FINERACT-2226: added e2e tests for validation of progressive loan charge-off reverse replay events fix
This commit is contained in:
Rustam Zeinalov
committed by
Adam Saghy
Adam Saghy
parent
49feaab3e5
commit
9bf365b62d
@@ -891,6 +891,80 @@ Feature: Charge-off
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| 01 June 2023 | Charge-off | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
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Then On Loan Transactions tab the "Repayment" Transaction with date "01 March 2023" is reverted
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@TestRailId:C3568
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Scenario: Verify that charge-off is reversed/replayed if repayment is reversed after the charge-off with COB process
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When Admin sets the business date to "21 February 2025"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ACCRUAL_ACTIVITY_POSTING | 21 February 2024 | 500 | 9.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "21 January 2025" with "500" amount and expected disbursement date on "21 January 2025"
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And Admin successfully disburse the loan on "21 January 2025" with "500" EUR transaction amount
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When Admin sets the business date to "23 February 2025"
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When Admin runs inline COB job for Loan
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 21 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 21 February 2025 | | 334.71 | 165.29 | 4.16 | 0.0 | 0.0 | 169.45 | 0.0 | 0.0 | 0.0 | 169.45 |
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| 2 | 28 | 21 March 2025 | | 168.14 | 166.57 | 2.88 | 0.0 | 0.0 | 169.45 | 0.0 | 0.0 | 0.0 | 169.45 |
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| 3 | 31 | 21 April 2025 | | 0.0 | 168.14 | 1.4 | 0.0 | 0.0 | 169.54 | 0.0 | 0.0 | 0.0 | 169.54 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 500.0 | 8.44 | 0.0 | 0 | 508.44 | 0.0 | 0.0 | 0.0 | 508.44 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Replayed | Reverted |
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| 21 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
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| 21 February 2025 | Accrual Activity | 4.16 | 0.0 | 4.16 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 February 2025 | Accrual | 4.31 | 0.0 | 4.31 | 0.0 | 0.0 | 0.0 | false | false |
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When Admin sets the business date to "21 February 2025"
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When Admin adds "LOAN_SNOOZE_FEE" due date charge with "21 February 2025" due date and 20 EUR transaction amount
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When Admin sets the business date to "22 February 2025"
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When Customer makes "REPAYMENT" transaction with "SCHEDULED" payment type on "22 February 2025" with 169.45 EUR transaction amount and system-generated Idempotency key
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When Admin runs inline COB job for Loan
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When Admin sets the business date to "24 February 2025"
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And Admin does charge-off the loan on "24 February 2025"
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And Admin runs inline COB job for Loan
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 21 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 21 February 2025 | | 334.71 | 165.29 | 4.16 | 20.0 | 0.0 | 189.45 | 169.45 | 0.0 | 169.45 | 20.0 |
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| 2 | 28 | 21 March 2025 | | 168.11 | 166.6 | 2.85 | 0.0 | 0.0 | 169.45 | 0.0 | 0.0 | 0.0 | 169.45 |
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| 3 | 31 | 21 April 2025 | | 0.0 | 168.11 | 1.4 | 0.0 | 0.0 | 169.51 | 0.0 | 0.0 | 0.0 | 169.51 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 500.0 | 8.41 | 20.0 | 0 | 528.41 | 169.45 | 0.0 | 169.45 | 358.96 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Replayed | Reverted |
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| 21 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
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| 21 February 2025 | Accrual Activity | 24.16 | 0.0 | 4.16 | 20.0 | 0.0 | 0.0 | true | false |
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| 22 February 2025 | Accrual | 4.31 | 0.0 | 4.31 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 February 2025 | Repayment | 169.45 | 149.45 | 0.0 | 20.0 | 0.0 | 350.55 | false | false |
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| 24 February 2025 | Accrual | 0.21 | 0.0 | 0.21 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 February 2025 | Charge-off | 358.96 | 350.55 | 8.41 | 0.0 | 0.0 | 0.0 | false | false |
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When Customer undo "1"th "Repayment" transaction made on "22 February 2025"
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 21 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 21 February 2025 | | 334.71 | 165.29 | 4.16 | 20.0 | 0.0 | 189.45 | 0.0 | 0.0 | 0.0 | 189.45 |
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| 2 | 28 | 21 March 2025 | | 168.19 | 166.52 | 2.93 | 0.0 | 0.0 | 169.45 | 0.0 | 0.0 | 0.0 | 169.45 |
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| 3 | 31 | 21 April 2025 | | 0.0 | 168.19 | 1.4 | 0.0 | 0.0 | 169.59 | 0.0 | 0.0 | 0.0 | 169.59 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 500.0 | 8.49 | 20.0 | 0 | 528.49 | 0.0 | 0.0 | 0.0 | 528.49 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Replayed | Reverted |
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| 21 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
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| 21 February 2025 | Accrual Activity | 24.16 | 0.0 | 4.16 | 20.0 | 0.0 | 0.0 | true | false |
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| 22 February 2025 | Accrual | 4.31 | 0.0 | 4.31 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 February 2025 | Repayment | 169.45 | 149.45 | 0.0 | 20.0 | 0.0 | 350.55 | false | true |
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| 24 February 2025 | Accrual | 0.21 | 0.0 | 0.21 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 February 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 February 2025 | Charge-off | 528.49 | 500.0 | 8.49 | 20.0 | 0.0 | 0.0 | true | false |
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Then On Loan Transactions tab the "Repayment" Transaction with date "22 February 2025" is reverted
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And LoanAccrualTransactionCreatedBusinessEvent is raised on "24 February 2025"
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And "Charge-off" transaction on "24 February 2025" got reverse-replayed on "24 February 2025"
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Then BulkBusinessEvent is not raised on "24 February 2025"
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@TestRailId:C2762
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Scenario: Verify that charge-off is reversed/replayed if Real time repayment which was placed on a date before the charge-off is reversed after the charge-off
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When Admin sets the business date to "01 January 2023"
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