diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
index a3cc27768..3b40d32db 100755
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
@@ -324,10 +324,9 @@ public class Loan extends AbstractPersistable<Long> {
             final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
             final LoanTransactionProcessingStrategy transactionProcessingStrategy,
             final LoanProductRelatedDetail loanRepaymentScheduleDetail, final Set<LoanCharge> loanCharges,
-            final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
+            final Set<LoanCollateral> collateral, final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
             final Set<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance) {
         final LoanStatus status = null;
-        final Set<LoanCollateral> collateral = null;
         final Client client = null;
         return new Loan(accountNo, client, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategy, loanProduct,
                 loanRepaymentScheduleDetail, status, loanCharges, collateral, syncDisbursementWithMeeting, fixedEmiAmount,
@@ -338,10 +337,9 @@ public class Loan extends AbstractPersistable<Long> {
             final Integer loanType, final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
             final LoanTransactionProcessingStrategy transactionProcessingStrategy,
             final LoanProductRelatedDetail loanRepaymentScheduleDetail, final Set<LoanCharge> loanCharges,
-            final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
+            final Set<LoanCollateral> collateral, final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
             final Set<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance) {
         final LoanStatus status = null;
-        final Set<LoanCollateral> collateral = null;
         return new Loan(accountNo, client, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategy, loanProduct,
                 loanRepaymentScheduleDetail, status, loanCharges, collateral, syncDisbursementWithMeeting, fixedEmiAmount,
                 disbursementDetails, maxOutstandingLoanBalance);
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanAssembler.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanAssembler.java
index ef62039e1..baa6da740 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanAssembler.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanAssembler.java
@@ -232,13 +232,13 @@ public class LoanAssembler {
 
             loanApplication = Loan.newIndividualLoanApplicationFromGroup(accountNo, client, group, loanType.getId().intValue(),
                     loanProduct, fund, loanOfficer, loanPurpose, loanTransactionProcessingStrategy, loanProductRelatedDetail, loanCharges,
-                    syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance);
+                    collateral, syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance);
 
         } else if (group != null) {
 
             loanApplication = Loan.newGroupLoanApplication(accountNo, group, loanType.getId().intValue(), loanProduct, fund, loanOfficer,
-                    loanPurpose, loanTransactionProcessingStrategy, loanProductRelatedDetail, loanCharges, syncDisbursementWithMeeting,
-                    fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance);
+                    loanPurpose, loanTransactionProcessingStrategy, loanProductRelatedDetail, loanCharges, collateral,
+                    syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance);
 
         } else if (client != null) {
 
diff --git a/mifosng-provider/src/main/pentahoReports/Client Saving Transactions.prpt b/mifosng-provider/src/main/pentahoReports/Client Saving Transactions.prpt
index a3d8ffbb3..573e46847 100644
Binary files a/mifosng-provider/src/main/pentahoReports/Client Saving Transactions.prpt and b/mifosng-provider/src/main/pentahoReports/Client Saving Transactions.prpt differ
diff --git a/mifosng-provider/src/main/pentahoReports/Client Savings Summary.prpt b/mifosng-provider/src/main/pentahoReports/Client Savings Summary.prpt
index 44265e54c..79888b06f 100755
Binary files a/mifosng-provider/src/main/pentahoReports/Client Savings Summary.prpt and b/mifosng-provider/src/main/pentahoReports/Client Savings Summary.prpt differ