FINERACT-2081: Skip loan processing if no overdue

fineract-provider/src/main/java/org/apache/fineract/cob/loan/ApplyChargeToOverdueLoansBusinessStep.java

@@ -37,7 +37,9 @@ public class ApplyChargeToOverdueLoansBusinessStep implements LoanCOBBusinessSte
     public Loan execute(Loan loan) {
         final Collection<OverdueLoanScheduleData> overdueLoanScheduleDataList = loanReadPlatformService
                 .retrieveAllOverdueInstallmentsForLoan(loan);
-        loanChargeWritePlatformService.applyOverdueChargesForLoan(loan.getId(), overdueLoanScheduleDataList);
+        if (!overdueLoanScheduleDataList.isEmpty()) {
+            loanChargeWritePlatformService.applyOverdueChargesForLoan(loan.getId(), overdueLoanScheduleDataList);
+        }
         return loan;
     }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/jobs/applychargetooverdueloaninstallment/ApplyChargeToOverdueLoanInstallmentTasklet.java

@@ -68,7 +68,9 @@ public class ApplyChargeToOverdueLoanInstallmentTasklet implements Tasklet {
             List<Throwable> exceptions = new ArrayList<>();
             for (Map.Entry<Long, Collection<OverdueLoanScheduleData>> entry : overdueScheduleData.entrySet()) {
                 try {
-                    loanChargeWritePlatformService.applyOverdueChargesForLoan(entry.getKey(), entry.getValue());
+                    if (!entry.getValue().isEmpty()) {
+                        loanChargeWritePlatformService.applyOverdueChargesForLoan(entry.getKey(), entry.getValue());
+                    }
 
                 } catch (final PlatformApiDataValidationException e) {
                     final List<ApiParameterError> errors = e.getErrors();

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanChargeWritePlatformServiceImpl.java

@@ -31,6 +31,7 @@ import java.util.LinkedHashMap;
 import java.util.List;
 import java.util.Locale;
 import java.util.Map;
+import java.util.Optional;
 import java.util.Set;
 import lombok.RequiredArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
@@ -764,11 +765,19 @@ public class LoanChargeWritePlatformServiceImpl implements LoanChargeWritePlatfo
     @Transactional
     @Override
     public void applyOverdueChargesForLoan(final Long loanId, Collection<OverdueLoanScheduleData> overdueLoanScheduleDataList) {
+        if (overdueLoanScheduleDataList.isEmpty()) {
+            return;
+        }
         Loan loan = this.loanAssembler.assembleFrom(loanId);
         if (loan.isChargedOff()) {
             log.warn("Adding charge to Loan: {} is not allowed. Loan Account is Charged-off", loanId);
             return;
         }
+        Optional<Charge> optPenaltyCharge = loan.getLoanProduct().getCharges().stream()
+                .filter((e) -> ChargeTimeType.OVERDUE_INSTALLMENT.getValue().equals(e.getChargeTimeType()) && e.isLoanCharge()).findFirst();
+        if (optPenaltyCharge.isEmpty()) {
+            return;
+        }
         final List<Long> existingTransactionIds = loan.findExistingTransactionIds();
         final List<Long> existingReversedTransactionIds = loan.findExistingReversedTransactionIds();
         boolean runInterestRecalculation = false;

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java

@@ -1642,6 +1642,15 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService, Loa
         if (!loan.isOpen()) {
             return list;
         }
+
+        Optional<Charge> optPenaltyCharge = loan.getLoanProduct().getCharges().stream()
+                .filter((e) -> ChargeTimeType.OVERDUE_INSTALLMENT.getValue().equals(e.getChargeTimeType()) && e.isLoanCharge()).findFirst();
+
+        if (optPenaltyCharge.isEmpty()) {
+            return list;
+        }
+        final Charge penaltyCharge = optPenaltyCharge.get();
+
         final Long penaltyWaitPeriod = configurationDomainService.retrievePenaltyWaitPeriod();
         final boolean backdatePenalties = configurationDomainService.isBackdatePenaltiesEnabled();
 
@@ -1657,16 +1666,9 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService, Loa
                 if (!backdatePenalties && !isDueToday) {
                     continue;
                 }
-                Optional<Charge> penaltyCharge = loan.getLoanProduct().getCharges().stream()
-                        .filter((e) -> ChargeTimeType.OVERDUE_INSTALLMENT.getValue().equals(e.getChargeTimeType()) && e.isLoanCharge())
-                        .findFirst();
 
-                if (penaltyCharge.isEmpty()) {
-                    continue;
-                }
-
-                list.add(new OverdueLoanScheduleData(loan.getId(), penaltyCharge.get().getId(),
-                        DateUtils.DEFAULT_DATE_FORMATTER.format(installment.getDueDate()), penaltyCharge.get().getAmount(),
+                list.add(new OverdueLoanScheduleData(loan.getId(), penaltyCharge.getId(),
+                        DateUtils.DEFAULT_DATE_FORMATTER.format(installment.getDueDate()), penaltyCharge.getAmount(),
                         DateUtils.DEFAULT_DATE_FORMAT, Locale.ENGLISH.toLanguageTag(),
                         installment.getPrincipalOutstanding(loan.getCurrency()).getAmount(),
                         installment.getInterestOutstanding(loan.getCurrency()).getAmount(), installment.getInstallmentNumber()));