MIFOSX-90: work in progress on charges (fees and penalties) for loans suitable for gk-maarg. Split out charges on repayment schedule into fee charges and penalty charges. work outstanding on integrating payment processing to auto pay off charges (or auto penalise).

mifosng-db/patches/patch-0006-repayment-schedule-changes.sql

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+alter table m_loan_repayment_schedule
+add column `fromdate` date DEFAULT NULL after `loan_id`;
+
+alter table m_charge 
+add column `is_penalty` tinyint(1) NOT NULL DEFAULT '0' after `amount`;
+
+alter table m_loan_charge 
+add column `is_penalty` tinyint(1) NOT NULL DEFAULT '0' after `charge_id`;