diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
index d731ee217..057381352 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
@@ -906,7 +906,7 @@ public class Loan extends AbstractPersistable<Long> {
     }
     
     private void clearInstallmentLoanCharge(){
-        for(LoanCharge loanCharge:this.charges){
+        for(LoanCharge loanCharge:setOfLoanCharges()){
             if(loanCharge.isInstalmentFee()){
                 loanCharge.clearLoanInstallmentCharges();
             }