feat(loan-products): add product master table and GL account seeding for loan interest rate registe

fineract-core/src/main/java/org/apache/fineract/commands/service/CommandSourceService.java

@@ -157,6 +157,7 @@ public class CommandSourceService {
         }
         if ("GLACCOUNT".equalsIgnoreCase(commandSource.getEntityName())
                 || "CBSBASEINTERESTRATE".equalsIgnoreCase(commandSource.getEntityName())
+                || "LOANBASEINTERESTRATE".equalsIgnoreCase(commandSource.getEntityName())
                 || "CHARGE".equalsIgnoreCase(commandSource.getEntityName())
                 || "LOANPRODUCT".equalsIgnoreCase(commandSource.getEntityName())
                 || "SAVINGSPRODUCT".equalsIgnoreCase(commandSource.getEntityName())

fineract-core/src/main/java/org/apache/fineract/commands/service/CommandWrapperBuilder.java

@@ -2299,9 +2299,9 @@ public class CommandWrapperBuilder {
         return this;
     }
 
-    public CommandWrapperBuilder createCbsLoanBaseInterestRate() {
+    public CommandWrapperBuilder createLoanBaseInterestRate() {
         this.actionName = "CREATE";
-        this.entityName = "CBSLOANBASEINTERESTRATE";
+        this.entityName = "LOANBASEINTERESTRATE";
         this.entityId = null;
         this.href = "/loanproducts/baseinterestrates";
         return this;

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanRateRegisterProduct.java

@@ -0,0 +1,52 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+package org.apache.fineract.portfolio.loanproduct.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.GeneratedValue;
+import jakarta.persistence.GenerationType;
+import jakarta.persistence.Id;
+import jakarta.persistence.Table;
+import java.time.LocalDateTime;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+import lombok.Setter;
+
+/**
+ * A "particular" (loan type) row of the Loan Interest Rate Register chart. The GL account is a
+ * property of the particular, so it lives here rather than on each rate-register version. Kept as a
+ * plain {@code gl_account_id} column (no relation) to avoid pulling the accounting module's entity
+ * graph into the loan module.
+ */
+@Entity
+@Table(name = "m_loan_rate_register_product")
+@Getter
+@Setter
+@NoArgsConstructor
+public class LoanRateRegisterProduct {
+
+    @Id
+    @GeneratedValue(strategy = GenerationType.IDENTITY)
+    private Long id;
+
+    @Column(name = "sr_no", nullable = false)
+    private Integer srNo;
+
+    @Column(name = "name", length = 200, nullable = false)
+    private String name;
+
+    @Column(name = "gl_account_id")
+    private Long glAccountId;
+
+    @Column(name = "is_active", nullable = false)
+    private Boolean isActive;
+
+    @Column(name = "created_date")
+    private LocalDateTime createdDate;
+}

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanRateRegisterProductRepository.java

@@ -0,0 +1,17 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+package org.apache.fineract.portfolio.loanproduct.domain;
+
+import java.util.List;
+import org.springframework.data.jpa.repository.JpaRepository;
+
+public interface LoanRateRegisterProductRepository extends JpaRepository<LoanRateRegisterProduct, Long> {
+
+    /** Active particulars in chart order. */
+    List<LoanRateRegisterProduct> findByIsActiveTrueOrderBySrNoAsc();
+}

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanRateRegisterSlabHistory.java

@@ -41,6 +41,10 @@ public class LoanRateRegisterSlabHistory {
     private Long effectiveId;
 
     // ---- product dimension ----------------------------------------------
+    /** Stable link to the master particular (and its GL). Null only for rows written before the master existed. */
+    @Column(name = "product_id")
+    private Long productId;
+
     @Column(name = "product_sr_no", nullable = false)
     private Integer productSrNo;
 
@@ -73,11 +77,12 @@ public class LoanRateRegisterSlabHistory {
     @Column(name = "created_date")
     private LocalDateTime createdDate;
 
-    public static LoanRateRegisterSlabHistory create(final Long effectiveId, final Integer productSrNo, final String productName,
+    public static LoanRateRegisterSlabHistory create(final Long effectiveId, final Long productId, final Integer productSrNo,
-            final Integer slabOrder, final String slabLabel, final BigDecimal amountUpto, final BigDecimal rateValue,
+            final String productName, final Integer slabOrder, final String slabLabel, final BigDecimal amountUpto,
-            final String rateFormula, final boolean isFormula, final boolean isNa) {
+            final BigDecimal rateValue, final String rateFormula, final boolean isFormula, final boolean isNa) {
         final LoanRateRegisterSlabHistory s = new LoanRateRegisterSlabHistory();
         s.effectiveId = effectiveId;
+        s.productId = productId;
         s.productSrNo = productSrNo;
         s.productName = productName;
         s.slabOrder = slabOrder;

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/api/LoanProductsBaseInterestRatesApiResource.java

@@ -44,7 +44,7 @@ import org.springframework.stereotype.Component;
  * a POST that goes through Fineract's maker-checker pipeline.
  *
  * Reads are gated by the pre-existing {@code LOANPRODUCT} resource; writes by the two seeded
- * permissions {@code CREATE_CBSLOANBASEINTERESTRATE} (maker) and {@code CREATE_CBSLOANBASEINTERESTRATE_CHECKER}.
+ * permissions {@code CREATE_LOANBASEINTERESTRATE} (maker) and {@code CREATE_LOANBASEINTERESTRATE_CHECKER}.
  */
 @Path("/v1/loanproducts/baseinterestrates")
 @Component
@@ -76,6 +76,18 @@ public class LoanProductsBaseInterestRatesApiResource {
         return this.gson.toJson(data);
     }
 
+    /** Master list of particulars (loan types) that make up the chart rows. Literal path wins over {id}. */
+    @GET
+    @Path("products")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Get Loan Interest Rate Register particulars", description = "Returns the master list of loan types (chart rows) with their mapped GL account id, in chart order.")
+    @ApiResponses({ @ApiResponse(responseCode = "200", description = "OK") })
+    public String retrieveProducts() {
+        this.context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return this.gson.toJson(this.readService.retrieveProducts());
+    }
+
     /** The currently in-force version, with its full chart + CIBIL. */
     @GET
     @Path("active")
@@ -103,7 +115,7 @@ public class LoanProductsBaseInterestRatesApiResource {
     }
 
     /**
-     * Submit a new version. If {@code CREATE_CBSLOANBASEINTERESTRATE.can_maker_checker=true}, this
+     * Submit a new version. If {@code CREATE_LOANBASEINTERESTRATE.can_maker_checker=true}, this
      * returns {@code rollbackTransaction=true} and the row sits in {@code m_portfolio_command_source}
      * until a checker approves it from the Approvals tab. Otherwise it commits immediately.
      */
@@ -114,7 +126,7 @@ public class LoanProductsBaseInterestRatesApiResource {
     @ApiResponses({ @ApiResponse(responseCode = "200", description = "OK") })
     public CommandProcessingResult submitRateRegister(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
         final CommandWrapper commandRequest = new CommandWrapperBuilder()
-                .createCbsLoanBaseInterestRate()
+                .createLoanBaseInterestRate()
                 .withJson(apiRequestBodyAsJson)
                 .build();
         return this.commandsSourceWritePlatformService.logCommandSource(commandRequest);

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/api/LoanRateRegisterSaveRequest.java

@@ -30,9 +30,23 @@ public class LoanRateRegisterSaveRequest {
     private String fallbackBelowMin;
     private String note;
 
+    /**
+     * Particulars (chart rows) with their GL. A row whose srNo is not yet in the master is created on
+     * approval and must carry a glAccountId; for an existing row a changed glAccountId/name updates the master.
+     */
+    private List<ProductRequest> products;
     private List<SlabRequest> slabs;
     private List<CibilSlabRequest> cibilSlabs;
 
+    @Getter
+    @Setter
+    @NoArgsConstructor
+    public static class ProductRequest {
+        private Integer srNo;
+        private String name;
+        private Long glAccountId;
+    }
+
     @Getter
     @Setter
     @NoArgsConstructor

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/data/LoanRateRegisterProductData.java

@@ -0,0 +1,24 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+package org.apache.fineract.portfolio.loanproduct.data;
+
+import lombok.Builder;
+import lombok.Getter;
+
+/** Response DTO for one particular (loan type) of the Loan Interest Rate Register. */
+@Getter
+@Builder
+public class LoanRateRegisterProductData {
+
+    private Long id;
+    private Integer srNo;
+    private String name;
+    /** Null until the bank maps the particular to a GL account. */
+    private Long glAccountId;
+    private Boolean isActive;
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/data/LoanRateRegisterSlabData.java

@@ -20,6 +20,7 @@ import lombok.Getter;
 public class LoanRateRegisterSlabData {
 
     private Long id;
+    private Long productId;
     private Integer productSrNo;
     private String productName;
     private Integer slabOrder;

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/handler/CreateLoanBaseInterestRateCommandHandler.java

@@ -17,15 +17,15 @@ import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
 /**
- * Dispatched by Fineract when a {@code CBSLOANBASEINTERESTRATE} / {@code CREATE} command is executed —
+ * Dispatched by Fineract when a {@code LOANBASEINTERESTRATE} / {@code CREATE} command is executed —
  * on first submit (maker-checker off) or on checker approval (maker-checker on). The {@code @CommandType}
- * entity string here MUST match the one registered by {@code CommandWrapperBuilder.createCbsLoanBaseInterestRate()}
+ * entity string here MUST match the one registered by {@code CommandWrapperBuilder.createLoanBaseInterestRate()}
  * and the permission codes seeded by {@code 0581_enable_loan_rate_register_maker_checker.xml}.
  */
 @Service
-@CommandType(entity = "CBSLOANBASEINTERESTRATE", action = "CREATE")
+@CommandType(entity = "LOANBASEINTERESTRATE", action = "CREATE")
 @RequiredArgsConstructor
-public class CreateCbsLoanBaseInterestRateCommandHandler implements NewCommandSourceHandler {
+public class CreateLoanBaseInterestRateCommandHandler implements NewCommandSourceHandler {
 
     private final LoanRateRegisterWritePlatformService writePlatformService;
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/service/LoanRateRegisterReadPlatformService.java

@@ -10,6 +10,7 @@ package org.apache.fineract.portfolio.loanproduct.service;
 import java.util.List;
 import java.util.Optional;
 import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterData;
+import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterProductData;
 
 public interface LoanRateRegisterReadPlatformService {
 
@@ -21,4 +22,7 @@ public interface LoanRateRegisterReadPlatformService {
 
     /** A specific version by id. */
     Optional<LoanRateRegisterData> retrieveById(Long id);
+
+    /** Master list of particulars (loan types) that make up the chart rows, in chart order. */
+    List<LoanRateRegisterProductData> retrieveProducts();
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/service/LoanRateRegisterReadPlatformServiceImpl.java

@@ -13,11 +13,14 @@ import java.util.Optional;
 import lombok.RequiredArgsConstructor;
 import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterCibilSlabData;
 import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterData;
+import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterProductData;
 import org.apache.fineract.portfolio.loanproduct.data.LoanRateRegisterSlabData;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterCibilSlab;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterCibilSlabRepository;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterEffective;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterEffectiveRepository;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterProduct;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterProductRepository;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterSlabHistory;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterSlabHistoryRepository;
 import org.springframework.stereotype.Service;
@@ -33,6 +36,23 @@ public class LoanRateRegisterReadPlatformServiceImpl implements LoanRateRegister
     private final LoanRateRegisterEffectiveRepository effectiveRepository;
     private final LoanRateRegisterSlabHistoryRepository slabRepository;
     private final LoanRateRegisterCibilSlabRepository cibilRepository;
+    private final LoanRateRegisterProductRepository productRepository;
+
+    @Override
+    public List<LoanRateRegisterProductData> retrieveProducts() {
+        final List<LoanRateRegisterProduct> products = this.productRepository.findByIsActiveTrueOrderBySrNoAsc();
+        final List<LoanRateRegisterProductData> out = new ArrayList<>(products.size());
+        for (final LoanRateRegisterProduct p : products) {
+            out.add(LoanRateRegisterProductData.builder()
+                    .id(p.getId())
+                    .srNo(p.getSrNo())
+                    .name(p.getName())
+                    .glAccountId(p.getGlAccountId())
+                    .isActive(p.getIsActive())
+                    .build());
+        }
+        return out;
+    }
 
     @Override
     public List<LoanRateRegisterData> retrieveAll() {
@@ -65,6 +85,7 @@ public class LoanRateRegisterReadPlatformServiceImpl implements LoanRateRegister
         for (final LoanRateRegisterSlabHistory c : cells) {
             slabData.add(LoanRateRegisterSlabData.builder()
                     .id(c.getId())
+                    .productId(c.getProductId())
                     .productSrNo(c.getProductSrNo())
                     .productName(c.getProductName())
                     .slabOrder(c.getSlabOrder())

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/service/LoanRateRegisterWritePlatformServiceImpl.java

@@ -10,21 +10,32 @@ package org.apache.fineract.portfolio.loanproduct.service;
 import com.google.gson.Gson;
 import java.time.LocalDate;
 import java.time.format.DateTimeFormatter;
+import java.time.LocalDateTime;
 import java.util.ArrayList;
+import java.util.HashMap;
+import java.util.LinkedHashSet;
 import java.util.List;
+import java.util.Map;
+import java.util.Set;
 import lombok.RequiredArgsConstructor;
+import org.apache.fineract.accounting.glaccount.domain.GLAccountRepositoryWrapper;
 import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
 import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
 import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
 import org.apache.fineract.infrastructure.core.service.DateUtils;
 import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
 import org.apache.fineract.portfolio.loanproduct.api.LoanRateRegisterSaveRequest;
 import org.apache.fineract.portfolio.loanproduct.api.LoanRateRegisterSaveRequest.CibilSlabRequest;
+import org.apache.fineract.portfolio.loanproduct.api.LoanRateRegisterSaveRequest.ProductRequest;
 import org.apache.fineract.portfolio.loanproduct.api.LoanRateRegisterSaveRequest.SlabRequest;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterCibilSlab;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterCibilSlabRepository;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterEffective;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterEffectiveRepository;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterProduct;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterProductRepository;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterSlabHistory;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanRateRegisterSlabHistoryRepository;
 import org.apache.fineract.portfolio.loanproduct.serialization.LoanRateRegisterDataValidator;
@@ -45,6 +56,8 @@ public class LoanRateRegisterWritePlatformServiceImpl implements LoanRateRegiste
     private final LoanRateRegisterEffectiveRepository effectiveRepository;
     private final LoanRateRegisterSlabHistoryRepository slabRepository;
     private final LoanRateRegisterCibilSlabRepository cibilRepository;
+    private final LoanRateRegisterProductRepository productRepository;
+    private final GLAccountRepositoryWrapper glAccountRepositoryWrapper;
     private final Gson gson = new Gson();
 
     @Override
@@ -56,6 +69,10 @@ public class LoanRateRegisterWritePlatformServiceImpl implements LoanRateRegiste
         final LocalDate today = LocalDate.now(DateUtils.getDateTimeZoneOfTenant());
         final LocalDate effectiveFrom = parseDateOrToday(req.getEffectiveFromDate(), today);
 
+        // 0) Upsert the particulars master first, so a missing GL on a new product fails the whole
+        //    save before any version row is touched. Returns srNo -> master row for the cells below.
+        final Map<Integer, LoanRateRegisterProduct> productsBySrNo = upsertProducts(req);
+
         // 1) Deactivate the currently-active version (if any).
         final List<LoanRateRegisterEffective> active = this.effectiveRepository.findByIsActiveTrueOrderByEffectiveFromDateDesc();
         for (final LoanRateRegisterEffective prior : active) {
@@ -65,17 +82,20 @@ public class LoanRateRegisterWritePlatformServiceImpl implements LoanRateRegiste
             this.effectiveRepository.saveAll(active);
         }
 
-        // 2) Insert the new effective row.
+        // 2) Insert the new effective row. saveAndFlush ensures Hibernate executes the INSERT
+        //    immediately so the auto-generated id is populated before we use it as the FK on the
+        //    child slab/CIBIL rows (same pattern as FD side's FdBaseInterestRateReadPlatformServiceImpl).
         final LoanRateRegisterEffective fresh = LoanRateRegisterEffective.create(req.getName(), effectiveFrom,
                 req.getCurrencyCode(), req.getFallbackNoCibilSlab(), req.getFallbackBelowMin(), req.getNote(), createdById);
-        final LoanRateRegisterEffective saved = this.effectiveRepository.save(fresh);
+        final LoanRateRegisterEffective saved = this.effectiveRepository.saveAndFlush(fresh);
         final Long versionId = saved.getId();
 
         // 3) Insert all chart cells for this version.
         final List<LoanRateRegisterSlabHistory> cells = new ArrayList<>(req.getSlabs().size());
         for (final SlabRequest s : req.getSlabs()) {
-            cells.add(LoanRateRegisterSlabHistory.create(versionId, s.getProductSrNo(), s.getProductName(), s.getSlabOrder(),
+            final Long productId = productsBySrNo.get(s.getProductSrNo()).getId();
-                    s.getSlabLabel(), s.getAmountUpto(), s.getRateValue(), s.getRateFormula(),
+            cells.add(LoanRateRegisterSlabHistory.create(versionId, productId, s.getProductSrNo(), s.getProductName(),
+                    s.getSlabOrder(), s.getSlabLabel(), s.getAmountUpto(), s.getRateValue(), s.getRateFormula(),
                     Boolean.TRUE.equals(s.getIsFormula()), Boolean.TRUE.equals(s.getIsNa())));
         }
         this.slabRepository.saveAll(cells);
@@ -94,6 +114,83 @@ public class LoanRateRegisterWritePlatformServiceImpl implements LoanRateRegiste
                 .build();
     }
 
+    /**
+     * Makes sure every particular used by the submitted chart exists in the master. A particular not
+     * yet in the master is created and must carry a valid GL account; for an existing one a changed
+     * GL or name is applied. A particular that still has no GL after this (seeded rows the bank has
+     * not mapped yet) rejects the whole save.
+     */
+    private Map<Integer, LoanRateRegisterProduct> upsertProducts(final LoanRateRegisterSaveRequest req) {
+        final Map<Integer, LoanRateRegisterProduct> bySrNo = new HashMap<>();
+        for (final LoanRateRegisterProduct p : this.productRepository.findAll()) {
+            bySrNo.put(p.getSrNo(), p);
+        }
+        final Map<Integer, ProductRequest> requested = new HashMap<>();
+        if (req.getProducts() != null) {
+            for (final ProductRequest pr : req.getProducts()) {
+                requested.put(pr.getSrNo(), pr);
+            }
+        }
+        // Every srNo the chart uses, with a label taken from the first cell that mentions it.
+        final Set<Integer> used = new LinkedHashSet<>();
+        final Map<Integer, String> cellLabel = new HashMap<>();
+        for (final SlabRequest s : req.getSlabs()) {
+            used.add(s.getProductSrNo());
+            cellLabel.putIfAbsent(s.getProductSrNo(), s.getProductName());
+        }
+
+        final List<ApiParameterError> errors = new ArrayList<>();
+        final List<LoanRateRegisterProduct> toSave = new ArrayList<>();
+        for (final Integer srNo : used) {
+            final ProductRequest pr = requested.get(srNo);
+            LoanRateRegisterProduct existing = bySrNo.get(srNo);
+            final String name = pr != null && pr.getName() != null && !pr.getName().isBlank() ? pr.getName() : cellLabel.get(srNo);
+            if (existing == null) {
+                if (pr == null || pr.getGlAccountId() == null) {
+                    errors.add(ApiParameterError.parameterError("validation.loanRateRegister.product.gl.required",
+                            "New product '" + name + "' (Sr. " + srNo + ") needs a GL account", "products[" + srNo + "].glAccountId"));
+                    continue;
+                }
+                this.glAccountRepositoryWrapper.findOneWithNotFoundDetection(pr.getGlAccountId());
+                existing = new LoanRateRegisterProduct();
+                existing.setSrNo(srNo);
+                existing.setName(name);
+                existing.setGlAccountId(pr.getGlAccountId());
+                existing.setIsActive(true);
+                existing.setCreatedDate(LocalDateTime.now(DateUtils.getDateTimeZoneOfTenant()));
+                toSave.add(existing);
+            } else if (pr != null) {
+                boolean changed = false;
+                if (pr.getGlAccountId() != null && !pr.getGlAccountId().equals(existing.getGlAccountId())) {
+                    this.glAccountRepositoryWrapper.findOneWithNotFoundDetection(pr.getGlAccountId());
+                    existing.setGlAccountId(pr.getGlAccountId());
+                    changed = true;
+                }
+                if (name != null && !name.equals(existing.getName())) {
+                    existing.setName(name);
+                    changed = true;
+                }
+                if (changed) {
+                    toSave.add(existing);
+                }
+            }
+            // Every particular in a submitted chart must end up with a GL, including the seeded ones.
+            if (existing.getGlAccountId() == null) {
+                errors.add(ApiParameterError.parameterError("validation.loanRateRegister.product.gl.required",
+                        "Product '" + existing.getName() + "' (Sr. " + srNo + ") needs a GL account", "products[" + srNo + "].glAccountId"));
+                continue;
+            }
+            bySrNo.put(srNo, existing);
+        }
+        if (!errors.isEmpty()) {
+            throw new PlatformApiDataValidationException("validation.msg.loanRateRegister.failed", "Validation errors exist.", errors);
+        }
+        for (final LoanRateRegisterProduct p : this.productRepository.saveAllAndFlush(toSave)) {
+            bySrNo.put(p.getSrNo(), p);
+        }
+        return bySrNo;
+    }
+
     private static LocalDate parseDateOrToday(final String iso, final LocalDate today) {
         if (iso == null || iso.isBlank()) {
             return today;

fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml

@@ -619,4 +619,6 @@
     <include file="parts/0572_add_loan_product_advance_ext_fields.xml" relativeToChangelogFile="true"/>
     <include file="parts/0580_create_loan_rate_register_tables.xml" relativeToChangelogFile="true"/>
     <include file="parts/0581_enable_loan_rate_register_maker_checker.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0594_loan_rate_register_product_master.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0595_seed_loan_rate_register_gl_accounts.xml" relativeToChangelogFile="true"/>
 </databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0581_enable_loan_rate_register_maker_checker.xml

@@ -28,29 +28,63 @@
          Enable maker-checker on the Loan Interest Rate Register. Mirrors 0470 for the FD side.
          Two permissions: the maker's gated with can_maker_checker=true so submits land in
          m_portfolio_command_source as PENDING; the checker approves from the standard Checker Inbox
-         via /makercheckers/{id}?command=approve, which fires CreateCbsLoanBaseInterestRateCommandHandler.
+         via /makercheckers/{id}?command=approve, which fires CreateLoanBaseInterestRateCommandHandler.
+
+         Permission codes use the LOANBASEINTERESTRATE entity (no "CBS" prefix) to match the clean
+         naming convention requested for the Loan module.
     -->
 
     <changeSet id="0581a_loan_rate_register_maker_checker_permissions" author="cbsnexora" runOnChange="false">
         <validCheckSum>ANY</validCheckSum>
         <sql>
-            INSERT INTO m_permission (grouping, code, entity_name, action_name, can_maker_checker)
+            -- Rename any previously-seeded CBS-prefixed rows (safe no-op if a fresh DB).
-            SELECT 'portfolio', 'CREATE_CBSLOANBASEINTERESTRATE', 'CBSLOANBASEINTERESTRATE', 'CREATE', true
+            UPDATE m_permission
-            WHERE NOT EXISTS (SELECT 1 FROM m_permission WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE');
+            SET code = 'CREATE_LOANBASEINTERESTRATE', entity_name = 'LOANBASEINTERESTRATE'
+            WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE';
+
+            UPDATE m_permission
+            SET code = 'CREATE_LOANBASEINTERESTRATE_CHECKER', entity_name = 'LOANBASEINTERESTRATE'
+            WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER';
 
             INSERT INTO m_permission (grouping, code, entity_name, action_name, can_maker_checker)
-            SELECT 'portfolio', 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER', 'CBSLOANBASEINTERESTRATE', 'CREATE_CHECKER', false
+            SELECT 'portfolio', 'CREATE_LOANBASEINTERESTRATE', 'LOANBASEINTERESTRATE', 'CREATE', true
-            WHERE NOT EXISTS (SELECT 1 FROM m_permission WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER');
+            WHERE NOT EXISTS (SELECT 1 FROM m_permission WHERE code = 'CREATE_LOANBASEINTERESTRATE');
+
+            INSERT INTO m_permission (grouping, code, entity_name, action_name, can_maker_checker)
+            SELECT 'portfolio', 'CREATE_LOANBASEINTERESTRATE_CHECKER', 'LOANBASEINTERESTRATE', 'CREATE_CHECKER', false
+            WHERE NOT EXISTS (SELECT 1 FROM m_permission WHERE code = 'CREATE_LOANBASEINTERESTRATE_CHECKER');
 
             UPDATE m_permission
             SET can_maker_checker = TRUE
-            WHERE entity_name = 'CBSLOANBASEINTERESTRATE'
+            WHERE entity_name = 'LOANBASEINTERESTRATE'
               AND action_name = 'CREATE';
 
             UPDATE m_permission
             SET action_name = 'CREATE_CHECKER'
-            WHERE entity_name = 'CBSLOANBASEINTERESTRATE'
+            WHERE entity_name = 'LOANBASEINTERESTRATE'
-              AND code = 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER';
+              AND code = 'CREATE_LOANBASEINTERESTRATE_CHECKER';
+        </sql>
+    </changeSet>
+
+    <!-- Separate changeset to force the CBS→LOAN rename on DBs that already applied 0581a with the
+         old names. Liquibase won't re-run an already-applied changeset, so the UPDATE statements
+         inside 0581a don't fire a second time; this new id runs once per DB on next startup. -->
+    <changeSet id="0581c_rename_cbs_prefix_to_loanbaseinterestrate" author="cbsnexora" runOnChange="false">
+        <validCheckSum>ANY</validCheckSum>
+        <sql>
+            UPDATE m_permission
+            SET code = 'CREATE_LOANBASEINTERESTRATE', entity_name = 'LOANBASEINTERESTRATE'
+            WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE';
+
+            UPDATE m_permission
+            SET code = 'CREATE_LOANBASEINTERESTRATE_CHECKER', entity_name = 'LOANBASEINTERESTRATE'
+            WHERE code = 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER';
+
+            -- Rename any pending command-source rows still carrying the old entity string so
+            -- the handler picks them up after the restart.
+            UPDATE m_portfolio_command_source
+            SET entity_name = 'LOANBASEINTERESTRATE'
+            WHERE entity_name = 'CBSLOANBASEINTERESTRATE';
         </sql>
     </changeSet>
 
@@ -63,7 +97,7 @@
             FROM m_role r
             CROSS JOIN m_permission p
             WHERE r.name = 'Super user'
-              AND p.code IN ('CREATE_CBSLOANBASEINTERESTRATE', 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER')
+              AND p.code IN ('CREATE_LOANBASEINTERESTRATE', 'CREATE_LOANBASEINTERESTRATE_CHECKER')
               AND NOT EXISTS (
                   SELECT 1 FROM m_role_permission rp
                   WHERE rp.role_id = r.id AND rp.permission_id = p.id
@@ -76,7 +110,7 @@
             JOIN m_appuser_role ur ON ur.appuser_id = u.id
             CROSS JOIN m_permission p
             WHERE u.username = 'bankadmin'
-              AND p.code IN ('CREATE_CBSLOANBASEINTERESTRATE', 'CREATE_CBSLOANBASEINTERESTRATE_CHECKER')
+              AND p.code IN ('CREATE_LOANBASEINTERESTRATE', 'CREATE_LOANBASEINTERESTRATE_CHECKER')
               AND NOT EXISTS (
                   SELECT 1 FROM m_role_permission rp
                   WHERE rp.role_id = ur.role_id AND rp.permission_id = p.id
@@ -88,7 +122,7 @@
             FROM m_role r
             CROSS JOIN m_permission p
             WHERE LOWER(r.name) = 'clerk'
-              AND p.code = 'CREATE_CBSLOANBASEINTERESTRATE'
+              AND p.code = 'CREATE_LOANBASEINTERESTRATE'
               AND NOT EXISTS (
                   SELECT 1 FROM m_role_permission rp
                   WHERE rp.role_id = r.id AND rp.permission_id = p.id

fineract-provider/src/main/resources/db/changelog/tenant/parts/0594_loan_rate_register_product_master.xml

@@ -0,0 +1,199 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+                                       http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!--
+         Master list of "particulars" (loan types) that appear as rows in the Loan Interest Rate
+         Register chart. The GL account belongs to the particular, not to a version, so it is kept
+         here and never has to be re-selected when a new rate version is created.
+
+         Seeded with the ~16 loan types that almost every bank offers. Bank-specific particulars are
+         added later through Loan Interest Rate Register > Edit (new version) > Add product, which
+         requires a GL. gl_account_id is NULL for the seeded rows until the bank maps them.
+    -->
+
+    <changeSet id="0594a_create_loan_rate_register_product" author="cbsnexora">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <not><tableExists tableName="m_loan_rate_register_product"/></not>
+        </preConditions>
+        <createTable tableName="m_loan_rate_register_product">
+            <column name="id" type="BIGINT" autoIncrement="true">
+                <constraints primaryKey="true" nullable="false"/>
+            </column>
+            <column name="sr_no" type="INT">
+                <constraints nullable="false" unique="true" uniqueConstraintName="uq_mlrrp_sr_no"/>
+            </column>
+            <column name="name" type="VARCHAR(200)">
+                <constraints nullable="false"/>
+            </column>
+            <column name="gl_account_id" type="BIGINT"/>
+            <column name="is_active" type="BOOLEAN" defaultValueBoolean="true">
+                <constraints nullable="false"/>
+            </column>
+            <column name="created_date" type="DATETIME"/>
+        </createTable>
+        <addForeignKeyConstraint baseTableName="m_loan_rate_register_product"
+                                 baseColumnNames="gl_account_id"
+                                 constraintName="fk_mlrrp_gl_account"
+                                 referencedTableName="acc_gl_account"
+                                 referencedColumnNames="id"/>
+    </changeSet>
+
+    <!-- Link chart cells to the particular by id. product_sr_no / product_name stay on the row as the
+         denormalised label of that version; product_id is the stable link to the master (and its GL).
+         Nullable so rows written before this changeset survive; backfilled by sr_no below. -->
+    <changeSet id="0594c_loan_rate_register_slab_history_product_id" author="cbsnexora">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <not><columnExists tableName="m_loan_rate_register_slab_history" columnName="product_id"/></not>
+        </preConditions>
+        <addColumn tableName="m_loan_rate_register_slab_history">
+            <column name="product_id" type="BIGINT"/>
+        </addColumn>
+        <addForeignKeyConstraint baseTableName="m_loan_rate_register_slab_history"
+                                 baseColumnNames="product_id"
+                                 constraintName="fk_mlrrsh_product"
+                                 referencedTableName="m_loan_rate_register_product"
+                                 referencedColumnNames="id"/>
+        <createIndex indexName="idx_mlrrsh_product" tableName="m_loan_rate_register_slab_history">
+            <column name="product_id"/>
+        </createIndex>
+    </changeSet>
+
+    <changeSet id="0594d_backfill_loan_rate_register_slab_history_product_id" author="cbsnexora">
+        <validCheckSum>ANY</validCheckSum>
+        <sql>
+            UPDATE m_loan_rate_register_slab_history
+            SET product_id = (SELECT p.id FROM m_loan_rate_register_product p
+                              WHERE p.sr_no = m_loan_rate_register_slab_history.product_sr_no)
+            WHERE product_id IS NULL;
+        </sql>
+    </changeSet>
+
+    <changeSet id="0594b_seed_loan_rate_register_default_products" author="cbsnexora">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_loan_rate_register_product</sqlCheck>
+        </preConditions>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="1"/>
+            <column name="name" value="Housing Loan (Purchase/Construction)"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="2"/>
+            <column name="name" value="Home Repair/Renovation"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="3"/>
+            <column name="name" value="Personal Loan (Unsecured)"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="4"/>
+            <column name="name" value="Personal Loan (Secured/Property)"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="5"/>
+            <column name="name" value="Two Wheeler Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="6"/>
+            <column name="name" value="Car Loan (New)"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="7"/>
+            <column name="name" value="Used Car/Vehicle Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="8"/>
+            <column name="name" value="Commercial Vehicle Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="9"/>
+            <column name="name" value="Gold Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="10"/>
+            <column name="name" value="Business Term Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="11"/>
+            <column name="name" value="Machinery &amp; Equipment Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="12"/>
+            <column name="name" value="Cash Credit"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="13"/>
+            <column name="name" value="Overdraft"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="14"/>
+            <column name="name" value="Agriculture Loan"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="15"/>
+            <column name="name" value="Loan against FDR"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+        <insert tableName="m_loan_rate_register_product">
+            <column name="sr_no" valueNumeric="16"/>
+            <column name="name" value="Loan against RD"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="created_date" valueComputed="NOW()"/>
+        </insert>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0595_seed_loan_rate_register_gl_accounts.xml

@@ -0,0 +1,95 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+                                       http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!--
+         Loan portfolio (asset) GL accounts for the Loan Interest Rate Register particulars that had no
+         GL in the standardized chart of accounts (0503). Existing GLs are reused for the rest:
+         LOAN AGAINST DEPOSITE 100301, CASH CREDIT 100303, LOAN AGAINST PROPERTY 100401,
+         PERSONAL LOAN 100402, HOUSE LOAN 100501.
+
+         Each row is inserted under its existing header (SHORT/MEDIUM/LONG TERM LOAN) and only when that
+         header exists, so tenants with a different chart of accounts are left untouched. Codes follow the
+         0503 scheme: classification(1) + group(2) + sequence(3). Idempotent on gl_code.
+    -->
+    <changeSet id="0595_seed_loan_rate_register_gl_accounts" author="cbsnexora">
+        <validCheckSum>ANY</validCheckSum>
+        <sql>
+            -- SHORT TERM LOAN (100300)
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'OVERDRAFT', '100304', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100300' AND p.name = 'SHORT TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100304');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'GOLD LOAN', '100305', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100300' AND p.name = 'SHORT TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100305');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'AGRICULTURE LOAN', '100306', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100300' AND p.name = 'SHORT TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100306');
+
+            -- MEDIUM TERM LOAN (100400)
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'TWO WHEELER LOAN', '100403', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100403');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'CAR LOAN (NEW)', '100404', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100404');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'USED CAR / VEHICLE LOAN', '100405', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100405');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'COMMERCIAL VEHICLE LOAN', '100406', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100406');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'BUSINESS TERM LOAN', '100407', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100407');
+
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'MACHINERY &amp; EQUIPMENT LOAN', '100408', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100400' AND p.name = 'MEDIUM TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100408');
+
+            -- LONG TERM LOAN (100500)
+            INSERT INTO acc_gl_account (name, gl_code, disabled, manual_journal_entries_allowed, account_usage, classification_enum, parent_id)
+            SELECT 'HOME REPAIR / RENOVATION LOAN', '100502', false, true, 1, 1, p.id FROM acc_gl_account p
+            WHERE p.gl_code = '100500' AND p.name = 'LONG TERM LOAN'
+              AND NOT EXISTS (SELECT 1 FROM acc_gl_account WHERE gl_code = '100502');
+        </sql>
+    </changeSet>
+
+</databaseChangeLog>