CBSNexora/cbsnexora-backend
4
0
Fork 0
Code Issues Pull Requests Actions 1 Packages Projects Releases Wiki Activity

FINERACT-2070: E2E testcase migration - feature files - pt3

Browse Source
This commit is contained in:
Peter Kovacs
2024-11-10 14:38:04 +01:00
committed by Adam Saghy
parent 6770352da8
commit ab1a634d17
5 changed files with 2958 additions and 347 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-e2e-tests-runner/src/test/resources/features/LoanCharge.feature
+89 -88
View File
@@ -1,7 +1,7 @@
@ChargeFeature
Feature: LoanCharge
@TestRailId:C50
Scenario: Charge creation functionality with locale EN
When Admin creates a client with random data
When Admin successfully creates a new customised Loan submitted on date: "1 July 2022", with Principal: "6000", a loanTermFrequency: 24 months, and numberOfRepayments: 24
@@ -10,7 +10,7 @@ Feature: LoanCharge
And Admin adds a 10 % Processing charge to the loan with "en" locale on date: "10 July 2022"
Then Charge is successfully added to the loan with 600 EUR
@TestRailId:C51
Scenario: Charge creation functionality with locale DE
When Admin creates a client with random data
When Admin successfully creates a new customised Loan submitted on date: "1 July 2022", with Principal: "6000", a loanTermFrequency: 24 months, and numberOfRepayments: 24
@@ -19,7 +19,7 @@ Feature: LoanCharge
And Admin adds a 10 % Processing charge to the loan with "de_DE" locale on date: "10 Juli 2022"
Then Charge is successfully added to the loan with 600 EUR
@TestRailId:C2450
Scenario: Due date charge can be successfully applied when it is added on the loan account after the maturity date (NSF scenario of last installment)
When Admin sets the business date to "1 January 2022"
When Admin creates a client with random data
@@ -39,7 +39,7 @@ Feature: LoanCharge
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
Then Loan has 0 outstanding amount
@TestRailId:C2451
Scenario: Due date charge can be successfully applied when it is added on the loan account which already has a N+1 scenario (by chargeback)
When Admin sets the business date to "1 January 2022"
When Admin creates a client with random data
@@ -63,7 +63,7 @@ Feature: LoanCharge
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
Then Loan has 0 outstanding amount
@TestRailId:C2452
Scenario: Due date charge can be successfully applied, then waived when it is added on the loan account after the maturity date (NSF scenario of last installment)
When Admin sets the business date to "1 January 2022"
When Admin creates a client with random data
@@ -88,8 +88,7 @@ Feature: LoanCharge
Then Loan status will be "ACTIVE"
Then Loan has 250 outstanding amount
@TestRailId:C2453
Scenario: Due date charge can be successfully applied, waived, then waive reversed when it is added on the loan account after the maturity date (NSF scenario of last installment)
When Admin sets the business date to "1 January 2022"
When Admin creates a client with random data
@@ -112,7 +111,7 @@ Feature: LoanCharge
Then Loan status will be "ACTIVE"
Then Loan has 260 outstanding amount
# TODO clear, make it work properly
@TestRailId:C2472
Scenario: Charge adjustment works properly
When Admin sets the business date to "22 October 2022"
When Admin creates a client with random data
@@ -954,6 +953,7 @@ Feature: LoanCharge
| LIABILITY | l1 | Overpayment account | 2.0 | |
| INCOME | 404007 | Fee Income | | 2.0 |
@TestRailId:C2532
Scenario: Verify that charge can be added to loan on disbursement date (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -967,7 +967,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 01 January 2023 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2533
Scenario: Verify that charge can be added to loan after disbursement date (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -982,7 +982,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2534
Scenario: Verify that charge can be added to loan after partial repayment (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -998,7 +998,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2535
Scenario: Verify that charge can be added to loan which is reopened by chargeback transaction after got overpaid by repayment (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1017,7 +1017,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2536
Scenario: Verify that charge can be added to loan which is reopened by payment undo transaction after got overpaid by repayment (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1038,7 +1038,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2537
Scenario: Verify that charge can be added to loan which is reopened by undo goodwill credit transaction after got overpaid by goodwill credit transaction (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1058,7 +1058,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2538
Scenario: Verify that charge can be added to loan which is reopened by undo repayment after got overpaid by goodwill credit transaction (loan status is 'active')
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1078,7 +1078,7 @@ Feature: LoanCharge
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
Then Loan's actualMaturityDate is "31 January 2023"
@TestRailId:C2601
Scenario: Verify that loanChargePaidByList section has the correct data in loanDetails and in LoanTransactionMakeRepaymentPostBusinessEvent
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1096,7 +1096,7 @@ Feature: LoanCharge
| 10.0 | Snooze fee |
| 20.0 | NSF fee |
@TestRailId:C2606
Scenario: Verify that after COB job Accrual entry is made when loan has a fee-charge on disbursal date
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1110,7 +1110,7 @@ Feature: LoanCharge
| Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| Accrual | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 0.0 |
@TestRailId:C2607
Scenario: Verify that after COB job Accrual entry is made when loan has a penalty-charge on disbursal date
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1124,7 +1124,7 @@ Feature: LoanCharge
| Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| Accrual | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | 0.0 |
@TestRailId:C2635
Scenario: Verify that charge can be added to loan which is paid off and overpaid by refund
When Admin sets the business date to "10 January 2023"
When Admin creates a client with random data
@@ -1142,7 +1142,7 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 10 January 2023 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
@TestRailId:C2672
Scenario: FEE01 - Verify the loan creation with charge: disbursement percentage fee
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1152,8 +1152,8 @@ Feature: LoanCharge
When Admin successfully disburse the loan on "01 January 2023" with "1000" EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 01 January 2023 | Repayment (at time of disbursement) | 15.0 | 0.0 | 0.0 | 15.0 | 0.0 | 1000.0 |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Disbursement percentage fee | false | Disbursement | | % Amount | 15.0 | 15.0 | 0.0 | 0.0 |
@@ -1166,7 +1166,7 @@ Feature: LoanCharge
| 1000 | 0 | 15 | 0 | 1015 | 15 | 0 | 0 | 1000 |
@TestRailId:C2673
Scenario: FEE02 - Verify the loan creation with charge: flat fee
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1188,12 +1188,12 @@ Feature: LoanCharge
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 0 | 15 | 0 | 1015 | 0 | 0 | 0 | 1015 |
@TestRailId:C2674
Scenario: FEE03 - Verify the loan creation with charge: installment percentage fee
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP1_INTEREST_FLAT | 1 January 2023 | 3000 | 12 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
And Admin successfully approves the loan on "01 January 2023" with "3000" amount and expected disbursement date on "10 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "3000" EUR transaction amount
@@ -1214,12 +1214,12 @@ Feature: LoanCharge
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 3000 | 90 | 46.35 | 0 | 3136.35 | 0 | 0 | 0 | 3136.35 |
@TestRailId:C2675
Scenario: FEE04 - Verify the loan creation with charge: overdue fee on principal
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP1_INTEREST_FLAT_OVERDUE_FROM_AMOUNT | 1 January 2023 | 3000 | 12 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
And Admin successfully approves the loan on "01 January 2023" with "3000" amount and expected disbursement date on "10 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "3000" EUR transaction amount
@@ -1246,12 +1246,12 @@ Feature: LoanCharge
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 3000 | 90 | 0.0 | 45 | 3135.0 | 0 | 0 | 0 | 3135.0 |
@TestRailId:C2676
Scenario: FEE05 - Verify the loan creation with charge: overdue fee on principal+interest
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP1_INTEREST_FLAT_OVERDUE_FROM_AMOUNT_INTEREST | 1 January 2023 | 3000 | 12 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
And Admin successfully approves the loan on "01 January 2023" with "3000" amount and expected disbursement date on "10 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "3000" EUR transaction amount
@@ -1279,12 +1279,12 @@ Feature: LoanCharge
| 3000 | 90 | 0.0 | 46.35 | 3136.35 | 0 | 0 | 0 | 3136.35 |
# TODO Create loan product suitable for LOAN_TRANCHE_DISBURSEMENT_PERCENTAGE_FEE, replace, fix expected results
@Skip
@Skip @TestRailId:C2677
Scenario: FEE06 - Verify the loan creation with charge: tranche disbursement percentage fee, multi disbursement
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP1_INTEREST_DECLINING_BALANCE_SAR_RECALCULATION_SAME_AS_REPAYMENT_COMPOUNDING_NONE_MULTI_DISBURSEMENT | 1 January 2023 | 3000 | 12 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
And Admin successfully approves the loan on "01 January 2023" with "3000" amount and expected disbursement date on "01 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "1000" EUR transaction amount
@@ -1308,7 +1308,7 @@ Feature: LoanCharge
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 0 | 15 | 0 | 1015 | 15 | 0 | 0 | 1000 |
@TestRailId:C2790
Scenario: Verify that partially waived installment fee applied correctly in reverse-replay logic
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
@@ -1339,7 +1339,7 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Installment percentage fee | false | Installment Fee | | % Loan Amount + Interest | 100.0 | 5.0 | 95.0 | 0.0 |
@TestRailId:C2909
Scenario: Verify that adding charge on a closed loan after maturity date is creating an N+1 installment - LP1 product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
@@ -1368,12 +1368,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 01 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2910
Scenario: Verify that adding charge on a closed loan after maturity date is creating an N+1 installment - LP2 auto payment enabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1409,12 +1409,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2911
Scenario: Verify that adding charge on a closed loan after maturity date is creating an N+1 installment - LP2 auto payment disabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1451,12 +1451,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2912 @AdvancedPaymentAllocation
Scenario: Verify that adding charge on a closed loan after maturity date is creating an N+1 installment - LP2 advanced payment allocation product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1492,7 +1492,7 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2914
Scenario: Verify that adding charge on a active loan / partial repayment after maturity date is creating an N+1 installment - LP1 product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
@@ -1521,12 +1521,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 01 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2915
Scenario: Verify that adding charge on a active loan / partial repayment after maturity date is creating an N+1 installment - LP2 auto payment enabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1562,12 +1562,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2916
Scenario: Verify that adding charge on a active loan / partial repayment after maturity date is creating an N+1 installment - LP2 auto payment disabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1604,12 +1604,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2917 @AdvancedPaymentAllocation
Scenario: Verify that adding charge on an active loan / partial repayment after maturity date is creating an N+1 installment - LP2 advanced payment allocation product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1645,7 +1645,7 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2918
Scenario: Verify that adding charge on a active loan / no repayment made, after maturity date is creating an N+1 installment - LP1 product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
@@ -1671,12 +1671,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 01 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2919
Scenario: Verify that adding charge on a active loan / no repayment made, after maturity date is creating an N+1 installment - LP2 auto payment enabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1703,12 +1703,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@TestRailId:C2920
Scenario: Verify that adding charge on a active loan / no repayment made, after maturity date is creating an N+1 installment - LP2 auto payment disabled
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1734,12 +1734,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2921 @AdvancedPaymentAllocation
Scenario: Verify that adding charge on an active loan / no repayment made, after maturity date is creating an N+1 installment - LP2 advanced payment allocation product
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1766,12 +1766,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 November 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2923 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC1
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1801,12 +1801,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 09 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2924 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC2
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1836,12 +1836,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 10 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2925 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC3
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1871,12 +1871,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 11 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2926 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC4
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1906,12 +1906,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2927 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC5
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1941,12 +1941,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 17 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2928 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC6
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -1973,12 +1973,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 10 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2929 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC7
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -2005,12 +2005,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 October 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2930 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC8
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -2037,12 +2037,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 17 October 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2931 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC9
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -2068,12 +2068,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 October 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@AdvancedPaymentAllocation
@TestRailId:C2932 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC10
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -2099,12 +2099,12 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 16 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@AdvancedPaymentAllocation
@TestRailId:C2933 @AdvancedPaymentAllocation
Scenario: Verify Loan charge reverse-replaying logic for LP2 advanced payment allocation product - UC11
When Admin sets the business date to "01 October 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -2131,13 +2131,13 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 October 2023 | Flat | 20.0 | 20.0 | 0.0 | 0.0 |
@TestRailId:C2993
Scenario: Waive charge on LP2 cumulative loan product
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2023 | 750 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2023" with "750" amount and expected disbursement date on "01 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "750" EUR transaction amount
@@ -2176,12 +2176,12 @@ Feature: LoanCharge
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
| 750 | 0 | 0 | 10 | 760 | 688.0 | 0 | 500 | 10 | 62.0 |
@TestRailId:C2994
Scenario: Waive charge on LP2 progressive loan
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2023 | 750 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2023" with "750" amount and expected disbursement date on "01 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "750" EUR transaction amount
@@ -2212,19 +2212,19 @@ Feature: LoanCharge
| | | 01 January 2023 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | | |
| 1 | 0 | 01 January 2023 | 01 February 2023 | 562.5 | 187.5 | 0.0 | 0.0 | 0.0 | 187.5 | 187.5 | 0.0 | 187.5 | 0.0 | 0.0 |
| 2 | 15 | 16 January 2023 | 01 March 2023 | 375.0 | 187.5 | 0.0 | 0.0 | 0.0 | 187.5 | 187.5 | 0.0 | 187.5 | 0.0 | 0.0 |
| 3 | 15 | 31 January 2023 | | 187.5 | 187.5 | 0.0 | 0.0 | 0.0 | 187.5 | 125.0 | 0.0 | 125.0 | 0.0 | 62.5 |
| 3 | 15 | 31 January 2023 | | 187.5 | 187.5 | 0.0 | 0.0 | 0.0 | 187.5 | 125.0 | 0.0 | 125.0 | 0.0 | 62.5 |
| 4 | 15 | 15 February 2023 | | 0.0 | 187.5 | 0.0 | 0.0 | 0.0 | 187.5 | 0.0 | 0.0 | 0.0 | 0.0 | 187.5 |
| 5 | 49 | 05 April 2023 | 05 April 2023 | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
| 750 | 0 | 0 | 10 | 760 | 500 | 0 | 500 | 10 | 250 |
@TestRailId:C2995
Scenario: Verify that when a charge added after maturity had been waived the added N+1 installment will be paid with a paid by date (obligations met date) of the transaction date of the waive charge transaction
When Admin sets the business date to "01 January 2023"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2023 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2023" with "1000" amount and expected disbursement date on "01 January 2023"
When Admin successfully disburse the loan on "01 January 2023" with "1000" EUR transaction amount
@@ -2252,7 +2252,8 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 22 February 2023 | Flat | 100.0 | 0.0 | 100.0 | 0.0 |
Scenario: Verify that there are no payable interest after charge adjustment made on the same date for progressive loan with custom payment allocation order
@TestRailId:C3260
Scenario: Verify that there are no payable interest and fee after charge adjustment made on the same date for progressive loan with custom payment allocation order
When Admin sets the business date to "27 September 2024"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
@@ -2261,12 +2262,12 @@ Feature: LoanCharge
And Admin successfully approves the loan on "27 September 2024" with "40" amount and expected disbursement date on "27 September 2024"
When Admin successfully disburse the loan on "27 September 2024" with "40" EUR transaction amount
Then Loan Repayment schedule has 1 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 27 September 2024 | | 40.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 27 October 2024 | | 0.0 | 40.0 | 0.33 | 0.0 | 0.0 | 40.33 | 0.0 | 0.0 | 0.0 | 40.33 |
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 27 September 2024 | | 40.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 27 October 2024 | | 0.0 | 40.0 | 0.33 | 0.0 | 0.0 | 40.33 | 0.0 | 0.0 | 0.0 | 40.33 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 40.0 | 0.33 | 0.0 | 0.0 | 40.33 | 0.0 | 0.0 | 0.0 | 40.33 |
| 40.0 | 0.33 | 0.0 | 0.0 | 40.33 | 0.0 | 0.0 | 0.0 | 40.33 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 27 September 2024 | Disbursement | 40.0 | 0.0 | 0.0 | 0.0 | 0.0 | 40.0 |
@@ -2274,9 +2275,9 @@ Feature: LoanCharge
When Admin makes a charge adjustment for the last "LOAN_NSF_FEE" type charge which is due on "27 September 2024" with 1 EUR transaction amount and externalId ""
Then Loan has 40.32 outstanding amount
Then Loan Repayment schedule has 1 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 27 September 2024 | | 40.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 27 October 2024 | | 0.0 | 40.0 | 0.32 | 0.0 | 1.0 | 41.32 | 1.0 | 1.0 | 0.0 | 40.32 |
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 27 September 2024 | | 40.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 27 October 2024 | | 0.0 | 40.0 | 0.32 | 0.0 | 1.0 | 41.32 | 1.0 | 1.0 | 0.0 | 40.32 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 40.0 | 0.32 | 0.0 | 1.0 | 41.32 | 1.0 | 1.0 | 0.0 | 40.32 |