax(this, office(), date, Money.of(this.currency, amount),
+                taxSplit);
+        addTransaction(tds);
+        final LocalDate businessDate = DateUtils.getBusinessLocalDate();
+        recalculateDailyBalances(Money.zero(this.currency), DateUtils.isAfter(date, businessDate) ? date : businessDate, false, false);
+        this.summary.updateSummary(this.currency, this.savingsAccountTransactionSummaryWrapper, this.transactions);
+        return tds;
+    }
+
    protected SavingsAccountTransaction findInterestPostingTransactionFor(final LocalDate postingDate) {
        SavingsAccountTransaction postingTransation = null;
        List<SavingsAccountTransaction> trans = getTransactions();